Hero Destini 125 Insurance in India

With its sleek design and powerful 124.6 cc engine, Hero Destini 125 delivers on both performance and style. As it is priced at around ₹70,000 - ₹76,000, it is essential to have your Hero Destini 125 financially protected by getting it insured. Hero Destini 125 Insurance in India is of two types. Third-party insurance gives coverage to all third-party liabilities. Compared to that, comprehensive coverage protects your own vehicle against third-party damage, theft, natural calamities and man-made disasters. Add-ons like zero depreciation cover, roadside assistance cover, personal accident cover and personal accident cover are worth checking out for the additional benefit they provide. Let's read more about Hero Destini 125 Insurance in India.

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 Hero Destini 125 Insurance

Hero Destini 125 is a premium 125cc scooter by Hero MotoCorp. The two-wheeler has a stylish look and a plethora of various features, making it high on performance. With a powerful 124.6cc engine, the Hero Destini 125 price is around ₹70,000-₹76,000 (ex-showroom price). However, it becomes important to protect your Hero Destini 125 financially by getting it insured. In this article, we will explore the Hero Destini 125 insurance price, its features, etc.

Hero Destini 125 Variants and Insurance Price

Hero Destini 125 Variants

Ex-showroom price*

Fuel Type

Estimated Third-party Premium**

Hero Destini 125 LX-BS VI

₹ 83,192

Petrol

Rs. 769

Hero Destini VX-125-BS VI

₹ 87,106

Petrol

Rs. 769

Hero Destini 125 Platinum

₹ 89,256

Petrol

Rs. 769

Hero Destini 125 100 Million Edition

₹ 88,815

Petrol

Rs. 769

The ex-showroom prices are for Delhi and are subject to change on the basis of the city.

Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

Buy Hero Destini 125 Insurance Online in Easy steps

Here’s how you can apply for Hero Destini 125 Bike Insurance with us:

 

  • Visit Bajaj Markets online.

  • Enter the necessary details like bike registration number and mobile number. If you do not have a bike registration number, enter the RTO location, bike model, manufacturing year, and the bike registration date.

  • After this, you receive the policy quote along with policy details and premiums.

  • If you agree with the given quote, proceed to make an online payment.

  • Upon successful payment, the Hero Destini 125 bike insurance will be sent to you on the registered email id.

Read About: Hero Bike Insurance

Steps to Renew Your Two-Wheeler Insurance Online

Step 1: Enter your bike registration number and contact details.

 

Step 2: Fill in your previous policy details.

 

Step 3: Check the quote of your bike insurance renewal premium.

 

Step 4: Make the payment online.

 

Step 5: Download the copy of the policy document.

Read About: How to Renew Your Bike Insurance?

Why Insure Your Hero Destini 125?

Knowing the condition of the Indian roads, having bike insurance is quite essential. It will financially protect you against unforeseen road mishaps. For instance, any damage and repair to your Hero Destini 125 can cost you anywhere between ₹10,000-₹20,000 and sometimes even more than that. And this is where the Hero Destini 125 bike insurance comes into the picture. You will be financially protected against accidents, theft, or loss incurred due to human or natural disasters. Therefore, when you buy the new Hero Destini 125, opt for comprehensive coverage with Bajaj Markets and protect your bike against unforeseen events.

Types of Hero Destini 125 Bike Insurance

1. Third-Party Hero Destini 125 Insurance

Third-party bike insurance is a basic insurance type that covers the third party involved in an accident. This cover does not provide any coverage to you (the rider) and your Hero Destini 125, it only covers the third party. All vehicle owners are required to have third-party insurance for their vehicles by law. However, third-party insurance may not be adequate for your Hero Destini 125.

