Choosing the right investment terms is crucial in ensuring you get the desired returns. Thankfully, you can use an FD calculator like the Shriram Finance FD calculator and plan your investment accordingly. The calculator helps by providing the estimated returns. 


With this powerful tool, you can compare various options and plan your investment strategy to get the best returns. Also, it helps you choose an ideal investment horizon that aligns with your goals and finances. 

Read on to learn the benefits of the Shriram Finance FD calculator, the latest interest rates of Shriram Finance FDs, and more.

Shriram Finance Fixed Deposit Calculator

Deposit Amount
Interest Rate
Interest Payout
Your Total Maturity Amount is
Your Total Maturity Amount is
Total Investment
Total Interest Earned

Interest Rates for Shriram Finance FD

Here are the latest annual Shriram Finance FD interest rates for non-cumulative deposits:


Regular Citizens (in p.a.)

Senior Citizens (in p.a.)

12 Months - 60 Months 

7.60% - 8.50%

8.10% - 9.00% 

Disclaimer: The above interest rates are current as of October 2023 and are subject to change as per the FD issuer’s policy.


Note that there is an additional interest of 0.25% per annum on all renewals after the maturity of the FD. Also, women depositors get an additional interest of 0.10% per annum. 

Benefits of the Shriram Finance FD Calculator

By using the Shriram Finance FD calculator, you can enjoy a number of advantages that make your investing experience convenient. Here are some of the top benefits:

1. Helps in Investment Planning

Opting for an ideal investment is essential to meet your goals without any issues. The Shriram Finance FD calculator gives you an estimate of the returns, helping you with investment planning. This lets you choose an option that offers the best returns.

2. Calculates Estimated Returns

You can determine your potential interest earnings with the help of the Shriram Finance FD calculator. This tool lets you know the FD returns you can get for various tenors and schemes and helps you plan efficiently.

3. Helps Choose a Suitable Tenor

While investing in an FD, choosing the right tenor that gives the returns you want, and when you want is crucial. With the FD calculator, you can easily understand and decide which tenor offers the best returns through comparison. 

4. Error-free Results

Manually calculating the estimated returns for an FD can be a complex process. Also, some errors are typical if you are calculating the returns for various FD schemes. Thankfully, you can eliminate the hassle and errors of manual calculations with the Shriram Finance fixed deposit calculator.  

5. Saves Time and Effort

With this digital tool, you can save time and effort, as it eliminates the need to calculate the results manually. The calculator gives the estimates of your returns instantly. Additionally, this tool is available online, meaning you use it at your convenience.   


In addition to these benefits, the Shriram Finance FD calculator is accessible free of cost and without any restrictions. This means that you can freely use the calculator multiple times and find the ideal investment option seamlessly. 

You  can easily compare the various FDs available on Bajaj Markets. Once you choose a scheme, you can book your FD using an easy process and with minimal paperwork.


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial investment advice or endorsement of any sort. 

The information including interest rates with regard to fixed deposit, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any investment or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products. 

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FAQs on the Shriram Finance FD Calculator

No, you do not need to pay any fees for investing in a Shriram Finance FD. To begin your investment, pay the deposit amount and submit the required details. You can use the STFC FD calculator to determine the ideal investment amount or other terms.

Yes, under the Income Tax Act of 1961, you need to pay tax on the interest earned on your fixed deposits. This limit has been set at ₹50,000 for senior citizens and at ₹40,000 for the general public. You can use the Shriram Finance FD calculator to plan your investments and save on taxes.

You are eligible to invest in a fixed deposit with Shriram Finance if you are an individual, an NRI, a company, a partnership firm, a HUF, or a trust. It’s best to check your eligibility before approaching an FD issuer.

The investment horizon for a Shriram Finance fixed deposit ranges from 12 months to 60 months. To assess which tenor is ideal and gives the best returns, use the Shriram Finance FD calculator.

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