Eligibility Criteria and Documents Required for Bajaj Finserv DBS Bank SuperCard

About the Eligibility Criteria and Documents Required for the Bajaj Finserv DBS Bank SuperCard

The Bajaj Finserv DBS Bank SuperCard is a co-branded card launched by Bajaj Finance and DBS Bank. It is the first-ever credit partnership initiated by DBS Bank in India. A user-friendly card with numerous features, this is all you need to declutter your wallet. 

 

Best of all, the DBS credit card eligibility terms are simple and easy to meet. Meaning, you can get this card with ease. The Bajaj Finserv DBS Bank SuperCard also offers additional benefits on partner services along with regular rewards and subscription discounts. 

 

To enjoy these rewards you need to apply to get this credit card. Thankfully, the process is straightforward. Read on for a brief overview of DBS credit card documents essential for availing the card and the criteria you need to meet.

Basic Eligibility Criteria for the Bajaj Finserv DBS Bank SuperCard

Before applying for the Bajaj Finserv DBS Bank SuperCard, it is essential to know the eligibility parameters set by the issuer. Make sure to fulfil these basic criteria before you proceed with the application process.

 

• You should be an Indian national

• Your age must be at least 21 years when you apply for the credit card

• You need to have a healthy credit score of at least 720 or above

• Your age must not exceed 70 years when applying for the credit card

• You must have a regular source of income

Once you match these basic eligibility parameters, you can submit DBS credit card documents for further verification. Alternatively, you may check the eligibility criteria and documents required to get the Bajaj Finserv DBS Bank SuperCard on Bajaj Markets.

Documents Required for the Bajaj Finserv DBS Bank SuperCard

Now that you are familiar with the DBS credit card eligibility criteria, learn about the various documents you must submit to get approval on your card application.

1. Proof of Identity

With data breaches increasing in recent years, submitting your identity proof has become a must. With ID verification, the financial institution can validate your customer details. 

 

Such stringent verification policies minimise identity theft or other fraudulent activities. Similarly, applying for a credit card helps the bank know that there is a genuine person involved in the process. 

 

When you submit any of these documents, it validates your information and identity. Note that you need to submit only copies of these documents, while the bank uses the originals for cross-verification.

 

Here are a few common documents used as ID proof:

 

• Voter ID card

• PAN card

• Aadhaar card

• Driving licence

• Passport

Additionally, you have to submit your latest passport-size photographs at the time of application. However, the requirements vary from one financial institution to the other. For instance, to apply for the Bajaj Finserv DBS Bank SuperCard, all you need to provide is the Aadhaar card number. 

 

Thanks to digitisation, you can complete your video KYC or biometrics using the number. In addition, the paperless application process eliminates the need to submit hard copies when applying for the Bajaj Finserv DBS Bank SuperCard.

2. Proof of Residence

This is a document that verifies your address. From opening bank accounts to applying for loans and credit cards, proof of residence is an essential document providing proof of where you stay. 

 

Ensure that the proof of residence is in your name before you apply for a credit card; otherwise, there are high chances of rejection. Here is a list of commonly accepted documents for address proof. You may submit any one of these:

 

• Aadhaar card

• Passport

• Voter ID

• Electricity bill

• Driving licence

• Telephone bill

• Latest copies of bank statements

• Rent agreement

• Ration card

• Property documents

However, submitting an Aadhaar card serves the purpose of ID and address proof. With the digitised application process of the Bajaj Finserv DBS Bank SuperCard, all you must submit is your Aadhaar number to complete the process. 

3. Proof of Regular Source of Income

Make sure to submit any of the documents listed below to verify your source of income. This is essential to confirm that you are a responsible borrower with a sound financial history.

 

• Form 16

• Latest bank statement copies of the last 3 months

• Last 3 months’ salary slips

• Income Tax Returns

• Audited financial statements of the last 2 years for self-employed individuals

For any queries regarding DBS credit card documents or DBS credit card eligibility, you can always contact the customer care team at any time and from any part of the world. 

 

Note the following details for any concerns regarding the Bajaj Finserv DBS Bank SuperCard.

 

• Toll-free number for local customers: 1860 267 6789

• International helpline number for overseas customers: +91 4469046789

• Email ID: supercardcare@dbs.com

Factors that Affect Bajaj Finserv DBS Bank SuperCard Eligibility

With a better idea of the DBS credit card documents and eligibility requirements, the next step is to know about the factors that affect card approval.

1. Credit Score

It is one of the most crucial factors affecting your credit card eligibility. A healthy credit score assures the lender of your creditworthiness and increases your chances for easy card approval. 

 

While most financial institutions prefer a credit score of 750 and above, you can avail the Bajaj Finserv DBS Bank SuperCard with a credit score of 720. Simply put, the higher the credit score, the higher the chances of credit card approval! 

2. Employment Stability

Before approving the credit card, the bank needs to verify the regular source of income. Along with this, your stability in an organisation also plays a key factor in quick credit card approvals. 

 

You have to show a minimum experience of at least one year at your current job. This can increase your chances of getting your preferred credit card. In addition, it assures the bank of your ability to repay the outstanding amount regularly without delay.

3. Past Credit Enquiries

When you apply for a credit card, the lender checks your credit profile by analysing the credit report. This is called a hard enquiry, and if your credit report is assessed frequently, it can affect your credit score negatively. 

 

As a result, it may take longer to get credit card approval. Remember that each time an enquiry is made, it gets reflected on your credit report. So, the ideal way is to monitor the credit report regularly to ensure you have a perfect credit score.

4. Location

Some banks also consider the place you reside before sanctioning your credit card. For example, some credit cards are available only if you stay in specific cities, especially metro or tier two cities. This is because your income source also varies depending on your location.

 

Be it DBS credit card eligibility, documents, or any other terms, make sure to abide by all the requirements to ensure a smooth application process. This can only help your application and may even help you get a favourable deal on Bajaj Markets.

 

Remember, the Bajaj Finserv DBS Bank SuperCard has various attractive rewards and discounts. This includes myriad perks such as discounts on teleconsultations and up to 20% discounts at pharmacies at all network hospitals.