✔️What is the ICICI Platinum Chip credit card limit?

The limit on the ICICI Bank Platinum Chip credit card will be determined by the bank and communicated to you when the card is delivered. You can increase your credit card limit by submitting a request to the bank.

✔️What are the benefits of the ICICI Platinum Chip credit card?

The ICICI Platinum Chip credit card offers several rewards and benefits to the cardholders. You can get a 1% waiver on fuel surcharge at HPCL pumps. You can also earn two reward points for each retail purchase you make and then redeem these points on dining, shopping, hotel and travel bookings.

✔️What is the annual fee on the ICICI Bank Platinum Chip credit card?

ICICI Bank does not charge its customers any annual fee for the Platinum Chip credit card.

✔️Is the ICICI Platinum Chip credit card free?

Yes, there is no joining fee or annual fee on this credit card from ICICI Bank.

✔️Why do I need an ICICI Bank Platinum Chip Credit Card?

A security chip card is included with this ICICI Bank Platinum Chip credit card. This chip offers additional protection by giving you a Personal Identification Number while defending all users against fraud.

✔️What is the ICICI Bank Platinum Chip credit card enrollment fee?

There is no enrollment fee applicable on the ICICI Bank Platinum Chip credit card.

ICICI Platinum Credit Card

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ICICI Bank Platinum Chip Credit Card

The ICICI Bank Platinum Chip credit card offers some of the best features including attractive interest rates, fuel surcharge waivers, and other rewards to its holders. The idea is to give the cardholders an optimal experience, maximum benefits and the best rewards. If you are an existing ICICI Bank customer, you can easily apply for the Platinum Chip credit card.

Key Highlights of the ICICI Platinum Chip Credit Card

The ICICI Platinum Chip credit card comes with many key features and benefits. Check out the key highlights of this card in the table below.

Particulars	Details
Type of Card	Entry-level credit card
Category of Card	Special credit card
Membership Fee	Nil
Annual Renewal Fee	Nil
Income Requirements	Salaried Individual - ₹30,000 or above per month Self-employed Individual - ₹50,000 or above per month
Best Features of the Card	Embedded microchip for additional security against frauds and duplication An extensive program offering ICICI Platinum Chip credit card reward points that you can redeem in various ways Exclusive savings on dining experiences at over 2,500 restaurants Exclusive Mastercard Priceless Specials program created for Mastercard cardholders

How to Apply for the ICICI Platinum Chip Credit Card

If you want to apply for the Platinum Chip credit card from ICICI Bank, you just need to follow the steps outlined below.

Step 1: Go to the Bajaj Markets website.
Step 2: Click on the ‘Credit Cards’ section.
Step 3: Select the ‘Apply Now’ option.
Step 4: Enter the details needed, such as your profession, mobile number and date of birth.
Step 5: An OTP will then be sent to your phone. Enter it in the required field and proceed.
Step 6: Select the card that you want to apply for, which, in this case, is the ICICI Bank Platinum Chip credit card.
Step 7: Fill out the credit card application and submit it online.
Step 8: After your application has been successfully verified, you will receive the credit card at your address.

Eligibility Criteria and Documents Required for the ICICI Platinum Chip Credit Card

It is important to know the ICICI Platinum Chip credit card eligibility criteria, so you can apply if you are eligible for it. You also need to know the documents you have to submit as a part of the application process. Check out these details below.

1. Eligibility Criteria for the ICICI Platinum Chip Credit Card

Particulars	Details
Age	Above 23 years
Occupation	Self-Employed or Salaried
Income Criteria	Salaried Individual - ₹30,000 or above per month Self-employed Individual - ₹50,000 or above per month

2. Documents Required for the ICICI Platinum Chip Credit Card

Particulars	Documents
Identity Proof	PAN, Aadhaar Card, Passport, Voter’s ID, Driving licence, or any other government-approved photo ID proof
Address Proof	Aadhaar Card, Passport, Driving licence, latest utility bill, Voter’s ID, or any other government-approved address proof
Income Proof	Payslips (Latest) , Income Tax Return, or Form 16
Other documents	A colour photograph of the applicant

ICICI Platinum Chip Credit Card Rewards

When you apply for this card, you get the benefit of its extensive rewards program. You can redeem the ICICI Platinum Chip credit card reward points in many ways, right from movie and travel bookings to other lifestyle benefits. Here is a preview of the rewards you get with this credit card.

Nature of Transactions	Rewards on every ₹100 spent
Retail purchases (except fuel)	2 ICICI Bank reward point
Utilities and insurance	1 ICICI Bank reward point

Features and Benefits of the ICICI Platinum Chip Credit Card

Want to know more about the ICICI Platinum Chip credit card’s benefits? Here is an overview of the top features of this card that you can take advantage of.

