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There may be certain reasons why your Bajaj Finserv EMI Network Card can get blocked. As a result, you might be unable to use your Bajaj Finserv EMI Network Card at accepted shops to buy products on EMI. 

 

Luckily, unblocking your card is easy. Once you understand the reason for which your card is blocked, you can unblock it via customer care or the Bajaj Finserv customer portal.

How to Unblock Your Bajaj Finserv EMI Network Card

If you are wondering, “Where can I use a Bajaj Finserv EMI Network Card?”, you should know that you have thousands of options. In fact, there are more than 1.5 lakh partner stores. 

 

However, you will not be able to use it if the card is blocked. Here is how you can unblock your card using the following methods:

1. Via Customer Portal

Here are the steps that allow you to unblock your Bajaj Finserv EMI Network Card via the customer portal:

  • Step 1: Log into the Bajaj Finserv customer portal using a combination of your customer ID and password or your registered phone number/email ID and OTP

  • Step 2: Head to the ‘My Relations’ section and click on ‘EMI Network Card’

  • Step 3: Select the ‘View All’ option

  • Step 4: Press the ‘EMI Card Details’ option

  • Step 5: Pick the ‘Block/Unblock/Reissue’ option

2. Via Customer Care

To unblock your EMI Network Card through customer care, here are the steps you would need to follow:

  • Step 1: Call the customer care helpline number at 08698010101

  • Step 2: Give the customer care representative the following details:

  1. Your Bajaj Finserv EMI Network Card number

  2. Your customer ID

  3. Details of the problem you’re facing

 

Once this is done, your request will be processed and resolved, and you will receive a notification for the same. Once your card is unblocked, you can use the Bajaj Finserv EMI Network Card at accepted stores.

 

Now that you know how to unblock your EMI card, you need not worry about your shopping experience being interrupted ever again. Also, to ensure that your card does not get blocked in the first place. One way is to make it a point to pay your EMIs on time. 

 

In addition to this, ensure that your ECS mandate remains active. It is also essential to remain credit-healthy to keep your EMI card functional. You can keep tabs on all your EMI card details with the easy-to-use app. Download today!

FAQs on Unblock Bajaj Finserv EMI Network Card

What are the reasons for blocking Bajaj Finserv EMI Network Card?

Your Bajaj Finserv EMI Network card could be blocked either because you missed an EMI payment or failed to furnish your ECS mandate. In addition, if your CIBIL score falls to a number below 750, your card can get blocked. 


You must get it unblocked to use it at the Bajaj Finserv EMI Network Card’s accepted stores.

How to unblock the Bajaj Finserv EMI Network Card if you have missed an EMI payment?

The only way to unblock your card, in this case, is to pay your dues. Making your EMI repayments is simple enough, and you can do it by visiting the nearest Bajaj Finserv branch and settling your dues.

 

Alternatively, you can also use the mobile app or the official website to make the payment. All you have to do is sign into the customer portal, Experia, to make your EMI payments.

How to unblock the Bajaj Finserv EMI Network Card if your ECS mandate has not been processed?

If your bank has not accepted your ECS mandate or if there are any inconsistencies with your account details, it’s best to leave nothing to chance. It is advisable to submit a new ECS mandate at the nearest Bajaj Finserv branch.

 

If you’re doing this at the beginning or during the middle of a month, ensure that you pay the advance EMI since it’s mandatory to clear all your EMI dues on or before the 22nd of each month.

 

Till your ECS mandate is activated, you’ll need to perform this action manually. Once you have successfully resolved the issues surrounding your ECS mandate, your Bajaj Finserv EMI Network Card will be unblocked. 


It may take up to 45 days for the unblocking to be complete, after which you can use your Bajaj Finserv EMI Network Card at accepted shops.

How to unblock the Bajaj Finserv EMI Network Card if your CIBIL score has fallen below 750?

In case your CIBIL score falls below 750, your Bajaj Finserv EMI card may get blocked. If this happens, look into the reasons for your dipping CIBIL scores. If there are any dues that are unpaid, ensure that you settle them at the earliest.

 

Moreover, take other steps to restore your CIBIL score to 750 or higher. After you’ve restored your score, obtain a copy of your latest credit report reflecting your new CIBIL score. 

 

Share your report with Bajaj Finserv at www.bajajfinserv.in/reach-us and place a request for your card to be unblocked.

How many days will it take to unblock my Bajaj Finserv EMI Network Card?

In case your Bajaj Finserv EMI Network Card is blocked as a result of non-payment, you can follow the steps to unblock your card and start using it again within 45 days.

How to activate blocked cards?

You can activate your blocked card by calling the Bajaj Finserv customer care number (08698010101).

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