SimplyCLICK SBI Credit Card

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SimplyCLICK SBI Card

The SimplyCLICK SBI Card is an entry-level credit card designed primarily for online shoppers. For a low joining and annual fee of just ₹499 plus GST, the card offers a host of exciting benefits. Each time you use your card to make payments online at select partner websites, you get to earn 10x reward points. Furthermore, the annual fee is automatically waived on crossing a milestone spending limit of ₹1 Lakh in a year. The interest rate on the SimplyCLICK SBI Card is also quite low at just 3.50% per month, which translates to 42% per annum.

1st Year Fee	Joining Gift	Rewards
₹499	e-Gift card by Amazon worth ₹500 (on payment of joining fee of ₹499+taxes)	On spending ₹100 with exclusive online partners, you get 10 points On spending ₹100 online, you get up to 5 points Spend more to get an annual fee waiver Enjoy a fuel surcharge waiver ₹2,000 e-vouchers on spending over 1 Lakh

How to Apply for the SimplyCLICK SBI Card

Applying for the SimplyCLICK SBI Card has become extremely easy. You can do it online within minutes from anywhere by just keeping a few essential documents handy. You can apply for the SimplyCLICK SBI Card online through the Bajaj Markets website. You just need to follow these steps to apply for this credit card:

Step 1 - Visit Bajaj Markets: Visit the Bajaj Markets website/ app.
Step 2 - Fill in your details: Enter the details requested with regards to your profile.
Step 3 - Check out the list of SBI Credit Cards: Compare the multiple credit cards and choose a card that matches your needs.
Step 4 - Make a Choice!: Select the SimplyCLICK SBI Card.
Step 5 - Submit your form: Submit the credit card application online and you're all set!

Eligibility Criteria for SimplyCLICK SBI Card

If you wish to secure a SimplyCLICK SBI Card, you must match the specific eligibility requirements of the card, as well as be able to provide the supporting documents. The details of the same are listed below:

1. Eligibility Criteria for SimplyCLICK SBI Card

As a salaried applicant:

You should be between 21 and 55 years of age
Your minimum monthly income should be above ₹20,000

As a self-employed applicant:

You should be between 21 and 70 years of age
Your minimum monthly income should be above ₹30,000

Residency- You should be a resident of India.
Credit Score- You credit score must preferably over 750

2. Documents Required for SimplyCLICK SBI Card

Income Proof: Latest 3 months’ salary slip, Bank account statement for the last three months, Form 16 (salaried employee), or audited financials of the last 2 years (for self-employed).

Residence Proof: Passport, Aadhaar Card, latest utility bills (such as telephone bills, electricity bills, etc.), rent agreement, municipal tax receipt, property tax receipt, or an official document issued by the state or central governments with the updated address.

Identity Proof: Aadhaar Card, PAN Card, Passport, Voter ID Card, Driving Licence, or any other photo ID card approved by the Government of India.

Reward Points on SimplyCLICK SBI Card

For every transaction that you make using the SimplyCLICK SBI Card, you get to earn reward points. Here’s an overview of how reward point accumulation works for this particular credit card.

In the case of online transactions at select partner websites, you earn 10 reward points for every ₹100 spent on the card. The partner websites include Apollo 24x7, Eazydiner, Cleartrip, Netmeds and BookMyShow.
In the case of all other online transactions, you earn 5 reward points for every ₹100 spent on the card.
In the case of offline transactions, you earn 1 reward point for every ₹100 spent on the card.

*Note: 1 reward point = ₹0.25; 4 reward points = ₹1

As you can see, the SimplyCLICK SBI Card offers accelerated rewards for online transactions. You get to earn reward points at the rate of 2.50% for online transactions at select partner websites and at the rate of 1.25% for all other offline transactions. This makes the SimplyCLICK SBI Card the ideal entry-level card for online shoppers.

SimplyCLICK SBI Card Reward Points Redemption

Redeeming the reward points accumulated on your SimplyCLICK SBI Card is extremely easy and should only take a few minutes. The reward point redemption rate prescribed by the bank is ₹0.25 for every 1 reward point. Check out the steps that you would have to follow to redeem your points.

Step 1: Visit the website of SBI Card.
Step 2: Log into the portal using your user credentials.
Step 3: Click on the ‘Rewards’ option on the left-hand side of the webpage.
Step 4: Click on the ‘Redeem Rewards’ option.
Step 5: The rewards catalogue will now be displayed.
Step 6: Click on the reward that you would like to get and proceed to redeem it.
Step 7: Once the request for redemption has been placed, you will receive your reward via an SMS sent to your registered mobile number or via an email sent to the registered mail address.

