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RBL Bank offers more than 50 types of RBL credit cards across various categories. As one of the fastest growing banking institutions in India, RBL Bank caters to diverse customer requirements.

 

Different types of RBL credit cards have different annual fee structures. While some have no annual fees, others do. Some types of RBL credit cards have a monthly fee that is waived off when you cross a specific spending threshold.  You can also get great cashback and discounts on almost all types of RBL Bank credit cards. Read on to know the various RBL credit card types and features.

Types of RBL Credit Cards

With umpteen exclusive benefits and a fantastic rewards programme, you are sure to find your ideal card amongst the different types of RBL credit cards available. Here is a brief overview of the types of RBL credit cards:

  • Lifestyle and travel cards like RBL Bank Insignia and World Safari offer exciting shopping and travel benefits

  • Entertainment and movie cards such as RBL Bank Cookies and Popcorn provide discounts on movie tickets and shopping vouchers 

  • Reward cards like Platinum and Shoprite get you accelerated rewards on groceries, movies, and more 

  • Dining and bill payment cards such as RBL Bank Titanium and Platinum Delight offer deals on dining at partner restaurants

  • Loan and money transfer cards like RBL Bank MoneyTap and ETMONEY LoanPass provide easy access to cash when you need it 

Different Types of RBL Bank Credit Cards - Key Highlights

Here are a few significant features of the different types of RBL credit cards to help you understand how these cards are beneficial:

  • Welcome bonuses and reward points on various categories of transactions 

  • Instant alerts about transactions, bill payment due dates, missed payments and more that keep you in the loop

  • Enhanced security features with EMV microchips 

  • Option to get up to add-on cards for immediate family members

  • Additional benefits like dining privileges, priority passes, golf memberships, lounge access, travel concierge and more 

  • Mobile app to access your credit card anytime, anywhere

  • 24X7 customer care service to resolve queries

  • Rewards programme that helps you redeem points for gadgets, flight tickets, hotel bookings, home appliances and more

 

Now that you have a brief synopsis of the RBL credit card types and features, here are the standout features of the top 10 card variants. 

Shopping and Entertainment Cards

1. RBL Bank ShopRite Credit Card

  • Enjoy a 10% discount up to ₹100 on cinema tickets from BookMyShow 

  • Get up to 2,000 reward points as a welcome bonus

  • Avail 5% value back on grocery spends going up to 1000 reward points a month 

  • Get a reward point on each transaction of ₹100, excluding fuel spends

  • Pay no fuel surcharge up to ₹100 a month 

  • Pay annual fees of just ₹500

  • Enjoy an annual fee waiver by spending ₹1.5 Lakhs

2. RBL Bank Cookies Credit Card

  • Get up to 10% discount on select brands like Myntra, Zomato, Uber and BookMyShow

  • Enjoy 5X reward points on all online spends

  • Make the most of gift vouchers worth ₹1,000 on annual credit card spends of ₹2 Lakhs and vouchers worth ₹5,000 on transactions of ₹5 Lakhs in a year

  • Enjoy welcome benefits with gift vouchers of ₹1,000 from brands such as Flipkart, Amazon, Croma and more 

  • Accumulate 1 reward point on all offline transactions of ₹100, excluding fuel

  • Pay a minimal monthly membership fee of ₹100 and get it waived by spending up to ₹5,000 in a month

3. RBL Bank Monthly Treats Credit Card

  • Get up to 10% cashback on grocery spends and utility bill payments 

  • Enjoy 10% cashback on transactions on BookMyShow and Swiggy

  • Earn 2 reward points on all online spends of ₹100 and 1 reward point on offline spends of ₹100

  • Get a fuel surcharge waiver up to ₹100 every month 

  • Pay a monthly membership fee of ₹75, which is waived off when you spend ₹3,000 in the previous month

Travel Cards

1. RBL Bank Insignia Preferred Banking World Card

  • Rack up 5 reward points on all domestic transactions of ₹100

  • Get up to 10 reward points on all international spends of ₹100

  • Be entertained with a discount of ₹500 on movie tickets booked via BookMyShow

  • Play golf with access to premium domestic golf courses and 1 free lesson a month 

  • Enjoy domestic lounge access twice every quarter

  • Get a priority pass membership with 6 international lounge visits annually 

  • Enjoy facilities like early check-in and free stays at partner hotels 

  • Save more with fuel surcharge waiver of ₹250 a month 

  • Spend ₹8 Lakhs and get vouchers worth ₹8,000 to shop on Amazon, MakeMyTrip and more

2. RBL Bank World Safari Credit Card

  • Save more with a mark-up fee of 0% on all foreign transactions

  • Enjoy a welcome bonus of gift vouchers worth ₹3,000 from MakeMyTrip

  • Get 2 reward points on every transaction of ₹100 and 5 reward points on every travel spend of ₹100

  • Rack up 10,000 bonus points on annual spends of ₹2.5 Lakhs

  • Earn up to 15,000 bonus points on annual spends of ₹5 Lakhs 

  • Enjoy gift cards worth ₹10,000 from reputed brands on annual spends of ₹7.5 Lakhs

