DBS Bank offers credit cards that are tailored to suit your financial requirements. Its wide range of features such as exclusive discounts, attractive cashbacks, increased returns, lounge access, assured cash points, quick rewards, and waivers on fuel surcharge and annual fee, and much more make it an ideal choice for your frequent use.
DBS Bank in association with Bajaj Finance Limited presents to you two DBS Bank Credit Cards namely, the DBS Bank 5X Rewards Credit Card and the DBS Bank 5X Plus Rewards Credit Card. Each of these cards entail benefits that are exclusive and advantageous to you. You can now get a DBS Bank Credit Card at an annual fee ranging from ₹499 to ₹999 excluding GST, on Bajaj Markets.
The 5X Rewards Credit Card lets you earn up to 2,000 cash points on your very first transaction alongside other numerous benefits like OTT subscriptions, cashbacks, teleconsultations and more.
The 5X Plus Rewards Credit Card allows you to earn reward points of up to 4,000 on the first transaction along with fee waivers, lounge access, discounts and more.
The DBS Bank credit card offers multiple benefits that are listed below:
The DBS Bank Credit Card lets you earn a welcome bonus of up to 2000 cash points on the first transaction that you make within a period of 60 days of the issuance of the card. Additionally, it also provides you with 2 assured cash points on every ₹200 that you spend using your digibank credit card.
In addition to earning cash points for your transactions, the DBS Bank credit card also allows you to multiply your reward earnings. On every ₹10,000 limit that you cross in a month through your spendings, you can increase your cash points up to 5X. These multiplied rewards when redeemed will help maximise your savings.
You can enjoy discounts of up to 20% on your online subscriptions on platforms such as Zee5, Hindustan Times, Zomato Pro, Bloomberg Quint, Wall Street Journal, Business Today, Hindustan E- paper, Eros Now, Sony Liv, Reader’s Digest, Times Prime, Hotstar, Livemint, Gaana Plus, India Today, ET Prime, BB Star, Jio Saavn, and MediBuddy based on the DBS Bank Credit Card you opt for. The DBS Bank 5X Rewards Credit Card lets you earn up to 1,000 cash points as subscription discounts in a year. On the other hand, with the DBS Bank 5X Plus Rewards Credit Card you can earn cash points that add up to 2,000 every year on online subscriptions.
The DBS Bank Credit Card offers you complimentary membership of Bajaj Finserv Health Prime to meet your medical needs.This membership will be valid for a term of 12 months from the registration date and is renewable on a yearly basis on paying the fee.
Through this benefit you can get up to 20% discount on purchasing medicines and pharmaceutical products. Furthermore, the first three teleconsultations that you book will cost you a basic fee of ₹75 without any added charges.You can get up to 10% discount at partner hospitals through the DBS Bank Credit Card and get healthcare benefits that add up to ₹1,000.
DBS Delights is a forum that helps you earn accelerated rewards of up to 10X on the purchases that you make on the platform. You can get cash points of up to 40% on memberships. Additionally, you can redeem the cash points you’ve earned on shopping, flight and hotel bookings, dining and more. DBS Delights also provides exclusive offers on travel, health, food, lifestyle, wellness and so on.
Through the use of the DBS Bank Credit Card you can get the surcharge fee on fuel waived off. In a month, the maximum fee waiver that you can get is up to ₹100. Moreover, you can get a waiver on the annual fee of the DBS Bank Credit Card in the following year if you spend more than ₹50,000 a year through the 5X Rewards Credit Card and more than ₹75,000 in a year through the 5X Plus Rewards Credit Card.
If your spendings through the DBS Bank Credit Card exceed the limit of ₹2,500 you can convert them into equated monthly instalments to make your transactions hassle-free and convenient for you.
You can now withdraw money using your DBS Bank Credit Card from an ATM of your preference without worrying about any interest being charged for up to 50 days after the issue of your card.
On making EMI down payments at stores that are partnered with Bajaj Finance Limited, you can get up to 5% cashback.
Contact-free payments are now made easier with the tap and pay feature of the DBS Bank Credit Card.
