ICICI Platinum Credit Card

ICICI Platinum Credit Card

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What is ICICI Platinum Credit Card?

The ICICI Bank Platinum credit card offers some of the best features including attractive interest rates, fuel surcharge waivers, and other rewards to its holders. The idea is to give the cardholders an optimum experience, maximum benefits and the best rewards. The ICICI Platinum credit card is given only to the bank's existing customers.

ICICI Platinum Credit Card Benefits

  • With the ICICI Bank Platinum credit card, cardholders can get a 2.5% waiver on fuel surcharge at Hindustan Petroleum Corporation Limited (HPCL) petrol pumps. This benefit can be availed at pumps where the ICICI Merchant Services swipe machines are used. The fuel surcharge waiver is applicable only on transactions under Rs 4,000.

  • Holders of the ICICI platinum card can earn two PAYBACK points every time they spend Rs 100, except for on fuel purchases. PAYBACK points can be redeemed for attractive rewards on products.

  • Holders of this credit card can enjoy platinum benefits from Visa on dining, shopping, hotel and travel, among other activities.

ICICI Platinum Credit Card Charges & Fees

ICICI Bank does not charge any joining fees and annual fees from holders of the platinum credit card.

Joining Fees


Annual Fees


Overdue interest on credit extended


3.40 per cent per month and 40.80 per cent annually

Interest charged on cash advance

3.40 per cent per month and 40.80 per cent annually

Fees for transaction

2.50%, with Rs 300 minimum

Dial-a-draft-transaction fees

3% of the draft value, with Rs.300 minimum

Redemption handling fee

Rs 99 for catalogue-based redemptions

Rs 25 for redeeming at partner brands of PAYBACK 

Over-limit charges

2.5% on the over-limit sum, with Rs 500 minimum

Cheque return

2% of the total due amount, with Rs 250 minimum

Auto-debit return fees

2% of the total due amount, with Rs 250 minimum

Card replacement fee

Rs 100

Cash payment fee at branches

Rs 100 per payment transaction

Cheque or cash pick-up fee

Rs 100 per pick-up

Charge slip request fee

Rs 100 per charge slip

Request for duplicate statement

Rs 100 per charge slip

The charges for late payment on the ICICI Bank Platinum credit card are as follows—

Under Rs 100


Rs 100 - Rs 500

Rs 100

Rs 500 - Rs 10,000

Rs 500

Rs 10,000 - Rs 20,000

Rs 600

Over Rs 20,000               

Rs 700

ICICI Platinum Credit Card Reward Points

With the ICICI Platinum credit card, cardholders can earn PAYBACK points on their transactions. PAYBACK is India's largest reward programme offering a variety of vouchers for movies and travels. The programme also offers deals on appliances, mobile phones and lifestyle products. These PAYBACK points can also be earned from partner brands. Here’s how cardholders can earn PAYBACK points by making purchases—

Retail purchases

2 points on every Rs 100 spent, except on fuel

Utilities and insurance

1 point on every Rs 100 spent

ICICI Platinum Credit Card Customer Care Number

For all queries related to your ICICI Credit card, you can reach the ICICI Bank credit card customer care team:

  • Email: Customer.care@icicibank.com

  • Phone: 1860 120 7777

  • Local call: 33667777 (prefix local area code)

ICICI Platinum Credit Card Eligibility

Eligibility Criteria
  • Minimum Income for Salaried Applicants should be Rs.30,000 per month
  • Minimum Income for Self-employed applicants should be Rs.50,000 per month
Documents Required
  • Identity proof: PAN Card, Driver’s License, Aadhaar card, Voter’s ID, Passport, OCI card, or other government-approved ID proof with photo
  • Income proof: Form 16, three months' bank statements and latest salary slips
  • Address proof: Aadhaar card, Driver’s License, Passport, bank account statement, ration card or utility bills

How to Apply for an ICICI Bank Platinum Credit Card?

Just follow these 5 quick steps and you’re done!

  • Visit Finserv MARKETS

    Visit us online

  • Fill in your details

    Help us with a few of your details

  • Check out the list of multiple Credit Cards from ICICI Bank

    Compare between the multiple options available

  • Make a Choice!

    Select the ICICI Bank Platinum Credit Card

  • Submit your form

    And you're done!


  • ✔️What is ICICI Platinum credit card limit?

    The limit on the ICICI Bank Platinum credit card will be determined by the bank and communicated to the applicant when the card is delivered. Customers can increase their credit card limit by requesting the bank.

  • ✔️What are ICICI Platinum credit card benefits?

    The ICICI Platinum credit card offers several rewards and benefits to the cardholders. Customers can get a 2.5% waiver on fuel surcharge at HPCL pumps. They can earn two PAYBACK reward points for each retail purchase that can be redeemed for dining, shopping, hotel and travel benefits.

  • ✔️What is the annual fee on ICICI Bank Platinum credit card?

    ICICI Bank does not charge its customers any annual fee for its Platinum credit card.