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Buy Lifelong Cycles on EMI

Lifelong cycles are engineered for durability and performance, offering a versatile range of bicycles designed for urban commuting, fitness routines, and adventurous mountain trails.

Last updated on: March 31, 2026

Product Overview

Lifelong cycles provide a high-quality riding experience with ergonomically designed steel and alloy frames suitable for city travel, fitness goals, and school commutes. Whether you are an urban explorer or a health enthusiast, these bicycles ensure safety and ease of use on every journey. Utilising the Bajaj Finserv Insta EMI Card allows you to acquire these dependable bicycles without a significant initial financial outlay, spreading the lifelong cycle price over comfortable monthly instalments. By shopping online or offline at partner stores, you can upgrade your lifestyle with a high-performance lifelong cycle while maintaining your monthly budget through flexible repayment plans.

Popular Lifelong Cycles You Can Purchase on EMIs

Lifelong offers a diverse range of bicycles tailored to meet various terrain and rider requirements. From rugged mountain bikes built for trails to sleek hybrids for the city, these cycles provide reliable performance at a competitive lifelong cycle cost. Below is a look at popular models:

Model Name

Cycle Type

Frame Material

Wheel Size

Gear Type

Brake Type

Ideal For

Typical Price (₹)

Lifelong Conqueror

MTB

Steel

27.5T

21-Speed

Dual Disc

Trail Riding

₹9,999 – ₹11,500

Lifelong Chaser

MTB

Steel

26T

Single Speed

Disc Brake

Rough Terrains

₹7,500 – ₹8,800

Lifelong刺客 (Freeway)

Hybrid

Alloy Steel

700C

Single Speed

V-Brake

City Commuting

₹6,500 – ₹7,800

Lifelong Bold

MTB

Steel

26T

Single Speed

V-Brake

Beginners

₹5,800 – ₹6,500

Lifelong Ride Free

Kids

Steel

14T / 16T

Non-Geared

Caliper

Children

₹3,500 – ₹4,500

Lifelong Escape

MTB

Alloy Steel

29T

21-Speed

Dual Disc

Adventure

₹12,500 – ₹14,000

Disclaimer: Prices may vary depending on region, model, and current offers. Always refer to the official website or authorised retailers for the latest pricing. 

How to Use the Bajaj Insta EMI Card to Buy a Lifelong Cycle

The application process for the Bajaj Finserv Insta EMI Card is entirely digital and requires minimal documentation. Once your card is active, you can manage the Lifelong cycle on EMI through these simple steps:

Online Steps:

  1. Visit a Bajaj Finserv partner website

  2. Browse the available Lifelong Cycle

  3. Select your preferred model and choose the EMI payment option

  4. Complete the application process and verify your details

  5. Confirm your purchase and select the desired EMI tenure

Offline Steps:

  1. Visit a Bajaj Finserv partner store

  2. Explore the Lifelong Cycle available in-store

  3. Select a model you want and request the EMI payment options

  4. Finalise your purchase at the billing counter

  5. Take home your new Lifelong Cycle with easy EMI payments

Benefits of Buying a Lifelong Cycle Using the Insta EMI Card

Managing your fitness investment becomes effortless with the Insta EMI Card:

  • Easy EMIs: Spread the cost over easy monthly instalments, making your purchase budget-friendly.

  • Flexible Repayment Tenure: Choose a flexible tenure ranging from 3 to 60 months based on your budget.

  • Pan-India Acceptance: The Bajaj Finserv Insta EMI Card is accepted at more than 1.5 Lakh partner stores as well as across multiple online platforms throughout India.

  • Instant Approval: Enjoy a quick, paperless process with a pre-qualified loan offer of up to ₹3 Lakhs.

Who Should Buy a Lifelong Cycle

Choosing the right bicycle depends on several factors to ensure a safe and enjoyable ride:

  • Rider Age and Height: Lifelong provides specific wheel sizes (14-inch to 29-inch) to match the rider's height for a proper leg reach and posture.

  • Riding Purpose: For daily urban commutes, a Hybrid model is best for efficiency. For adventure and rocky terrains, choose an MTB with suspension forks.

  • Terrain Type: If your route involves steep inclines, opt for a 21-speed variant. Single-speed models are excellent for low-maintenance flat city roads.

  • Frame Durability: High-tensile steel frames offer maximum durability for regular road use, while alloy-reinforced frames are lightweight and ideal for fitness enthusiasts.

Other Lifelong Cycle Types You Can Buy Using Insta EMI Card

Expand your riding experience by exploring different categories of Lifelong mobility solutions:

  • Lifelong MTB Cycles – Built for off-road durability and shock absorption.

  • Lifelong Road Cycles – Designed for speed and efficiency on paved surfaces.

  • Lifelong Hybrid Cycles – The perfect blend of comfort and versatility for city use.

  • Lifelong Kids Cycles – Safe, colourful, and sturdy bikes for young riders.

Other Brands Offering Cycles on EMIs

If you are considering other options, you can also explore these reputable bicycle brands available on easy EMI plans:

  • Hero Cycles on EMI: India's iconic brand with a vast range of city and mountain bikes.

  • Avon Cycles on EMI: Durable and reliable cycles known for their long-lasting build.

  • Firefox Cycles on EMI: Premium performance cycles for enthusiasts and professionals.

  • Hercules Cycles on EMI: Known for the popular Roadeo series and sturdy urban designs.

Financial Content Specialist

Reviewer

Roshani Ballal

Frequently Asked Questions

Is EMI available on Lifelong cycles across mountain bike models?

Yes, the EMI facility is available for the entire range of Lifelong mountain bikes at both online and offline partner stores.

Yes, during major e-commerce sales and festive promotions, you can often find Easy EMI and Easy EMI offers on Lifelong models.

Absolutely. You can select a convenient repayment tenure, typically between 3 and 24 months, during the checkout process on partner websites.

Yes, their geared MTB and hybrid models are excellent for daily cardio and low-impact fitness routines.

Yes, most Lifelong MTB models come equipped with front suspension forks to absorb shocks on uneven surfaces.

Yes, their hybrid and single-speed models are specifically engineered for efficient handling and comfort on city roads.

Yes, many models feature dual disc brakes for consistent and reliable stopping power, even in wet conditions.

While steel frames offer durability, Lifelong uses modern frame geometry to ensure the cycles remain easy to handle and manoeuvre.

Built with high-quality components and sturdy frames, these cycles are highly reliable and designed for consistent daily use over long periods.

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