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ICICI credit card online payment offers a convenient and secure way to manage your card. Enjoy the ease of paying your bills from anywhere, at any time, through a variety of online and offline channels. This service is designed to help you stay on top of your finances effortlessly.
It is fairly easy to make your ICICI Bank credit card payment. It can be done instantly and swiftly. There are two broad categories for making these payments. Payments can be made both through online and offline modes. It is recommended that you opt for online methods to make your ICICI Bank credit card payments as it will save you time and energy.
ICICI Bank offers you a large variety of credit cards according to your budget and spending interests. You can make ICICI Bank credit card payments instantly for utility bills, travel bookings, etc., without hassle. You can also use the ICICI credit card payment options to clear your dues in the banks via online and offline methods.
| Payment Method | Sub-Method | Key Steps | Processing Time / Notes |
|---|---|---|---|
| Net Banking | Quick Pay | Login → Payment & Transfer → Quick Pay → Enter card details → OTP → Submit | Instant |
| Net Banking | Biller Registration | Login → Manage Biller → Add card → Make payment → OTP → Submit | Instant after registration |
| Net Banking | Visa Money Transfer | Login → Fund Transfer → Register details → Pay → OTP → Submit | Only for Visa cards |
| Mobile App | iMobile App | Login → Credit Card → Pay Now → Enter details → MPIN → Confirm | Instant |
| UPI | UPI Apps | Enter card details → Verify → Scan QR → Enter amount → UPI PIN | Instant |
| NEFT | Bank Transfer | Add beneficiary → Wait 24 hrs → Transfer → OTP → Submit | After beneficiary activation |
| IMPS | Bank Transfer | Add beneficiary → Select IMPS → Enter amount → OTP → Submit | Instant |
| BillDesk | Online Gateway | Enter card details → Select bank → Login → Complete payment | 3–5 working days |
| Debit Card | ATM Payment | Insert debit card → Pay Credit Card Bill → Enter amount → PIN | Instant |
| Auto Debit | Mandate / Net Banking | Register auto debit → Choose full/min due → Auto payment on due date | Auto on due date |
| Call to Pay | IVR Service | Call customer care → Follow IVR → Complete payment | Instant |
| Payment Method | Key Steps | Important Details / Notes |
|---|---|---|
| NEFT | Login to internet banking → Add beneficiary → Enter card number as account number → Use IFSC ICIC0000103 → Select NEFT → Enter amount → Complete transfer | Works for non-ICICI accounts; beneficiary activation required |
| RTGS | Login → Add beneficiary with card number → Enter IFSC ICIC0000103 → Select RTGS → Enter amount → Complete transfer | Minimum transaction amount ₹2 lakh |
| Visa Money Transfer | Use bank portal → Enter card details → Transfer funds | Only for ICICI Visa credit cards; may take up to 3 working days |
| UPI | Open UPI app → Enter UPI ID (ccpay.cardnumber@icici) → Enter amount → Complete payment | Instant payment via UPI |
| Scan to Pay | Visit Scan & Pay page → Enter card number → Generate QR → Scan via UPI app → Pay | Quick QR-based payment |
| Click to Pay | Visit Click to Pay page → Select bank → Enter details → Redirect to net banking → Complete payment | Supported only for select banks |
| Payment Method | Key Steps | Important Details / Charges |
|---|---|---|
| ATM | Visit ATM → Swipe debit card → Enter PIN → Select “More Options” → Click “Credit Card Payment” → Enter details & amount → Confirm | Instant debit from bank account |
| Cash / Cheque | Visit branch or drop cheque in ATM drop box → Submit cheque or pay cash at counter | Processing fee may apply for cash payments |
| Bank Branch | Visit ICICI branch → Fill deposit form → Submit cash to teller → Collect receipt | ₹100 cash handling fee per transaction |
| Customer Care (IVR) | Call customer care → Follow IVR instructions → Complete payment | Available for ICICI account holders |
| Payment Mode | Processing Time |
|---|---|
| Net Banking | Same day |
| Visa Money Transfer | 48–72 hours |
| UPI | Immediately |
| NEFT | 4–24 hours |
| IMPS | Immediately |
| Auto Debit System | On the payment due date |
| BillDesk | 48–72 hours |
| Cheque | 72 hours (ICICI cheque) 5 working days (Non-ICICI cheque) 12 working days (Outstation cheque at ICICI branch) 21 working days (Outstation cheque at non-ICICI branch) |
| Cash | 24 hours |
| ATM | Immediately |
| Call to Pay | Immediately |
| Outstanding Amount (₹) | Late Payment Charge (₹) |
|---|---|
| Up to ₹100 | Nil |
| ₹101 – ₹500 | ₹100 |
| ₹501 – ₹1,000 | ₹500 |
| ₹1,001 – ₹5,000 | ₹600 |
| ₹5,001 – ₹10,000 | ₹750 |
| ₹10,001 – ₹25,000 | ₹900 |
| ₹25,001 – ₹50,000 | ₹1,100 |
| More than ₹50,000 | ₹1,300 |
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
You can pay ICICI Bank card payments online via net banking, IMPS, NEFT, auto-debit system, etc. You can choose any of these payment methods at your convenience.
The ICICI Credit Card bill payment due date is generally mentioned on the monthly billing statements of credit cards. The bank also sends timely reminders on registered mobile numbers about due payments to eliminate the chances of bearing penalties.
To check the status of your ICICI CC bill payment, you can log into your net banking account and click on ‘My Account’. Under the ‘Credit Card Balance’ option, you can find all the details regarding due payment, transaction status, etc.
You can make ICICI Bank Credit Card payments in EMI as well. The bank offers flexible repayment modules at pocket-friendly interest rates.
You can drop an outstation cheque for ICICI Credit Card bill payment. However, the bank takes 10-12 working days to process the payment.
The processing time is dependent upon the payment mode you select. Some ICICI CC bill payment methods instantly reflect in the account, while some can even take 10-12 working days.
The bank charges a penalty for making a late ICICI Credit Card payment online as well as offline.
In case you pay an additional amount during the ICICI Bank Credit Card bill payment process, the bank automatically transfers the additional amount into your credit card account.
Yes, you can make the payment on the last day though it is recommended that you do not cut it so close, as missing the date can bring a penalty.
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