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There may be times when sticking to your credit card bill payment deadlines can be difficult. Instead of letting dues pile up and negatively affect your credit scores, you can transfer the balance to your Bajaj Finserv RBL Bank SuperCard. The Transfer ‘n’ Pay feature is an exclusive pre-approved facility that allows you to migrate your outstanding balance to the Bajaj Finserv RBL Bank SuperCard. 

 

With the Bajaj Finserv RBL Bank SuperCard balance transfer facility, you can conveniently repay your dues in low-cost EMIs. Converting outstanding balance into EMIs allows you to benefit from lower interest rates and flexible repayment tenures, while also shielding your credit score from damage. 

What is the Eligibility Criteria for Credit Card Balance Transfer?

The Bajaj Finserv RBL Bank SuperCard balance transfer facility is available to select customers with a good credit history. If you qualify for this exclusive service, the bank will notify you of the same via your registered email ID and phone number. Other than that, you can also run an instant eligibility check by calling the Bajaj Finserv RBL Bank SuperCard helpline at +91 02271190900. 

How to Apply for Credit Card Balance Transfer

You can avail this pre-approved Transfer ‘n’ Pay facility in one of the following ways:

  • Via Call: You can give a missed call to 7045958512. You will receive a callback from a bank representative shortly who will explain the Bajaj Finserv RBL Bank balance transfer facility in detail.

  • Via SMS: You can SMS ‘BTEMI’ to 5607033. A bank representative will call you to discuss Bajaj Finserv RBL Bank SuperCard interest rates, EMI tenures, etc. 

  • Via the Customer Care Helpline: You can call the Bajaj Finserv RBL Bank SuperCard customer care helpline at +91 2271190900.

  • Via the RBL Cares Chatbot: You can apply for the facility using the bank’s exclusive RBL Cares chatbot. This option will be automatically available to eligible customers. 

Features & Benefits

From saving on interest payments to protecting credit score, the Bajaj Finserv RBL Bank SuperCard balance transfer facility brings you a host of benefits. Here’s a list of a few benefits you can enjoy with the exclusive Transfer ‘n’ Pay service:

  • You can instantly transfer balance from multiple credit cards to your Bajaj Finserv RBL Bank SuperCard and prevent negatively affecting your credit score.

  • You don’t need to submit any additional documents to avail of this pre-approved facility.

  • You can convert outstanding balance from other cards into easy EMIs spread over 3,6, or 12 months. This way you can comfortably clear your credit card dues. 

  • You can enjoy interest-free EMI payments for 3 months. 

  • You can save yourself from paying sky-high interest charges at your current lender. 

  • You can still use your Bajaj Finserv RBL Bank SuperCard to make retail purchases as per the card’s limit.

FAQs on Bajaj Finserv RBL Bank SuperCard Balance Transfer

What is the tenure offered for balance transfer?

The Bajaj Finserv RBL Bank SuperCard balance transfer facility is available with three tenure options. Depending on your preference and existing financial obligations, you can choose from 3, 6, and 12-month repayment durations.

What is the Bajaj Finserv RBL Bank SuperCard balance transfer interest rate?

Bajaj Finserv RBL Bank SuperCard balance transfer interest rates will vary depending on your selected tenure. Interest charges are waived for a 3-month tenure. The reducing interest rate for a 6 and 12-month tenure is 21%, while the effective rate of interest is 12.42% and 11.73% respectively.

What documents will I need to apply for the balance transfer facility?

Since this is a pre-approved facility, you don’t need to furnish any extra documents when availing of the Transfer ‘n’ Pay facility. All you need is your other credit card number, bank name, and balance transfer amount.

How much outstanding balance can I transfer to my Bajaj Finserv RBL Bank SuperCard?

The amount of outstanding balance you can transfer will depend on your credit limit. The same will be communicated to you when you’re applying for the Transfer ‘n’ Pay facility.

Do I have to pay a processing fee if I opt for the Bajaj Finserv RBL Bank SuperCard balance transfer service?

Yes. You will have to pay a nominal processing fee when availing this facility. For a 3-month EMI plan, the processing fee charged is ₹750 or 2.99% (whichever is higher). For a 6 and 12-month plan, you will have to pay ₹499 as a processing charge.

Is the balance transfer facility from the Bajaj Finserv RBL Bank SuperCard available to all cardholders?

No. This pre-approved offer is only available to eligible cardholders. If you are picked for this exclusive facility, the bank will notify you of the same. Alternatively, you can check your eligibility by contacting the bank’s customer care helpline.

Can I repay the outstanding balance before the tenure ends?

Yes. You can decide to clear your outstanding balance before the end of the selected tenure. However, doing so will attract a basic prepayment fee of 3% on the outstanding principal amount + GST.

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