Features & Benefits of SimplyCLICK SBI Card

Log-in Gift

One of the best SimplyCLICK SBI Card benefits is that you get an assured SimplyCLICK Amazon voucher worth ₹500 on joining.

e-Shopping Rewards

Earn 10X Reward Points on online spends with exclusive partners - BookMyShow / Cleartrip / Netmeds / Apollo 24x7. Earn 5X rewards on all other spends made online.

Milestone Rewards

Your SBI Click Card gets you e-vouchers worth ₹2,000 on annual online spends of ₹1 Lakh or above.

Enjoy Surcharge Waiver on Fuel Transactions

For each fuel transaction between ₹500 and ₹3,000, you get a 1% fuel surcharge waiver (exclusive of GST and all other charges).

Annual Fee Reversal

Spend ₹1 Lakh in a year and get the annual fee of ₹499 reversed for your SimplyCLICK SBI Card in the subsequent year

Contactless Technology

Simply wave your card at the POS terminal and your transaction will be done

Flexipay

You can convert transactions above ₹2,500 on your card into easy monthly instalments within 30 days from the date of purchase.

Easy Money

This feature allows you to quickly get a check or a demand draft delivered to your address against your cash limit.

Cash on the Go

With the SimplyCLICK SBI Card, you can withdraw cash from over 1 million ATMs across the world.

Fees and Charges of SimplyCLICK SBI Card

If you’re planning to apply for the SimplyCLICK SBI Card, you need to know the various charges that are applicable. Here’s a table outlining some of the key fees associated with the credit card.

Particulars	Charges
Joining Fees (One-Time)	₹499 plus GST
Annual Fees (Per Annum)	₹499 plus GST (reversed on spending ₹1 Lakh or more during a year)
Add-On Card Fees	Not Applicable
Minimum Amount Due	5% of the total outstanding balance + EMIs + cash advances + interest charges + other charges + applicable taxes
Cash Advance Fees	2.5% of the transaction amount or ₹500 (whichever is higher)
Cash Payment Fees	₹250 plus GST
Interest-Free Period	20 to 50 days
Finance Charges	3.50% per month (42% per annum)
Late Payment Fees	For outstanding amounts between ₹0 and ₹500 - Nil For outstanding amounts above ₹500 to ₹1,000 - ₹400 For outstanding amounts above ₹1,000 to ₹10,000 - ₹750 For outstanding amounts above ₹10,000 to ₹25,000 - ₹950 For outstanding amounts above ₹25,000 to ₹50,000 - ₹1,100 For outstanding amounts above ₹50,000 - ₹1,300
Overlimit Fees	2.5% of the transaction amount or ₹600 (whichever is higher)
Payment Dishonour Fees	2% of the payment amount of ₹500 (whichever is higher)
Reward Redemption Fees	₹99
Card Replacement Fees	₹100 to ₹250
Cheque Payment Fees	₹100
Foreign Currency Transaction Fee	3.5% of the total transaction value
Processing Fee for Rent Payment Transactions	₹199
Surcharge on Railway Tickets	₹30 plus 2.5% of the transaction amount (offline) 1% of the transaction amount plus taxes (online)

SimplyCLICK SBI Card Login

If you’ve recently received your SimplyCLICK SBI Card, you will have to register yourself on the credit card login portal to gain access to your account. Here are the steps that you would have to follow to successfully complete the registration process.

Step 1: Visit the website of SBI Card.
Step 2: Click on the ‘New User? Register Now’ option.
Step 3: Enter all the details and submit.
Step 4: You will receive an OTP on your registered mobile number.
Step 5: Enter the OTP in the relevant field to complete verification.
Step 6: Set a username and password for your credit card account.

That’s it! You have now completed the registration process. To log into your account, visit the website of SBI Card and simply enter your username and password in the relevant fields.

SimplyCLICK SBI Card Bill Payment

It is important to clear all your outstanding dues on time before the due date. Thankfully, there are multiple ways through which you can pay your SimplyCLICK SBI Card bills. Let’s take a look at each of these methods.

Through the SBI Card App

If you’ve already registered yourself at the SBI Card website, you can pay your bills via the SBI Card smartphone app. Simply download the app onto your phone, log into the portal using your user credentials and proceed to pay your outstanding bills.

Through the SBI Card website

Alternatively, if you don’t own a smartphone, you can still pay your bills via the SBI Card website. To do that, visit the SBI Card website from a browser of your choice, log into the portal using your credentials and make the payment.

Through the SBI YONO Mobile Application

If you have an SBI bank account, you can link your SimplyCLICK SBI Card to your bank account and proceed to pay your bills. To do this, download the SBI YONO mobile application on your smartphone, log into the app, link your credit card and make the payment.

