Canara Bank Apply Credit Card

Apply for Canara Bank Credit Card

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Canara Credit Card

**Disclaimer: Canara Bank is not a Bajaj Markets  partner. Offers would be from partner Banks/NBFCs only.

 

Canara bank is among the largest nationalised banks in India and offers a wide range of credit cards to cater to different needs and financial goals in various categories. Canara bank credit cards offer seamless transactions at minimal interest rates. Apply for a Canara bank credit card online and get exclusive rewards and benefits on every transaction.

Key Highlights of Canara Credit Card

Some of the key highlights of Canara bank CC are-

 

  • Insurance Coverage - Canara bank cards offer Mediclaim policies in association with the United India Insurance Agency at pocket-friendly premiums.

  • Cash Advance - You can get 50% of the credit limit as cash advance without any hassle.

  • Add-on Cards - Apply for an add-on credit card in Canara Bank for your family members who are 18 years or above.

  • No Annual Fees -  The Canara bank credit card  does not involve any annual maintenance charges.

  • Free SMS Alerts - The Canara bank credit card details regarding balance updates, transaction details, etc. are notified free of cost via SMS.

  • Revolving Credit - The bank offers flexible bill payments of Canara bank credit cards. You can pay a minimum of 5% of the billed amount and then pay the entire amount in instalments.

How to Apply for Canara Credit Card

To apply for a Canara bank credit card, you have to fill the online application via the Canara bank official website or visit the Canara bank branch office and fill in the Canara credit card application.

 

1. Canara Bank Website 

  • Visit the official website of Canara Bank 

  • Under the ‘credit card’ section, select ‘application forms’

  • You can choose between English or Hindi for Canara bank credit card registration

  • Fill in all the details and attach mandatory documents

  • Submit the form

  • The Canara bank credit card application form will be then verified by the bank executives. Upon verification, the Canara bank credit card will be issued. 

2. Branch Visit

  • Visit the closest branch of Canara bank

  • Request for Canara credit card application form from the concerned executive

  • Fill out the form and attach mandatory documents

  • The Canara bank credit card application form will be then verified by the bank executives. Upon verification, the Canara bank credit card will be issued. 

**Note - Canara Bank is not a partner brand of Bajaj Markets, applicants cannot apply for credit cards via the Bajaj Markets platform.

Top Canara Bank Credit Cards

Some of the top categories of Canara bank credit cards are -

 

1. Canara Select Credit Cards 

The Canara RuPay Select credit card is ideal for Lifestyle, Shopping, and Travel. You can choose between RuPay and Platinum Select credit cards as per your financial goals. The card offers various perks and benefits like -

  • Zero annual fees

  • 2 reward points on every Rs. 100 spent

  • Insurance coverage worth Rs. 10 Lakhs on any permanent disability or accident

  • You can opt for 4 add-on credit cards for immediate family members

2. Canara Bank Global Gold Credit Cards

The Canara Bank Global Gold credit card is an ideal credit card option for people who indulge in comfort and luxury and require a high credit limit. There are two Canara bank credit card types in this category - VISA Gold cards and Master Gold cards. Their benefits are-

 

  • Zero annual fees

  • Maximum credit limit of Rs. 25 Lakhs

  • 2 reward points on every Rs. 100 spent

  • Air accidental death insurance worth Rs. 8 Lakhs for you and Rs. 4 Lakhs worth of insurance for your spouse

3. Canara Bank Corporate Credit Cards

The Canara Bank Corporate credit cards are specially designed for corporate firms and businesses. The cards render financial assistance for the growth and smooth functioning of the business, however, you can also get corporate credit cards for personal use. Some of the key benefits of these cards are -

  • Worldwide acceptance 

  • Extendable credit limit of up to Rs. 100 Lakhs

  • Cash withdrawal limit of up to Rs. 5 Lakhs

Eligibility Criteria for Canara Credit Card

To apply for a Canara bank credit card, you must qualify for certain mandatory eligibility parameters -

 

  • Your minimum and maximum age should be between 21 and 60 years respectively

  • You should be either self-employed or a salaried individual

  • You should have an annual income of at least Rs. 1 Lakh

  • You should have a decent credit score

**Note - The eligibility criteria vary in different categories of credit cards. The applicants must check card-specific eligibility criteria before proceeding with Canara credit card application

Documents Required for Canara Credit Card Application

The documents that you must mandatorily attach with the Canara bank credit card application form are -

 

  • Passport-size photographs

  • Identity Proof - PAN card, Aadhaar card, Passport, etc.

  • Address Proof - Aadhaar card, Utility Bills, Voter ID, etc.

