Canara Bank is among the renowned banks across the country for the financial services offered. The bank also offers numerous credit cards that cater to different needs and financial goals. Moreover, a Canara bank credit card ensures that you enjoy seamless transactions at minimal interest rates.
To get exclusive rewards and benefits on every transaction, know how to apply for a Canara Bank credit card. Read on to find out more about the Canara Bank credit card application process.
Some of the key highlights of a Canara bank credit card are:
You can get 50% of the credit limit as cash advance without any hassle. This is subject to a maximum of ₹50,000.
Majority of the Canara Bank credit card does not involve any annual maintenance charges. The ones that do, the annual fee is minimal specific to the card.
The Canara Bank credit card details regarding balance updates, transaction details, etc. are notified free of cost via SMS.
Canara Bank allows the primary cardholder to apply for add-on credit cards for their family members who are 18 years or above. Generally, the add-on cards come with no additional fee and allow you to extend the benefits to your family members.
The bank offers flexible bill payments of Canara Bank credit cards. You can pay a minimum of 5% of the billed amount and then pay the entire amount in instalments.
Some of the top categories of Canara bank credit cards are:
The Canara RuPay Select credit card is ideal for lifestyle, shopping, and travel. You can choose between RuPay and Platinum Select credit cards as per your financial goals. The card offers various perks and benefits like -
No annual fees
2 reward points on every ₹100 spent
Insurance coverage worth ₹10 Lakhs on any permanent disability or accident
You can opt for 4 add-on credit cards for immediate family members
This credit card is an ideal credit card option for people who indulge in comfort and luxury and require a high credit limit. The benefits of availing this Canara Bank credit card are:
Zero annual fees
International ATM access
Up to 4 add-on cards
Cash withdrawal up to 50% of the limit (up to ₹50,000/billing cycle)
Credit limit of up to ₹25 Lakhs
2 reward points on every ₹100 spent
Air accidental death insurance cover worth ₹8 Lakhs for you and ₹4 Lakhs for your spouse
If you have verifiable proof of income or are new to credit, you can opt for this credit card. This card is available for those who have an FD with a tenure of at least 1 year at the time of application. The standout features of this card are:
Credit limit of up to ₹25 Lakhs
EMV Chip Card
Keep in mind that the limit depends on your deposit amount. Additionally, the bank will keep your deposit receipt as security against the credit card you avail.
Check out the features and benefits of Canara Bank credit cards –
You get complimentary baggage insurance worth ₹25,000, in case it is lost
You get complimentary accidental coverage for yourself as well as for your spouse
Fuel Surcharge Waiver
1% fuel surcharge waiver on monthly refills worth ₹400 or above
Cover for Lost Card
In cases, where Canara Bank credit card is lost, stolen, or damaged, you can get cover for transactions over ₹2,000
You can utilise the funds without any interest for up to 50 days
Disclaimer: The above features and benefits are general and may vary depending on the card you avail. They are also subject to change at the bank’s discretion.
It is important to meet the eligibility criteria to apply for a Canara Bank credit card. Apply only if you meet the requirement to increase your chances of approval. To apply for a Canara Bank credit card:
You should be between 21 and 60 years
You should be either self-employed or a salaried individual
You should have an annual income of ₹1 Lakh - ₹10 Lakhs, depending on the card
You should have a decent credit score
Note - The eligibility criteria vary in different categories of credit cards. The applicants must check card-specific eligibility criteria before proceeding with Canara Bank credit card application
With eligibility, know the document requirements for Canara Bank credit card. Apply online after ensuring that you have all the documents to make the process seamless. The documents that you must mandatorily attach with the Canara bank credit card application form are:
Keep in mind that if your address in Aadhaar is different from your current address, you will need to submit one other document too. You can submit either your driver’s licence, voter ID, passport, or any other document accepted by the bank.
Note - The documentation requirements vary in different categories of credit cards. The applicants must check card-specific mandated documents before proceeding with the Canara Bank credit card application
On every transaction with your Canara Bank credit card, you earn reward points which you can redeem in the form of coupons, vouchers, cashback, discounts, etc. Reward points are available for all transactions except fuel transactions and cash withdrawals.
For every ₹100 spent with your credit card, you earn 2 reward points. One point is equal to the value of ₹0.25. You can redeem and check your points by completing the registration process at the bank’s rewards website.
Additionally, keep in mind that the points have a validity of 3 years. To claim cashback from your reward points, you need to have at least 1000 points. The cashback will be credited to your account in the subsequent month’s statement.
Canara Bank accepts both online and offline applications. So, you can fill-up a Canara Bank credit card online application form or visit a bank branch for the offline process. Here is a step-by-step guide for both:
Visit the bank’s official website
Select ‘application forms’ under the ‘Credit Card’ section
Choose between ‘English’ or ‘Hindi’ for Canara Bank credit card registration
Print and fill in all the details and attach mandatory documents
The Canara Bank credit card application form will be then verified by the bank executives. Upon verification, the Canara Bank credit card will be issued.
Visit the closest branch of Canara Bank
Request for Canara Bank credit card application form from the concerned executive
Fill out the form and attach mandatory documents
Note: Canara Bank is not a partner brand of Bajaj Markets, applicants cannot apply for credit cards via the Bajaj Markets platform.
Canara Bank believes in rendering quality services and hassle-free experience. However, if you face any difficulty or problems due to any circumstance or technical glitch, Canara Bank has customer support teams available to resolve your queries, complaints, or grievances.
You can contact any of the following helpline numbers and get your matter resolved -
For concerns regarding your rewards, you can contact the Canara Rewardz customer care team at 1800-419-3018 with your registered number. You can also send an email to the support team at firstname.lastname@example.org.
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The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, trade names, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.
You can enjoy interest-free credit for anywhere between 20-50 days, depending on your credit card.
The minimum amount depends on the total value of your transactions for the billing cycle. Generally, for the Canara Bank credit card, it is equal to 5% of the total amount. For example, if your bill amount is ₹10,000, the minimum amount due would be ₹500.
You can pay your Canara Bank CC bills online via net banking, UPI apps, NEFT, etc. or offline via cash, cheque, ATM, etc. according to your convenience and suitability.
You can apply via the bank’s official website or by visiting the branch office. You cannot fill Canara Bank credit card application form via Bajaj Markets, since the bank is not a partner brand of Bajaj Markets.
The Canara RuPay Platinum credit card, Canara PuPay Select credit card, and Canara Secure credit card are some of the best cards the bank offers. However, the best Canara Bank credit card for you will depend on your spending habits and lifestyle.
You need a minimum credit score of 750 or above to increase the approval possibility of your Canara Bank credit card application.
Yes, Canara Bank cards are designed to meet your financial requirements and goals. Apart from financial aid, credit cards also offer a wide range of discounts and benefits on every transaction.
You can download/print and fill in Canara Bank credit card online application form via the bank’s official website without any hassle. You can then submit the form at the nearest branch.
You can change your Canara Bank credit card type by upgrading it. To upgrade a Canara Bank credit card, you must contact the bank authorities and place a request for a credit card upgrade. However, you must fulfil eligibility parameters and hold a no defaulter record.
The fees and charges depend on the type of credit card you have. In some cases, you can avail a credit card with no joining or annual fee. You can check the fees and charges for a specific credit card at the time of applying or on the billing statement.