2. Comprehensive Hero Destini 125 Insurance

As the name suggests, a comprehensive bike insurance plan gives more coverage. It provides third-party coverage as well as covers any damages to your vehicle along with any medical costs of accident-related hospitalisations. As a result, your Hero Destini 125 insurance price for a comprehensive plan is also higher in comparison to a third-party plan. Even though the price of third-party insurance will cost you less, the money spent on a comprehensive policy is totally worth it as you can enjoy all-around insurance protection.

What is Covered Under Hero Destini 125 Insurance

Third-party insurance gives coverage to all third-party liabilities like his/her property, bodily injuries, and the death of the victim. In a comprehensive cover, you are protected against own damage, third-party damage, theft, natural calamities, and man-made disasters.

What is Not Covered Under Hero Destini 125 Insurance

Your Hero Destini 125 insurance will not cover any damage incurred due to the influence of intoxicants or speeding, damage/loss incurred outside the stated locations, damage due to nuclear waste, damage due to war-like situations or foreign invasions, etc.

Read About: Bike Insurance Coverage

Add-on Covers for Your Hero Destini 125 Insurance

You can make the most of your Hero Destini 125 two-wheeler insurance by choosing these add on covers.

  • Zero Depreciation Cover

To protect your bike’s depreciation value and make a claim equal to the brand new cost of your bike, you can opt for this add-on cover.

  • Roadside Assistance Cover

This add-on gets you on spot assistance in case you are stranded mid-journey thus ensuring help is just around the corner.

  • Personal Accident Cover

If you or the pillion rider get injured during any unfortunate road accident, your treatment costs will be covered with this add-on.

  • Return to Invoice

You will get the full market value of your Hero Destini 125 as a refund in case of any unforeseen incident like theft, based on the information on your purchase invoice.

Claim Process for Your Hero Destini 125 Insurance

The below-mentioned documents should be kept ready while making a claim for your Hero Destini 125 insurance-

  • Hero Destini 125 bike insurance policy document

  • Bike details

  • Insurer details

  • Details of the Incident

  • FIR copy, in case of theft/vandalism

  • Original bills and receipts of the vehicle repair

There are two ways for making a bike insurance claim.

1. Cashless Claims

Your bill for any repair will be directly settled with the network garage by the insurance provider in this type of claim.

2. Reimbursement Claims

In this type of claim, you have to pay for the repair and damage cost to the garage first. It will be later reimbursed to you by the insurer after submitting the original bill and claim form.

Read About: Bike Insurance Claim Process

How to Get Your Hero Destini 125 Insurance Premium Price Down

Follow the tips given below to make sure your premium for Hero Destini 125 insurance is cost-effective.

  • Compare Quotes

Before you buy an insurance policy for your Hero Destini 125, you should compare the different plans that are available online. This way you can get your hands on the best cost-effective insurance.

  • Install Anti-Theft Devices

Installing ARAI approved anti-theft devices in your bike not only gives extra safety but also lowers your insurance cost a bit.

  • Avoid Small Claims

By paying for small expenses from your own pocket and not including them in your insurance claim, you can lower your premium cost.

  • No Claim Bonus

By not making any claims throughout the policy year and getting the NCB reward, your premium while renewing the policy gets lowered.

Important Tips to Maintain Your Hero Destini 125

  • Regular Servicing

Make sure you follow the servicing schedule of your Hero Destini 125 to keep it running smoothly.

  • Do Not Overload

Overloading your bike can damage the engine and other internal parts of your Hero Destini 125.

  • Maintain Tyre Pressure

Always keep a tab on your tyre pressure to avoid any sudden tyre bursting or wear and tear of it.

  • Engine Maintenance

The engine of your Hero Destini 125 is an integral component. Take proper care of engine oils and monitor them regularly to ride your bike smoothly.

Hero Destini 125 Service Cost

The estimated service cost of Hero Destini 125 is ₹2,847 for 3 years. The first five services are free of cost. Refer to the Hero Destini 125 service schedule mentioned below to understand the maintenance cost of Hero Destini 125.