3. RBL Bank Platinum Maxima Card

  • Enjoy a welcome bonus in the form of 8,000 reward points 

  • Rack up 10 reward points on entertainment, dining and utility bill payments

  • Get one cinema ticket free when you buy two from the BookMyShow platform

  • Earn 2 reward points on all spends of ₹100

  • Get 10,000 reward points on exceeding annual spends of ₹2.5 Lakhs

  • Accumulate 10,000 points on exceeding transactions of ₹4 Lakhs annually

4. RBL Bank Icon Credit Card

  • Enjoy welcome benefits of up to 20,000 bonus points

  • Travel with ease with up to 2 free domestic lounge visits in a quarter

  • Fuel surcharge waiver of up to ₹200 a month 

  • Rack up 2 reward points on every retail transaction of ₹100

  • Get 20 reward points on international and weekend dining spends of ₹100

  • Enjoy a discount of up to ₹200 on cinema tickets twice a month 

  • Get exclusive concierge services for reservations and bookings at golf courses, hotels, spas and more 

  • Play golf at major Indian destinations with complimentary rounds and discounts 

Credit Line Credit Card

1. RBL Bank Moneytap Card

  • Transfer funds from ₹3000 to your credit limit to your bank account 

  • Convert spends of ₹3000 and more to EMIs

  • Get welcome benefits of 2,000 reward points on card activation

  • Rack up 2 reward points on online spends of ₹100 and 1 point for retail spends of ₹100 at select merchants

  • Order food to your heart’s content with up to 20% cashback on Zomato

  • Enjoy Amazon vouchers of ₹1,000 on exceeding annual spends of ₹2.5 Lakhs

  • Watch movies with a 1+1 free ticket on BookMyShow up to ₹200

Co-branded Bajaj Finserv RBL Bank Credit Cards

1. Bajaj Finserv RBL Bank Binge SuperCard FYF

  • Get a free movie ticket on the purchase of one via BookMyShow

  • Rack up 12X points when you spend online 

  • Get 10,000 points when your yearly transactions go over ₹2 Lakhs

  • Enjoy fuel surcharge waiver of ₹100 every month 

  • Converts spends over ₹2500 into affordable EMIs

  • Access cash from ATMs and a get loan for urgent needs 

2. Bajaj Finserv RBL Bank Platinum Plus SuperCard

  • Stay secure using the contactless payment mode

  • Enjoy waivers up to ₹100 on fuel surcharge 

  • Get free movie tickets on purchasing 1 from BookMyShow

  • Rack up 4,000 points on completing joining formalities and reaching a spending milestone of ₹2000

  • Accumulate 10,000 points for reaching total annual spends of ₹1.50 Lakhs 

  • Use the card all over the world and withdraw cash from ATMs globally 

How to Choose RBL Credit Card Types Best Suited for Your Lifestyle

Choosing between Bajaj Finserv RBL Bank credit cards or other RBL Bank credit card types can be a challenge. To start off, add up the savings that you can access annually. Then see what the credit card charges are. 

 

Next, analyse your requirements and spending habits. In case you frequently travel, opt for a credit card with travel benefits. Similarly, if you are a big-time movie lover, check the cards offering benefits on movie tickets.

 

Once you have shortlisted the ideal types of RBL credit cards, check which ones have nominal fees and simple eligibility parameters. Keep in mind that using a credit card affects your credit score. So, select a card that helps you save as you spend. 

 

Remember, premium cards often come with higher charges but also offer big rewards. Credit cards for beginners are usually lighter on the pocket and offer a range of benefits. The best idea is to get a credit card that aligns with your income and lifestyle. 

 

You can easily compare different types of RBL credit cards on Bajaj Markets to make the right choice. 

How to Activate an RBL Bank Credit Card

You can activate your credit card using various online and offline modes. Here are the different ways to activate your RBL Bank credit card by setting the PIN. 

  • Log in to the RBL mobile app ‘RBL MyCard’ 

  • Use the RBL Bank website and login to your account 

 

(Find this number on the back of your RBL credit card) 

AQs on RBL Bank Credit Card Types

Do I have to pay maintenance charges for all the different types of RBL credit cards?

Depending on the type of credit card you choose, you may have to pay maintenance charges. However, most RBL Bank credit cards waive off these annual fees when you exceed a certain spending limit.  You don’t have to pay any maintenance charges on Insignia, LazyPay and other types of RBL credit cards. 

Which type of RBL Bank credit card is the best for me?

Since all RBL Bank credit cards offer varying benefits, the best card for you is the one that best matches your lifestyle, spending patterns, and needs. Some popular RBL Bank credit cards are ShopRite and World Safari. 

How many types of RBL Bank credit cards are there?

There are more than 50 different types of RBL Bank credit cards across various categories.

Which type of RBL credit card has add-on features?

You can take add-on cards across most types of RBL credit cards.

What are the types of RBL Bank credit cards and their annual charges?

RBL Bank has premium, lifestyle, shopping, travel, dining, credit line and co-branded credit cards such as Bajaj Finserv RBL Bank credit cards. They also have rewards and fuel credit cards and cards for professionals like doctors. Each comes with its own annual charges, going from nil to ₹5000. 

 

Which type of RBL credit card has the lowest interest rate?

Most types of RBL credit cards charge interest rates of 3.99% per month. This is only levied if you do not pay your credit card bill in full every cycle. 

 

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