The SimplyCLICK SBI Card is an entry-level credit card designed primarily for online shoppers. For a low joining and annual fee of just ₹499 plus GST, the card offers a host of exciting benefits. Each time you use your card to make payments online at select partner websites, you get to earn 10x reward points. Furthermore, the annual fee is automatically waived on crossing a milestone spending limit of ₹1 Lakh in a year. The interest rate on the SimplyCLICK SBI Card is also quite low at just 3.50% per month, which translates to 42% per annum.
1st Year Fee |
Joining Gift |
Rewards |
₹499 |
e-Gift card by Amazon worth ₹500 (on payment of joining fee of ₹499+taxes) |
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Applying for the SimplyCLICK SBI Card has become extremely easy. You can do it online within minutes from anywhere by just keeping a few essential documents handy. You can apply for the SimplyCLICK SBI Card online through the Bajaj Markets website. You just need to follow these steps to apply for this credit card:
Step 1 - Visit Bajaj Markets: Visit the Bajaj Markets website/ app.
Step 2 - Fill in your details: Enter the details requested with regards to your profile.
Step 3 - Check out the list of SBI Credit Cards: Compare the multiple credit cards and choose a card that matches your needs.
Step 4 - Make a Choice!: Select the SimplyCLICK SBI Card.
Step 5 - Submit your form: Submit the credit card application online and you're all set!
For every transaction that you make using the SimplyCLICK SBI Card, you get to earn reward points. Here’s an overview of how reward point accumulation works for this particular credit card.
In the case of online transactions at select partner websites, you earn 10 reward points for every ₹100 spent on the card. The partner websites include Apollo 24x7, Eazydiner, Cleartrip, Netmeds and BookMyShow.
In the case of all other online transactions, you earn 5 reward points for every ₹100 spent on the card.
In the case of offline transactions, you earn 1 reward point for every ₹100 spent on the card.
*Note: 1 reward point = ₹0.25; 4 reward points = ₹1
As you can see, the SimplyCLICK SBI Card offers accelerated rewards for online transactions. You get to earn reward points at the rate of 2.50% for online transactions at select partner websites and at the rate of 1.25% for all other offline transactions. This makes the SimplyCLICK SBI Card the ideal entry-level card for online shoppers.
Redeeming the reward points accumulated on your SimplyCLICK SBI Card is extremely easy and should only take a few minutes. The reward point redemption rate prescribed by the bank is ₹0.25 for every 1 reward point. Check out the steps that you would have to follow to redeem your points.
Step 1: Visit the website of SBI Card.
Step 2: Log into the portal using your user credentials.
Step 3: Click on the ‘Rewards’ option on the left-hand side of the webpage.
Step 4: Click on the ‘Redeem Rewards’ option.
Step 5: The rewards catalogue will now be displayed.
Step 6: Click on the reward that you would like to get and proceed to redeem it.
Step 7: Once the request for redemption has been placed, you will receive your reward via an SMS sent to your registered mobile number or via an email sent to the registered mail address.
If you’re planning to apply for the SimplyCLICK SBI Card, you need to know the various charges that are applicable. Here’s a table outlining some of the key fees associated with the credit card.
Particulars |
Charges |
Joining Fees (One-Time) |
₹499 plus GST |
Annual Fees (Per Annum) |
₹499 plus GST (reversed on spending ₹1 Lakh or more during a year) |
Add-On Card Fees |
Not Applicable |
Minimum Amount Due |
5% of the total outstanding balance + EMIs + cash advances + interest charges + other charges + applicable taxes |
Cash Advance Fees |
2.5% of the transaction amount or ₹500 (whichever is higher) |
Cash Payment Fees |
₹250 plus GST |
Interest-Free Period |
20 to 50 days |
Finance Charges |
3.50% per month (42% per annum) |
Late Payment Fees |
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Overlimit Fees |
2.5% of the transaction amount or ₹600 (whichever is higher) |
Payment Dishonour Fees |
2% of the payment amount of ₹500 (whichever is higher) |
Reward Redemption Fees |
₹99 |
Card Replacement Fees |
₹100 to ₹250 |
Cheque Payment Fees |
₹100 |
Foreign Currency Transaction Fee |
3.5% of the total transaction value |
Processing Fee for Rent Payment Transactions |
₹199 |
Surcharge on Railway Tickets |
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If you’ve recently received your SimplyCLICK SBI Card, you will have to register yourself on the credit card login portal to gain access to your account. Here are the steps that you would have to follow to successfully complete the registration process.
