An Add on Credit Card lets you share the primary benefits of your credit card with your loved ones. These cards mostly have all the features of a primary credit card. You can request up to 5 add-on cards for your family members if you have a primary card. This number varies from bank to bank.
ICICI Bank offers ICICI Add-on Credit Cards on almost all the types of credit cards available. Any borrower can apply for an Add-on Credit Card against a primary ICICI Bank Credit Card. The maximum limit for an ICICI Add-on card is 3.
You can submit the ICICI Bank Credit Card Add-on Card application online as well as offline. Follow the steps mentioned below to avail one.
Visit ICICI Bank’s official website.
Log in to your account.
Download the application form for ICICI Add-on card from the credit card section.
Carefully fill the application form.
Submit the form along with the scanned copy of the required documents.
The ICICI Bank customer care will reach you in case of any updates.
Once it is approved, you will receive the Add-on Credit Card from ICICI Bank.
Other than ICICI Bank Add-on Credit Card online application, you can visit the nearby ICICI Bank branch directly and apply for an Add-on Card.
Most of the ICICI Credit Cards have Add-on card options. Here are some of the major ICICI Credit Cards with Add-on options and their features.
Credit Card |
Features and Rewards |
ICICI Bank Sapphiro Credit Card |
|
ICICI Bank Rubyx Credit Card |
|
ICICI Ferrari Signature Credit Card |
|
ICICI Bank HPCL Platinum Credit Card |
|
ICICI Bank Signature Credit Card |
|
Given below are some of the unique characteristics and perks of ICICI Bank Add-on Cards:
Fuel surcharge waivers can be availed the same as the principal card.
Earn points every time you use your Add-on Card that can be redeemed later. Aside from that, there are discounts on dining and shopping.
They have the same credit limit as the primary credit card. However, the limit for supplementary credit cards may be smaller than the primary card in some situations.
The primary cardholder can keep track of all Add-on Credit Card transactions independently.
The spend limits on each of the Add-on Cards can be changed.
To be eligible for an ICICI Add-on Credit Card, the applicant must meet the following requirements:
Applicants must be at least 18 years old.
Applicants must be the principal cardholder's immediate kin, such as his or her children, spouse, parents, in-laws, siblings, and so on.
Other criteria may be enforced based on ICICI Bank's terms and conditions.
Given below are the documents required to apply for an add-on card:
Completely filled Add-on Card application form
Self-attested copy of Identity proof (PAN card/Aadhaar card/Passport)
Self-attested copy of Address proof (Voter ID/Passport/Aadhaar card)
ICICI Add-on Credit Cards are issued at no additional fee.
Few exceptions are there, and they are:
Sr no: |
Credit Card |
Charges |
1 |
Jet Airways ICICI Bank Coral Credit Card |
Annual fee: Rs. 250 |
2 |
Jet Airways ICICI Bank Sapphiro Credit Card |
Annual fee: Rs. 250 |
3 |
Jet Airways ICICI Bank Rubyx Credit Card |
Annual fee: Rs. 250 |
4 |
MakeMyTrip ICICI Bank Signature Credit Card |
One-time fee: Rs. 250 |
5 |
MakeMyTrip ICICI Bank Platinum Credit Card |
One-time fee: Rs. 250 |
6 |
ICICI Bank Unifare Metro Credit Card |
One-time fee: Rs. 299 |
7 |
ICICI Bank Expressions Credit Card |
One-time fee: Rs. 199 |
If you have an ICICI Bank Credit Card, you can opt for an add-on or supplementary card facility for loved ones. They should be your immediate kins like your spouse, parents or even children. It is mandatory that the age of the add-on cardholder should be above 18 years. You can enjoy the same features or benefits offered on the primary card, when you avail an ICICI Add-on Credit Card. The primary credit cardholder has to pay any expenses incurred on the Add-on Card.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
“Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.”
Log in to your bank account's net banking or mobile app. Select 'Add-on cards' or 'Supplementary cards' from the Credit card section. Provide basic information such as the second cardholder's name and address, credit limit, cash limit, and relationship with the primary cardholder.
According to the bank's terms and conditions, the credit limit for an ICICI Bank Add-on Credit Card is either the same as or less than that of the principal credit card.
The principal cardholder is responsible for paying the bill for a supplementary credit card.
ICICI Bank allows customers to get up to three additional credit cards.