✓ No Limit on Loan Amounts ✓ Interest Rate Starting @0.74% p.m. ✓ Minimal Documentation Apply Now

Get easy funding against your gold assets with a Muthoot Finance Gold Loan on Bajaj Markets. With interest rates starting as low as 9.96% p.a., you can get a loan starting from ₹1,500. Repay comfortably by choosing a suitable tenure ranging from 7 days to 36 months.

Apart from these, you can enjoy doorstep valuation, instant disbursal, and a hassle-free application process.

Interest Rates and Charges

The interest rate and other charges for the Muthoot Finance Gold Loan scheme are as follows:

Interest Rate

9.96% p.a.

Processing Fee

Nil - ₹200

Associated Charges

Security Charges:  0.15%* of loan amount (Minimum ₹60* - Maximum ₹600*)- (Rest of India)

Disclaimer: The above charges are subject to change at the lender’s discretion. 

EMI Calculator

gold loan calculator

Today get gold loan at


Gold to be pledged (in grams)

GM 1 tola=10 gm
gold calculator icon

Required Loan Amount


Select Interest Repayment Frequency

Rate of Interest ( Per Annum )
7 25
Gold EMI Calculator

Gold weight required

0 grams

Repayment Frequency


Interest Repayment

tenure Gold Loan have a fixed tenure of 12 months

Gold Loan have a fixed tenure of 12 months

Features and Benefits

Here are some features and benefits you can enjoy when applying for a gold loan from Muthoot Finance:

Nominal Interest Rates

Manage your repayment effortlessly with affordable Muthoot Finance Gold Loan interest rates 

Flexible Loan Amount

Get funding as per requirement with the lowest amount starting at ₹1,500 and no upper limit

Minimum Documents Required

Submit a few basic documents to get a gold loan and enjoy hassle-free processing

Tailored Loan Offer

Get suitable loan terms based on your eligibility for a customised offer that fits your budget

Suitable Tenure Option

Choose a suitable tenure of up to 36 months and repay comfortably

Eligibility Criteria and Documents Required

Before applying, ensure you meet the following Muthoot Finance Gold Loan eligibility requirements: 

  • You must be an Indian citizen 

  • You must be 18 years or over in age 

In addition, you can pledge gold jewellery of acceptable purity to apply for a gold loan. 


Here is the list of documents required:

  • Identity proof: Any one of the following

    1. PAN card

    2. Aadhaar card

    3. Voter ID card

    4. Passport

  • Address proof: Any one of the following

    1. PAN card

    2. Aadhaar card

    3. Voter ID card

    4. Passport

    5. Utility bills

How to Apply

You can easily apply for a gold loan from Muthoot Finance by following these easy steps:

  • Click on ‘APPLY NOW’ on this page

  • Enter details like your name, mobile number, and date of birth.

  • Provide the loan amount you require and your email ID

  • A loan representative will contact you to process your application further

Gold loan


What is the minimum loan amount you can get with Muthoot Finance?

The minimum gold loan amount is ₹1,500.

Who is eligible to get a Muthoot Finance Gold Loan?

Any Indian citizen above the age of 18 years is eligible to apply for a Muthoot Finance Gold Loan.

Should I have a third-party guarantor to avail of the gold loan?

No, it is not necessary to have a third-party guarantor to obtain a gold loan.

What type of gold can I pledge with Muthoot Finance to avail of the gold loan?

To obtain gold financing, you can pledge any type of gold ornaments or jewellery like rings, necklaces, etc. The purity of the gold must be at least 22 carats. However, it is also important to note that mangalsutra and coins are not accepted.

What is the mode of payment available to customers for the repayment of the gold loan in Muthoot Finance?

You can repay the loan amount through a debit card, UPI, the iMuthoot App, cash, or cheque. Demand drafts and credit cards are not accepted.

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