✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹538/year* Check Plans

The series of Hero Splendor bikes have been ruling the Indian market since 1994. The company has been restructuring and renovating bike variants to keep up with the technological advancements introduced in the industry. The recently launched Hero Super Splendor has a meter console, sleek design, and various other features available at an ex-showroom price of Rs. 74,200. However, it is important and legally mandatory to get vehicles insured. Hero Super Splendor insurance will take care of all the expenses incurred in the repairing and replacement of vehicle components during an accident or unfortunate incident. Vehicle owners can check out Acko, HDFC Ergo, and Bajaj Allianz two-wheeler insurance plans at Bajaj Markets to avail of maximum benefits at an affordable premium rate. 

Hero Super Splendor Insurance Price for Variants

The newly updated Super Splendor is available in 4 different variants, and you can check out the insurance price for each of them in the table given below:

Super Splendor Variants

Ex-Showroom Price

Fuel Type

Estimated Third-Party Premium*

FY 2022-23 (effective 1st April, 2022)

Super Splendor Drum




Super Splendor New Drum




Super Splendor Disc




Super Splendor New Disc




Disclaimer: *The Super Splendor bike ex-showroom prices are for Delhi and are subject to change on the basis of the city.


~Third-party premium rates are indicative. The actual bike insurance premium that you may have to pay may change depending on numerous aspects. Please check the prevailing premium rates before purchasing your bike insurance policy.

How to Buy Super Splendor Insurance Online

Buying insurance for your Super Splendor online is super easy. Just follow the simple steps given below:

  • Step 1: Visit the ‘bike insurance premium calculator’ page on Bajaj Markets.

  • Step 2: Enter the necessary data like your bike-related information and personal details.

  • Step 3: Choose a plan from the list of available Super Splendor bike insurance options on the website.

  • Step 4: Upload the necessary documents and make the bike insurance premium payment online.

  • Step 5: Your insurance will be activated and the insurance policy details will be sent to your registered email.

Renew Your Super Splendor Insurance Online Instantly!

If your Hero Super Splendor insurance is near expiry, you can follow the instructions given below to get it renewed in a matter of minutes:

  • Step 1: Visit the bike insurance renewal page of your insurance provider’s site.

  • Step 2: Enter your existing bike insurance details as well as vehicle and personal information.

  • Step 3: Choose from the Super Splendor bike insurance renewal options that show up on the website.

  • Step 4: Check the premiums for your chosen plan and upload the relevant documents.

  • Step 5: Make the online premium payment and your Super Splendor bike insurance plan will be renewed shortly.

Why You Need Super Splendor Insurance

Knowing the condition of the Indian roads and the frequent two-wheeler accidents that occur, it is vital to buy Super Splendor insurance. The cost of repairs in case of accidents for your Super Splendor can be anywhere between ₹5,000 to ₹50,000 or more depending on the scope of the damage. A comprehensive insurance plan financially protects you in case of accidents, theft, or loss incurred due to human-made or natural disasters. Moreover, you need at least third-party insurance cover to drive legally on Indian roads, as per the New Motor Vehicles Act, 2019.

Types of Super Splendor Bike Insurance Plans

  • Third-Party Insurance Cover

A third party insurance cover is a basic form of bike insurance that financially protects you in case of third-party liabilities and provides financial cover to the third party involved in an accident for damages and medical expenses. Third-party Bike insurance is mandatory for all vehicles as per the Motor Vehicles Act, 1988.

  • Comprehensive Insurance Cover

Comprehensive insurance is a much more rounded policy that provides protection to your vehicle and you as well as third party insurance cover. You can also enhance your policy by adding extra covers like zero depreciation or theft cover. While comprehensive bike insurance is more expensive than third-party insurance, it saves you the cost of repair and maintenance in the long run.

What’s Covered Under Super Splendor Bike Insurance?

The Super Splendor insurance includes (depending on type of insurance) coverage for situations like accidental damages, theft or burglary, natural calamities like floods or earthquakes, man-made disasters, fire damages, etc.

What’s Not Covered Under Super Splendor Bike Insurance?

The exclusions under Super Splendor insurance consist of situations like normal wear and tear of the vehicle, electrical or mechanical breakdown, intentional damage to the bike, and accidents due to driving under the influence, etc.

Add-on Covers for Super Splendor Insurance

Here is a list of the important add-on covers you can get for your Hero Super Splendor bike:

  • Zero Depreciation Cover

With zero depreciation cover in bike insurance, the full market price value of your bike will be eligible for the insurance claim in case of damage or theft of the bike, regardless of depreciation. So, you can get the full retail value of your bike back in case of theft or accident.

  • Return to Invoice Cover

In case your bike is fully damaged or stolen, the full invoice value of the bike will be refunded as insurance cover.

  • Consumables Expenses

Generally, the replacement of consumables such as oil, coolant, etc. is not covered by insurance. This cover will allow you to claim expenses related to consumables as well.

  • NCB Protection Cover

No Claim Bonus is a special discount provided to policyholders who do not make any insurance claims for the duration of a policy year. Buying an NCB protection cover in bike insurance makes sure that even if you make up to two claims in a year, your NCB remains intact and you can enjoy discounts on premiums.

  • Personal Accident Cover

Any accidental injury, disability or even death of the policyholder or driver will be covered under the personal accident cover for bike insurance.

