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Buy Mach City Cycles on EMI

Purchase a lightweight Mach City cycle for urban commuting or fitness and enjoy the convenience of the Bajaj Finserv Insta EMI Card to split the mach city cycle price into easy, interest-free monthly instalments.

Last updated on: March 31, 2026

Product Overview

Mach City cycles are specifically engineered for the modern urbanite, offering a perfect blend of lightweight agility, minimalist design, and performance-focused features. Whether you are navigating busy office routes or enjoying a weekend fitness ride, these cycles provide a smooth experience on city roads. By using the Insta EMI Card, you can own a Mach City cycle on EMI and enjoy premium urban mobility without immediate financial strain.

Popular Mach City Cycles You Can Purchase on EMI

Here is a list of popular models available at a competitive Mach City cycle in India:

Model Name

Cycle Type

Frame Material

Wheel Size

Gear Type

Brake Type

Ideal For

iBike Single Speed

Hybrid / City

Steel (Internal Cabling)

26" / 700C

Non-Geared

V-Brakes

Beginners & Short City Commutes

iBike 7 Speed

Hybrid / City

Lightweight Steel

26" / 700C

7-Speed (Shimano)

V-Brakes

Urban Fitness & Flat Terrains

Munich Single Speed

Hybrid / Road

Lightweight Steel

700C

Non-Geared

V-Brakes

Sleek Urban Riding & Speed

Munich 21 Speed

Hybrid / Road

Lightweight Steel

700C

21-Speed (Shimano)

V-Brakes

Long Distance / Elevated City Roads

Montreal Single Speed

Hybrid / CTB

Lightweight Steel

700C

Non-Geared

Dual Disc

Daily Commutes with Better Stopping

Montreal 21 Speed

Hybrid / CTB

Lightweight Steel

700C

21-Speed (Shimano)

Dual Disc

Versatile City Riding & Fitness

Montreal FX (SS)

Hybrid / City

TIG Welded Steel

700C

Non-Geared

Dual Disc

All-weather Urban Commuting

Montreal RF (Rigid)

Hybrid

Lightweight Steel

700C

21-Speed (Shimano)

Dual Disc

Fast Road-style Urban Hybrid

Disclaimer: Specifications are subject to change based on model, region, or availability. Visit the official website for the most accurate and current information.

How to Use the Bajaj Insta EMI Card to Buy a Mach City Cycle

The application process for the Bajaj Finserv Insta EMI Card is entirely digital and requires minimal documentation. Once your card is active, you can manage the Mach City cycle on EMI through these simple steps:

Buy Online Using EMI Card

  1. Visit an authorised Bajaj Finserv partner website:

  2. Explore Mach City cycles available online:

  3. Select your preferred cycle model and opt for EMI payment

  4. Provide the required details and complete the verification process

  5. Confirm the EMI tenure and place the order: 

Buy Offline at Partner Stores Using EMI Card

  1. Find an authorised Mach City cycle retail store near you

  2. Browse through the available cycle models in-store

  3. Choose your desired model and select EMI Card payment at checkout

  4. Complete the payment process at the billing counter

  5. Take home your new cycle with easy and flexible EMIs

Benefits of Buying a Mach City Cycle Using the EMI Card

  • No Cost EMI for selected tenures, ensuring no extra interest.

  • Zero Down Payment options available on specific models.

  • Flexible Tenure options ranging from 3 to 24 months.

  • Pan-India acceptance across a vast network of partner stores.

  • Easy upgrades to higher-spec geared models without a high upfront mach city cycle cost.

  • Budget control allows you to maintain your monthly cash flow.

Who Should Buy a Mach City Cycle? A Buying Guide

  • Rider Type: Ideal for students, office commuters, and fitness enthusiasts.

  • Height & Fit: Available in various frame and wheel sizes (26" and 700C) for adult riders.

  • Riding Purpose: Designed primarily for urban environments, flat tarmac, and paved city paths.

  • Gear Requirement: Choose 'Single Speed' for low maintenance or 'Multi-speed' (7 or 21-speed) for flyovers and varied inclines.

  • Frame Durability: Features lightweight steel frames with modern TIG welding for a balance of strength and agility.

Other Mach City Cycle Types You Can Buy Using EMI Card

Mach City extends its urban-centric engineering across several specialised categories to suit every city rider:

  • Mach City Hybrid Cycles: Versatile models like the iBike and Montreal, blending the speed of a road bike with the sturdiness of an MTB for the perfect urban commute.

  • Mach City Road Cycles: Sleek, lightweight machines like the Munich range, featuring 700C wheels designed for maximum speed and efficiency on smooth tarmac.

  • Mach City Commuter Cycles: Simplified, low-maintenance bikes with upright riding geometries, ideal for short-distance office travel and daily city errands.

  • Mach City Geared Cycles: Performance-focused variants equipped with Shimano 7-speed or 21-speed drivetrains, making it easier to navigate flyovers and varying city gradients.

Other Brands Offering Cycles on EMI

Besides Mach City, several other top cycling brands are available through the EMI Card at authorised online platforms and retail outlets:

  • Montra Cycles: A premium choice for enthusiasts looking for high-end alloy frames, professional road bikes, and performance-driven hybrid cycles.

  • Hero Cycles: India’s legacy brand offering a massive range of durable, reliable, and affordable cycles for all age groups and terrains.

  • Btwin Cycles: Known for international design standards and innovative builds, these cycles are ideal for professional sports, fitness, and trekking.

  • Hercules Cycles: A trusted name for sturdy, rugged bicycles built for daily heavy-duty usage, urban commuting, and unmatched reliability.

Financial Content Specialist

Reviewer

Roshani Ballal

Frequently Asked Questions

Is EMI available on Mach City cycles across commuter models?

Yes, the entire range of Mach City commuter cycles is eligible for purchase via the Bajaj Finserv Insta EMI Card.

Yes, you can often combine festive offers and online discounts with the EMI Card to get a lower mach city cycle price in India.

Yes, you can choose a flexible tenure that suits your financial needs at the time of purchase.

Absolutely. They are specifically designed for city roads with lightweight frames and quick handling.

Yes, Mach City uses lightweight steel and Alloy components to ensure the cycles are easy to manoeuvre in traffic.

Yes, the 700C wheels and hybrid geometries are optimised for tarmac and smooth city surfaces.

Yes, they feature an upright riding geometry that reduces strain on the back and shoulders during daily travel.

Yes, most models come in multiple frame sizes to accommodate riders of different heights.

With durable components and low-maintenance designs, they are highly reliable for consistent daily use.

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