What is Gym Injury Insurance?

People invest a lot of time in the gym to achieve fitness goals and be healthy. However, one cannot omit the chances of injuries and accidents that result from working out. If you are a gym goer, you are well aware of the chances of getting injured and how these injuries can impair your ability to conduct daily work and keep you bedridden for months. Moreover, the expenses associated with mediation physiotherapies can strain your finances.


Hence, you must opt for a gym injury insurance plan to protect your finances and get proper treatment. Conventional health insurance plans do not cover such injuries. However, you can easily buy a gym injury insurance plan through Bajaj Markets at Rs.499 only and get financial assistance.


Before purchasing gym insurance plans, go through the mentioned sections to know the ins and outs of the plan and make an informed decision. 

Key Features and Benefits of Gym Injury Insurance cover

The benefits of getting fitness injury insurance are as follows:

Nominal premium

You have to bear Rs. 499 as a membership charge for availing of the gym injury insurance cover, which makes the gym insurance cost highly affordable.

Substantial coverage

This is perhaps the gleaming benefit of gym injury insurance coverage. You will receive a financial back of up to Rs. 2 lakhs. 

Policy Details


Total sum assured

Rs. 2 lakhs

Membership fees

 Rs. 499

How to Apply for Gym Injury Insurance?

The application process is simple and hassle-free. All you have to do is follow a few simple steps to get covered:

1. Click on Buy Now 

Tap on ‘Buy Now’ on the product page

2. Fill in the Details 

Enter the required details in the online application form

3. Make the Payment 

Complete the quick online payment

Eligibility Criteria and Documents Required to Avail Gym Injury Cover

Eligibility criteria for availing of gym injury insurance plan:

  • You must belong to the age group of 18 to 70.

Inclusions in Gym Injury Insurance Cover

Before availing gym injury insurance plan, you should know about the following inclusions under the plan:

  • Medical costs:

With the financial assistance of gym injury insurance cover, you will get coverage of up to Rs. 2 lakhs. The high coverage amount will help you bear the treatment and medical bills expenses, helping you tide over the exorbitant gym injury treatment.

  • Comprehensive accident coverage:

You will receive financial compensation under comprehensive personal accident cover for meeting an accident while working out in a gym.

Gym Injury Insurance Cover Policy Plan Details and Specifications

A proposer needs to have a well-rounded idea regarding the following plan details and specifications of gym injury cover insurance:

  • Coverage limit:

You can get the high sum assured of Rs. 2 lakhs under the gym injury insurance plan.

  • Validity:

You will be able to enjoy the benefits of the plan for 1 year.

  • Payment methods:

Credit card, debit card, mobile wallet, UPI or any other mode available for online payment.

Deductibles and Exclusion in Gym Injury Insurance

Besides knowing the inclusions, you should also have a well-rounded idea regarding the exclusions in the plan:

  • Wilful injuries:

Gym Injury Insurance will not provide any coverage for self-inflicted injuries.

  • Age limitation:

Individuals above 70 years of age and those below the age bar of 18 do not qualify for the gym injury insurance cover.

  • Routine injuries:

You will not receive financial aid for sprains or aches resulting from the mishandling or inappropriate use of gym equipment.

How to Make A Claim And Documents Required To Process The Claim?

You can opt for any of the following ways to make a claim for the gym injury insurance plans:

  • Via email ID:


  • Through the toll-free number:

1800 209 5858

  • Website:

Bajaj Allianz General Insurance

You can also contact the customer experience team by sending a mail to Bajaj Allianz General Insurance Co. Ltd, Bajaj Allianz House, Airport Road, Yerwada, Pune: 411006

Customer Care Details

If you have any queries or grievances related to the insurance plan, you can state that by framing an email and sending it to insuranceconnect@bajajfinservmarkets.in.

Gym Injury Insurance - FAQs

Will the fitness injury insurance cover get renewed automatically?

No, the plan will not get renewed automatically. You have to contact the insurer and purchase the plan by paying for it again. 

Why should I avail a gym injury insurance plan?

You cannot negate the chances of severe injuries if you are a regular gym goer. However, availing of a gym injury insurance plan will provide coverage against medication costs and provide you with personal accident cover.

Will the plan extend coverage for a 16-year-old?

No, a 16-year-old will not receive financial backup under a gym injury insurance plan. An individual must fall in the age bracket of 18 to 70 years to receive coverage under the plan.

Does Bajaj Markets extend the gym injury insurance plan?

No, Bajaj Markets does not extend the gym injury insurance plan. However, it is a diversified marketplace, which lays the platform for you to avail such insurance plans.

Can I make the payment for the membership charge through UPI?

Yes, you can pay your membership fee through UPI. Moreover, you can also use a credit card, debit card, mobile wallet or any other preferred online payment mode.

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