Canara Bank Credit Card

Choose the best Canara Bank Credit Card for yourself and enjoy up to 50 days of interest-free credit!

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Canara Bank credit cards simplify your financial journey and are designed to align seamlessly with your lifestyle. Enjoy the flexibility to make purchases without worrying about immediate payments and get reward points on every e-commerce transaction.

From easy EMI conversions to ATM cash withdrawals, these credit cards have you covered. Enjoy complimentary insurance benefits and exclusive merchant offers with these credit cards.

Here is a brief overview of a few cards along with their charges.

Credit Card	Joining Fees	Annual Fees	Key Feature
Canara Bank RuPay Select Credit Card	NIL	NIL	Credit card limit ranging from ₹1 Lakh to up to ₹50 Lakhs
Canara Bank Mastercard World Credit Card	NIL	NIL	Complimentary airport lounge access at domestic airports: 3 for the primary cardholder + 2 for guests each quarter At International airports: 2 for the primary holder + 2 for the guest during each quarter
Canara Bank Visa Platinum Credit Card	NIL	NIL	Complimentary airport lounge access at domestic airports: 2 each quarter for the primary cardholder
Canara Bank RuPay Select Secured Credit Card	NIL	NIL	2 points for every ₹100 spent on e-commerce transactions, with each point having a value of ₹0.25
Canara Bank Mastercard Platinum Credit Card	NIL	NIL	Maximum credit limit of ₹50 Lakhs per month
Canara Bank VISA Corporate Credit Card	₹250 + taxes	₹400 + taxes (only for add-on cards)	Maximum credit limit of ₹2 Crores per month
Canara Bank RuPay Platinum Credit Card	NIL	NIL	Baggage insurance and purchase protection covers of up to ₹25,000 each
Canara Bank Mastercard Gold Credit Card	NIL	NIL	2 points for every ₹100 spent on e-commerce transactions
Canara Bank VISA Gold Credit Card	NIL	NIL	Maximum credit limit of ₹25 Lakhs per month
Canara Bank RuPay Platinum Secured Credit Card	NIL	NIL	Maximum credit limit of ₹50 Lakhs and minimum of ₹50,000
Canara Bank Mastercard Gold Secured Credit Card	NIL	NIL	Accident cover of ₹8 Lakhs for self and ₹4 Lakhs for spouse
Canara Bank VISA Gold Secured Credit Card	NIL	NIL	Maximum credit limit of ₹25 Lakhs per month
Canara Bank RuPay Classic Credit Card	NIL	NIL	50% of the total credit limit or ₹50,000 (whichever is lower) can be withdrawn as cash
Canara Bank Mastercard Standard Credit Card	NIL	NIL	Maximum credit limit of ₹5 Lakhs per month
Canara Bank VISA Classic Credit Card	NIL	NIL	2 points for every ₹100 spent on e-commerce transactions

Note: The fees and benefits mentioned may change as per the policies of the issuer. Check them before you apply

Key Canara Bank Credit Card Offers and Benefits

The exclusive rewards program of these cards has been tailored to meet your unique needs. Some of the key highlights of a Canara Bank Credit Card are:

Cash Advance

You can withdraw a portion of the credit limit through an ATM, subject to the type of card you have

No Annual Fees

Most of the Canara Bank credit cards either do not involve annual maintenance charges or have a minimal fee

Add-on Cards

Canara Bank allows you to apply for add-on credit cards for your family members who are eligible for it

Revolving Credit

You can pay a minimum amount of the outstanding balance, depending on your credit card, and pay the entire amount in instalments

Interest-free Period

You can utilise the funds without any interest for up to 50 days

Canara Bank Credit Cards’ Reward Program

These cards offer a robust rewards program that turns your everyday spending into a saving bonanza. Here is how the Canara Bank Credit Card rewards program works:

Shop

Whether you are shopping online, dining out, or travelling, you can earn rewards on all your spending categories.

Earn

Their rewards program offers a variety of options, from cashback to reward points.

Redeem

Once you have accumulated enough rewards, redeem your points for cashback, gift vouchers, and more. For instance, spend more than ₹10,000 and get up to 500 reward points.

