SBI Pulse Card

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SBI  has always been a favourite destination for citizens for their banking works. From opening a bank account to applying for a credit card to applying for any kind of loan, SBI is the first preference for the majority of people because of its amazing services and features. The bank has numerous products and services to cater to the needs of different people. Recently, the financial institution launched the SBI PULSE Credit Card, mainly targeting fitness and health enthusiasts. This is the first health credit card launched in India including a variety of components and health-related advantages. Moreover, the SBI PULSE Credit Card offers the Noise ColorFit Pulse smartwatch Rs. 4,999 to its customers as a welcome gift.

Key Highlights of SBI PULSE Card

Here are the key highlights of the SBI PULSE Card.

Target audience

Health and fitness enthusiasts

Welcome gift

Noise ColorFit pulse smartwatch worth Rs. 4,999

Health benefit

Comprehensive insurance coverage

Joining fee

Rs. 1,499+taxes

SBI PULSE Credit Card Features & Benefits

There are multiple SBI PULSE Card benefits that are listed below: 


  • Health Advantages

You will receive a one-year free subscription to Fitpas Pro, which provides access to a catalogued channel of over 4,000 gyms and fitness centres. In addition to this, you will have access to unlimited online doctor consultations for a year.

  • Coverage for Aircraft Accidents and Forgery

You will get Rs. 50 Lakhs in air accident liability insurance. The card also gives Rs.1 Lakh in credit card fraud liability insurance.

  • Global Acceptance

You may use your SBI PULSE Card over 24 million locations worldwide, including 3,25,000 outlets in India.

  • Lounge Benefits

You will be entitled to 8 domestic lounge visits per year, with a maximum of two visits per quarter.

  • Fuel Advantages

For each transaction between Rs. 500 and Rs. 4,000, you will receive 1% of the fuel surcharge waiver.

  • Add-on Card

You can also share the benefits of your PULSE Card with your family members by applying for add-on cards. 


Aside from the above-mentioned SBI PULSE Credit Card benefits, there are other advantages as well. You can enquire about the same by contacting the SBI PULSE Credit Card customer care service. 

SBI PULSE Credit Card Documents & Eligibility 

There are certain SBI Pulse Credit Card eligibility criteria that you must fulfil in order to apply for the same. Here are the details about the same. 



Minimum age

21 years

Maximum age 

60 years

Annual income

Rs. 2 Lakhs annually

Minimum age for add-on cards

18 years

Before applying, you should check your SBI Bank PULSE Credit Card eligibility in order to avoid rejection. 


Below are the details of the required SBI Bank PULSE Credit Card documents.

  • Identity proof (Aadhaar card, Voter Id card, PAN card, Passport)

  • Address proof (Aadhaar card, Utility bills, Voter Id card)

  • Income proof (Salary slip of recent months)

  • Bank records

  • Passport size photographs

SBI PULSE Credit Card Rewards

Below is the table explaining about the SBI PULSE Credit Card reward program. 

Rs. 100 (Chemist, Pharmacy, Dining, and Movies)

10 reward points

Rs. 100 (Other purchases) 

2 reward points

Rs. 0.25

1 reward point

You may use your reward points to pay off your credit card balance or to redeem for a variety of gifts.

SBI PULSE Credit Card Fees & Charges

Here are the details about applicable SBI PULSE Credit Card charges. 

Annual fee (One time)

Rs. 1,499+taxes

Annual renewal fee

Rs. 1,499+taxes

Add-on charges


ATM withdrawal charges


How to Apply for SBI PULSE Credit Card?

You may apply for SBI PULSE Card through online and offline modes. 

1. Online Mode

The online application procedure is hassle-free and straightforward. Here are the steps to follow for the same. 

  • As a first step, you are required to access the SBI PULSE Credit Card apply page

  • After browsing the site, you will see the option of ‘SBI Card PULSE.’ Below that, you will view the option of ‘Apply Now.’ Click on that.

  • Next, you will be redirected to a new page where you will be asked to fill in your personal and professional details. Provide all the information accurately.

  • Following your submission, you are required to pay the joining fee.

  • Lastly, you will receive SBI PULSE Credit Card in just a few days. 

2. Offline Mode

You may visit the branch and apply for the same by filling out an application form and submitting it with the supporting documents. 

How to Contact SBI PULSE Credit Card Customer Care?

The bank has provided several platforms through which you may reach out to the SBI PULSE Card customer care. 

Toll-free numbers

1860 500 1290

1860 180 1290

1860 180 7777

City-wise number

39020202 (Add your local STD code before dialling)

Email Id





Postal address

SBI Cards and Payment Services Limited

Unit 401 & 402, 04th Floor, Aggarwal Millennium Tower, E-1,2,3 Netaji Subhash Place, Wazirpur, New Delhi 110034

Nodal officer (Grievance redressal officer)

DLF Infinity Towers, Tower C, 10th–12th Floor, Block 2, Building 3, DLF Cyber City, Gurgaon –122002 (Haryana)

Email -

You may also visit your nearest branch and ask for SBI Bank PULSE Credit Card customer care assistance. 