Instance of Servicing

Kilometres/Months

Free or Paid

Hero Destini 125 Servicing Cost

First

500/2

Free

 ₹240

Second

3000/5

Free

 ₹240

Third

6000/8

Free

 ₹240

Fourth

9000/12

Free

 ₹240

Fifth

12000/15

Free

 ₹240

Sixth

15000/18

Paid

 ₹389

Seventh

18000/22

Paid

 ₹240

Eighth

21000/25

Paid

 ₹240

Ninth

24000/28

Paid

 ₹389

Tenth

27000/32

Paid

 ₹389


*All prices mentioned on this page are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

About Hero Destini 125

With Destini 125, Hero entered the premium 125cc scooter segment of the market. The style and features of the bike are borrowed from the Duet 110. The bike has a handlebar-mounted headlamp with turn indicators positioned on its front apron. It also has an analogue speedometer with a small digital unit displaying trip metre, odometer, and fuel levels. Hero Destini 125 is available in the market in three colours – White, Red, and Black. It competes with Suzuki Access 125 and Activa 125 in India.

Hero Destini 125 Specifications

Did you know that Hero Destini 125 has a mileage of 47 to 50 kmpl? Here is a look at more such specifications of the scooter.

Hero Destini 125 Specifications

Details

Hero Destini 125 Tank Capacity

5 Litre

Engine Displacement

124.6 cc

Type of Engine

Air Cooled, 4-Stroke, SI Engine

Total Cylinders

1

Maximum Power

9.1 PS @ 7000 rpm

Maximum Torque

10.4 Nm @ 5500 rpm

Front Brake

Drum

Rear Brake

Drum

Mileage

47 to 50 kmpl

Note: The actual specifications may vary depending on the variant.

Hero Destini 125 Features

  • Integrated braking system

  • Boot light

  • External Fuel Filling

  • Digital odometer

  • Charging point

  • Seat opening switch

  • Service due indicator

  • Analogue speedometer

  • Digital trip metre

Note: The actual features may vary depending on the Hero Destini 125 variant.

Hero Destini 125 On-Road Price

Given below is the Hero Destini 125 on-road price across major cities in India.

Cities

Hero Destini 125 Price On Road*

Mumbai

 ₹89,204

Delhi

 ₹84,292

Bangalore

 ₹90,448

Kolkata

 ₹87,669 

Chennai

 ₹88,524

*Note: The actual prices for the Hero Destini 125 are subject to change and can vary from time to time based on the variant.

Conclusion

Even though Hero Destini 125 is a reliable scooter with powerful performance, you still need to get it insured. Apart from the mandatory part to have two-wheeler insurance, you also need to have financial backing for your Hero Destini 125 for any unfortunate events like an accident, theft or any natural calamity. You can head over to the official website of Bajaj Markets now and choose from a wide range of bike insurance options. Don’t put your plans to wait and buy Hero Destini 125 insurance from Bajaj Markets now!

Check Out Bike Insurance Plans Available at Bajaj MARKETS

FAQs on Hero destini 125 Insurance

  • ✔️Do I need to have insurance for my Hero Destini 125?

    Yes, to ride legally on Indian roads, you need to have third-party two-wheeler insurance for your bike.

  • ✔️Does the IDV of Hero Destini 125 decrease every year?

    Yes, the IDV, i.e. Insured Declared Value of your Hero Destini 125 decreases over time.

  • ✔️What are the variants of Hero Destini 125?

    There are four variants of Hero Destini 125, namely Hero Destini 125 LX-BS VI, Hero Destini 125-BS VI, Hero Destini 125 Platinum, Hero Destini 125 100 Million Edition.

  • ✔️What is the Hero Destini 125 fuel tank capacity?

    The Hero Destini 125 fuel tank capacity is 5 litres.

  • ✔️What is the Hero Destini 125 price?

    The Hero Destini 125 price is ₹70,000-₹76,000 (ex-showroom price) depending on the variant.

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