About Canara Bank

Canara Bank was established in July 1906 at Mangalore, Karnataka. It was nationalised in 1969. As of June 2024, the bank serves over 11.42 crore customers through a network of 9,627 branches across the country.

Payment Networks Available on Canara Bank Credit Cards

The following are the payment networks available with Canara Bank credit cards:

Visa
Mastercard
RuPay

Fees and Charges of Canara Bank Credit Cards

Before you apply for a Canara Bank Credit Card, understand the associated costs. Check out the applicable charges below:

Type of Charges	Applicable Fee
Enrolment Fee	NIL to ₹250 + Taxes
Annual Charge	NIL to ₹400 + Taxes
Finance Charge for Revolving Credit	2% per month for transactions from secured credit cards 2.50% per month for transactions from all other credit cards
Minimum Amount Due	5% of the amount (a minimum of ₹100) + applicable taxes
Card Replacement Fee	₹300 per card
Mark-up Fee	3% of the transaction amount

Note: Fees and charges may change based on updates by the issuer. Check the latest charges applicable as per the Most Important Terms and Conditions (MITC).

Customer Care Information

If you face any difficulties, you can contact the bank’s customer support team. Contact the following helpline numbers to get your issue resolved:

18001030 (If calling from India)
+91-80-22064232 (International Canara Bank Credit Cardholders)
1800-419-3018 (For issues related to Canara Rewardz)

You can also send an email to the support team at membersupport@canararewardz.com.

How to Apply for a Canara Bank Credit Card

Visit the nearest Canara Bank branch or their official website to apply credit card online of your choice. You cannot apply for a Canara Bank credit card online on Bajaj Markets.

Closure of an Existing Canara Bank Credit Card

You can contact the customer care team to understand the required process. Alternatively, visit your nearest Canara Bank branch to cancel your card.

Practices of Canara Bank Regarding Defaults and Overdues

If you fail to pay the minimum amount due before the due date, you will have to pay late charges and interest charges. These include:

Late Payment Charges: ₹250 + Taxes
Finance Charges: 2.5% p.m. or 30% p.a. on carried over balance

DISCLAIMER

The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, trade names, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

About Credit Cards

Credit Cards by Other Non-Partner Providers

What is the interest-free credit period?

You can enjoy interest-free credit for up to 50 days, depending on your credit card variant.

What is the minimum amount due on a Canara Bank Credit Card bill?

The minimum amount depends on the total value of your transactions for the billing cycle. For a Canara Bank Credit Card, it is equal to 5% of the total amount. For example, if your bill amount is ₹10,000, the minimum amount due would be ₹500.

How to pay my Canara Bank CC bill?

You can pay your Canara Bank Credit Card bills online via net banking, UPI apps, NEFT, etc. You can also use offline processes, such as cash payment, cheque, ATM, etc., according to your convenience and suitability.

How can I get my Canara Bank Credit Card?

You can apply via the bank’s official website or by visiting the branch office.

Which is the best Canara Bank Credit Card?

The best Canara Bank credit card for you will depend on your spending habits and lifestyle. The Canara RuPay Platinum Credit Card, Canara RuPay Select Credit Card, and Canara Secure Credit Card are some of the top Canara Bank credit cards.

Are Canara Bank credit cards good?

Canara Bank cards are designed to help you meet your financial requirements and goals. Apart from financial aid, these credit cards also offer a wide range of discounts and benefits on every transaction.

Can I apply for a Canara Bank Credit Card online?

You can download/print and fill in the Canara Bank credit card online application form via the bank’s official website without any hassle. You can then submit the form at the nearest branch.

Can I change my Canara Bank Credit Card type?

You can change your Canara Bank Credit Card type by upgrading it. To upgrade a credit card, contact the bank and place a request for a credit card upgrade. However, you must fulfil eligibility parameters and hold a no-default record.

What are the fees and charges on a Canara Bank credit card?

The fees and charges depend on the type of credit card you have. In some cases, you can get a credit card with no joining or annual fee. You can check the fees and charges for a specific credit card at the time of applying or on the billing statement.

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