ICICI Bank Credit Card Rewards

Launched by the bank in August 2022, the ICICI Bank Rewards Program helps earn and manage your credit card rewards. With this new program, you can earn reward points for transactions completed using your ICICI Bank credit card. The program also allows you to redeem the accumulated points for various deals, services, gift cards, vouchers, and discounts. Some of these credit cards are designed to offer enhanced or accelerated rewards, while others cater to diverse needs.

To enrich your purchasing experience, ICICI Bank credit card rewards offer these benefits:

• You earn reward points for various kinds of payments and purchases

• These points come with an extended expiration date of 3 years from the date of issuance

• There is no cap on the reward points you can earn on your credit card

• You can choose to redeem these points for offers, discounts, vouchers and more

Check out this table for the specifics to earn rewards on various ICICI Bank credit cards:

Disclaimer: The rewards are subject to change at the discretion of the issuer. Some of the cards mentioned above are not available on Bajaj Markets. Kindly visit the official website for more details.

Here’s a list of hand-picked rewards that you can get by redeeming your ICICI Bank Credit Card reward points: 

Disclaimer: The aforementioned details are only indicative and subject to change at the discretion of the issuer.

You can redeem your rewards in the following ways:

• Via Internet Banking

1. Log in to the official website of ICICI Bank using your internet banking credentials

2. Navigate to the ‘Credit Cards’ page

3. Go to the 'Reward Points' section

4. Click on the 'Redeem Online' option

5. Choose an item from the dropdown menu

6. Note down the unique order number for future

• Via Customer Care

1. Call the 24-hour customer care helpline number for your state or call 1800 1080

2. Provide the item code of the reward to the customer service representative that you wish to redeem

3. Note down the unique order number for future reference

Here’s a list of terms that you need to be aware of before you redeem your ICICI reward points:

• The rewards program is only available for specified ICICI Bank Credit Card users

• The rewards program comes into effect only from the date of card activation

• A nominal fee of ₹99 + GST is levied for every reward redemption request and will be charged to the credit card account 

• The ICICI Bank rewards program follows the anniversary year system for all its rewards 

• The monthly credit card statement will contain the details of your ICICI Bank Credit Card reward points, including the number of points earned, number of points redeemed and the outstanding balance as of the end of the billing cycle

• ICICI Bank Credit Card reward points may be redeemed against redemption offers that are currently available on the ICICI Bank website 

• The reward points can be redeemed through the bank’s internet banking portal or by calling its 24/7 customer care helpline

• All the reward points redeemed will be automatically reduced from the accumulated balance available on the credit card account 

• All of the accumulated points will be cancelled immediately if the credit card is cancelled or withdrawn

• The cancelled points cannot be transferred to any other ICICI Bank Credit Card or be reverted to your original card in the case of reinstatement

• All accumulated reward points will stand cancelled if the ICICI Bank rewards program is terminated

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.