✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹538/year* Check Plans

Hero Maestro is a gearless scooter manufactured by Hero Motocorp Ltd. The scooter comes with two engine capacities of 125cc and 110cc. Irrespective of the variant, you will still need an active Hero Maestro insurance for your two-wheeler to keep it and yourself financially covered to avoid unforeseen events. You can either choose to opt for a third party insurance or comprehensive two-wheeler insurance. The article explores Hero Maestro insurance prices for different variants, the two-wheeler’s specifications, features, and more.

Hero Maestro Variants and Insurance Price

Hero Maestro Variants

Ex-Showroom Price*

Fuel Type

Estimated Third-party Premium**

Hero Maestro Edge 125 Drum 2021




Hero Maestro Edge 125 Disc Prismatic Colour




Hero Maestro Edge Disc 2021




Hero Maestro Edge 125 Disc Prismatic Connected




*Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

How to Buy Hero Maestro Bike Insurance Easily Online

The application process for a two wheeler insurance at Bajaj Markets is explained below:

  • Step 1: Visit the 'Bike Insurance Premium Calculator' page on Bajaj Markets

  • Step 2: Enter necessary details such as your bike registration number and your phone number. If you don’t have a registration number, you need to enter the RTO location, bike model, manufacturing year, and vehicle registration date.

  • Step 3: You will receive a policy quote instantly.

  • Step 4: Proceed to make the payment online if you are satisfied with the quote.

  • Step 5: Your bike insurance policy shall be shared with you on your registered email address once the payment is made.

How to Renew Your Hero Maestro Bike Insurance

  • Step 1: Visit the ‘bike insurance renewal’ page of an insurance provider’s website.

  • Step 2: Enter your personal and bike-related details.

  • Step 3: Check your renewal premium.

  • Step 4: Make an online payment.

  • Step 5: Your bike insurance will be activated soon.

Why Insure Your Hero Maestro?

Having third-party bike insurance is mandated for all vehicle owners in India under the Motor Vehicles Act, 1988. You can even opt for a comprehensive two-wheeler insurance plan that offers more inclusive coverage options. Along with accidental losses, it also covers you against theft, natural calamities, and man-made disasters. The damage and replacement costs of your bike in case of such events can go as high as ₹20,000 to ₹30,000 and sometimes even more than that. However, with a bike insurance plan, you do not have to worry about paying the garage bill all by yourself.

Types of Hero Maestro Bike Insurance

1. Third-Party Bike Insurance

If you own a bike or are planning to purchase one, you will need to have a basic third party bike insurance policy. Having such insurance is mandatory under the Motor Vehicles Act, 1988. The coverage secures you against third-party damages but fails to cover any loss caused to your own vehicle.

2. Comprehensive Bike Insurance

With comprehensive bike insurance, you get extensive coverage. Third-party liabilities, as well as own damage, are also covered under this plan. Such an extensive plan provides sufficient protection against numerous mishaps on the road. Although the insurance price for a comprehensive cover is slightly higher, you can surely count on it as the money is totally worth it.

What is Covered Under Bike Insurance?

Third-party bike insurance gives coverage to any loss or damage caused to the third-party, bodily injuries, death of the victim, etc. Whereas, comprehensive insurance includes own damage, theft, natural and man-made calamities, third-party liabilities, etc.

What is Not Covered Under Bike Insurance?

Your Hero Maestro insurance will not cover any loss caused outside the designated geographical area, mechanical or electrical breakdown, riding while intoxicated, riding without a valid licence, incidences of civil disobedience, etc.

Some Must-Have Add-Ons for Your Hero Maestro Insurance

With the help of the below-mentioned add-on covers, you can make the most out of your two-wheeler insurance.

  • Roadside Assistance Cover

With this add-on cover, you can get spot assistance for bike in case you are stuck in the middle of nowhere during your bike journey.

  • Personal Accident Cover

This add-on cover secures you against injuries sustained by you in a bike accident.

  • Consumables Cover

The cost of replacement of consumables of your bike can be covered under this add-on cover.

  • Engine Protection Cover

Give extra safety to the engine of your Hero Maestro with this add-on cover.

Read More

Claim Process of Your Hero Maestro Insurance

You need the below-mentioned documents to raise a successful claim for Hero Maestro Insurance:

  • Hero Maestro insurance policy

  • Vehicle details

  • Registration certificate

  • Details of the incident

  • FIR copy in case of theft

  • Original bills and receipts of the vehicle repair


There are two types of Hero Maestro insurance claims.