SBI Pulse Card Payment Methods

There are multiple options available for SBI PULSE Card payment methods. A few of them are listed below:


NEFT is one of the easiest alternatives that can be used to pay SBI Card bills 24/7. 


2. UPI


UPI has become the most used option for paying bills or any other kind of transaction. 


3. SBI Card Mobile App


The app is available on the Play store for android and iOS users. Download it and start paying your bills anytime, anywhere in just a few clicks.




With YONO, direct payment can be made by permitting to debit the amount from your SBI bank account.


5. Debit Card


You can also use your debit card online for instant payment.


Aside from the processes discussed above, there are other options also. You may visit the SBI PULSE Credit Card payment page and know more about the same. 


6. SBI PULSE Card Balance Transfer


At SBI, you can transfer the balance from any credit card to SBI PULSE Credit Card at a low-interest rate. This facility is available for Visa and non-Visa cardholders. However, to use this feature, you are required to transfer a minimum amount of Rs. 5,000 and a maximum of up to 75% of your available credit limit on the SBI PULSE Card. 


7. SBI PULSE Card FlexiPay 


FlexiPay is an excellent SBI PULSE Card offer that allows you to purchase products and pay for them back in easy monthly instalments. You can choose a plan as per your requirements at a low-interest rate.


8. SBI Pulse Card Easy Money


You can use the amazing feature of ‘Easy Money’ provided by the bank to borrow funds for a minimum of Rs. 5000 and a maximum of up to 75% against your available cash limit of the card. Apply today and get a cheque delivered to your door at any time by calling the SBI PULSE Card customer care.

Some Cards Similar to SBI Pulse Credit Card

There are a few other cards from different card issuers that offer rewards that are similar to the ones offered by SBI Pulse credit card. Here’s a quick overview of what they are and the key benefits offered by them. 

Credit Card

Annual Fees


Axis Bank AURA credit card 


  • Decathlon voucher worth ₹750 on payment of joining fee

  • 4 video consultations for free on Practo each month 

  • 5X reward points on insurance premium payments

  • 4 interactive video fitness sessions each month through Fitternity 

YES Bank Wellness credit card


  • Complimentary preventive health checkups every year 

  • Complimentary fitness sessions each month 

  • 20 reward points for every ₹200 spent at pharmacies and chemists

  • Free unlimited doctor consultations through the Aditya Birla Multiply app. 

Apollo SBI credit card 


  • 500 reward points on payment of the joining fee

  • 3X reward points for every ₹200 spent on services provided by Apollo

  • Discount of 10% on certain specific services provided by Apollo

  • Waiver of annual fee for achieving spends of ₹1 Lakh in a year

Why should you get this card?

The SBI Pulse credit card is one of the few cards in India that has been designed to offer a plethora of fitness and health-based rewards. In addition to this, the card also offers a few entertainment-related benefits. 


As a welcome benefit, you get a Noise ColorFit Pulse Smartwatch for free of cost, which you can use to keep a close track of your health and fitness levels. The credit card gives you several benefits upon crossing milestone spends such as an annual fee waiver for spending ₹2 lakhs or more in a year and a voucher worth ₹1,500 for spending ₹4 lakhs in a year. 


You also get to enjoy several complimentary benefits like up to 8 domestic lounge visits in a year, priority pass membership for the first 2 years of card ownership, and 1-year memberships to both FITPASS PRO and Netmeds

Frequently Asked Questions

  • ✔️What is a PULSE Credit Card?

    The SBI PULSE Credit Card is a popular card designed for health and fitness enthusiasts.

  • ✔️What is the minimum limit of the SBI PULSE Credit Card?

    You can contact SBI PULSE customer care and enquire about the same.

  • ✔️Can I get an add-on card on SBI Card Pulse?

    Yes. If you possess an SBI Pulse credit card, you can apply for and get an add-on credit card for free.

  • ✔️What is SBI Pulse Card Balance Transfer Facility?

    The balance transfer facility is a unique feature where you can transfer the outstanding credit card balances of other credit cards over to your SBI Pulse credit card and pay them through equated monthly instalments at low interest rates.

  • ✔️Can I withdraw money from SBI Pulse credit card?

    Yes. You can withdraw cash from any ATM domestically and internationally using the SBI Pulse credit card. However, you will have to pay a cash advance fee of 2.5% of the amount withdrawn or ₹500, whichever is higher. That’s not all. You will have to pay interest on the withdrawn amount as well.

  • ✔️Who issues the Pulse card?

    SBI Card, the credit card arm of the State Bank of India, is the entity that issues the Pulse credit card.