Today’s Gold Rate in West Bengal

The following table shows the current gold rates in West Bengal:

Gram	22 Carat Gold Rate Today	22 Carat Gold Rate Yesterday	Daily Price Change
1 Gram	₹13,650	₹13,725	₹-75
10 Gram	₹136,500	₹137,250	₹-750
100 Gram	₹	₹	₹

*Disclaimer: The aforementioned rates are subject to change as per market conditions.

*Disclaimer: The rates are subject to change as per market conditions.

Gold price in Bengal with fluctuations in the last few days, is shown below:

Several domestic and international elements shape gold prices across the state. Understanding these factors can help you make informed decisions when buying or investing in gold:

Inflation and Interest Rates

Rising inflation often leads investors to seek refuge in gold, pushing up prices. Interest rate cuts by central banks can also boost demand, influencing gold rates nationwide.

Rupee vs Dollar Exchange Rate

Gold is globally priced in US dollars. When the rupee weakens against the dollar, imported gold becomes costlier, increasing the current gold rate in West Bengal.

Import Duties and GST

Government-imposed import duties and the 3% GST significantly affect local gold rates. Any revision in these charges directly impacts retail prices across West Bengal.

Local Demand in West Bengal

Gold buying typically surges during Durga Puja and the wedding season. This increased demand often raises the gold price for 10 grams in West Bengal temporarily.

Global Gold Rates

West Bengal’s gold prices follow international benchmarks. Global events, market sentiment, and trading trends in London and New York set the tone for local pricing.

Effect on Final Price

GST adds to the overall cost of gold purchases. Even a small tax difference can raise the final bill, especially during high-value purchases or festive buying.

3% GST on Gold Value

A flat 3% GST is charged on the gold’s value, regardless of purity. This applies to both 22 karat and 24 karat gold rates in West Bengal.

5% GST on Making Charges

Jewellery-making charges also attract a 5% GST. These costs are often overlooked by buyers but can significantly affect the total amount paid.

No Refund on Resale

GST paid during purchase is non-refundable if you sell the gold later. Resale value is calculated based only on purity and weight, not tax paid.

Gold prices play a crucial role in determining loan amounts, eligibility, and repayment terms. Here's how changing rates impact every stage of a gold loan in West Bengal:

Higher Rate, Bigger Loan

When the gold rate in West Bengal rises, your gold holds more value as collateral. This allows you to borrow a higher amount against the same quantity.

Timely Repayment is Key

Gold loans are secured but still require disciplined repayment. Delays can result in penalty charges or even loss of pledged jewellery if defaults occur.

Loan-to-Value (LTV) Ratio

Lenders typically allow up to 75% of your gold’s current market value. They use the 24 karat or 22K gold rate in West Bengal to assess eligibility.

Market Risk if Rates Drop

If gold prices fall, the value of your pledged asset drops too. This may lead to margin calls or reduced loan eligibility in future applications.

EMI and Repayment Impact

Higher gold rates may get you a larger loan, but repayment depends on interest rates and tenure. Always choose a plan that aligns with your cash flow.

Gold prices in West Bengal maintained their upward momentum in february 2026, showing a steady increase over the month. Both 22-karat and 24-karat gold witnessed price fluctuations, with the highest and lowest rates recorded between the 1st and 28th of february.

 

Gold Prices on 1st february 2026

• 22-Karat Gold: ₹1487 per gram
• 24-Karat Gold: ₹1561 per gram

 

Gold Prices on 28th february 2026

• 22-Karat Gold: ₹1496 per gram
• 24-Karat Gold: ₹1570 per gram

 

Highest Gold Price in february 2026

The highest recorded price of gold during the month was on 25th february 2026:

• 22-Karat Gold: ₹14,98 per gram
• 24-Karat Gold: ₹15,72 per gram

 

Lowest Gold Price in february 2026

The lowest recorded price of gold during the month was on 3rd february 2026:

• 22-Karat Gold: ₹13,89 per gram
• 24-Karat Gold: ₹14,58 per gram

 

Overall Performance

In February 2026, gold prices in West Bengal recorded a rise. During this period, 22-karat gold prices saw a rise of 0.61%, while 24-karat gold prices experienced a rise of 0.60%.

Gold prices in West Bengal continued their upward trend in January 2026, showing a moderate increase over the month. Both 22-karat and 24-karat gold witnessed price fluctuations, with the highest and lowest rates recorded between the 1st and 31st of January.

 

Gold Prices on 1st January 2026

• 22-Karat Gold: ₹12,53 per gram
• 24-Karat Gold: ₹13,15 per gram

 

Gold Prices on 31st January 2026

• 22-Karat Gold: ₹14,87 per gram
• 24-Karat Gold: ₹15,61 per gram

 

Highest Gold Price in January 2026

The highest recorded price of gold during the month was on 30th January 2026:

• 22-Karat Gold: ₹16,49 per gram
• 24-Karat Gold: ₹17,32 per gram

 

Lowest Gold Price in January 2026

The lowest recorded price of gold during the month was on 2st January 2026:

• 22-Karat Gold: ₹12,53 per gram
• 24-Karat Gold: ₹13,15 per gram

 

Overall Performance

In January 2026, gold prices in West Bengal recorded a rise. During this period, 22-karat gold prices saw a rise of 18.68%, while 24-karat gold prices experienced a rise of 18.67%.

Gold prices in West Bengal continued their upward trend in December 2025, showing a moderate increase over the month. Both 22-karat and 24-karat gold witnessed price fluctuations, with the highest and lowest rates recorded between the 1st and 31th of December.

 

Gold Prices on 1st December 2025

• 22-Karat Gold: ₹12,05 per gram
• 24-Karat Gold: ₹12,65 per gram

 

Gold Prices on 31th December 2025

• 22-Karat Gold: ₹12,63 per gram
• 24-Karat Gold: ₹13,26 per gram

 

Highest Gold Price in December 2025

The highest recorded price of gold during the month was on 27nd December 2025:

• 22-Karat Gold: ₹13,09 per gram
• 24-Karat Gold: ₹13,75 per gram

 

Lowest Gold Price in December 2025

The lowest recorded price of gold during the month was on 10rd December 2025:

• 22-Karat Gold: ₹12,01 per gram
• 24-Karat Gold: ₹12,61 per gram

 

Overall Performance

In December 2025, gold prices in West Bengal recorded a rise. During this period, 22-karat gold prices saw a rise of 4.85%, while 24-karat gold prices experienced a rise of 4.85%.