Are you looking to cancel your Bajaj Finserv RBL Bank Credit Card? You can do so by following a swift and hassle-free process. You can close your Bajaj Finserv RBL Bank Credit Card online or offline in case you wish to no longer utilise the services of this 4-in-1 credit card.
Bajaj Finserv allows you to submit a request to cancel or deactivate a Bajaj Finserv RBL Bank Credit Card online. If you wish to deactivate your credit card, you can send an email to firstname.lastname@example.org and provide the appropriate credit card and personal information for more assistance in closing your Supercard.
Send a letter to the nearest branch of RBL Bank stating that you would like to close Bajaj Finserv RBL Bank Credit Card. You may need to send your card split in half, diagonally across the chip or magnetic stripe, along with the cancellation request.
You can call the Bajaj Finserv RBL Bank Credit Card customer care at 022-71190900 and enquire about how to deactivate Bajaj Finserv RBL Bank Credit Card. The customer care executive might ask you for details such as your name, date of birth, credit card number and guide you on how to close Bajaj Finserv RBL Bank Credit Card.
To deactivate the Bajaj Finserv RBL Bank Credit Card, you can speak to an executive and make a cancellation request at an RBL branch. You might be asked to submit details such as your name, date of birth, credit card number, etc. Upon receiving your cancellation request, the executive will check if you have any outstanding dues by using the information you’ve provided.
All credit card companies have the right to close your account due to inactivity and don't have to give you notice that they're doing it. If they close an account for other reasons, such as an adverse credit report, they must notify you within 30 days after taking the adverse action.
In general, it's best to keep unused credit cards open so that you benefit from longer average credit history and a larger amount of available credit. Credit scoring models reward you for having long-standing credit accounts, and for using only a small portion of your credit limit.
If a card has high fees or a low limit, you may consider cancelling it. For low-limit cards, your utilisation won't be harmed too much if you cancel. But keep in mind that it's better to close newer accounts and not close those accounts you've had since the beginning of your credit-building tenure.
When you close or cancel Bajaj Finserv RBL Bank Credit Card, the prevailing credit immediately comes down. This can increase the overall credit utilisation ratio, and thus negatively impact your credit score
Yes, you can. To do the same you can either use an online mode or cancel it offline.
Yes, it is possible. You should redeem all the credit card reward points as well as the loyalty points that you have earned before you cancel your credit card.
It is highly recommended that you clear the outstanding dues else you would not be able to cancel your Bajaj Finserv RBL Bank Credit Card.
Unfortunately, when you cancel your card, the annual fee is not refunded. In fact, no other fees will be returned to you upon cancellation of the credit card.