Apply for Canara Bank Credit Card

Canara Bank is among the renowned banks across the country for the financial services offered. The bank also offers numerous credit cards that cater to different needs and financial goals. Moreover, a Canara bank credit card ensures that you enjoy seamless transactions at minimal interest rates. 

 

To get exclusive rewards and benefits on every transaction, know how to apply for a Canara Bank credit card. Read on to find out more about the Canara Bank credit card application process.

Some of the key highlights of a Canara bank credit card are:

• Cash Advance  

You can get 50% of the credit limit as cash advance without any hassle. This is subject to a maximum of ₹50,000.

• No Annual Fees  

Majority of the Canara Bank credit card does not involve any annual maintenance charges. The ones that do, the annual fee is minimal specific to the card.

• Free SMS Alerts  

The Canara Bank credit card details regarding balance updates, transaction details, etc. are notified free of cost via SMS.

• Add-on Cards

Canara Bank allows the primary cardholder to apply for add-on credit cards for their family members who are 18 years or above. Generally, the add-on cards come with no additional fee and allow you to extend the benefits to your family members.

• Revolving Credit  

The bank offers flexible bill payments of Canara Bank credit cards. You can pay a minimum of 5% of the billed amount and then pay the entire amount in instalments.

Check out the features and benefits of Canara Bank credit cards –

It is important to meet the eligibility criteria to apply for a Canara Bank credit card. Apply only if you meet the requirement to increase your chances of approval. To apply for a Canara Bank credit card:

• You should be between 21 and 60 years 

• You should be either self-employed or a salaried individual

• You should have an annual income of ₹1 Lakh - ₹10 Lakhs, depending on the card

• You should have a decent credit score

• You should have an FD with a tenor of at least 1 year, if applying for secured card

 

Note - The eligibility criteria vary in different categories of credit cards. The applicants must check card-specific eligibility criteria before proceeding with Canara Bank credit card application

With eligibility, know the document requirements for Canara Bank credit card. Apply online after ensuring that you have all the documents to make the process seamless. The documents that you must mandatorily attach with the Canara bank credit card application form are:

• Passport-size photographs

• PAN Card

• Aadhaar Card

• Income Proof – ITR, Balance sheets, Form 16, Payslips

 

Keep in mind that if your address in Aadhaar is different from your current address, you will need to submit one other document too. You can submit either your driver’s licence, voter ID, passport, or any other document accepted by the bank.

 

Note - The documentation requirements vary in different categories of credit cards. The applicants must check card-specific mandated documents before proceeding with the Canara Bank credit card application

On every transaction with your Canara Bank credit card, you earn reward points which you can redeem in the form of coupons, vouchers, cashback, discounts, etc. Reward points are available for all transactions except fuel transactions and cash withdrawals.

 

For every ₹100 spent with your credit card, you earn 2 reward points. One point is equal to the value of ₹0.25. You can redeem and check your points by completing the registration process at the bank’s rewards website. 

 

Additionally, keep in mind that the points have a validity of 3 years. To claim cashback from your reward points, you need to have at least 1000 points. The cashback will be credited to your account in the subsequent month’s statement.

Canara Bank accepts both online and offline applications. So, you can fill-up a Canara Bank credit card online application form or visit a bank branch for the offline process. Here is a step-by-step guide for both:

1. Canara Bank Website 

• Visit the bank’s official website 

• Select ‘application forms’ under the ‘Credit Card’ section

• Choose between ‘English’ or ‘Hindi’ for Canara Bank credit card registration

• Print and fill in all the details and attach mandatory documents

• Submit the form at the nearest branch

 

The Canara Bank credit card application form will be then verified by the bank executives. Upon verification, the Canara Bank credit card will be issued. 

2. Branch Visit

• Visit the closest branch of Canara Bank

• Request for Canara Bank credit card application form from the concerned executive

• Fill out the form and attach mandatory documents

• The Canara Bank credit card application form will be then verified by the bank executives. Upon verification, the Canara Bank credit card will be issued. 

 

Note: Canara Bank is not a partner brand of Bajaj Markets, applicants cannot apply for credit cards via the Bajaj Markets platform.

Canara Bank believes in rendering quality services and hassle-free experience. However, if you face any difficulty or problems due to any circumstance or technical glitch, Canara Bank has customer support teams available to resolve your queries, complaints, or grievances. 

 

You can contact any of the following helpline numbers and get your matter resolved - 

• 1800-208-3333

• 1800-425-0018

• 1800-3011-3333 

• 1800-103-0018

• +91-80-22064232 (International Canara bank credit cardholders)

 

For concerns regarding your rewards, you can contact the Canara Rewardz customer care team at 1800-419-3018 with your registered number. You can also send an email to the support team at membersupport@canararewardz.com.