1. Cashless Claims

In this bike insurance type, you will have to take your bike to the network garage to get it repaired. The bills will be directly settled by the insurer with the garage and you will not have to pay anything.

2. Reimbursement Claims

In this type, you need to take your Hero Maestro to any garage of your choice and get it repaired. After the repair, you need to pay the garage bill from your own pocket and then claim it with the insurer. Your bill amount will be reimbursed by the insurer post verification.

How to Reduce the Hero Maestro Insurance Price

The tips mentioned below will help you bring the Hero Maestro insurance price down.

  • Compare Quotes

Buying the right insurance plan by comparing quotes from various insurers online is important as it will help you in selecting the best cost-effective insurance for your Hero Maestro.

  • Avoid Small Claims

If you pay for the small claims out of your own pocket and do not add them to your insurance claim, you can lower the insurance premium amount.

  • No Claim Bonus

If you do not make any claims throughout the policy year, you get a No Claim Bonus reward, which reduces your renewal premium.

  • Long-Term Bike Insurance Policy

If you choose the long-term bike insurance policy, it will lower your insurance premium. Moreover, you will be unaffected by the year-on-year changing insurance rates because you have already paid for 2-3 years.

How to Maintain Your Hero Maestro

  • Regular Servicing

To avoid any issues and to keep the Hero Maestro running smoothly, always follow the Hero Maestro service schedule.

  • Tyre Pressure

Always check the tyre pressure of your Hero Maestro to avoid any problems at an unexpected time.

  • Do Not Overload

Extra weight on your bike can cause problems for the engine and tyre. Make sure you do not overload the bike to avoid such problems.

  • Engine Maintenance

The engine is an integral component of your bike. Therefore, always keep a tab on your engine and engine oil. Change the oil regularly.

Hero Maestro Maintenance Cost

The estimated maintenance cost for Hero Maestro is around ₹8,900. The first five services in the Hero Maestro service schedule are free of cost. Here is a look at the Hero Maestro service schedule.

Service Instance


Free or Paid

Hero Maestro Price of Service





































*Disclaimer: These are indicative prices. The actual cost of maintenance of the Hero Maestro scooty may vary and change from time to time.

About Hero Maestro

Hero Maestro is a popular motorcycle brand manufactured by one of the largest two-wheeler manufacturers in the world, Hero Motocorp Ltd. The scooter comes with superior features such as a remote fuel lid, huge under-seat storage space, and LED tail lights. The Hero Maestro scooter is available in seven vibrant colours to appeal to the young crowd in the Indian market.

Hero Maestro Specifications

Hero Maestro Specifications (Hero Maestro Edge 125)


Hero Maestro Scooty Average(City)

65 kmpl

Engine Displacement

124.6 cc

Type of Engine

Air Cooled, 4-Stroke, SI Engine

Total Cylinders


Maximum Power

9.1 PS @ 7000 rpm

Maximum Torque

10.4 Nm @ 5500 rpm

Front Brake


Rear Brake


Hero Maestro Tank Capacity

5 L

Note: The actual specifications may vary depending on the variant.

Hero Maestro Features

  • Integrated braking system

  • Boot light

  • Service due indicator

  • LED tail light

  • Digital odometer

  • Charging point

  • External fuel filling

  • Analogue speedometer

  • Digital tripmeter

Hero Maestro On Road Price

The table below consists of Hero Maestro on road price across major cities in India.


Hero Maestro On Road Price*(Hero Maestro Edge 125)











*Note: The actual prices for the Hero Maestro are subject to change and can vary from time to time based on the variant.


Hero Maestro is a stylish scooter with various features. However, it is still vulnerable to different risk factors like natural calamities, theft, or unforeseen road accidents. To ensure that you do not face a huge financial loss in such a situation, having valid Hero Maestro insurance is necessary. You can get the best-suited two-wheeler insurance at affordable rates on Bajaj Markets. So, don’t put your plans to wait and get your Hero Maestro insured at Bajaj Markets now!

FAQs on Hero Maestro Insurance

Does Hero Maestro come in a 110cc version as well?

Yes, Hero Maestro comes in 125cc as well as 110cc engine variants.

What is the Hero Maestro tank capacity?

The Hero Maestro tank capacity is 5 litres.

What is the Hero Maestro scooty average?

The Hero Maestro scooty average is 65 kmpl

Do I need to get my Hero Maestro insured?

Yes, you are required to have valid Hero Maestro insurance by law to drive on Indian roads.

Is higher IDV for Hero Maestro a better option?

Yes, a higher insured declared value, i.e. IDV in bike insurance is always a good idea but it will also increase your premium cost as a result.

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