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Are you looking to cancel your Bajaj Finserv RBL Bank Credit Card? You can do so by following a swift and hassle-free process. You can close your Bajaj Finserv RBL Bank Credit Card online or offline in case you wish to no longer utilise the services of this 4-in-1 credit card.

How to Cancel Bajaj Finserv RBL Bank Credit Card Online

Bajaj Finserv allows you to submit a request to cancel or deactivate a Bajaj Finserv RBL Bank Credit Card online. If you wish to deactivate your credit card, you can send an email to supercardservice@rblbank.com and provide the appropriate credit card and personal information for more assistance in closing your Supercard.

How to Cancel Bajaj Finserv RBL Bank Credit Card Offline

  • Cancel Bajaj Finserv RBL Bank Credit Card By A Written Request

Send a letter to the nearest branch of RBL Bank stating that you would like to close Bajaj Finserv RBL Bank Credit Card. You may need to send your card split in half, diagonally across the chip or magnetic stripe, along with the cancellation request.

  • Cancel Bajaj Finserv RBL Bank Credit Card via Customer Care

You can call the Bajaj Finserv RBL Bank Credit Card customer care at 022-71190900 and enquire about how to deactivate Bajaj Finserv RBL Bank Credit Card. The customer care executive might ask you for details such as your name, date of birth, credit card number and guide you on how to close Bajaj Finserv RBL Bank Credit Card.

  • Cancel Bajaj Finserv RBL Bank Credit Card by Visiting The Bank Branch

To deactivate the Bajaj Finserv RBL Bank Credit Card, you can speak to an executive and make a cancellation request at an RBL branch. You might be asked to submit details such as your name, date of birth, credit card number, etc. Upon receiving your cancellation request, the executive will check if you have any outstanding dues by using the information you’ve provided.

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Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Frequently Asked Questions

Can the bank close my Bajaj Finserv RBL Bank Credit Card Account without notifying me?

All credit card companies have the right to close your account due to inactivity and don't have to give you notice that they're doing it. If they close an account for other reasons, such as an adverse credit report, they must notify you within 30 days after taking the adverse action.

Should I deactivate my unused Bajaj Finserv RBL Bank Credit Card?

In general, it's best to keep unused credit cards open so that you benefit from longer average credit history and a larger amount of available credit. Credit scoring models reward you for having long-standing credit accounts, and for using only a small portion of your credit limit.

In what cases should I close the Bajaj Finserv RBL Bank Credit Card?

If a card has high fees or a low limit, you may consider cancelling it. For low-limit cards, your utilisation won't be harmed too much if you cancel. But keep in mind that it's better to close newer accounts and not close those accounts you've had since the beginning of your credit-building tenure.

Does cancelling Bajaj Finserv RBL Bank Credit Card affect credit score?

When you close or cancel Bajaj Finserv RBL Bank Credit Card, the prevailing credit immediately comes down. This can increase the overall credit utilisation ratio, and thus negatively impact your credit score

Can I cancel the additional card without cancelling the primary Bajaj Finserv RBL Bank Credit Card?

Yes, you can. To do the same you can either use an online mode or  cancel it offline.

Is it possible to redeem the credit card points before I begin the process to close my Bajaj Finserv RBL Bank Credit Card?

Yes, it is possible. You should redeem all the credit card reward points as well as the loyalty points that you have earned before you cancel your credit card.

Should I clear any outstanding dues before I cancel the Bajaj Finserv RBL Bank Credit Card?

It is highly recommended that you clear the outstanding dues else you would not be able to cancel your Bajaj Finserv RBL Bank Credit Card.

If I cancel my credit card, will the annual fee be refunded?

Unfortunately, when you cancel your card, the annual fee is not refunded. In fact, no other fees will be returned to you upon cancellation of the credit card.

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