Overview
Every year, animal attacks account for thousands of deaths. Sudden encounters like these can cause extensive injuries that may require expensive life-saving treatments, which can prove to be highly expensive. To save yourself the trouble of managing your funds for such a treatment, you can opt for the Accidental Hospitalisations - Animal Attack Cover policy, which provides coverage against expenses resulting from medical care required after domestic and wild animal attacks.
This policy is provided by ManipalCigna Health Insurance, and includes complete hospitalisation coverage. You can select from multiple variants of the policy, starting at Rs. 53/year, giving coverage of Rs. 1 lakh. This goes up to Rs. 3 lakh, where the premium is charged at just Rs. 89/year. Let us see what the benefits of availing this policy are.
Features & Benefits
-
Affordable Plan
The premium you require to get the benefits of the animal attacks health insurance policy is Rs. 53 only.
-
High Coverage
This policy would provide you with a coverage of upto Rs. 3,00,000 that would include in-patient costs of hospitalisation, added with pre or post hospitalisation charges in case of animal attacks.
-
Annual Cover for a Large Age Group
You can avail this policy if you are between 18 to 65 years old, and the policy remains valid for one year.
In order to have an understanding of all exclusions, please peruse the policy wordings.
How to Apply for the Accidental Hospitalization - (Domestic / Wild) Animal Attack policy
Policy plan details and specifications
The following pointers describe the plan details:
Coverage limit
Sum insured |
Premium including GST |
Rs. 1 Lakh |
Rs. 53 |
Rs. 2 Lakh |
Rs. 71 |
Rs. 3 Lakh |
Rs. 89 |
Validity
The plan is valid for a term of one year.
What's not covered?
Let's now understand some of the exclusions of this cover:
Injuries arising from participating in adventure sports
The policy doesn't cover accidents endured during sporting events like trekking, rock climbing, camping, or skiing.
Claim raised before 48 hours
Hospital charges are not accounted for under the policy scheme if they are made before 48 hours of continuous hospitalisation.
How to Make a Claim?
Make a claim in the following ways:
Call
To raise your claim, you can give a call on the toll-free number 1800-102-4462. A support executive will answer all your queries and register your request once a call is made.
Email
You can also write an email to servicesupport@manipalcigna.com and a support executive will reach out soon.
Customer Care Details
Any issues arising from the policy like claims, exclusions, and overall coverage can be addressed by emailing insuranceconnect@bajajfinservmarkets.in. A customer support executive will reach out to you to answer your concerns.
FAQs
-
✔️What kind of animal attacks are covered under this policy?
The animal attacks that are covered under this policy are mammals, birds, reptiles, amphibians and fish.
-
✔️What are the different plan variants available with the plan?
Read about he plan details
Sum Insured
Premium (Including GST)
Rs. 1 Lakh
Rs. 53
Rs. 2 Lakhs
Rs. 71
Rs. 3 Lakhs
Rs. 89
-
✔️How long does the policy last?
The policy remains valid for one year.
-
✔️Is there an eligibility criteria for this policy?
You have to be aged between 18 to 65 years to apply for this policy.
-
✔️What kind of treatment costs are covered under this policy?
The expenses of the hospital room rent, the ICU, blood transfusion and other tests will also be covered by this policy along with the doctor’s fees.
