✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹538/year* Check Plans

Are you planning to purchase the all-new Honda Activa? If so, do not forget to plan for the right Honda Activa Bike Insurance. This is because all motor vehicles in India must have valid Honda Activa insurance (a minimum third-party cover).


The Honda Activa is the company's best-selling two-wheeler, and the latest edition is an enhanced version of previous models. It keeps its USPs of a smooth motor and metal body panels while improving ride quality and handling.


With a 109.2 CC engine capacity, the scooter gives a comfortable ride every time. It has a metal body that keeps it durable even during extreme weather conditions. The ex-showroom price of this scooter with 109.2 CC engine capacity stretches from ₹75,271 to ₹84,763.


You must take adequate measures to protect a high-performance two-wheeler like Activa against external threats like accidents, man-made disasters, and natural calamities. Now let's uncover Honda Activa features, variants, insurance, and more!

Activa Insurance According to Variants

Honda Activa Variants

Ex-Showroom Price*

Fuel Type

Estimated Third-party Premium**

Activa 125 Drum

₹61,074 - ₹66,302



Activa 125 Drum Alloy

₹61,074 - ₹66,302



Activa 125 Premium Edition Drum




Activa 125 Disc




Activa 125 Premium Edition Disc




*The ex-showroom prices are for Delhi. Prices are subject to change based on the city.


**Third-party premium rates are indicative. The actual premium you have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.`

How to Buy Activa Insurance Online?

You can opt for Honda Activa two-wheeler insurance at amazing prices with Bajaj Markets

  • Enter your bike registration number and mobile number.

  • Provide the necessary information in your bike insurance application form.

  • Select the bike insurance plan that best suits your needs.

  • Make an online payment.

  • Your insurance policy will reach you in no time.

What's Covered Under Activa Insurance?

The third-party Activa insurance policy is a basic insurance plan which offers limited coverage. With this policy, you are only covered for damages or losses incurred by the third party, their bodily injuries, the death of the victim, etc. On the other hand, a comprehensive insurance policy includes own damage, theft, natural/man-made calamities, and other perils.

What's Not Covered Under Activa Insurance?

The comprehensive Activa insurance policy doesn't include damages incurred outside the designated geographical area, mechanical or electrical breakdown, natural wear and tear of the bike, etc.

Why is it Important to Insure Your Honda Activa?

Even if you are a pro rider, who would never crash their scooter, even by fluke, multiple other threats could cost you an arm or a leg. Unwarranted events like theft, natural calamities, and man-made disasters can also damage your two-wheeler.


If your Activa sustains damages due to such an unfortunate event, the expenses of replacing components like indicators, cables, levers, etc., could easily reach approximately ₹35,000 or more. Therefore, a bike insurance policy is necessary to dodge unwanted financial burdens.

Two-Wheeler Insurance for Popular Honda Activa Scooters

There are certain unique insurance policies to cover the wide range of Honda Activa scooters. Here’s a sneak peek -

Honda Activa Model


Activa 3G

This model comes with a super stylish body. Powered by a 109 CC engine and fuel capacity of 5.3L, Activa 3G can achieve a mileage of 52 Kmpl.

Activa 4G

This model is an enhanced version of Activa 3G, offering a greater mileage of 60 Kmpl. It is equipped with a 109 CC engine while the fuel tank capacity is 5.3L. Besides performance, Activa 4G also takes it a step further in appearance, presenting eight impressive colour options.

Activa 5G

When it comes to technology, Activa 5G aces it! It offers a 60 Kmpl mileage. The fuel tank capacity is 5.3L. This model is the perfect choice for speed enthusiasts as its top velocity is 83 Kmph. However, this makes it more susceptible to accidents at the same time. So, Honda Activa insurance is mandatory.

Activa 125

The Activa 125 flaunts features like LED pilot lamps, a mobile charging socket, and alloy wheels. It possesses a 124.9 CC single-cylinder engine. Moreover, this model complies with BS-VI standards, making it eco-friendly.

Activa i

Compared to other Activa scooters, this model offers greater mileage at 66 Kmpl. The most appealing feature of Activa i is its highly affordable pricing.

Comprehensive or Third-Party Bike Insurance: Which One to Choose?

1. Third-Party Bike Insurance

Third-Party bike insurance protects you from losses or damages caused by a third-party vehicle, property or person. Such a policy does not cover damages to your vehicle, making the premiums cheaper.

2. Comprehensive Bike Insurance

A comprehensive bike insurance plan extends coverage for third-party liabilities and damages to your vehicle. However, you can buy such a plan at a relatively higher premium. Over and above the benefits offered by a comprehensive bike insurance plan, you can opt for several add-ons.

Add-On Covers for Your Activa

To extend the coverage of your insurance plan further, you can choose to buy these add-ons with your insurance policy:

1. Personal accident cover

Under this cover, the insurance company will cover the treatment of injuries caused to you and a pillion rider.

2. Round-the-clock assistance

You can buy this add-on to ensure you are never stranded if your bike breaks down suddenly. You will get assistance 24x7 if you are stranded.

3. Zero depreciation cover

This cover will minimise the out-of-pocket expenses you may incur during a claim by protecting you against the depreciation value of the scooter.

4. Return to invoice

If an unforeseen event occurs, you will get the complete value of your bike. This value is the same amount mentioned on your bike's purchase invoice.