Making a Claim for Your Super Splendor Insurance

If you wish to make a Super Splendor insurance claim, you will need to keep the original copies of the following documents ready to submit to your insurance company:

  • Super Splendor insurance policy papers

  • FIR of the incident

  • Original bills and receipts of vehicle repairs

  • Information regarding the traffic accident

  • Driving licence and your bike details


There are mainly two ways to make an insurance claim for your bike:

  • Cashless Claims

Under cashless claims, you can directly take your Super Splendor to a network garage and get it repaired without paying any bills. After the bike has been repaired, your insurer will directly settle the repair costs with the network garage.

  • Reimbursement Claims

Under reimbursement claims, you need to get your bike repaired at your own expense and at a garage of your choice. After the repairs, you need to submit the original bills and receipts to your insurance provider. Upon verification, your insurer will reimburse the repair costs.

Read More

Tips to Reduce Hero Super Splendor Bike Insurance Premiums

You can use the following tips to lower the cost of your Super Splendor insurance premiums:

  • Do Not Make Small Claims

Making multiple small claims can raise the cost of your bike insurance premiums. Try to pay for minor repairs out of your own pocket.

  • Compare Insurance Online

When looking for a policy, compare all bike insurance plans offered by different companies online and choose one that offers the best features at the lowest cost.

  • Avoid Unnecessary Add-Ons

You may be tempted to buy many add-on covers to enhance the coverage, but they can also end up increasing the cost of premiums. Avoid buying add-ons unless they are absolutely necessary.

  • Use the No Claim Bonus

If you have already been using bike insurance for a full policy term and have not made any claim, you can benefit from the No Claim Bonus. Use your NCB at the time of insurance renewal to get reduced premiums.

Maintaining Your Super Splendor: Useful Tips

Maintaining your Super Splendor can also help you save money on repair and insurance expenses in the long run.


Take a look at the tips given below:

  • Maintain Tyre Pressure

The right tyre pressure in your bike helps in improving fuel efficiency. Low tyre pressure can damage the internal parts of the bike.

  • Regular Servicing

The best way to maintain your bike is to regularly take it to a garage for servicing. It will help keep your bike in peak condition and fix any minor issues that may arise.

  • Refill Consumables

A bike needs consumables like oil, coolant, etc. to be refilled periodically. Make sure you fill them in time.

  • Do Not Overload

Overloading can damage the engine and internal parts due to added stress, so avoid travelling with more than two people on your two-wheeler.

Super Splendor Maintenance Cost

The approximate Super Splendor service cost for two years is around ₹1,180. The first few services may be provided free of cost by the company but you will have to pay for the rest of the services on your own. Take a look at the Super Splendor service break-down below:

Service No.


Type of Service

Super Splendor Maintenance Cost

1st Service




2nd Service




3rd Service




4th Service




5th Service




About Hero Super Splendor

The Hero Super Splendor is one of the highest-selling bikes in India, owing to its affordable price and very high mileage. It comes equipped with a decently powerful 124.7 cc engine and the Hero Super Splendor mileage is around 75 kmpl. The newly updated Super Splendor also comes with a BS6 compliant engine and a 5-speed gearbox. Let’s take a look at Hero Super Splendor specifications, features, and on-road price.

Hero Super Splendor Specifications

If you are planning to buy this bike, you will also need to understand the Hero Super Splendor specifications behind it:




124.7 cc


75 kmpl

Max Power

10.8 PS @7500 rpm

Max Torque

10.6 NM @ 6000 rpm

Fuel Capacity

12 litres

No of Cylinders




Hero Super Splendor Features

The main features of the updated Hero Super Splendor are:

Integrated braking system






Halogen headlights

Hero Super Splendor On-Road Price Across Different Cities

While the ex-showroom price of the bike remains the same across the country, the on-road price changes according to different states as cities due to differing road and vehicle taxes. Here is the Hero Super Splendor on-road price in major cities across India:


Hero Super Splendor On-Road Price











To Conclude

Hero Super Splendor is an extremely efficient and useful bike that can save you a lot of money on fuel and serve you for years to come. However, riding a bike can be inherently more dangerous than other forms of transport so it’s important that you keep yourself protected against unexpected accidents and damages. One way you can financially secure yourself and your bike is by getting a good bike insurance plan that will keep you financially protected and cover the cost of repairs in case of an accident or damage. With bike insurance plans from Bajaj Markets, you can also enjoy benefits like cashless claims, network garages, and swift online renewals.

FAQs on Hero Super Splendor Insurance

Can I drive my Hero Super Splendor without insurance?

Ans. No, you cannot drive a bike or any other vehicle without a valid insurance plan. As per the Motor Vehicles Act, 1988, every vehicle needs to have at least third-party insurance. 

Where can I buy Hero Super Splendor bike insurance?

You can buy Hero Super Splendor insurance online at Bajaj Markets and other insurance company websites. 

How can I check the Hero Super Splendor bike insurance price?

You can check your Hero Super Splendor bike insurance price using the bike insurance premium calculator. 

What is the Hero Super Splendor insurance price?

The insurance premiums for your Hero Super Splendor will depend on the type of plan chosen and the choice of add on riders. 

Which insurance plan is best for Hero Super Splendor?

You should ideally choose a comprehensive insurance plan for your bike for a high level of protection. However, if you are on a low budget, you can also choose to buy third-party insurance.


How can I bring down the price of insurance premiums on my Hero Super Splendor?

Here are a few steps you can follow to reduce the Hero Super Splendor insurance price:

  1. Get rid of unnecessary add-on covers

  2. Make use of the No Claim Bonus

  3. Opt-in for voluntary deductibles


How can I check the IDV of my Hero Super Splendor?

You can check the IDV of your bike using any of the online IDV calculators. 

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