Through the SBI BillDesk Platform

You can also pay your outstanding credit card bill through the BillDesk platform. Simply visit the following URL - https://www.billdesk.com/pgidsk/pgijsp/sbicard/SBI_card.jsp, enter the required details, choose the payment method and complete the process.

Through NEFT

If you have a bank account with another bank other than SBI, you can still pay your credit card bills via NEFT. To do that, log into your bank’s internet banking account and proceed to make an NEFT transfer. In the account number field, make sure to enter your credit card number.

Through Offline Modes

You can also pay your bills by dropping a cheque at the nearest SBI ATM dropbox. However, make sure to enter the credit card number in the ‘Payee’ field of the cheque. Alternatively, you can also visit the nearest SBI branch to pay your bills via cash or cheque.

SimplyCLICK SBI Card Customer Care

For inquiries and complaints regarding the SimplyCLICK SBI Card, you can contact the SBI Credit Card Customer Care:

Write to:

Manager- Customer Care Services

SBI Cards & Payment Services Ltd.

DLF Infinity Towers, Tower C, 12th Floor, Block 2, Building 3, DLF Cyber City,

Gurgaon -122002(Haryana) India

Send an SMS:

To 5676791 from the registered mobile number

Website:

Get answers to all your queries online by going to the SBI website, and click on Contact Us

Phone:

Call on Dial 1860 500 1290
1860 180 1290
39 02 02 02 (Prefix local the STD code) or 1800 180 1290 (toll-free)

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SBI Elite Card	SBI ELITE Credit Card is best suited for Shopping, Entertainment, Fuel, and Dining
FBB SBI Styleup Card	SBI FBB STYLEUP Credit Card is best suited for Shopping, Rewards, and Cashback
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SBI Lifestyle Credit Card	SBI Lifestyle Credit Card is best suited for Shopping, Rewards, and Cashback
Max SBI Card SELECT	SBI Max SELECT Credit Card is best suited for Shopping, Rewards, and Cashback
SBI PRIME Card	SBI PRIME Credit Card is best suited for Travelling, Shopping, and Fuel
SimplySAVE SBI Card	SBI SimplySAVE Credit Card is best suited for Shopping, Entertainment, and Fuel

Once the SimplyCLICK SBI Card login is completed, you can manage your credit card and other relevant financial information easily. Browse through Bajaj Markets to know about SimplyCLICK eligibility and documents required, ways to read credit card statements, details about SBI credit card customer care, etc. So what are you waiting for? Compare the credit card offers available with our partner banks and apply for a credit card now!

Cards Similar to the SimplyCLICK SBI Card

RBL Monthly Treats credit Card	Annual fee of ₹75 a month Get 2 times the reward points on your online spends
HDFC Moneyback Credit Card	Annual fee charged is ₹500 Get 2X reward points on each online spend
Axis Bank Buzz Credit Card	₹750 charged as annual fees Enjoy 3X Axis Edge rewards on each online spend

About SBI Credit Cards

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FAQs on SimplyCLICK SBI Card

The documents acceptable for a SimplyCLICK SBI Card are proof of income (as displayed by salary slips, Income Tax Returns of the last 3 years, or Form 16), and proof of identity and address (as shown by PAN and Aadhaar Cards, a passport, a voter ID or a driving licence).

The income requirements for the SimplyCLICK SBI Card vary depending on the nature of income. For self-employed individuals, the minimum income requirement is ₹30,000 per month. However, for salaried individuals, it is ₹20, 000 per month.

To redeem your reward points, you need to visit the SBI website and go to ‘Rewards’. Click Redeem your points, and you will reach a new page. Here you can browse through the different options and select the one you want.

For tracking your SimplyCLICK SBI Card application status, you need to log in to the SBI website and check the details. You may also track it via the helpline number.

The annual membership fee for the SBI SimplyCLICK Card is ₹499 plus taxes.

The interest rate on the credit card is 3.50% per month, which translates to 42% per annum.

You can pay your credit card bill through the SBI Card app, the SBI Card website, the SBI YONO mobile app, an electronic fund transfer (NEFT), the SBI BillDesk, the ATM Dropbox or a visit to an SBI branch.

By availing the SimplyCLICK SBI Card, you get to enjoy plenty of advantages. You get an Amazon e-gift voucher worth ₹500 on payment of the joining fee. Furthermore, you also get 1 reward point for every ₹100 spent offline, 5X reward points for every ₹100 spent online and 10X reward points for online spends at certain specified partner stores.

The validity of the SBI SimplyCLICK Card reward points is 24 months from the date of reward point credit.

No, the SimplyCLICK SBI Card is not lifetime free. In the first year, the user is supposed to pay ₹499. The annual fee for the subsequent years can be waived off if the customer has spent ₹1 Lakh using the credit card.