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ICICI Bank Add-On Credit Cards

An Add on Credit Card lets you share the primary benefits of your credit card with your loved ones. These cards mostly have all the features of a primary credit card. You can request up to 5 add-on cards for your family members if you have a primary card. This number varies from bank to bank.


ICICI Bank offers ICICI Add-on Credit Cards on almost all the types of credit cards available. Any borrower can apply for an Add-on Credit Card against a primary ICICI Bank Credit Card. The maximum limit for an ICICI Add-on card is 3.

How to Apply for ICICI Bank Add-on Credit Cards?

You can submit the ICICI Bank Credit Card Add-on Card application online as well as offline. Follow the steps mentioned below to avail one.

1. ICICI Add-On Credit Card Apply Online Method

  • Visit ICICI Bank’s official website.

  • Log in to your account.

  • Download the application form for ICICI Add-on card from the credit card section.

  • Carefully fill the application form.

  • Submit the form along with the scanned copy of the required documents.

  • The ICICI Bank customer care will reach you in case of any updates.

  • Once it is approved, you will receive the Add-on Credit Card from ICICI Bank.

2. ICICI Add-On Credit Card Apply Offline Method

Other than ICICI Bank Add-on Credit Card online application, you can visit the nearby ICICI Bank branch directly and apply for an Add-on Card.

List of Top ICICI Add-on Credit Cards

Most of the ICICI Credit Cards have Add-on card options. Here are some of the major ICICI Credit Cards with Add-on options and their features.

Credit Card

Features and Rewards

ICICI Bank Sapphiro Credit Card

  • Shopping and travel vouchers worth Rs. 9,000+ as welcome gifts.
  • Up to 6 PAYBACK Points on every Rs. 100 spent.
  • 4 complimentary airport lounge access per quarter by spending a minimum of Rs 5,000 or above.
  • Dreamfolks Membership Programme

ICICI Bank Rubyx Credit Card

  • Welcome vouchers worth Rs. 5,000+
  • Up to 6 PAYBACK Points on every Rs. 100 spent.
  • Milestone Rewards Program

ICICI Ferrari Signature Credit Card

  • A Complimentary Watch of Scuderia Ferrari on joining.
  • Complimentary visit to Ferrari factory and Ferrari Museum in Maranello, Italy.
  • Discount of 15% on Ferrari Merchandise at the Online Ferrari Store.
  • Free ticket on the booking 1 Movie ticket from BookMyShow.

ICICI Bank HPCL Platinum Credit Card

  • Up to Rs. 100 Cashback on fuel purchases at HPCL pumps.
  • Earn 2 PAYBACK Points on every Rs.100 spent.
  • Spend Rs.50,000 or more annually and get annual fee waived off.
  • Rs.100 off on movie tickets booked through BookMyShow.

ICICI Bank Signature Credit Card

  • 30,000 redeemable reward points.
  • A complimentary golf round on spending over Rs. 1.00 lakh.
  • A Priority Pass complimentary membership.
  • Save on fuel with the surcharge waiver at all petrol pumps.

Features and Benefits of ICICI Bank Add-on Credit Cards

Given below are some of the unique characteristics and perks of ICICI Bank Add-on Cards:

  • Fuel surcharge waivers can be availed the same as the principal card.

  • Earn points every time you use your Add-on Card that can be redeemed later. Aside from that, there are discounts on dining and shopping.

  • They have the same credit limit as the primary credit card. However, the limit for supplementary credit cards may be smaller than the primary card in some situations.

  • The primary cardholder can keep track of all Add-on Credit Card transactions independently.

  • The spend limits on each of the Add-on Cards can be changed.

  • Almost all of these Add-on Credit Cards could also be utilised in other countries, but only under particular restrictions.

Eligibility of ICICI Bank Add-On Credit Cards

To be eligible for an ICICI Add-on Credit Card, the applicant must meet the following requirements:

  • Applicants must be at least 18 years old.

  • Applicants must be the principal cardholder's immediate kin, such as his or her children, spouse, parents, in-laws, siblings, and so on.

  • The request for an Add-on Credit Card must be approved by the principal cardholder.


Other criteria may be enforced based on ICICI Bank's terms and conditions.

Documents Required for ICICI Bank Add-on Credit Cards

Given below are the documents required to apply for an add-on card:

  • Completely filled Add-on Card application form

  • Self-attested copy of Identity proof (PAN card/Aadhaar card/Passport)

  • Self-attested copy of Address proof (Voter ID/Passport/Aadhaar card)

Fees and Charges for ICICI Bank Add-on Credit Cards

ICICI Add-on Credit Cards are issued at no additional fee.

Few exceptions are there, and they are:

Sr no:

Credit Card



Jet Airways ICICI Bank Coral Credit Card

Annual fee: Rs. 250


Jet Airways ICICI Bank Sapphiro Credit Card

Annual fee: Rs. 250


Jet Airways ICICI Bank Rubyx Credit Card

Annual fee: Rs. 250


MakeMyTrip ICICI Bank Signature Credit Card

One-time fee: Rs. 250


MakeMyTrip ICICI Bank Platinum Credit Card

One-time fee: Rs. 250


ICICI Bank Unifare Metro Credit Card

One-time fee: Rs. 299


ICICI Bank Expressions Credit Card

One-time fee: Rs. 199

How does the ICICI Add-on Credit Card work?

If you have an ICICI Bank Credit Card, you can opt for an add-on or supplementary card facility for loved ones. They should be your immediate kins like your spouse, parents or even children. It is mandatory that the age of the add-on cardholder should be above 18 years. You can enjoy the same features or benefits offered on the primary card, when you avail an ICICI Add-on Credit Card. The primary credit cardholder has to pay any expenses incurred on the Add-on Card.

FAQs About ICICI Add On Credit Cards

How do I get an ICICI Add-on Credit Card?

Log in to your bank account's net banking or mobile app. Select 'Add-on cards' or 'Supplementary cards' from the Credit card section. Provide basic information such as the second cardholder's name and address, credit limit, cash limit, and relationship with the primary cardholder. 

What is the credit limit applicable for an ICICI Bank add-on credit card?

According to the bank's terms and conditions, the credit limit for an ICICI Bank Add-on Credit Card is either the same as or less than that of the principal credit card.

Who pays the bills for an ICICI add-on credit card?

The principal cardholder is responsible for paying the bill for a supplementary credit card.

How many add-on credit cards can an individual avail from ICICI Bank?

ICICI Bank allows customers to get up to three additional credit cards.

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