Hero Destini 125 Bike Insurance

About Hero Destini 125

Hero Destini 125 Specifications

The bike specifications are as follows –

• Engine: 124cc, Single-cylinder, Air-cooled

  • Maximum Power: 8.7 bhp @ 6750 rpm

  • Maximum Torque: 10.2 Nm @ 5000 rpm

• Electricals: Full Transistorized CDI

  • Battery: 12V-4AH (MF Battery)

  • Headlight: Halogen Bulb

  • Tail Light: 12V-5/21W (Multi-Reflector Type)

• Tyres: Tubeless

  • Front Tyre Size: 90/100-10

  • Rear Tyre Size: 90/100-10

• Brakes: Drum

Hero Destini 125 Bike Insurance Premium

When you buy a new bike, it is mandatory under the Motor Vehicles Act of 1988 to have a two-wheeler insurance policy under your name. A lot of people worry about bike insurance premiums when purchasing the policy.

The bike premium is dependent on the following factors –

• Age of the bike

• Area of vehicle registration

• Your driving background

Depending on your affordability, you can then choose a Third-Party Bike Insurance – wherein the premiums are low. For extensive coverage, you can opt for comprehensive insurance – wherein the premiums are slightly high.

It is recommended to purchase a comprehensive policy as it gives you all-round insurance protection, something that is much needed when driving on the Indian roads.

Besides this, you can also opt for an add-on cover like zero depreciation bike insurance that offers reimbursement without factoring in depreciation. With zero depreciation cover, you will receive full compensation on your Hero Destini 125 in case of accident or damage.

Why Insure Your Hero Destini 125?

Knowing the condition of the Indian roads, having bike insurance is quite essential. It will financially protect you against unforeseen road mishaps. Thus, any damage incurred by your Hero Destini 125 due to unexpected events will be covered with Hero Destini 125 Bike Insurance at Finserv MARKETS.

You will be financially protected against accidents, theft, or loss incurred due to human-made or natural disasters. Therefore, when you buy the new Hero Destini 125, opt for comprehensive coverage with us and protect your bike against unforeseen events.

Why Choose Finserv MARKETS For Hero Destini 125 Bike Insurance?

The Bajaj Allianz Two Wheeler Insurance has the following benefits –

• Easy Online Process

You can purchase a Bajaj Allianz bike insurance online in under a few minutes. Also, the bike insurance renewal process is equally straightforward.

• Cashless Claims

You can still avail services at network garages with cashless claim facility. Here, your insurer will take care of the expenses incurred and the amount will be paid directly to the garage.

• Digital Bike Insurance

When you seek bike insurance online, you receive a digital copy of the insurance on your registered email id upon successful payment.

• Smooth NCB Transfer

The No Claim Bonus is offered to you when you achieve a claimless policy term. With us, you can transfer up to 50% of the existing NCB (based on your last five years claim history).

Inclusions in Hero Destini 125 Two-Wheeler Insurance

The following things are included in your policy –

• Damage due to natural and human-made calamities

• The cost incurred due to accidental external means

• Personal accidental coverage

• Damage/loss due to riots and strikes

Exclusions in Hero Destini 125 Two-Wheeler Insurance

The following things are excluded from your policy–

• Damage/loss incurred due to the influence of intoxicants or speeding

• Damage/loss incurred outside the stated locations

• Damage due to nuclear waste

• Damage due to war-like situations or foreign invasions

How to Apply For Hero Destini 125 Bike Insurance?

Here’s how you can apply for Hero Destini 125 Bike Insurance with us –

• Visit Finserv MARKETS online

• Enter the necessary details like bike registration number and mobile number. If you do not have a bike registration number, enter the RTO location, bike model, manufacturing year, and the bike registration date

• After this, you receive the policy quote along with policy details and premiums

• If you agree with the given quote, proceed to make an online payment

• Upon successful payment, the Hero Destini 125 Bike Insurance will be sent to you on the registered email id

Other Hero Models

• Hero HF Deluxe

• Hero Glamour

• Hero Pleasure

Also, read along to know more about hero insurance.

Claim Process

We offer an easy claim process. All you have to do is –

• Register your claim online at Finserv MARKETS as soon as you incur damage/loss

• Upload the required documents and proof of incurred damage/loss

• The insurer will assess the claim

• Check the claim status online

Know more about two-wheeler insurance claim settlement process on Finserv MARKETS online.