Step 1: Visit the website of SBI Card.
Step 2: Click on the ‘New User? Register Now’ option.
Step 3: Enter all the details and submit.
Step 4: You will receive an OTP on your registered mobile number.
Step 5: Enter the OTP in the relevant field to complete verification.
Step 6: Set a username and password for your credit card account.
That’s it! You have now completed the registration process. To log into your account, visit the website of SBI Card and simply enter your username and password in the relevant fields.
For inquiries and complaints regarding the SimplyCLICK SBI Card, you can contact the SBI Credit Card Customer Care:
Manager- Customer Care Services
SBI Cards & Payment Services Ltd.
DLF Infinity Towers, Tower C, 12th Floor, Block 2, Building 3, DLF Cyber City,
Gurgaon -122002(Haryana) India
To 5676791 from the registered mobile number
Get answers to all your queries online by going to the SBI website, and click on Contact Us
Call on Dial 1860 500 1290
1860 180 1290
39 02 02 02 (Prefix local the STD code) or 1800 180 1290 (toll-free)
Credit Card |
Ideal For |
BPCL SBI Card is best suited for purchase of Fuel, Travelling and Shopping |
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BPCL Octane SBI Card is best suited for purchase of Fuel, Travelling and Shopping |
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SBI Central Credit Card is best suited for Shopping, Dining, and Entertainment |
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SBI ELITE Credit Card is best suited for Shopping, Entertainment, Fuel, and Dining |
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SBI FBB STYLEUP Credit Card is best suited for Shopping, Rewards, and Cashback |
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SBI IRCTC Credit Card is best suited for Travelling, Entertainment, and Fuel |
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SBI Lifestyle Credit Card is best suited for Shopping, Rewards, and Cashback |
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SBI Max SELECT Credit Card is best suited for Shopping, Rewards, and Cashback |
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SBI PRIME Credit Card is best suited for Travelling, Shopping, and Fuel |
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SBI SimplySAVE Credit Card is best suited for Shopping, Entertainment, and Fuel |
Once the SimplyCLICK SBI Card login is completed, you can manage your credit card and other relevant financial information easily. Browse through Bajaj Markets to know about SimplyCLICK eligibility and documents required, ways to read credit card statements, details about SBI credit card customer care, etc. So what are you waiting for? Compare the credit card offers available with our partner banks and apply for a credit card now!
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The documents acceptable for a SimplyCLICK SBI Card are proof of income (as displayed by salary slips, Income Tax Returns of the last 3 years, or Form 16), and proof of identity and address (as shown by PAN and Aadhaar Cards, a passport, a voter ID or a driving licence).
The income requirements for the SimplyCLICK SBI Card vary depending on the nature of income. For self-employed individuals, the minimum income requirement is ₹30,000 per month. However, for salaried individuals, it is ₹20, 000 per month.
To redeem your reward points, you need to visit the SBI website and go to ‘Rewards’. Click Redeem your points, and you will reach a new page. Here you can browse through the different options and select the one you want.
For tracking your SimplyCLICK SBI Card application status, you need to log in to the SBI website and check the details. You may also track it via the helpline number.
The annual membership fee for the SBI SimplyCLICK Card is ₹499 plus taxes.
The interest rate on the credit card is 3.50% per month, which translates to 42% per annum.
You can pay your credit card bill through the SBI Card app, the SBI Card website, the SBI YONO mobile app, an electronic fund transfer (NEFT), the SBI BillDesk, the ATM Dropbox or a visit to an SBI branch.
By availing the SimplyCLICK SBI Card, you get to enjoy plenty of advantages. You get an Amazon e-gift voucher worth ₹500 on payment of the joining fee. Furthermore, you also get 1 reward point for every ₹100 spent offline, 5X reward points for every ₹100 spent online and 10X reward points for online spends at certain specified partner stores.
The validity of the SBI SimplyCLICK Card reward points is 24 months from the date of reward point credit.
No, the SimplyCLICK SBI Card is not lifetime free. In the first year, the user is supposed to pay ₹499. The annual fee for the subsequent years can be waived off if the customer has spent ₹1 Lakh using the credit card.