Today’s Gold Rate in West Bengal

Understanding the gold rate in West Bengal is crucial if you are planning to buy or invest. The price changes daily and is influenced by global and domestic factors. As of today, the 24 karat gold rate in West Bengal stands at ₹99,455 per 10 grams, while the 22 karat gold rate in West Bengal is approximately ₹91,168. Prices can slightly differ depending on the city or jeweller.

 

The hallmark gold price for today in West Bengal 22 karat reflects certified purity and can be marginally higher due to the hallmarking charges. Rates can also vary based on demand during festivals or wedding seasons. It's wise to compare prices before making a purchase. You can always check the gold price today in West Bengal on reliable financial platforms or jewellery association websites to stay updated.

The following table shows the current gold rates in West Bengal:

Gram	22 Carat Gold Rate Today	22 Carat Gold Rate Yesterday	Daily Price Change
1 Gram	₹9,310	₹9,365	₹-55
10 Gram	₹93,100	₹93,650	₹-550
100 Gram	₹931,000	₹936,500	₹-5500

*Disclaimer: The aforementioned rates are subject to change as per market conditions.

*Disclaimer: The rates are subject to change as per market conditions.

Gold price in Bengal with fluctuations in the last few days, is shown below:

West Bengal offers diverse ways to invest in gold, each catering to different financial goals. Jewellery remains the most traditional and culturally preferred option.

 

For those seeking security and easy liquidity, gold coins and bars are popular. These are available at banks and reputed jewellers with proper certification. Digital options like Gold ETFs and Sovereign Gold Bonds (SGBs) are gaining traction. They eliminate storage worries and offer tax benefits in some cases.

 

Gold mutual funds also allow investors to benefit from gold prices without physical ownership. These are ideal for risk-averse investors. With the rising 22 karat gold rate in West Bengal, many are shifting towards digital or paper-based gold to avoid making charges and purity issues.

Buying gold involves more than just checking the day’s price. Here are key points to help you make a safe, smart, and value-driven purchase in West Bengal:

Track the Day’s Price

Always begin by checking the gold rate in West Bengal across reliable platforms. Rates can fluctuate daily, so timing your purchase can help you save money.

Check for Hallmarking

Look for the BIS hallmark to ensure the gold’s authenticity and purity. Hallmarked jewellery holds better resale value and is widely accepted for gold loans.

Know the Purity Level

Understand the difference between 22K and 24K gold. While the 22K gold rate in West Bengal is lower, it’s more suitable for making durable jewellery.

Compare Making Charges

Making charges can vary between jewellers and may significantly impact your final bill. Always compare rates and ask for clarity before confirming your purchase.

Get a Detailed Invoice

Ask for a full invoice that includes karat value, weight, making charges, and GST. A detailed bill protects you from future disputes and aids in valuation.

Ask About Buy-Back Policies

Choose sellers who offer transparent buy-back terms. This becomes crucial if styles go out of trend or you wish to exchange your gold at a later stage.

Several domestic and international elements shape gold prices across the state. Understanding these factors can help you make informed decisions when buying or investing in gold:

Inflation and Interest Rates

Rising inflation often leads investors to seek refuge in gold, pushing up prices. Interest rate cuts by central banks can also boost demand, influencing gold rates nationwide.

Rupee vs Dollar Exchange Rate

Gold is globally priced in US dollars. When the rupee weakens against the dollar, imported gold becomes costlier, increasing the current gold rate in West Bengal.

Import Duties and GST

Government-imposed import duties and the 3% GST significantly affect local gold rates. Any revision in these charges directly impacts retail prices across West Bengal.

Local Demand in West Bengal

Gold buying typically surges during Durga Puja and the wedding season. This increased demand often raises the gold price for 10 grams in West Bengal temporarily.

Global Gold Rates

West Bengal’s gold prices follow international benchmarks. Global events, market sentiment, and trading trends in London and New York set the tone for local pricing.

Gold purity in West Bengal is assessed using certified methods and BIS standards. Understanding these processes helps ensure you get genuine value for your money:

Karat Value

Gold purity is measured in karats, with 24 karat being the purest form. However, it’s too soft for everyday jewellery, so 22 karat is more commonly used.

Check for Hallmarking

Hallmarking ensures you’re buying authentic, certified gold. Avoid purchases without proper purity stamps, even if offered at a lower price.

BIS Hallmark

The BIS hallmark confirms purity through a standardised system. It includes the karat mark, BIS logo, jeweller’s code, and the hallmarking centre’s ID.

XRF (X-ray Fluorescence) Machines

These machines offer non-destructive testing for gold purity. Many hallmarking centres in cities like Kolkata and Asansol use them for instant, accurate results.

Laser Engraving

Hallmarked gold often comes with laser-engraved details showing karat value and certification marks, offering easy verification for both buyers and lenders.

Acid Test

Though outdated, some jewellers still use acid testing for purity checks. It’s less accurate and may damage the ornament if not handled carefully.