Make a Claim Under Your Honda Activa Insurance

Take a look at the important documents that you need to claim your Activa bike insurance:

  • Activa two-wheeler insurance policy document

  • Bike details

  • Insurer details

  • Details of the Incident

  • FIR copy, in case of theft/vandalism

  • Original bills and receipts of the vehicle repair


There are two ways of making Activa bike insurance claims:

    1.Cashless Claim

Accidental damages are repaired in a cashless manner at a network garage. The garage expenses will be paid by the insurer directly.

    2.Claim Reimbursement

You can pay for the expenses and raise a reimbursement claim to get the repairs done at another garage. The expense amount incurred is transferred to your bank account when the claim is approved.


Read About: Bike Insurance Claim Process

Read More

Tips to Reduce Activa Insurance Premium

Follow the below tips to reduce the Activa bike insurance premium cost:

  • Use No Claim Bonus

The No Claim Bonus is one of the most common ways of availing lower insurance premium rates. However, you must make no claims during the policy period to enjoy this benefit.

  • Compare quotes online

Comparing multiple bike insurance quotes online before buying one enables you to gauge different policies against your insurance needs and then pick the most profitable plan.

  • Cover small claim

Ensure you do not make any claims for small expenses if you want to enjoy the No Claim Bonus. This reward is accessible only if you go without making any claims during the policy period.

  • Maintain your bike

The insurance premium for vehicles in good condition is relatively less because bikes in poor condition are prone to losses. Hence, service your bike regularly, so it embodies fewer issues.

Tips to Maintain Your Honda Activa

Here are a few ways to ensure your Activa runs smoothly:

  • Keep a tab on the tyre pressure

Maintain the tyre pressure of your Honda Activa to avoid putting additional stress on the engine or the vehicle's internals.

  • Check the engine

See that your Activa's engine is in good condition for smoother bike rides. Driving at a steady speed will maintain your engine's efficacy for a long time.

  • Do not overload your bike

Your bike could feel pressured if you continue adding extra weight to it. This can further damage the engine and other components of your motorcycle.

About Honda Activa

Originally launched in 1999, Honda Activa is known to have the best build in the scooter segment. It comes with full metal skin, which enables it to sustain tough conditions. This scooter is available in 6 colours: rebel red metallic, matte steel black metallic, falcon blue metallic, pearl precious white, matte axis grey metallic, and magnificent matte copper metallic. Additionally, with a mileage of 60 Km/l, Activa is also fuel-efficient. Explore the Honda Activa features, specs, on-road price, and others to know more.

Honda Activa Specifications

Mileage (ARAI)

60 kmpl

Engine Capacity

109.2 CC

Max Power

7.96 PS @7,500 rpm

Max Torque

9 Nm @5,500 rpm

Fuel Tank Capacity

5.3 litres

Rear Brake


Front Brakes


No. of Cylinder


Note: The actual specifications may vary depending on the Honda Activa variant you choose.

Honda Activa Features

Here are a few key features of the Honda Activa:

  • Optional charging point

  • Seat-opening switch

  • DRLs

  • Digital odometer

  • Service due indicator

  • Combi brake system

  • Fuel gauge

Honda Activa On-Road Price Across Major Cities

Now that you know about the specifications and features of the Honda Activa, it's time to take a look at the on-road price of this scooter across major cities:


On-Road Price 


₹90,863 - ₹92,215*


₹81,907 - ₹83,813*


₹89,719 - ₹91,793*


₹85,788 - ₹87,762*


₹85,728 - ₹87,654*

Honda Activa Maintenance Cost

The estimated maintenance cost for Honda Activa for 2 years is ₹4,772. The servicing cost for the first three services is free, but you will have to pay out of pocket once the free servicing expires. Here’s the Activa service schedule:

Honda Activa Service Schedule


Free or Paid

Honda Activa Service Cost*





























*Disclaimer: These are indicative prices. The actual maintenance cost of the Honda Activa may vary and change from time to time.


Now that you have all the necessary information and are in a better place to decide whether to buy Activa, you must research and purchase a suitable Activa insurance policy. At Bajaj Markets, we offer a wide range of insurance policies and add-on covers so that you can customise the right plan for you and your bike. So, go to our 'Bike Insurance' page and explore the types of insurance covers we have in store for you!

FAQs on Honda Activa Insurance

What is the torque of the Honda Activa?

The torque of Honda Activa is 10.3 Nm @ 5000 rpm.

How many gears are available in Honda Activa?

There are CVT gears available in Honda Activa.

What is the kerb weight of Honda Activa?

The kerb weight of Honda Activa is 111 Kg.

What is the engine power of Honda Activa?

The engine power of Honda Activa is 8.29 PS @ 6500 rpm.

What is the fuel tank capacity of Honda Activa?

The fuel tank capacity of Honda Activa is 5.3 Liters.

How can I determine my Honda Activa's IDV?

You can calculate the IDV of your Honda Activa by applying the following formula:

IDV = Ex-showroom price (or current market value) of the bike - depreciation on its parts

While calculating your IDV, road tax, insurance, and registration costs are not included.

Can I use deductibles to lower the cost of my Activa two-wheeler insurance?

Yes, you can opt for deductibles to reduce the insurance premiums payable for your Activa two-wheeler insurance. However, remember that you will have to shell some money from your pocket in case of mishaps if you choose deductibles.

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