Overview

Animal attacks of various kinds lead to numerous people losing their lives due to the severity of their injuries. The person attacked might be required to remain in the hospital for multiple days or weeks depending on the condition of the injuries caused by the animal attacks and the treatment required. In such cases, what becomes very important is health insurance.

 

Finserv MARKETS brings to you the FlexiCare Group Insurance Policy Accidental Hospitalization - Animal Attack (Domestic and Wild) from ManipalCigna Health Insurance. Availing this Accidental Hospitalization health insurance would make it easier for you to deal with the finances required for your speedy recovery in times of urgency. 

Features & Benefits

  • Affordable Plan

    The premium you require to get the benefits of the animal attacks health insurance policy is Rs. 53 only.

  • High Coverage

    This policy would provide you with a coverage of upto Rs. 3,00,000 that would include in-patient costs of hospitalisation, added with pre or post hospitalisation charges in case of animal attacks.

  • Annual Cover for a Large Age Group

    You can avail this policy if you are between 18 to 65 years old, and the policy remains valid for one year.

What's Covered?

  • Hospitalization expenses

    Each of the medical expenses required during the pre and post hospitalisation period of ten days is covered as part of this policy. The maximum limit in this policy is a cover of Rs. 3,00,000/- considering every diagnosis is clinically confirmed by a medical staff.

  • Diagnostics Test

    There could be internal as well as external injuries caused due to animal attacks. There are a number of diagnostic tests that are required, which is why their costs are covered in this policy. Any costs of diagnostic tests that are to be done before or during your hospitalisation period will be covered.

  • Doctor’s Fees

    The doctor’s fees can also be claimed under the coverage of this policy.

  • Medical expenses

    This health insurance policy also covers the charges for all the medication that the doctor prescribes for your treatment.

  • Treatment Expenses

    The expenses of the hospital room rent, the ICU, blood transfusion and other tests will also be covered by this policy along with the doctor’s fees.

What is not covered?

  • An injury that has been caused due to a mishap during activities of sports will not be covered in this policy

  • The policy holder is required to wait for a total of 48 hours after their hospitalisation before they can claim the cover

In order to have an understanding of all exclusions, please peruse the policy wordings.

How to Apply for the Accidental Hospitalization - (Domestic / Wild) Animal Attack policy

  • Visit Finserv MARKETS

    Visit our website and go to the Pocket Insurance and VAS products page

  • Select Product

    Choose the Accidental Hospitalization - (Domestic / Wild) Animal Attack policy from the wide array of products

  • Fill Details

    Fill in your details like name and phone number in the online form.

  • Make your payment

    Pay for your insurance using your preferred mode whether UPI, mobile wallets or debit and credit card.

Claim Process

There are two ways in which you can claim the policy:

●        The toll-free number of the insurer: 1800-102-4488

●        The email address of the insurer: claims@careinsurance.com

 

Required documents

 

●        Patient name and other details

●        Authorised form of claiming

●        Contact details

●        UHID number

●        Hospital bill

●        Policy number

●        Summary of relief

●        Name of the doctor

●        Period of hospitalization

●        Hospital name

●        Cause for the hospitalisation

●        Hospital address

 

FAQs

  • ✔️What kind of animal attacks are covered under this policy?

    The animal attacks that are covered under this policy are mammals, birds, reptiles, amphibians and fish. 

  • ✔️What are the different plan variants available with the plan?

    Read about he plan details

    Sum Insured

    Premium (Including GST)

    Rs. 1 Lakh

    Rs. 53

    Rs. 2 Lakhs

    Rs. 71

    Rs. 3 Lakhs

    Rs. 89

  • ✔️How long does the policy last?

    The policy remains valid for one year. 

  • ✔️Is there an eligibility criteria for this policy?

    You have to be aged between 18 to 65 years to apply for this policy. 

  • ✔️What kind of treatment costs are covered under this policy?

    The expenses of the hospital room rent, the ICU, blood transfusion and other tests will also be covered by this policy along with the doctor’s fees.