RBL Bank Credit Card Fees and Charges

RBL Credit Card Charges and Fees

The RBL Bank Credit Card is a product of RBL Bank, one of India’s oldest banks in the private sector. Like all other offerings by the bank, the RBL credit card is an effective product that works as the perfect financial tool. You can shop with it, pay your bill, avail loans, withdraw cash, earn and redeem reward points, and do so much more. However, owning this diverse payment system comes with a few fees and charges.

Types of RBL Bank Credit Card Charges and Fees

Some of the RBL Credit Card Fees and Charges levied on cards, under various scenarios, is mentioned below-

• RBL Credit Card Annual Fees-

The RBL credit card yearly charges are the expenses you need to incur every year for owning a credit card. It is also referred to as the RBL credit card annual fees. You can also find RBL credit cards with no annual fee.

• RBL Credit Card Late Payment charges-

The RBL bank credit card late payment charges are levied when you miss paying the minimum amount against your outstanding bill before the payment due date.

• RBL Credit Card Over Limit Charges-

RBL bank credit card over limit charges are levied when the balance on your credit card exceeds the credit limit of your card.

• RBL Credit Card Fuel Surcharge-

This is the charge you are required to pay for using your credit card at a fuel pump for purchasing fuel.

• RBL Credit Card EMI Charges-

The RBL bank credit card EMI charges refers to the processing fee that is charged on your principal amount if you opt for EMI payment.

• RBL Credit Card International Transaction Charges –

These charges are to be paid in case you use your credit card for transactions abroad.

• Cash Advance Fee in RBL Credit Card-

If you use your credit card for cash withdrawal, this fee is charged as a percent of the total amount withdrawn.

Bajaj Finserv Credit Card Charges and Fees for Top 5 RBL Credit Cards

The Bajaj Finance credit card charges and fees vary from card to card. Here is a list of Bajaj credit card charges and fees that are levied on some the top 5 RBL credit cards.

What is the Interest free Period?

An interest-free period is referred to the time between the transaction date and the bill due date when no interest is charged on the outstanding bill. To enjoy the interest-free Period, you need to pay your full credit card bill on time. You also need to refrain from availing the cash withdrawal facility. For RBL Bank credit cards, depending on the scheme, the interest-free period usually ranges between 20 to 50 days.

Why choose RBL Credit Card from Finserv MARKETS

Choosing an RBL Credit Card from Finserv MARKETS has its advantages-

• The Bajaj Finserv RBL Bank SuperCard lets you enjoy personal loan against you credit card cash limit, which can be rapid by converting it into pocket-friendly EMIs for a hassle-free repayment

• The RBL Bank SuperCard lets you enjoy EMI facility when you purchase items both online and offline

• The Bajaj Finserv RBL Bank SuperCard comes with stringent security measures that are aimed to protect your precious finances against fraud and cyber crimes

• The Bajaj Finserv RBL Bank SuperCard can be used to withdraw cash, interest-free, on your credit limit against a minimal processing fee

• The Bajaj Finserv RBL Bank SuperCard offers several benefits, lucrative offers, and also helps you enjoy big savings annually.

So hurry, apply for a Credit Card today and avail exciting benefits. Also, if you are a student, you can apply for a Student Credit Card to avail exciting rewards.