Waiver of Fuel Surcharge

With the ICICI Bank Platinum Chip credit card, you can get a 1% waiver on fuel surcharge at Hindustan Petroleum Corporation Limited (HPCL) petrol pumps. This benefit can be availed at pumps where the ICICI Merchant Services swipe machines are used on all transactions under ₹4,000.

Reward Points on Your Spends

Holders of the ICICI Platinum Chip card can earn two reward points every time they spend ₹100 on all retail purchases other than fuel. You can redeem these ICICI Platinum Chip credit card reward points for attractive rewards on products.

Special Benefits for Visa and Mastercard Holders

Holders of this credit card can enjoy platinum benefits from Visa on dining, shopping, hotel and travel, among other activities. As for Mastercard holders, they can use the exclusive Mastercard Priceless Specials program.

Dining Discounts

With the ICICI Bank Culinary Treats Programme, you can get discounts starting at 15% at over 2,500 participating restaurants across 12 cities in the country.

Fees and Charges of ICICI Platinum Chip Credit Card

If you plan to apply for this credit card from ICICI Bank, you need to know the applicable fees and charges. Here is everything you need to know about this.

Particulars	Fees
Joining fee	Nil
Annual fee	Nil
Finance charges	3.40% per month or 40.80% per annum
Cash advance fees	3.40% per month or 40.80% per annum
Foreign currency conversion charges	3.5%
Card replacement charges	₹100
Over-limit fee	2.5% of the over-limit amount (subject to a minimum of ₹550)

Late Payment Charges

Statement Balance	Late Fee
Less than ₹100	Nil
Between ₹100 and ₹500	₹100
Between ₹501 and ₹5,000	₹500
Between ₹5,001 and ₹10,000	₹750
Between ₹10,001 and ₹25,000	₹900
Between ₹25,001 and ₹50,000	₹1,000
Above ₹50,000	₹1,200

ICICI Platinum Chip Credit Card Customer Care Number

In case you have any queries about your ICICI credit card, you can reach out to the team of ICICI Credit Card Customer Care in any of the ways mentioned below.

Call 1800 1020 1239
Email the bank at customer.care@icicibank.com
Write to the bank at the following address —

ICICI Bank Limited

ICICI Phone Banking Centre, ICICI Bank Tower, 7th floor, Survey no: 115/27, Plot no. 12, Nanakramguda, Serilingampally,

Hyderabad – 500032

Other Similar Credit Cards

The following table lists a few credit cards with features comparable to those of the ICICI Bank Platinum Chip credit card:

Credit Card	Annual Fee	Key features
HDFC Moneyback Credit Card	₹500	2 reward points against every ₹150 spent
Flipkart Axis Bank Credit Card	₹500	5% cashback on Myntra and Flipkart
Standard Chartered Platinum Rewards Credit Card	₹250	5 reward points against every ₹150 spent on fuel and dining
Amazon Pay Amazon Pay Credit Card	Nil	5% cashback at most on every purchase made on Amazon*
HSBC Smart Value Credit Card	Nil	3 reward points at most against every ₹100 spent on specified categories

*Terms and conditions apply

About ICICI Credit Cards

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FAQs on the ICICI Platinum Chip Credit Card

✔️What is the ICICI Platinum Chip credit card limit?

The limit on the ICICI Bank Platinum Chip credit card will be determined by the bank and communicated to you when the card is delivered. You can increase your credit card limit by submitting a request to the bank.
✔️What are the benefits of the ICICI Platinum Chip credit card?

The ICICI Platinum Chip credit card offers several rewards and benefits to the cardholders. You can get a 1% waiver on fuel surcharge at HPCL pumps. You can also earn two reward points for each retail purchase you make and then redeem these points on dining, shopping, hotel and travel bookings.
✔️What is the annual fee on the ICICI Bank Platinum Chip credit card?

ICICI Bank does not charge its customers any annual fee for the Platinum Chip credit card.
✔️Is the ICICI Platinum Chip credit card free?

Yes, there is no joining fee or annual fee on this credit card from ICICI Bank.
✔️Why do I need an ICICI Bank Platinum Chip Credit Card?

A security chip card is included with this ICICI Bank Platinum Chip credit card. This chip offers additional protection by giving you a Personal Identification Number while defending all users against fraud.
✔️What is the ICICI Bank Platinum Chip credit card enrollment fee?

There is no enrollment fee applicable on the ICICI Bank Platinum Chip credit card.