RBL Bank offers more than 50 types of RBL credit cards across various categories. As one of the fastest growing banking institutions in India, RBL Bank caters to diverse customer requirements.
Different types of RBL credit cards have different annual fee structures. While some have no annual fees, others do. Some types of RBL credit cards have a monthly fee that is waived off when you cross a specific spending threshold. You can also get great cashback and discounts on almost all types of RBL Bank credit cards. Read on to know the various RBL credit card types and features.
With umpteen exclusive benefits and a fantastic rewards programme, you are sure to find your ideal card amongst the different types of RBL credit cards available. Here is a brief overview of the types of RBL credit cards:
Lifestyle and travel cards like RBL Bank Insignia and World Safari offer exciting shopping and travel benefits
Entertainment and movie cards such as RBL Bank Cookies and Popcorn provide discounts on movie tickets and shopping vouchers
Reward cards like Platinum and Shoprite get you accelerated rewards on groceries, movies, and more
Dining and bill payment cards such as RBL Bank Titanium and Platinum Delight offer deals on dining at partner restaurants
Loan and money transfer cards like RBL Bank MoneyTap and ETMONEY LoanPass provide easy access to cash when you need it
Here are a few significant features of the different types of RBL credit cards to help you understand how these cards are beneficial:
Welcome bonuses and reward points on various categories of transactions
Instant alerts about transactions, bill payment due dates, missed payments and more that keep you in the loop
Enhanced security features with EMV microchips
Option to get up to add-on cards for immediate family members
Additional benefits like dining privileges, priority passes, golf memberships, lounge access, travel concierge and more
Mobile app to access your credit card anytime, anywhere
24X7 customer care service to resolve queries
Now that you have a brief synopsis of the RBL credit card types and features, here are the standout features of the top 10 card variants.
Enjoy a 10% discount up to ₹100 on cinema tickets from BookMyShow
Get up to 2,000 reward points as a welcome bonus
Avail 5% value back on grocery spends going up to 1000 reward points a month
Get a reward point on each transaction of ₹100, excluding fuel spends
Pay no fuel surcharge up to ₹100 a month
Pay annual fees of just ₹500
Enjoy an annual fee waiver by spending ₹1.5 Lakhs
Get up to 10% discount on select brands like Myntra, Zomato, Uber and BookMyShow
Enjoy 5X reward points on all online spends
Make the most of gift vouchers worth ₹1,000 on annual credit card spends of ₹2 Lakhs and vouchers worth ₹5,000 on transactions of ₹5 Lakhs in a year
Enjoy welcome benefits with gift vouchers of ₹1,000 from brands such as Flipkart, Amazon, Croma and more
Accumulate 1 reward point on all offline transactions of ₹100, excluding fuel
Pay a minimal monthly membership fee of ₹100 and get it waived by spending up to ₹5,000 in a month
Get up to 10% cashback on grocery spends and utility bill payments
Enjoy 10% cashback on transactions on BookMyShow and Swiggy
Earn 2 reward points on all online spends of ₹100 and 1 reward point on offline spends of ₹100
Get a fuel surcharge waiver up to ₹100 every month
Pay a monthly membership fee of ₹75, which is waived off when you spend ₹3,000 in the previous month
Rack up 5 reward points on all domestic transactions of ₹100
Get up to 10 reward points on all international spends of ₹100
Be entertained with a discount of ₹500 on movie tickets booked via BookMyShow
Play golf with access to premium domestic golf courses and 1 free lesson a month
Enjoy domestic lounge access twice every quarter
Get a priority pass membership with 6 international lounge visits annually
Enjoy facilities like early check-in and free stays at partner hotels
Save more with fuel surcharge waiver of ₹250 a month
Spend ₹8 Lakhs and get vouchers worth ₹8,000 to shop on Amazon, MakeMyTrip and more
Save more with a mark-up fee of 0% on all foreign transactions
Enjoy a welcome bonus of gift vouchers worth ₹3,000 from MakeMyTrip
Get 2 reward points on every transaction of ₹100 and 5 reward points on every travel spend of ₹100
Rack up 10,000 bonus points on annual spends of ₹2.5 Lakhs
Earn up to 15,000 bonus points on annual spends of ₹5 Lakhs
Enjoy gift cards worth ₹10,000 from reputed brands on annual spends of ₹7.5 Lakhs
Enjoy a welcome bonus in the form of 8,000 reward points