The DBS Bank Credit Card provides a complimentary lounge access privilege at domestic airports every quarter. The terms and conditions pertaining to the lounge access privilege can be found at http://www.go.dbs.com/CCbenefits.
The DBS Card+ Mobile App is one of its kind that offers a lifestyle feed specially curated to provide you multiple shopping options and exclusive offers that enhance your experience. It also has a one-tap management feature that allows you to access and manage your card with ease.
You can now apply for a DBS Bank Credit Card online through the following steps:
Step 1: Click on the “Apply Now” button on the product page.
Step 2: This will redirect you to a page where you will have to enter your contact number and click on “Generate OTP”.
Step 3: An OTP will be sent to the mobile number provided by you.
Step 4: On entering the OTP you will have to check for any offers that you might have received from DBS Bank Credit Card.
Step 5: If an offer has been made, opt for the DBS Bank Credit Card of your choice and fill in the details on the application form.
Step 6: Complete your KYC procedure.
Step 7: On completion of the procedure, your DBS Bank Credit Card will be ready for use.
Step 8: Head to the Mobile App of DBS Credit Card or Bajaj Finserv and activate your card.
The eligibility criteria for the DBS Bank Credit Card is stated below:
You must be an Indian resident.
Your credit score needs to be a minimum of 720 points or more.
Your age must lie between a range of 21 to 70 years.
You must have a steady source of income.
The most important document to be submitted for a DBS Bank Credit Card is the Aadhaar Card. In order to complete the biometric screening process for verification the Aadhar number is extremely crucial.
Hard copies of other related documents are not necessarily asked. But if the need for further authentication arises, the documents stated below might come in handy:
Photocopies of the above mentioned documents will be taken by an agent of the DBS Bank Credit Card. Hard copies of the documents will not be collected.
For additional queries on the DBS Bank Credit Card, you can contact the customer care services using the details provided below:
Contact Number : 1860 267 6789
You can either check the status of your application through the digibank mobile app or digibank online.
To check your application status on digibank mobile, all you are required to do is follow the steps given below:
Login to the app using your user ID and PIN or through touch/ face ID.
Click on the “More” tab.
Under the “Apply” section, click on the “Application Status” option.
Click on “Submitted” to check the date of your application and its status.
To take a look at your processed application, click on the “Completed” option.
To check the status of the application of the DBS Bank Credit Card online, use the steps mentioned below:
Login to the online website of digibank through your User ID and PIN.
Finish the process of authentication.
Under the “Apply” section, tap on the “More Application Services” option.
Tap on the “View Application Status” under the “Cards and Cashline Application and Services” column.
Details of your application’s date and status will appear on the screen.
The DBS Bank Credit Card Rewards Programme lets you earn reward points on the purchases that you make. These points can be redeemed on flight tickets, dining, healthcare plans, shopping, lounge access, OTT subscriptions, gift vouchers, hotel bookings and more.
The process to apply for a DBS Bank Credit Card is quite simple. All you need to do is select the “Apply Now” button, enter your mobile number, provide the OTP, check if there’s any offer from DBS Bank Credit Card, opt for a DBS Private Bank Credit Card, complete the Know Your Customer process and activate the card using the mobile app.
Prior to checking the application status of your digibank DBS Credit Card, wait for a period of 7 to 9 business days for the application to be processed. The bank will send an SMS notification to you when your application has been processed.
DBS Bank has an app called the DBS Card+ mobile app that is specially curated to enhance your shopping experience and help you manage your digibank credit card through one easy tap. It also has exclusive offers for you to explore.
Cash withdrawals using the DBS digibank credit card for the first 50 days after the card’s issuance will be free from any interest charges.
To be eligible for the DBS Bank Credit Card in India you will need to be a legal resident of India aged between 21 to 70 years with a stable income source and a credit score of no less than 720 points.
The credit cards, DBS Bank offers are stated below:
DBS Bank 5X Rewards Credit Card
DBS Bank 5X Plus Rewards Credit Card
The Aadhaar card number is the primary and sole requirement for a DBS Private Bank Credit Card. But if need be, documents such as Passport, Marriage Certificate, PAN Card and Gazette Certificate could be asked for further verification.