RBL Bank Credit Card Features and Benefits

RBL Bank Credit Card Features and Benefits

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RBL Bank Credit Card Benefits and Features

The RBL Credit Card is an offering or the RBL Bank, which is one of India’s oldest private sector banks. It is one of the best-in-class, tailor-made products, which is available to the bank’s 8.44 million loyal customers, spread across the country. The RBL credit card offers several exclusive benefits, which range from immediate financial assistance to cover emergencies as well as funds to buy the latest smartphone in the market. One of the top RBL credit cards is the Bajaj Finserv RBL SuperCard. The card brings together the power of 4 RBL bank cards into 1. As a result, it functions as a credit card, a loan card, a cash card and an EMI card. The card can be used on diverse platforms and can help earn rewards while also offering the unique benefits of a credit card.

Key RBL Bank Credit Card Features and Benefits

The Bajaj Finserv Credit Card features and Bajaj Finserv Credit Card benefits are mentioned below-

  • Purchasing on EMI-

The RBL SuperCard offers you the provision to convert your purchases into easy EMIs. The pocket-friendly feature is available on a minimum bill of INR 3000. This feature of the credit card saves you the trouble of having to pay the entire cost of the purchased item upfront and divide it into EMIs that can be adjusted by you. The amount of EMI, in such a case, is calculated based on the interest rate charged by the bank, the chosen tenure and the down payment made against the product. So hurry, apply for a Credit Card today and avail exciting benefits.

  • Earning Exciting Rewards-

One of the most attractive RBL card benefits is the card’s capacity to earn you attractive reward points. You can earn rewards based on the type of spends, welcome bonus, and the type of card. The welcome points can go up to 20,000, with additional points pooling in with every purchase. These reward points earned can be used to make down payment, experience special privileges and avail discounts at any of the Bajaj Finserv partner stores that are available both online and offline. You can also use credit card reward points to buy electronics, get gift vouchers, book flight tickets and stays, enjoy discounted movie tickets and fuel surcharge waiver, among many others. If you are a student, you can apply for a Student Credit Card to avail exciting rewards.

  • Functions as a Debit Card too-

The credit card also works as a debit card, and you can use it to withdraw cash based on your card’s credit limit. This can be done in two ways. You can either opt for an interest-free cash withdrawal, which can be done from any ATM. In case this is not feasible, you can avail an emergency pre-approved loan on your entire credit limit, which will be interest-free and require no paperwork. This is clearly one of the best RBL Bank Credit Card facilities when it comes to addressing emergencies when you are in urgent need for funds.

  • Complimentary Lounge Access at Airports-

Another of the exciting benefits of RBL Bank Credit Card is its complimentary Lounge Access. This feature aims to enhance your lifestyle and cater to your needs by providing you with an avenue to relax and rewind, gorge on complimentary snacks, enjoy a de-stressing shower, etc.

  • Paying Utility Bills-

The RBL Bank Credit Card facilities extend to bill payment too. You can use the card online to pay your utility bills on time. The card can be used to recharge DTH, pay electricity and phone bills, etc.

Top 5 RBL Bank Credit Cards

You can find the Bajaj Finserv RBL credit card in 11 different types. The RBL card features that you can enjoy varies across each of these cards. Here is a list of the top five cards along with the Bajaj Credit Card benefits-

  • RBL Platinum Plus First-Year-Free SuperCard-

This credit card offers a range of benefits like exclusive airport lounge access, waiver of fuel surcharge waiver, offers on movie tickets, and much more. The card also comes with industry-first features such as interest-free personal loan in case of emergency and ATM cash withdrawal with easy EMI conversion.

  • RBL World Plus SuperCard-

One of the most privileged RBL Bank SuperCard’s, this card offers best-in-class RBL card benefits such as reward points, dining offers, and more. It card too has the emergency credit facility that can be enjoyed interest-free along with the advantage of paying for your purchases through easy EMIs, all the while earning reward points on every milestone spent.

  • RBL Doctor’s SuperCard-

This is India’s first SuperCard, designed specially and exclusively for medical practitioners. It offers the functionalities of 4 cards- a loan card, credit card, debit card and an EMI card, in one, while also offering superior RBL card benefits. The ease of instant approval on the card makes it a hassle-free means for paying for your expenses.

  • RBL Shop Smart SuperCard -

The card helps you enjoy instant finances for all your daily needs in an effortless way! The RBL Bank Credit Card benefits also extend to include easy emergency credit, zero-interest cash withdrawals, waivers on fuel surcharges, and more.

  • RBL Travel Easy SuperCard-

The RBL Bank Credit Card benefits include privileges such as exclusive cashback on travel and fuel, gift vouchers, and much more. The card also offers the emergency, interest-free, cash withdrawal, reward points against each expense as well as fuel surcharge freedom.

Why choose RBL Credit Card from Finserv MARKETS

There are multiple benefits of RBL Bank Credit Cards. To enjoy the best of these, consider choosing the RBL credit card from Finserv MARKETS. Some of the best Bajaj Finserv RBL Credit Card benefits are mentioned below

  • The RBL Bank SuperCard, available on Finserv MARKETS, offers you attractive RBL credit card benefits such as personal loan against the cash limit on your card, which can be repaid in easy, pocket-friendly EMIs

  • The Bajaj Finserv RBL Bank SuperCard lets you purchase items on loan and use EMI facility to pay for them, at your convenience

  • The Bajaj Finserv credit card features stringent security measures that protect your finances against cyber-crime any fraud

  • One of the best Bajaj Finserv credit card benefits is that it allows withdrawal of cash against a minimal processing fee and at zero interest

  • The Bajaj Finserv RBL Bank SuperCard also helps you enjoy significant savings annually.

Frequently Asked Questions

  • ✔️Which RBL Credit Card has the best features?

    The RBL Bank Credit Card features vary depending on the type of card. Depending on your expense pattern, you can choose between Platinum Plus First-Year-Free SuperCard, World Prime SuperCard, World Plus SuperCard, Value Plus SuperCard, Platinum Plus SuperCard, Shop Smart SuperCard, Travel Easy SuperCard, Platinum Choice SuperCard, or Platinum Choice First-Year-Free SuperCard. You can also choose occupation-specific RBL credit cards such as Doctor’s SuperCard, CA SuperCard, etc.

  • ✔️Is an RBL credit card good?

    Yes, RBL credit cards are good, and they come with several benefits. Some of the RBL bank credit card benefits are- complimentary lounge access, attractive offers and discounts, easy EMI, cash withdrawal, cyber threat protection, welcome bonuses, etc.