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Purchase a computer on EMI and spread the cost into manageable monthly instalments.
Last updated on: Aug 12, 2026
When looking for flexible payment options, the Bajaj Finance Insta EMI Card can help you convert the cost of your preferred computer into easy EMIs.
You can choose a repayment tenure of 3-60 months, making it easier to buy the computer you need while managing your monthly budget comfortably.
Desktop computers are available across different price segments, from everyday home-use models to premium creative and gaming systems. Before making a purchase, compare the specifications, performance, and price of different models to find the one that suits your requirements.
Here are some of the latest desktop computers:
| Computer | Starting Price* |
|---|---|
Apple iMac 24-inch (M4) |
₹1,74,900 |
Dell Alienware Aurora R16 |
₹2,99,999 |
Lenovo Yoga AIO 9i Gen 8 |
₹1,94,990 |
HP All-in-One Desktop PC |
₹87,015 |
*Disclaimer: Prices are indicative and may change based on configuration, seller, location, and ongoing offers.
Here is an overview of the top devices you can choose when looking for a computer on EMI without a credit card.
The Dell Alienware Aurora R16 is available with SSD storage options ranging from 512GB to 4TB, allowing you to store large games, applications, multimedia files, and work-related data with fast loading speeds.
It comes with Windows 11 Home or Windows 11 Pro, depending on the chosen configuration, providing access to the latest Windows features and security updates.
The desktop is available with powerful Intel Core i7 and i9 processors, making it suitable for gaming, streaming, content creation, and demanding workloads. ,
Depending on the variant selected, it supports up to 64GB DDR5 RAM, helping you handle multitasking and resource-intensive applications smoothly.
Dell offers multiple NVIDIA GeForce RTX graphics options, including RTX 4070-series GPUs on select models, ensuring an immersive gaming and visual experience.
The desktop includes features such as the Alienware Command Center, advanced cooling technology, and customisable lighting options for enhanced performance and personalisation. ,
The Dell Alienware Aurora R16 is available at a starting price of approximately ₹2,99,999, depending on the selected configuration.
The Apple iMac is available with SSD storage options ranging from 256GB to 2TB, giving you ample space to store documents, photos, videos, applications, and creative projects.
It runs on macOS, offering a seamless user experience, built-in security features, and smooth integration with other Apple devices.
The latest iMac is powered by the Apple M4 chip, featuring up to a 10-core CPU and a 10-core GPU. This makes it suitable for everyday computing, content creation, photo editing, and multitasking.
Depending on the variant, you can configure the device with up to 32GB of unified memory for improved multitasking performance.
It features a 24-inch 4.5K Retina display that delivers sharp visuals, accurate colours, and a premium viewing experience.
The iMac comes with accessories such as the Magic Keyboard and Magic Mouse. Select models also include Touch ID support for secure access and purchases.
The Apple iMac 24-inch starts at ₹1,74,900, depending on the chosen specifications and storage configuration.
The Lenovo Yoga AIO 9i comes with up to 1TB SSD storage, providing quick access to files, applications, and multimedia content.
It runs on Windows 11 Home, offering a modern interface and productivity-focused features.
Powered by a 13th Gen Intel Core i9 processor, this all-in-one desktop is designed for content creation, professional workloads, and high-performance computing.
It offers up to 32GB LPDDR5 RAM, helping you run multiple applications and demanding software efficiently.
The desktop features a 32-inch 4K UHD display with HDR support, making it suitable for entertainment, creative work, and productivity tasks.
Key highlights include Dolby Atmos-enhanced speakers, wireless charging support, One Cable Link functionality, and a premium all-in-one design.
The Lenovo Yoga AIO 9i is currently listed at ₹1,94,990 on Lenovo's official store.
Select HP All-in-One desktop models come with 512GB SSD storage, providing fast boot times and quick access to files and applications.
The desktops run on Windows 11 Home, offering the latest productivity and security features from Microsoft.
HP offers configurations powered by AMD Ryzen 5, Ryzen 7, and Intel Core Ultra processors, suitable for day-to-day computing, office work, online learning, and multitasking.
Depending on the model, you can get up to 16GB RAM, helping ensure smooth performance while handling multiple tasks simultaneously.
HP All-in-One desktops feature 23.8-inch Full HD displays with IPS technology and anti-glare support on select variants for comfortable viewing.
Many models include an integrated webcam, wireless connectivity options, and Microsoft Office benefits, making them suitable for work, study, and everyday use.
HP All-in-One desktop PCs currently start at approximately ₹87,015, depending on the chosen configuration.
Here are some reasons to buy a computer on EMI with the Bajaj Finance Insta EMI Card:
You can opt for the EMI option without making a down payment
You can save more money than a credit card with easy EMIs
You can choose a tenure of up to 60 months
You can buy over 1 million products at Bajaj Finance partner stores
You can use this card at 1.5 Lakh+ stores across India
You can spend up to ₹3 Lakhs with your card
You can pre-close the loan after the first EMI without any charges
If you know which PC you want to buy, you can head to the nearest Bajaj Finance Partner Stores. Follow these steps to buy a desktop computer on EMI.
Reviewer
Yes, you can buy a desktop computer on EMI. If you buy your computer with a Bajaj Finance Insta EMI Card, you can get a benefit of feasible repayment tenure.
Yes, a desktop computer is available at no cost EMI. You can use an EMI card to avail of this facility.
A desktop computer might cost up-to ₹45000 if you are planning to buy it at one of the Partner Stores.
Yes, you can now buy PCs on EMI at one of the many Partner Stores.
The time it takes for a transaction to convert into EMI (Equated Monthly Installment) typically depends on the bank or the payment provider. In general:
You’ll usually get an SMS or email confirmation once the EMI is activated.
Opting for the EMI payment option when buying a PC can be a smart move for several reasons:
Affordability: Spread the cost over several months instead of paying a large lump sum.
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