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The Bajaj Finserv EMI Network Card helps make your consumer-durable purchases simple, convenient, and affordable. This card lets you convert your big and small spends into easy no-cost EMIs with minimal or no down payment. You can use the card to purchase over a million products at 1.5 lakh partner stores across 4,000 Indian cities. You won’t be charged any interest as long as you make your repayments on time! And, the interest charged on late payments is also quite nominal. 

Points to Remember

Here are some points worth keeping in mind about the Bajaj Finserv EMI Network Card: 

  • No interest is charged on your purchases

  • If you foreclose a loan after the payment of the first EMI, you do not need to pay any foreclosure charges

  • Your purchases using the Bajaj Finserv EMI Network Card have minimal to zero down payment options

  • A minimal convenience fee is charged depending on the type of product you purchase

Process to Apply for the EMI Network Card

When making purchases at any of the Bajaj Finserv partner stores using the EMI mode, you also have the choice to apply for and pay using the EMI Card. Bajaj Finserv executives present in these stores will guide you through the application process. 

 

With No Cost EMIs, a vast selection of products and exclusive offers are readily available. These features make it a must to ensure that you get what you want while safeguarding your current and future finances.

Shop at the Bajaj Finserv Partner Stores

Your EMI card grants access to the Bajaj Finserv EMI Network, which gives you access to a number of partner stores across categories. In fact, you can shop with your EMI card at over 1.5 lakh partner stores.

You can even use your Bajaj Finserv EMI Network Card and get exciting offers and discounts. Best of all, these partner stores are accessible in 4,000 cities across India, ensuring easy access to products and services. 

 

Some of the leading partner stores are: 

  • Vijay Sales

  • Croma

  • Reliance Digital

 

You can shop affordably and convert your big-ticket purchases into monthly payments to stay within budget. 

 

Frequently Asked Questions

What is the interest rate of the Bajaj Finserv EMI Network Card?

There are no interest charges levied on using the Bajaj Finserv EMI Network Card for purchases. It lets you buy the products you like at no-cost EMI.

What are the loan foreclosure charges of a Bajaj Finserv EMI Network Card?

No foreclosure charges will be levied if you opt for a foreclosure after making your first EMI payment.

What is the interest payable for the purchase of ₹1 Lakh using the Bajaj Finserv EMI Network Card?

If the purchase is eligible for no-cost EMI with the EMI card by Bajaj Finserv, the interest rate will be zero, even if the purchase is ₹1 Lakh.

Are purchases made using the Bajaj Finserv EMI Network Card interest free?

Yes, if the product you are buying is eligible for no-cost EMIs, then it is an interest-free purchase. 

What is the minimum purchase amount to use the Bajaj Finserv EMI Network Card?

With this EMI card, there is no minimum purchase requirement. You can purchase whatever you want as long as it is within your available card limit.

Can I withdraw cash using my Bajaj Finserv EMI Network Card?

No, you cannot use this card to withdraw cash from ATMs or other machines or platforms.

What is the processing fee charged on purchases made using the Bajaj Finserv EMI Network Card?

The processing fees can range anywhere from ₹0 to ₹1,078 depending on your purchase. It is best to check the official website for more details.

Are there any hidden charges associated with the Bajaj Finserv EMI Network Card?

No, there are no hidden charges or fees associated with Bajaj Finserv EMI Network Card. All fees are disclosed at the time of card application, activation, or purchase.

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