Apply for Canara Bank Credit Card

Canara Credit Card

Canara Bank is among the renowned banks across the country for the financial services offered. The bank also offers numerous credit cards that cater to different needs and financial goals. Moreover, a Canara bank credit card ensures that you enjoy seamless transactions at minimal interest rates. 

You can apply for a Canara Bank credit card and get exclusive rewards and benefits on every transaction. To know more, read on.

Key Highlights of Canara Credit Card

Some of the key highlights of a Canara bank credit card are:

• Insurance Coverage  

Canara bank cards offer Mediclaim policies in association with the United India Insurance Agency at pocket-friendly premiums. The cover depends on the card you have and can go up to ₹10 Lakhs. Additionally, the coverage is even extended to your spouse.

• Cash Advance  

You can get 50% of the credit limit as cash advance without any hassle. This is subject to a maximum of ₹50,000.

• No Annual Fees  

Majority of the Canara Bank credit card does not involve any annual maintenance charges. The ones that do, the annual fee is minimal specific to the card.

• Free SMS Alerts  

The Canara Bank credit card details regarding balance updates, transaction details, etc. are notified free of cost via SMS.

• Add-on Cards 

Apply for an add-on credit card for your family members who are 18 years or above. Generally, the add-on cards come with no additional fee and allow you to extend the benefits to your family members.

• Revolving Credit  

The bank offers flexible bill payments of Canara Bank credit cards. You can pay a minimum of 5% of the billed amount and then pay the entire amount in instalments.

Some of the Top Canara Bank Credit Cards

Some of the top categories of Canara bank credit cards are: 

1. Canara RuPay Select Credit Cards 

The Canara RuPay Select credit card is ideal for Lifestyle, Shopping, and Travel. You can choose between RuPay and Platinum Select credit cards as per your financial goals. The card offers various perks and benefits like -

• No annual fees

• 2 reward points on every ₹100 spent

• Insurance coverage worth ₹10 Lakhs on any permanent disability or accident

• You can opt for 4 add-on credit cards for immediate family members

2. Canara RuPay Platinum Credit Cards

This credit card is an ideal credit card option for people who indulge in comfort and luxury and require a high credit limit. The benefits of availing this Canara Bank credit card are:

• Zero annual fees

• International ATM access

• Up to 4 add-on cards

• Cash withdrawal up to 50% of the limit

• Credit limit of up to ₹25 Lakhs

• 2 reward points on every ₹100 spent

• Air accidental death insurance worth ₹8 Lakhs for you and ₹4 Lakhs for your spouse

3. Canara Bank Secured Credit Cards

If you have verifiable proof of income or are new to credit, you can opt for this credit card. This card is available for those who have an FD with a tenor of at least 1 year at the time of application. The standout features of this card are: 

• Credit limit of up to ₹25 Lakhs

• EMV Chip Card

• Revolving credit

Keep in mind that the limit depends on your deposit amount. Additionally, the bank will keep your deposit receipt as security against the credit card you avail. 

Features and Benefits of Canara Credit Card

Check out the features and benefits of Canara Bank credit cards –

Disclaimer: The above features and benefits are general and may vary depending on the card you avail. They are also subject to change at the bank’s discretion.

Eligibility Criteria for Canara Credit Card

It is important to meet the eligibility criteria to apply for a Canara Bank credit card. Apply only if you meet the requirement to increase your chances of approval. To apply for a Canara Bank credit card:

• You should be between 21 and 60 years 

• You should be either self-employed or a salaried individual

• You should have an annual income of ₹1 Lakh - ₹10 Lakhs, depending on the card

• You should have a decent credit score

• You should have an FD with a tenor of at least 1 year, if applying for secured card

Note - The eligibility criteria vary in different categories of credit cards. The applicants must check card-specific eligibility criteria before proceeding with Canara credit card application

Documents Required to Apply for Canara Credit Cards

With eligibility, know the document requirements for Canara Bank credit card. Apply online after ensuring that you have all the documents to make the process seamless. The documents that you must mandatorily attach with the Canara bank credit card application form are:

• Passport-size photographs

• PAN card

• Aadhaar card

• Income Proof – ITR, Balance sheets, Form 16, Payslips

Keep in mind that if your address in Aadhaar is different from your current address, you will need to submit one other document too. You can submit either your driver’s license, voter ID, passport, or any other document accepted by the bank.

Note - The documentation requirements vary in different categories of credit cards. The applicants must check card-specific mandated documents before proceeding with the Canara credit card application

Canara Bank Credit Card Rewards Program

On every transaction with your Canara Bank credit card, you earn reward points which you can redeem in the form of coupons, vouchers, cashback, discounts, etc. Reward points are only available for all transactions except fuel and cash withdrawals.

For every ₹100 spent with your credit card, you earn 2 reward points. One point is equal to the value of ₹0.25. You can redeem and check your points by completing the registration process at the bank’s rewards website. 

Additionally, keep in mind that the points have a validity of 3 years. To claim cashback from your reward points, you need to have at least 1000 points. The cashback will be credited to your account in the subsequent month’s statement.

How to Apply for Canara Credit Card

For a Canara Bank credit card, you can either opt for an online or an offline application. Here is a step guide you can refer to:

1. Canara Bank Website 

• Visit the bank’s official website 

• Select ‘application forms’ under the ‘Credit Card’ section

• Choose between English or Hindi for Canara Bank credit card registration

• Print and fill in all the details and attach mandatory documents

• Submit the form at the nearest branch

The Canara Bank credit card application form will be then verified by the bank executives. Upon verification, the Canara Bank credit card will be issued. 

2. Branch Visit

• Visit the closest branch of Canara Bank

• Request for Canara credit card application form from the concerned executive

• Fill out the form and attach mandatory documents

• The Canara Bank credit card application form will be then verified by the bank executives. Upon verification, the Canara Bank credit card will be issued. 

Note: Canara Bank is not a partner brand of Bajaj Markets, applicants cannot apply for credit cards via the Bajaj Markets platform.

Contact Canara Bank Credit Card Customer Care

Canara Bank believes in rendering quality services and hassle-free experience. However, if you face any difficulty or problems due to any circumstance or technical glitch, Canara Bank has customer support teams available to resolve your queries, complaints, or grievances. 

You can contact any of the following helpline numbers and get your matter resolved - 

• 1800-208-3333

• 1800-425-0018

• 1800-3011-3333 

• 1800-103-0018

• +91-80-22064232 (International Canara bank credit cardholders)

For concerns regarding your rewards, you can contact the Canara Rewardz customer care team at 1800-419-3018 with your registered number. You can also send an email to the support team at membersupport@canararewardz.com. 

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