  • Income Proof -  salary slips of last three months (salaried individuals) or ITR receipts (self-employed individuals)

**Note - The documentation requirements vary in different categories of credit cards. The applicants must check card-specific mandated documents before proceeding with the Canara credit card application

Canara Bank Credit Card Rewards Program

On every transaction with Canara bank cards, you earn rewards against them which can be redeemed in the form of coupons, vouchers, cashback, discounts, etc. Here are some of the schemes that you can make use of under the Canara bank credit card rewards program -

 

  • Reward points can be redeemed quarterly. 

  • Reward points are valid for 3 years.

  • 2 reward points for every Rs. 100 spent.

  • Reward points on every purchase of goods or service from partner as well as non-partner brands.

  • To claim a cashback for the first time, you need to redeem a minimum of 1,000 reward points. From the second time, you can claim a cashback by redeeming reward points in the multiples of 100s as well.

Features and Benefits of Canara Credit Card

Check out the features and benefits of Canara bank credit cards -

 

  • Baggage Insurance  - You get complimentary baggage insurance worth Rs. 25,000, in case it is lost.

  • Accidental Coverage - You get complimentary accidental coverage for yourself as well as for your spouse 

  • Fuel Surcharge Waiver - 2.5% fuel surcharge waiver on monthly refills worth Rs. 400 or above.

  • Minimal Liability - In cases, where Canara bank CC is lost, stolen, or damaged, you hold a  liability of Rs. 1,000 if reported immediately to the bank. 

  • Interest-free Period - You can utilise the funds without any interest for up to 50 days.

Fees and Charges of Canara Bank Credit Card

Types of Charges

Amount

Joining Fee

NIL

Annual Fee

NIL

Add-on Card Fee

Rs. 400 per card (on some credit cards)

Cash Withdrawal Fee

3% of the transaction amount or Rs. 30 on the withdrawal of every Rs. 1,000

Inactivity Fee

  • Rs. 200 - For RuPay Platinum credit cards, if the annual transaction amount is below Rs. 50,000 

  • Rs. 300 - For RuPay Select credit card, if the annual transaction amount is below Rs. 1 lakh

  • Rs. 300 - For Add on credit cards (Master Card Standard and VISA Classic), if the annual transaction amount is below Rs. 12,000

  • Rs. 400 - For Master Card Standard and VISA Classic credit cards, if the annual transaction amount is below Rs. 12,000

  • Rs. 750 - For Global Gold credit card (main and add-on), if the annual transaction amount is below Rs. 25,000

Interest on Revolving Credit

2.5% monthly for other credit cards and 2% monthly for Secured credit cards

Contact Canara Bank Credit Card Customer Care

Canara bank believes in rendering quality services and hassle-free experience. However, if you face any difficulty or problems due to any circumstance or technical glitch, Canara Bank has a 24x7 available care team to resolve your queries, complaints, or grievances. 

 

You can contact any of the following helpline numbers and get your matter resolved -

 

  • 1800-208-3333

  • 1800-425-0018

  • 1800-3011-3333 

  • 1800-103-0018

  • 91-80-22064232 (International Canara bank credit cardholders)

FAQs about Canara Bank Credit Card

  • ✔️What is the maximum interest-free credit period?

    You can enjoy a maximum of 50 days of the interest-free credit period.

  • ✔️What is the minimum amount due on a Canara credit card?

    The minimum due payment for the Canara bank credit card is 5% of the bill amount. Upon clearing the minimum due payment, you can claim the benefits of revolving credit.

  • ✔️How to pay Canara Credit Card Bill?

    You can pay your Canara bank CC bills online via net banking, UPI apps, NEFT, etc. or offline via cash, cheque, ATM, etc. according to your convenience and suitability.

  • ✔️How can I get my Canara credit card?

    You can apply for Canara credit cards via Canara bank’s official website or by visiting the branch office of the bank. You cannot fill Canara bank credit card application form via Bajaj Markets, since the bank is not a partner brand of Bajaj Markets

  • ✔️Which is the best Canara credit card?

    Some of the best Canara credit cards are -

    • Canara VISA Classic Credit Card

    • Canara RuPay Platinum Credit Card

    • Canara Corporate Credit Card

    • Canara Global Gold Credit Card

  • ✔️What is the minimum credit score for a Canara credit card?

    A credit score of 750 or above ensures approval of the Canara bank credit card application by the bank.

  • ✔️Are Canara cards good?

    Canara bank cards are designed to meet your financial requirements and goals. Apart from financial aid, credit cards also offer a wide range of discounts and benefits on every transaction.

  • ✔️Can I apply for a Canara credit card online?

    You can fill in Canara bank credit card online application form via Canara bank’s official website without any hassle.

  • ✔️Can I change my Canara credit card type?

    You can change your Canara credit card type by upgrading it. To upgrade Canara bank credit card, you should contact the bank authorities and place a request for a credit card upgrade, however, you must fulfil eligibility parameters and hold a no defaulter record.