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Coverage of up to Rs. 3 Lakhs | Buy End-Stage Liver Disease Cover at just Rs. 271

What is End-Stage Liver Disease Cover?

End-stage liver disease or chronic liver failure is more often than not the result of Cirrhosis. Cirrhosis is a medical condition that results in scar tissues replacing healthy liver tissues making it difficult for the liver to function the way it’s supposed to. Expenses that arise out of these medical issues can be incredibly costly. In order to protect yourself against costs arising from end-stage liver diseases, consider buying the Group Care 360 - End-Stage Liver Disease Cover plan provided by Care Health Insurance Co. Ltd. With the liver disease insurance, insured individuals are entitled to get coverage amounting to up to ₹3 Lakhs. Here’s a look at the features and specifications of this plan. 

Policy Plan and Details 

Let’s take a look at the scope of coverage and premiums under the End-Stage Liver Disease Cover: 

Coverage

Premium (including GST)

Policy Tenor

Up to ₹1 lakh

₹271

1 year 

Up to ₹2 lakh

₹531

1 year 

Up to ₹3 lakh

₹684

1 year 

 

Key Features and Benefits of the End-Stage Liver Disease Cover

The End-Stage Liver Disease cover provides the following benefits: 

Hospitalisation Cover

The cost of hospitalisation of the insured for end-stage liver disease will be covered. Moreover, pre-hospitalisation expenses (30 days) and post-hospitalisation expenses (60 days) will be covered.

Medication Cover

Expenses incurred as a result of purchasing medicine during hospitalisation due to end-stage liver disease will be covered under the liver disease insurance.

What's Covered?

  • Treatment Charges

    The liver disease insurance provides insured individuals with coverage for the treatment of end-stage liver disease. The coverage includes room rent, medication, ICU costs, doctors’ fees, etc.

  • Ambulance Charges

    If a medical emergency arises due to end-stage liver disease, an ambulance coverage of ₹2,000 will be provided.

  • Doctor’s Fees

    In the event that the insured individual needs to visit a doctor, coverage is provided for the doctor’s consultation fees prior to, during, and after hospitalisation under the liver insurance.

  • Diagnostic Tests

    Diagnostic tests done during the pre-hospitalisation or hospitalisation period for end-stage liver diseases will be covered under liver insurance.

What’s Not Covered?

The following medical conditions and situations will not be covered under the End-Stage Liver Disease Cover: 

  • Pre-Existing Diseases 

Pre-existing diseases are not included under the End-Stage Liver Disease Cover and therefore cannot be used when applying for a claim.

  • Alcohol and Drug Use 

Liver disease caused as a direct result of excessive alcohol consumption and /or drug misuse is not included under liver insurance. 

  • Medical Conditions Unrelated to End-Stage Liver Disease

Hospitalisation pertaining to reasons other than end-stage liver disease is not covered by liver disease insurance.

  • Initial Waiting Period

In the event that the insured suffers from end-stage liver disease during the initial 90-day waiting period, coverage will not be provided under the End-Stage Liver Disease Cover. 

How to Apply for End-Stage Liver Disease Cover?

Here are the exact steps you can use to buy the End-Stage Liver Disease cover on Bajaj MARKETS

  • Click on the ‘Buy Now’ Option

    Go to the End-Stage Liver Disease page on Bajaj MARKETS and click on ‘Buy Now’.

  • Enter Your Information

    Enter all of your necessary information on the application form which is available on the Liver Disease Insurance page.

  • Pay the Online Premiums

    Once you have accurately filled in all of your information, pay the online premiums for the end-stage liver disease cover through digital payment means.

 

Once all of the above steps are successfully completed, your End-Stage Liver Disease Cover’ will be activated and the details will be sent to your email ID. 

How to File a Claim? 

You can contact the insurer’s claims team and get assistance to file a claim under your End-Stage Liver Disease Cover. You can contact them via the following methods:

 

Customer Care Details 

For any queries related to liver disease insurance, you can connect with Bajaj MARKETS at insuranceconnect@bajajfinservmarkets.in

FAQs on End-Stage Liver Disease Cover

  • ✔️Are expenses pertaining to medication covered under this liver insurance?

    Yes, liver disease insurance provides insured individuals with coverage for medicines needed in the treatment of end-stage liver disease.

  • ✔️Are diagnostic tests covered under this liver insurance?

    Yes, diagnostic tests related to end-stage liver disease will be covered under liver insurance.

  • ✔️How long is the liver disease insurance policy valid for?

    The policy is valid for a single year.

  • ✔️ Is there a waiting period in place should I choose to avail the liver disease cover?

    Yes, there is a 90-day initial waiting period in place under this plan.

  • ✔️Can I purchase this liver insurance plan online?

    Yes, you can buy the End-Stage Liver Disease Cover on Bajaj MARKETS.