Royal Enfield Continental GT 650 Insurance in India

The Continental GT 650 is currently one of Royal Enfield’s marquee motorcycles. With an engine displacement of 648cc, the Royal Enfield Continental GT 650 is priced at ₹3.02 lakh to ₹3.26 lakh depending on the variant. If you have this bike or are planning to buy it, you should also get it insured to give it financial backing. And if you are wondering what two-wheeler insurance covers and how you can buy a Royal Enfield Continental GT 650 insurance plan, you’ll find all the answers in the coming sections. Before we get into that, let’s have a look at the Royal Enfield Continental GT 650 insurance cost and variants of the bike.

Royal Enfield Continental GT 650 Insurance Price and its Variants

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

How to Get Royal Enfield Continental GT 650 Insurance Online

As you’ve seen above, there are many benefits that come with a Royal Enfield Continental GT 650 insurance plan. If your two-wheeler is not protected yet, you need to do it right away because it offers coverage and above all, it is a legal requirement too in India. On Bajaj Markets, the application process is quick and easy, as you’ll see below.

 

Step 1: Fill up the details like your mobile number and vehicle registration number.

 

Step 2: Enter the other details needed in the application form.

 

Step 3: Look at the bike insurance plans available and choose the policy that meets your needs.

 

Step 4: Pay the premium for that plan.

 

Step 5: Your Royal Enfield Continental GT 650 insurance will then be sent to you right away.

 

Read About: Royal Enfield Insurance

How to Renew Royal Enfield Continental GT 650 Insurance

Renewing your Renew Royal Enfield Continental GT 650 insurance on time is very important. Otherwise, you may be driving without a valid cover. Not only is this illegal in India, but it also means that in case of an accident, you will not be covered. So, check out the renewal process of Royal Enfield Continental GT 650 insurance below and ensure you renew your insurance promptly when needed.

 

Step 1: Visit the Bajaj Markets website.

 

Step 2: Enter the particulars of the old two-wheeler policy that you wish to renew.

 

Step 3: Submit other personal details and bike-related information.

 

Step 4: Check the renewal premium shown and look for any updates.

 

Step 5: Once you’re satisfied, make the payment online.

 

Step 6: That’s it! Your Royal Enfield Continental GT 650 insurance will be renewed shortly.

 

Read About: Bike Insurance Renewal

 

Why Insure Your Royal Enfield Continental GT 650

Two-wheeler insurance is a necessity in India because the Motor Vehicles Act makes it a mandatory requirement. Furthermore, with an insurance cover backing up your vehicle, you can rest assured that major and minor repairs are covered, as is theft and any other damage to your bike due to natural disasters. This is particularly essential in the case of bikes like the Royal Enfield Continental GT 650, where the cost of repairing damages can be as high as ₹20,000 to ₹30,000.

Types of Royal Enfield Continental GT 650 Insurance

Knowing what the different types of Royal Enfield Continental GT 650 insurance plans can help you make a more informed decision. There are two types that you need to be aware of - third party insurance and comprehensive insurance. Here’s some more information regarding these two types.

• Third-Party Bike Insurance

This is a very basic two-wheeler insurance plan that only covers liabilities and damages to third parties as a result of an accident or mishap involving your bike. The premium for this type of insurance plan typically tends to be very nominal. That’s not all. A third-party two-wheeler insurance plan is mandatory as per the Motor Vehicles Act, 2019 as well.

• Comprehensive Bike Insurance

As the name itself signifies, this type of insurance provides more comprehensive protection. It covers both third party damages and liabilities along with any damages that might have been incurred to your motorcycle as well. The premium for a comprehensive bike insurance plan typically tends to be slightly higher due to the additional layer of protection that it offers.

What is Covered Under Royal Enfield Continental GT 650 Insurance

A third-party Royal Enfield Continental GT 650 insurance covers the death of the victim, bodily injuries, accidental injuries, and any loss caused to a third party. Whereas, a comprehensive Royal Enfield Continental GT 650 insurance gives extensive coverage against events like theft, own damage, third-party liabilities, natural and man-made calamities, etc.

What is Not Covered Under Royal Enfield Continental GT 650 Insurance

Some of the exclusions of Royal Enfield Continental GT 650 insurance policy are normal wear and tear to parts of your motorcycle, damages to third parties or your motorcycle while driving under the influence of intoxicants like alcohol, damage or loss incurred when the policy is inactive, etc.

Read More About: Inclusions & Exclusions of Bike Insurance Cover

Add-On Covers for Your Royal Enfield Continental GT 650 Insurance

One of the many advantages of a Royal Enfield Continental GT 650 insurance plan is that you can enhance the coverage offered by it by simply opting for add-ons. These add-ons can come for a nominal additional premium at the time of purchase or renewal. Want to know what add-ons are available for your motorcycle? Here’s a quick glimpse.

 

• Personal Accident Cover

The cost of treatment of personal injuries sustained by you and your pillion rider due to an accident will be covered by this add-on.

 

• Zero Depreciation Cover

When you make a claim, you generally don’t get the entire claim amount due to depreciation. This add-on can prevent depreciation cuts and ensure that you receive the claim in full.

 

• Round-the-Clock Spot Assistance

If your motorcycle leaves you stranded, this add-on can help you get timely roadside assistance so that you can be on your way in no time.

