HDFC Bank Credit Card

** Disclaimer: HDFC Bank has not partnered with Bajaj Markets. The information is intended for educational purposes only. You are advised to contact the Banks/NBFCs for additional details.

HDFC Bank is one of India's largest and most reputed private sector banks. The bank offers a diverse range of credit cards across various categories like travel, entertainment, lifestyle and more. Each card is carefully curated to match your requirements. When you get an HDFC Bank Credit Card, you can enjoy countless privileges and rewards while you save money. 

Read on to know some of its unique features and how you can apply for one.

Here are some of the top card variants offering a plethora of benefits.

Some general features and benefits of the HDFC Bank Credit Card products are as follows:

• Access to a wide range of offers and personalised deals

• Nominal fees for transactions allow you to utilise the card to its full potential

• Benefit of zero liability in instances of fraud 

• Easy management with digital portals and mobile apps

• A comprehensive credit card statement that makes expense monitoring easy 

• Option to avail the Jumbo Instant Loan from HDFC Bank

• A wide range of cashback, discounts, reward points, fuel surcharge, and free access to both domestic and international airport lounges depending on the credit card variant

• Attractive 'Buy Now Pay Later' facility

• Automated payment solutions for regular expenses like phone, energy, and utility bills

Before you apply for an HDFC Bank Credit Card, you need to check the terms and be aware of the documents required for the application. Check out these details below.

1. Eligibility Criteria for an HDFC Bank Credit Card

• Aged 18 years or above

• Either a resident of India or a Non-Resident Indian (NRI)

• A good credit history and a high credit score

• Salaried employee or self-employed

2. Documents Required for HDFC Bank Credit Card

• A copy of your PAN card or Form 60

• Proof of identity

• Proof of address

• Latest payslip, Form 16, or a copy of the IT return as proof of income

• A colour photograph of the applicant

Here is how you can use your HDFC Bank Credit Card in a manner that makes the most of its benefits and minimises the added costs that come with the card. 

• Choose a credit card that offers rewards aligned with your regular spending habits

• Ensure you pay your credit card bills within the due date

• Pay the full outstanding amount rather than just the minimum amount due

• Limit your credit utilisation to around 30% of the total credit limit

• Refrain from using your HDFC Bank Credit Card to make cash withdrawals 

• Use your HDFC Bank Credit Card statement to track your expenses and monitor your spends 

In case you have any queries or concerns regarding your HDFC Bank Credit Card, you can contact the credit card customer care executives by phone or send an email.

1. HDFC Bank Credit Card Customer Care Number

You can contact HDFC Bank Credit Card customer care by dialling any of the following numbers: 1800 202 6161 or 1860 267 6161.

2. HDFC Bank Credit Card Customer Care Email ID

If you prefer to email the team, you can write to HDFC Bank Credit Card customer care at customerservices.cards@hdfcbank.com

Now that you know the process of getting an HDFC Bank Credit Card and the features of some cards, you can make the right choice. 

Some of the other cards you can opt for include HDFC Bank Diners Club Privilege Credit Card, Swiggy HDFC Bank Credit Card, Regalia Gold Credit Card and much more. Pick a card that best fits your requirements and enjoy its umpteen benefits.