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Purchase your next MacBook without Credit Card. Use the Bajaj Finance Insta EMI Card to enjoy flexible repayment options with a tenor of up to 60 months.
Last updated on: Aug 11, 2026
MacBooks are regarded as some of the best-performing laptops available in the market today, known for their exceptional performance. However, they are priced on the higher end, and paying the full amount upfront can be challenging. Explore different financing solutions such as the Bajaj Finance Insta EMI Card which offers a convenient shopping experience.
Visit your nearest Bajaj Finserv partner store to buy a MacBook on EMI without needing a credit card.
Stay updated by knowing the different MacBook variants available in India, allowing you to make an informed decision before purchasing. Here is a list of MacBooks along with their specifications and prices:
| Specifications | MacBook Air 13" (M2) | MacBook Air 13" (M3) | MacBook Air 15" (M3) | MacBook Pro 16" (M3, M3 Pro, M3 Max) |
|---|---|---|---|---|
Processor |
Apple M2 (8-core CPU, 8/10-core GPU) |
Apple M3 (8-core CPU, 10-core GPU) |
Apple M3 (8-core CPU, 10-core GPU) |
M3 Pro / M3 Max (Up to 16-core CPU,Up to 40-core GPU) |
Display |
13.6-inch Liquid Retina Display 9 |
13.6-inch Liquid Retina Display 9 |
15.3-inch Liquid Retina Display 9 |
16.2-inch Liquid Retina XDR Display 8 |
Battery Life |
Up to18 hours |
Up to18 hours |
Up to 18 hours |
Up to 22 hours |
Memory |
8GB (Up to 24GB unified memory) |
8GB(Up to 24GB unified memory) |
8GB(Up to 24GB unified memory) |
18GB(up to 128GB for M3 Max) |
Storage |
256GB SSD(up to 2TB) |
256GB SSD(up to 2TB) |
256GB SSD to 2TB SSD |
512GB SSD to 8TB SSD |
Weight |
1.24 kg |
1.24 kg |
1.51 kg |
2.14 kg /2.16 kg |
Ports |
2 Thunderbolt,USB 4 ports |
2 Thunderbolt,USB 4 ports |
2 Thunderbolt,USB 4 ports |
3 Thunderbolt 4 ports (USB-C), HDMI port,SDXC card slot |
Wi-Fi and Bluetooth |
Wi-Fi 6,Bluetooth 5.3 |
Wi-Fi 6E,Bluetooth 5.3 |
Wi-Fi 6E,Bluetooth 5.3 |
Wi-Fi 6E,Bluetooth 5.3 |
Price |
Starts from ₹69,990 |
Starts from ₹1,09,990 |
Starts from ₹1,24,990 |
Starts from ₹2,49,900 |
Disclaimer: Please note that the prices and product details mentioned above are only indicative. The products’ prices and/or availability are subject to change without prior notice.
The Insta EMI Card lets you convert your gadget's total cost into affordable instalments. Here are the steps to buy a MacBook on EMI without a credit card:
Visit the Bajaj Finserv partner store
Pick your preferred model
Choose the Bajaj Finance Insta EMI Card as your payment option
Share your card details and choose a tenor
Provide the OTP to confirm your payment
Buying an Apple MacBook on EMI with the Bajaj Finance Insta EMI Card can make your purchase more affordable and convenient. Here are some of the key benefits:
| Feature | Benefit |
|---|---|
Easy EMI Facility |
Convert the cost of your MacBook into manageable monthly instalments instead of paying the full amount upfront. |
Zero Down Payment |
Get access to zero down payment offers on select MacBook models and eligible purchases. |
Flexible Repayment Tenure |
Choose a repayment tenure of up to 60 months to match your budget and repayment capacity. |
High Pre-approved Limit |
Enjoy a pre-approved loan limit of up to ₹3 Lakhs, subject to eligibility. |
Wide Partner Network |
Use the Bajaj Finance Insta EMI Card at over 1.5 lakh partner stores across India for online and offline purchases. |
No Foreclosure Charges |
Foreclose your loan without foreclosure charges after paying the first EMI, subject to the applicable terms and conditions. |
Reviewer
Yes, if paying the full amount in one go for a MacBook is challenging, you can opt for the Bajaj Finance Insta EMI Card. It offers a convenient payment method with access to a pre-approved loan limit of up to ₹3 Lakhs and allows you to choose a repayment tenor that suits your budget.
Yes, you can buy a MacBook on EMI without a credit card. You can use the Bajaj Finance Insta EMI Card to make the purchase.
Partner stores offer discounts and other offers upon purchasing an Apple laptop with the Bajaj Finance Insta EMI Card. However, it is best to check with them for more information.
The better option depends on your requirements and budget. The MacBook Air M5 offers newer-generation hardware and performance improvements over the MacBook Air M4. However, if you are looking for a balance between performance and value, the MacBook Air M4 can still be a practical choice. Compare the specifications, features, and price before making your decision.
MacBook Pros are quite expensive and can cost anywhere between ₹1 Lakh and ₹3 Lakhs. Paying the entire amount in one shot can be difficult, and most buyers take the EMI route. You can buy a MacBook on EMI by using the Bajaj Finance Insta EMI Card with repayment tenors of up to 60 months.
You can purchase a MacBook on EMI using the Bajaj Finance Insta EMI Card. This allows you to convert the cost into easy monthly instalments over a flexible tenor of up to 60 months.
You can easily buy an Apple MacBook on EMI online using the Bajaj Finance Insta EMI Card. Shop at the nearest store or any online marketplace that accepts the Insta EMI Card.
Yes, you can buy a MacBook on EMI online with the Bajaj Finance Insta EMI Card at partner stores that accept the Insta EMI Card.
Apple is expected to launch new MacBook Pro models between late 2024 and early 2025. While rumours suggest a potential 2026 release, there has been no official confirmation from Apple yet.
The Bajaj Finance Insta EMI Card offers flexible EMI options for MacBook purchases. This gives you the option to repay over a tenor of up to 60 months with easy EMIs available at select stores.
The EMI for a MacBook Air depends on the model you choose, the purchase price, and the repayment tenure selected. For example, a MacBook Air priced at ₹1,09,990 on a 12-month tenure would have an indicative EMI of around ₹9,166 per month. The actual EMI may vary based on the applicable financing terms and tenure.
The best MacBook depends on your usage requirements and budget:
Choose the MacBook Air 13" (M2) if you want an affordable MacBook for everyday use.
Choose the MacBook Air 13" (M3) if you need better performance while keeping the cost relatively lower.
Choose the MacBook Air 15" (M3) if you prefer a larger display for work and entertainment.
Choose the MacBook Pro 16" if you handle demanding tasks such as video editing, software development, or professional creative work.
Buying on EMI allows you to spread the cost over manageable monthly instalments instead of making a large upfront payment.
Yes, you can buy select MacBook models on Easy EMI with the Bajaj Finance Insta EMI Card. Depending on the product, retailer, and applicable offers, you can convert the purchase amount into affordable monthly instalments and choose a repayment tenure that suits your budget.