 

• Return to Invoice

This add-on will ensure that you receive the entire value of your motorcycle mentioned on the invoice in the event of theft or total loss.

Claim Process of Royal Enfield Continental GT 650 Insurance

The paperwork needed to raise a claim on Bajaj Markets is simple and not cumbersome. Nevertheless, it is important to know what you need to submit, so your claim process is not delayed on account of any missing paperwork. Here is a list of the documents required.

 

• Your policy document

• The details of your vehicle and your insurer

• The details of the incident

• If you’re registering a reimbursement claim, the original bills and payment receipts

• If you’re registering a claim for theft, the FIR copy

   

The steps involved in the claim process are fairly simple and straightforward. There is a slight difference in the way you raise a cashless claim and the way you register a reimbursement claim. You’ll find all the details below.

Process for Filing a Cashless Claim

Get in touch with the insurer via their toll-free number or their website and inform them about the claim. Head to a partner garage to repair your bike. Once this is done, provide the required paperwork to your insurer. After verifying the documents, the insurer will settle your expenses directly with the garage.

Process for Filing a Reimbursement Claim

Let the insurer know about the incident. Pay for repairing your bike at the nearest garage. Submit the bills and receipts to your insurer as proof of payment. The insurer will then reimburse your expenses after checking the paperwork.

Read About: Bike Insurance Claim Process

Tips to Reduce Royal Enfield Continental GT 650 Insurance Cost

You can use the below-mentioned tips to get the Royal Enfield Continental GT 650 insurance price down.

• NCB Reward

If you do not make any claims throughout your policy year, you get the no claim bonus. Getting this NCB reward will get the renewal price of insurance down.

 

• Compare Quotes

Comparing insurance quotes offered by different insurers will get you the best possible deal from all.

 

• Avoid Small Claims

To retain your NCB reward by maintaining a claim-free year, you should take care of any small claims from your own pocket.

 

• Drive Carefully

If you obey all the traffic rules and drive carefully, you can avoid any damage to your vehicle. This will help in getting the NCB reward and also get the insurance premium down.

How to Maintain Your Royal Enfield Continental GT 650

• Check Tyre Pressure

To avoid any wear and tear and sudden bursting of the tyre, maintain the tyre pressure to the correct level.

 

• Engine Maintenance

Check the engine oils and change it whenever required. As the engine is an important part of any vehicle, you should take good care of it.

 

• Check the Brakes

To avoid any problems while riding your bike, keep the brakes in check.

 

• Regular Servicing

You should get the bike regularly serviced by following the service schedule. This will keep your bike running in peak condition.

Royal Enfield Continental GT 650 Maintenance Cost

The approximate cost of maintenance for Royal Enfield Continental GT 650 is ₹13,510 for 5 years. The first six services are free of cost. Here is a look at the Royal Enfield Continental GT 650 maintenance cost.

About Royal Enfield Continental GT 650

Since it is a part of the 650cc twin motorcycles, the GT 650 shares almost all of the technical specifications with the Interceptor 650. However, unlike the Interceptor, the Continental GT 650 features a cafe racer styling with a chiselled tank, single-seat, and low slung handlebars.

Also, it misses out on a centre stand and the Continental GT 650 weight is slightly lower than that of the Interceptor too. The 650cc parallel-twin oil-cooled engine of the Continental GT 650 is smooth, vibration-free, and is perfect for cruising at triple-digit speeds all day long. Let’s have a look at the details like Royal Enfield Continental GT 650 mileage, engine power, transmission, etc.

Royal Enfield Continental GT 650 Specifications

Taking a closer look at the specifications of any vehicle can help you better understand what it has to offer. And the Royal Enfield Continental GT 650 is no different. To truly get a good idea of what its performance is like, it’s always a good idea to check out its technical features. And that’s just what we’re going to discuss in this section. Here’s a table outlining the key Continental GT 650 specs.

Royal Enfield Continental GT 650 Features

The Royal Enfield Continental GT 650 boasts features that perfectly blend tradition and modernity. It draws inspiration from the cafe race culture that dominated the 1950s, and yet uses the latest technology to elevate the riding experience to a whole new level beyond the ordinary. Take a look at some of the features that the Royal Enfield Continental GT 650 comes with.

• Dual-channel ABS

• Analogue speedometer

• Fuel gauge

• LED tail light

• Digital odometer

• Clip-on handlebars

• Slipper clutch

Royal Enfield Continental GT 650 On Road Price Across Major Cities

You’ve seen what the ex-showroom price for the bike is. But what’s the Royal Enfield Continental GT 650 on-road price tag? It’s influenced by the city in which you’re buying your Royal Enfield Continental GT 650, because the on-road price takes into account costs like insurance, road taxes and RTO registration charges - all of which vary from one place to another. Take a look at how the Royal Enfield Continental GT 650 on-road price changes based on the city.

*Note: The actual prices for the Royal Enfield Continental GT 650 are subject to change and can vary from time to time depending on the variant

Conclusion

This should give you a comprehensive idea of the key specifications and features of the Royal Enfield Continental GT 650. You can always take it out for a test drive before you make a decision to invest in this two-wheeler. And in case you decide to go ahead with the purchase, make sure you get a good insurance policy to accompany your prized new vehicle when you bring it home. You can choose from a wide variety of insurance plans at Bajaj Markets. Do not wait more and get the best-suited bike insurance plan for your two-wheeler now!