What is End-Stage Liver Disease Cover?
End-stage liver disease or chronic liver failure is more often than not the result of Cirrhosis. Cirrhosis is a medical condition that results in scar tissues replacing healthy liver tissues making it difficult for the liver to function the way it’s supposed to. Expenses that arise out of these medical issues can be incredibly costly. In order to protect yourself against costs arising from end-stage liver diseases, consider buying the Group Care 360 - End-Stage Liver Disease Cover plan provided by Care Health Insurance Co. Ltd. With the liver disease insurance, insured individuals are entitled to get coverage amounting to up to ₹3 Lakhs. Here’s a look at the features and specifications of this plan.
Policy Plan and Details
Let’s take a look at the scope of coverage and premiums under the End-Stage Liver Disease Cover:
Coverage |
Premium (including GST) |
Policy Tenor |
Up to ₹1 lakh |
₹271 |
1 year |
Up to ₹2 lakh |
₹531 |
1 year |
Up to ₹3 lakh |
₹684 |
1 year |
Key Features and Benefits of the End-Stage Liver Disease Cover
The End-Stage Liver Disease cover provides the following benefits:
What's Covered?
What’s Not Covered?
The following medical conditions and situations will not be covered under the End-Stage Liver Disease Cover:
Pre-Existing Diseases
Pre-existing diseases are not included under the End-Stage Liver Disease Cover and therefore cannot be used when applying for a claim.
Alcohol and Drug Use
Liver disease caused as a direct result of excessive alcohol consumption and /or drug misuse is not included under liver insurance.
Medical Conditions Unrelated to End-Stage Liver Disease
Hospitalisation pertaining to reasons other than end-stage liver disease is not covered by liver disease insurance.
Initial Waiting Period
In the event that the insured suffers from end-stage liver disease during the initial 90-day waiting period, coverage will not be provided under the End-Stage Liver Disease Cover.
How to Apply for End-Stage Liver Disease Cover?
Here are the exact steps you can use to buy the End-Stage Liver Disease cover on Bajaj MARKETS
Once all of the above steps are successfully completed, your End-Stage Liver Disease Cover’ will be activated and the details will be sent to your email ID.
How to File a Claim?
You can contact the insurer’s claims team and get assistance to file a claim under your End-Stage Liver Disease Cover. You can contact them via the following methods:
Email – claims@careinsurance.com
Insurer’s Toll-Free Number - 1800-102-4488
Customer Care Details
For any queries related to liver disease insurance, you can connect with Bajaj MARKETS at insuranceconnect@bajajfinservmarkets.in.
FAQs on End-Stage Liver Disease Cover
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✔️Are expenses pertaining to medication covered under this liver insurance?
Yes, liver disease insurance provides insured individuals with coverage for medicines needed in the treatment of end-stage liver disease.
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✔️Are diagnostic tests covered under this liver insurance?
Yes, diagnostic tests related to end-stage liver disease will be covered under liver insurance.
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✔️How long is the liver disease insurance policy valid for?
The policy is valid for a single year.
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✔️ Is there a waiting period in place should I choose to avail the liver disease cover?
Yes, there is a 90-day initial waiting period in place under this plan.
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✔️Can I purchase this liver insurance plan online?
Yes, you can buy the End-Stage Liver Disease Cover on Bajaj MARKETS.