Rack up 10 reward points on entertainment, dining and utility bill payments
Get one cinema ticket free when you buy two from the BookMyShow platform
Earn 2 reward points on all spends of ₹100
Get 10,000 reward points on exceeding annual spends of ₹2.5 Lakhs
Accumulate 10,000 points on exceeding transactions of ₹4 Lakhs annually
Enjoy welcome benefits of up to 20,000 bonus points
Travel with ease with up to 2 free domestic lounge visits in a quarter
Fuel surcharge waiver of up to ₹200 a month
Rack up 2 reward points on every retail transaction of ₹100
Get 20 reward points on international and weekend dining spends of ₹100
Enjoy a discount of up to ₹200 on cinema tickets twice a month
Get exclusive concierge services for reservations and bookings at golf courses, hotels, spas and more
Play golf at major Indian destinations with complimentary rounds and discounts
Transfer funds from ₹3000 to your credit limit to your bank account
Convert spends of ₹3000 and more to EMIs
Get welcome benefits of 2,000 reward points on card activation
Rack up 2 reward points on online spends of ₹100 and 1 point for retail spends of ₹100 at select merchants
Order food to your heart’s content with up to 20% cashback on Zomato
Enjoy Amazon vouchers of ₹1,000 on exceeding annual spends of ₹2.5 Lakhs
Watch movies with a 1+1 free ticket on BookMyShow up to ₹200
Get a free movie ticket on the purchase of one via BookMyShow
Rack up 12X points when you spend online
Get 10,000 points when your yearly transactions go over ₹2 Lakhs
Enjoy fuel surcharge waiver of ₹100 every month
Converts spends over ₹2500 into affordable EMIs
Access cash from ATMs and a get loan for urgent needs
Stay secure using the contactless payment mode
Enjoy waivers up to ₹100 on fuel surcharge
Get free movie tickets on purchasing 1 from BookMyShow
Rack up 4,000 points on completing joining formalities and reaching a spending milestone of ₹2000
Accumulate 10,000 points for reaching total annual spends of ₹1.50 Lakhs
Use the card all over the world and withdraw cash from ATMs globally
Choosing between Bajaj Finserv RBL Bank credit cards or other RBL Bank credit card types can be a challenge. To start off, add up the savings that you can access annually. Then see what the credit card charges are.
Next, analyse your requirements and spending habits. In case you frequently travel, opt for a credit card with travel benefits. Similarly, if you are a big-time movie lover, check the cards offering benefits on movie tickets.
Once you have shortlisted the ideal types of RBL credit cards, check which ones have nominal fees and simple eligibility parameters. Keep in mind that using a credit card affects your credit score. So, select a card that helps you save as you spend.
Remember, premium cards often come with higher charges but also offer big rewards. Credit cards for beginners are usually lighter on the pocket and offer a range of benefits. The best idea is to get a credit card that aligns with your income and lifestyle.
You can easily compare different types of RBL credit cards on Bajaj Markets to make the right choice.
You can activate your credit card using various online and offline modes. Here are the different ways to activate your RBL Bank credit card by setting the PIN.
Log in to the RBL mobile app ‘RBL MyCard’
Use the RBL Bank website and login to your account
(Find this number on the back of your RBL credit card)
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
Depending on the type of credit card you choose, you may have to pay maintenance charges. However, most RBL Bank credit cards waive off these annual fees when you exceed a certain spending limit. You don’t have to pay any maintenance charges on Insignia, LazyPay and other types of RBL credit cards.
Since all RBL Bank credit cards offer varying benefits, the best card for you is the one that best matches your lifestyle, spending patterns, and needs. Some popular RBL Bank credit cards are ShopRite and World Safari.
There are more than 50 different types of RBL Bank credit cards across various categories.
You can take add-on cards across most types of RBL credit cards.
RBL Bank has premium, lifestyle, shopping, travel, dining, credit line and co-branded credit cards such as Bajaj Finserv RBL Bank credit cards. They also have rewards and fuel credit cards and cards for professionals like doctors. Each comes with its own annual charges, going from nil to ₹5000.
Most types of RBL credit cards charge interest rates of 3.99% per month. This is only levied if you do not pay your credit card bill in full every cycle.