Buy Accidental Hospitalisation - Animal Attack Cover Starting at Rs. 53/year

Overview

Every year, animal attacks account for thousands of deaths. Sudden encounters like these can cause extensive injuries that may require expensive life-saving treatments, which can prove to be highly expensive. To save yourself the trouble of managing your funds for such a treatment, you can opt for the Accidental Hospitalisations - Animal Attack Cover policy, which provides coverage against expenses resulting from medical care required after domestic and wild animal attacks.

This policy is provided by ManipalCigna Health Insurance, and includes complete hospitalisation coverage. You can select from multiple variants of the policy, starting at Rs. 53/year, giving coverage of Rs. 1 lakh. This goes up to Rs. 3 lakh, where the premium is charged at just Rs. 89/year. Let us see what the benefits of availing this policy are.

 

Features & Benefits

  • Affordable Plan

    The premium you require to get the benefits of the animal attacks health insurance policy is Rs. 53 only.

  • High Coverage

    This policy would provide you with a coverage of upto Rs. 3,00,000 that would include in-patient costs of hospitalisation, added with pre or post hospitalisation charges in case of animal attacks.

  • Annual Cover for a Large Age Group

    You can avail this policy if you are between 18 to 65 years old, and the policy remains valid for one year.

What's Covered?

  • Hospitalization expenses

    Each of the medical expenses required during the pre and post hospitalisation period of ten days is covered as part of this policy. The maximum limit in this policy is a cover of Rs. 3,00,000/- considering every diagnosis is clinically confirmed by a medical staff.

  • Diagnostics Test

    There could be internal as well as external injuries caused due to animal attacks. There are a number of diagnostic tests that are required, which is why their costs are covered in this policy. Any costs of diagnostic tests that are to be done before or during your hospitalisation period will be covered.

  • Doctor’s Fees

    The doctor’s fees can also be claimed under the coverage of this policy.

  • Medical expenses

    This health insurance policy also covers the charges for all the medication that the doctor prescribes for your treatment.

  • Treatment Expenses

    The expenses of the hospital room rent, the ICU, blood transfusion and other tests will also be covered by this policy along with the doctor’s fees.

What is not covered?

  • An injury that has been caused due to a mishap during activities of sports will not be covered in this policy

  • The policy holder is required to wait for a total of 48 hours after their hospitalisation before they can claim the cover

In order to have an understanding of all exclusions, please peruse the policy wordings.

How to Apply for the Accidental Hospitalization - (Domestic / Wild) Animal Attack policy

  • Visit the Bajaj Markets website

    Visit our website and go to the Pocket Insurance and VAS products page

  • Select Product

    Choose the Accidental Hospitalization - (Domestic / Wild) Animal Attack policy from the wide array of products

  • Fill Details

    Fill in your details like name and phone number in the online form.

  • Make your payment

    Pay for your insurance using your preferred mode whether UPI, mobile wallets or debit and credit card.

Policy plan details and specifications

The following pointers describe the plan details:

  • Coverage limit

Sum insured

Premium including GST

Rs. 1 Lakh

Rs. 53

Rs. 2 Lakh

Rs. 71

Rs. 3 Lakh

Rs. 89

  • Validity

The plan is valid for a term of one year.

 

What's not covered?

Let's now understand some of the exclusions of this cover:

  • Injuries arising from participating in adventure sports

The policy doesn't cover accidents endured during sporting events like trekking, rock climbing, camping, or skiing.

  • Claim raised before 48 hours

Hospital charges are not accounted for under the policy scheme if they are made before 48 hours of continuous hospitalisation.

 

How to Make a Claim?

Make a claim in the following ways:

  • Call

To raise your claim, you can give a call on the toll-free number 1800-102-4462. A support executive will answer all your queries and register your request once a call is made.

  • Email

You can also write an email to servicesupport@manipalcigna.com and a support executive will reach out soon.

 

Customer Care Details

Any issues arising from the policy like claims, exclusions, and overall coverage can be addressed by emailing insuranceconnect@bajajfinservmarkets.in. A customer support executive will reach out to you to answer your concerns.

 

FAQs

  • ✔️What kind of animal attacks are covered under this policy?

    The animal attacks that are covered under this policy are mammals, birds, reptiles, amphibians and fish. 

  • ✔️What are the different plan variants available with the plan?

    Read about he plan details

    Sum Insured

    Premium (Including GST)

    Rs. 1 Lakh

    Rs. 53

    Rs. 2 Lakhs

    Rs. 71

    Rs. 3 Lakhs

    Rs. 89

  • ✔️How long does the policy last?

    The policy remains valid for one year. 

  • ✔️Is there an eligibility criteria for this policy?

    You have to be aged between 18 to 65 years to apply for this policy. 

  • ✔️What kind of treatment costs are covered under this policy?

    The expenses of the hospital room rent, the ICU, blood transfusion and other tests will also be covered by this policy along with the doctor’s fees.