Know the Purity Level

Always ask about the karat before buying. The 24 karat gold price in West Bengal is higher, but 22 karat gold is more practical for jewellery.

Effect on Final Price

GST adds to the overall cost of gold purchases. Even a small tax difference can raise the final bill, especially during high-value purchases or festive buying.

3% GST on Gold Value

A flat 3% GST is charged on the gold’s value, regardless of purity. This applies to both 22 karat and 24 karat gold rates in West Bengal.

5% GST on Making Charges

Jewellery-making charges also attract a 5% GST. These costs are often overlooked by buyers but can significantly affect the total amount paid.

No Refund on Resale

GST paid during purchase is non-refundable if you sell the gold later. Resale value is calculated based only on purity and weight, not tax paid.

Gold prices play a crucial role in determining loan amounts, eligibility, and repayment terms. Here's how changing rates impact every stage of a gold loan in West Bengal:

Higher Rate, Bigger Loan

When the gold rate in West Bengal rises, your gold holds more value as collateral. This allows you to borrow a higher amount against the same quantity.

Timely Repayment is Key

Gold loans are secured but still require disciplined repayment. Delays can result in penalty charges or even loss of pledged jewellery if defaults occur.

Loan-to-Value (LTV) Ratio

Lenders typically allow up to 75% of your gold’s current market value. They use the 24 karat or 22K gold rate in West Bengal to assess eligibility.

Market Risk if Rates Drop

If gold prices fall, the value of your pledged asset drops too. This may lead to margin calls or reduced loan eligibility in future applications.

EMI and Repayment Impact

Higher gold rates may get you a larger loan, but repayment depends on interest rates and tenure. Always choose a plan that aligns with your cash flow.

Gold prices in West Bengal continued their upward trend in April 2025, showing a moderate increase over the month. Both 22-karat and 24-karat gold witnessed price fluctuations, with the highest and lowest rates recorded between the 1st and 30th of April.

 

Gold Prices on 1st April 2025

• 22-Karat Gold: ₹8,510 per gram
• 24-Karat Gold: ₹9,295 per gram

 

Gold Prices on 30th April 2025

• 22-Karat Gold: ₹8,975 per gram
• 24-Karat Gold: ₹9,795 per gram

 

Highest Gold Price in April 2025

The highest recorded price of gold during the month was on 22nd April 2025:

• 22-Karat Gold: ₹9,290 per gram
• 24-Karat Gold: ₹10,140 per gram

 

Lowest Gold Price in April 2025

The lowest recorded price of gold during the month was on 3rd April 2025:

• 22-Karat Gold: ₹8,230 per gram
• 24-Karat Gold: ₹8,980 per gram

 

Overall Performance

Gold prices in West Bengal increased by approximately +5.47% in April 2025.

Gold prices in West Bengal continued their upward trend in March 2025, showing a moderate increase over the month. Both 22-karat and 24-karat gold witnessed price fluctuations, with the highest and lowest rates recorded between the 1st and 31th of March.

 

Gold Prices on 1st March 2025

• 22-Karat Gold: ₹7,960 per gram
• 24-Karat Gold: ₹8,690 per gram

 

Gold Prices on 31st March 2025

• 22-Karat Gold: ₹8,425 per gram
• 24-Karat Gold: ₹9,175 per gram

 

Highest Gold Price in March 2025

The highest recorded price of gold during the month was on 31st March 2025:

• 22-Karat Gold: ₹8,425 per gram
• 24-Karat Gold: ₹9,175 per gram

 

Lowest Gold Price in March 2025

The lowest recorded price of gold during the month was on 1st March 2025:

• 22-Karat Gold: ₹7,960 per gram
• 24-Karat Gold: ₹8,690 per gram

 

Overall Performance

Gold prices in West Bengal rose approximately +5.85% in March 2025.

Gold prices in West Bengal continued their upward trend in February 2025, showing a moderate increase over the month. Both 22-karat and 24-karat gold witnessed price fluctuations, with the highest and lowest rates recorded between the 1st and 28th of February.

 

Gold Prices on 1st February 2025

• 22-Karat Gold: ₹7,745 per gram
• 24-Karat Gold: ₹8,455 per gram

 

Gold Prices on 28 th February 2025

• 22-Karat Gold: ₹7,960 per gram
• 24-Karat Gold: ₹8,690 per gram

 

Highest Gold Price in February 2025

The highest recorded price of gold during the month was on 25th February 2025:

• 22-Karat Gold: ₹8,080 per gram
• 24-Karat Gold: ₹8,830 per gram

 

Lowest Gold Price in February 2025

The lowest recorded price of gold during the month was on 3rd February 2025:

• 22-Karat Gold: ₹7,710 per gram
• 24-Karat Gold: ₹8,410 per gram

 

Overall Performance

Gold prices in West Bengal saw an approximate +2.77% increase in February 2025.