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Unlock a world of seamless transactions and unparalleled convenience with the SimplyCLICK SBI Credit Card. Designed with your lifestyle in mind, this card effortlessly blends technology and financial empowerment. Experience the ease of managing your expenses while enjoying the flexibility that aligns with your dynamic needs. Elevate your financial journey with a credit card that adapts to your pace, making every transaction a seamless delight. Welcome to a smarter, more efficient way to navigate the financial landscape – your perfect companion for a hassle-free and empowered lifestyle.

Features & Benefits

Log-in Gift

One of the best SimplyCLICK SBI Card benefits is that you get an assured SimplyCLICK Amazon voucher worth ₹500 on joining.

e-Shopping Rewards

Earn 10X Reward Points on online spends with exclusive partners - BookMyShow/Cleartrip/Netmeds/Apollo 24x7. Earn 5X rewards on all other spends made online.

Milestone Rewards

Your SBI Click Card gets you e-vouchers worth ₹2,000 on annual online spends of ₹1 Lakh or above.

Enjoy Surcharge Waiver on Fuel Transactions

For each fuel transaction between ₹500 and ₹3,000, you get a 1% fuel surcharge waiver (exclusive of GST and all other charges).

Annual Fee Reversal

Spend ₹1 Lakh in a year and get the annual fee of ₹499 reversed for your SimplyCLICK SBI Card in the subsequent year.

Contactless Technology

Simply wave your card at the POS terminal and your transaction will be done.


You can convert transactions above ₹2,500 on your card into easy monthly instalments within 30 days from the date of purchase.

Easy Money

This feature allows you to quickly get a check or a demand draft delivered to your address against your cash limit.

Cash on the Go

With the SimplyCLICK SBI Card, you can withdraw cash from over 1 million ATMs across the world.

Fees and Charges

Here’s a table outlining some of the key fees associated with the credit card: 



Joining Fees 

₹499 + GST

Annual Fees 

₹499 + GST (waived on spending ₹1 Lakh or more during a year) 

Add-On Card Fees

Not Applicable

Minimum Amount Due

5% of the total outstanding balance + EMIs + cash advances + interest charges + other charges + applicable taxes

Cash Advance Fees

2.5% of the transaction amount or ₹500 (whichever is higher) 

Cash Payment Fees

₹250 + GST

Interest-Free Period

20 to 50 days 

Finance Charges

3.50% per month (42% per annum) 

Late Payment Fees

  • For outstanding amounts between ₹0 and ₹500 - Nil

  • For outstanding amounts above ₹500 to ₹1,000 - ₹400

  • For outstanding amounts above ₹1,000 to ₹10,000 - ₹750

  • For outstanding amounts above ₹10,000 to ₹25,000 - ₹950

  • For outstanding amounts above ₹25,000 to ₹50,000 - ₹1,100

  • For outstanding amounts above ₹50,000 - ₹1,300

Overlimit Fees

2.5% of the transaction amount or ₹600 (whichever is higher) 

Payment Dishonour Fees 

2% of the payment amount of ₹500 (whichever is higher) 

Reward Redemption Fees


Card Replacement Fees

₹100 to ₹250 

Cheque Payment Fees


Foreign Currency Transaction Fee

3.5% of the total transaction value

Processing Fee for Rent Payment Transactions


Surcharge on Railway Tickets

  • ₹30 plus 2.5% of the transaction amount (offline)

  • 1% of the transaction amount plus taxes (online)

How to Apply for the SimplyCLICK SBI Card

To initiate the application for this credit card, follow these steps:

  1. Click on the 'Apply Now' button

  2. Provide necessary information, including your mobile number, date of birth, and profession

  3. Proceed by clicking on 'Next’

  4. Submit the OTP received via SMS

  5. Enter details such as your PAN Card number, personal email address, residence PIN code, and monthly income

  6. Select 'SBI Card PRIME' from the available SBI Card options

  7. Fulfil the verification stage by entering your employment and personal details

Customer Care Details

For inquiries and complaints regarding the SimplyCLICK SBI Card, you can contact the SBI Credit Card Customer Care:

  • Toll-free Number: 1800-180-1290

  • Other Numbers:  1860-500-1290/1860-180-1290

Frequently Asked Questions

What are the documents acceptable for SimplyCLICK SBI Card?

The documents acceptable for a SimplyCLICK SBI Card are proof of income (as displayed by salary slips, Income Tax Returns of the last 3 years, or Form 16), and proof of identity and address (as shown by PAN and Aadhaar Cards, a passport, a voter ID or a driving licence).

What are the income requirements for SimplyCLICK SBI Card?

The income requirements for the SimplyCLICK SBI Card vary depending on the nature of income. For self-employed individuals, the minimum income requirement is ₹30,000 per month. However, for salaried individuals, it is ₹20, 000 per month.

How can I redeem the SimplyCLICK SBI Card Reward Points?

To redeem your reward points, you need to visit the SBI website and go to ‘Rewards’. Click Redeem your points, and you will reach a new page. Here you can browse through the different options and select the one you want.

How do I track my SimplyCLICK SBI Card application?

For tracking your SimplyCLICK SBI Card application status, you need to log in to the SBI website and check the details. You may also track it via the helpline number.

What is the annual membership fee of SimplyCLICK SBI Card?

The annual membership fee for the SBI SimplyCLICK Card is ₹499 plus taxes.

What is the interest rate charge on SimplyCLICK SBI Card?

The interest rate on the credit card is 3.50% per month, which translates to 42% per annum.

How can I pay my SBI SimplyCLICK Card bill?

You can pay your credit card bill through the SBI Card app, the SBI Card website, the SBI YONO mobile app, an electronic fund transfer (NEFT), the SBI BillDesk, the ATM Dropbox or a visit to an SBI branch.

What are the advantages of the SimplyCLICK SBI Card?

By availing the SimplyCLICK SBI Card, you get to enjoy plenty of advantages. You get an Amazon e-gift voucher worth ₹500 on payment of the joining fee. Furthermore, you also get 1 reward point for every ₹100 spent offline, 5X reward points for every ₹100 spent online and 10X reward points for online spends at certain specified partner stores.

What is the validity of SimplyCLICK SBI Card Reward points?

The validity of the SBI SimplyCLICK Card reward points is 24 months from the date of reward point credit.

Is SimplyCLICK SBI Card lifetime free?

No, the SimplyCLICK SBI Card is not lifetime free. In the first year, the user is supposed to pay ₹499. The annual fee for the subsequent years can be waived off if the customer has spent ₹1 Lakh using the credit card.

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