The BPCL SBI Card is a co-branded credit card that has been issued by a collaboration between Bharat Petroleum Corporation Limited (BPCL) and the State Bank of India. It offers a wide range of benefits and rewards that help you save on your fuel purchases. You get valueback benefits on fuel refills at BPCL petrol stations, fuel surcharge waiver, welcome gifts and more.
This is an entry-level co-branded fuel credit card |
This credit card is best suitable for benefits on fuel purchases |
The annual fee for the BPCL SBI credit card is ₹ 499, and the renewal fee is ₹ 499 |
The minimum income required to apply for this SBI BPCL credit card is ₹ 30,000/month |
Welcome benefits of 2,000 activation bonus rewards points are awarded along with this card which are worth ₹ 500 |
Best feature of the BPCL SBI credit card is its offer of 13X reward points on fuel purchase at all the BPCL petrol pumps |
On applying online for the BPCL SBI Credit Card, you get Amazon vouchers worth ₹ 250.
Once you pay the joining fee for your BPCL SBI Card, you get 2,000 Activation Bonus Reward Points that are worth ₹500 The bank will credit these Reward Points to your account 20 days after you pay the joining fee. You can then redeem these points right away against fuel refills at BPCL petrol stations. Alternatively, you can also redeem them for the products/services in the Shop n Smile rewards catalogue.
With the BPCL SBI Credit Card, you get a 4.25% value back in the form of 13X Reward Points on fuel costs at BPCL petrol pumps. This means you can earn up to 1300 Reward Points each billing cycle. You also get the benefit of 1% fuel surcharge waiver on every transaction at BPCL petrol stations, up to ₹4,000. The surcharge waiver is limited to ₹100 per billing cycle.
The BPCL SBI Credit Card also gives you 5X Reward Points on each ₹ 100 spent at groceries and departmental stores, or for movies and dining expenses. You also get 1 Reward Point against every ₹ 100 spent on retail purchases other than fuel costs.
The BPCL SBI Card is accepted internationally. It is valid at over 24 million outlets across the world, of which over 3 lakh outlets are in India.
You can apply for an add-on BPCL SBI Credit Card for your spouse, children, parents or siblings, provided they are over 18 years of age.
You can easily make your utility bill payments for electricity, mobile, internet and other services with the Easy Bill Pay facility.
The exact eligibility criteria for the BPCL SBI Credit Card depend on various parameters. However, the basic criteria for eligibility include the following:
Minimum age: 21 years
Maximum age: 70 years
Occupation: Salaried or self-employed
Other factors: A good credit score and a regular source of income
To apply for any SBI Credit Card including the BPCL SBI Card, you need to submit the following documents:
A copy of your Aadhaar card or any other valid proof of address issued by the government (such as your voter’s ID, passport, driving licence etc.)
Documents to show proof of income (such as your salary slip, Income Tax Return etc.)
Start by visiting the Bajaj Markets website
Next, you need to fill in your details.
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You can choose from the list of SBI Credit Cards
Compare between the multiple options available
Make your choice as per the requirements
Select the BPCL SBI Card
Submit all the required details in the online application form
And you're all set to receive your BPCL SBI credit card!
You can reach out to the SBI Credit Card Customer Care team at their helpline number at 1860 180 1290 or 39 02 02 02.
You can get your queries resolved along with the necessary assistance by reaching out to the BPCL SBI credit card customer care through SMS. Using your registered mobile number, you can type in your query as per the required format and send the SMS to 5676791.
The helpline of SBI credit card customer care can also be reached through email. The official SBI credit card email ID is customercare@sbicard.com.
The documents that are acceptable for the BPCL SBI credit card are documentation for identity and residence proof such as Aadhaar/PAN Cards, driving licence, voter’s ID and passport. Other documentation includes proof of income, like salary slips, Income Tax Returns, or Form 16.
The BPCL SBI credit card has no fixed credit limit, as this is decided by the card issuer and is dependent on a cardholder’s creditworthiness.
This is a fuel credit card, launched in collaboration with Bharat Petroleum. The card gives users huge discounts and offers on fuel expenses, providing secure and contactless payment.
On this card, users get value back benefits amounting to 4.25% (13 x reward points) when fuel expenses are made at BPCL fuel stations. For each billing cycle, users can earn up to 1300 reward points. Furthermore, users can enjoy a fuel surcharge waiver of 3.25% plus 1% on every transaction up to ₹4,000 at fuel stations.
The BPCL SBI credit card is ideal for those who prefer BPCL for their fuel requirements. Since it charges a very minimal annual payment of ₹499, which is low compared to the value-back you get on your fuel charges and do not expect a lot of rewards across other shopping categories.
The BPCL SBI credit card comes with a joining fee and a renewal fee of ₹499 each. Late payment charges can go up to ₹1,300 depending on the amount outstanding. Other fees and charges on the BPCL SBI Credit Card include cash advance fees of 2.5% or ₹500 (whichever is higher), cash payment fees, overlimit fees, payment dishonour fees and card replacement fees, among others.
The BPCL SBI credit card comes with many advantages. You get 2,000 reward points on activation, a welcome gift of ₹500, worldwide acceptance, add-on cards and balance transfer on EMI. On the downside, the credit card comes with various fees and charges like overlimit fees, payment dishonour fees, late payment fees and card replacement fees, among others. However, many of these costs can be easily avoided.
The benefits of the BPCL SBI credit card include valueback benefits on purchases at BPCL petrol stations, reward points on spends at grocery and departmental stores, contactless and secure payments, easy utility bill payments and more. For these reasons, you can benefit by applying for the BPCL SBI credit card.
The interest rate on SBI Credit Cards can go up to 3.50% per month or 42% per annum. You can contact the bank to know the exact rate of interest on your BPCL SBI credit card.
The BPCL SBI credit card gives cardholders fuel surcharge waiver up to ₹100 per billing cycle. This amounts to annual savings of up to ₹1,200.
The overlimit fee on the BPCL SBI credit card is levied if you exceed the credit limit on your card and make purchases beyond this limit. This fee is levied at 2.5% of the overlimit amount or ₹600, whichever is higher.
It can take up to 21 days for the application to be processed and the BPCL SBI credit card to be delivered.