RBL card statements are issued to the cardholder on a monthly basis. It comprises details of all the transactions carried out on the credit card in a particular billing cycle. It also includes details of transactions made in the previous month, payments due for the current month, as well as the period within which that payment can be made, among other details. You can access your Bajaj Finserv RBL Bank Credit Card statement online or offline depending on your convenience.
There are several ways to view credit card statements online. These are as follows:
Step 1: Log in to the portal for Bajaj Finserv RBL Bank Credit Card net banking with your credentials.
Step 2: Click on the ‘Credit Card’ section.
Step 3: Click on ‘Statement’ to view the latest credit card statement.
Step 4: Download the PDF.
Step 5: Enter the password to view the statement details.
If you opt for the e-statement facility, RBL Bank will send the credit card statement via email every month. All you would need to do is register your email ID with the bank and then download the password-protected statement, download it, enter the password, and view it.
Step 1: Download the RBL MyCard App on your mobile phone.
Step 2: Log in with your card number and other details or your 4-digit mPIN.
Step 3: Once logged in, click on ‘View Transactions’.
Step 4: Select the statement period you want to view.
Step 5: Click on ‘Ok’ to view your statement.
You can easily view your credit card statement offline by following any of the three methods mentioned below:
Step 1: Call RBL Bank credit card customer care from your registered mobile number.
Step 2: Request a representative for your credit card statement.
Step 3: Provide the details requested for verification.
Step 4: Post authentication, and your statement would be shared with you.
Step 1: Visit the nearest RBL Bank branch.
Step 2: Request a representative at the bank for your card statement.
Step 3: Provide a few details for verification.
Step 4: State the duration for which you would want the statement. Do note you might be charged a nominal fee for the same.
Aside from the credit and debit transactions, your Bajaj Finserv RBL Bank Credit Card statement will have several details, some of which might be difficult to understand at first glance. Read on below to learn the common terms that are bound to be part of your Bajaj Finserv RBL Bank Credit Card statement.
This mentions the billing cycle that the statement is for, and thus, all the transactions made during that period will be part of the statement.
This is only applicable if you do not have any dues from the previous billing cycle. It mentions the grace period granted by your lender and is the period within which no interest is charged if you make your payment. Once this period has passed, an interest will be charged on your dues, making it all the more expensive.
Payment Due Date
This is the date when you need to pay off your dues for the last billing cycle.
Total Outstanding Amount
This is the total amount due on your credit card. Paying this off at the earliest will ensure your credit score remains high.
Minimum Due Amount
This is the amount you must compulsorily pay in order to keep using your card, even if you are unable to repay the entire due amount.
You can easily switch to credit card e-statement and have the bank send you your statements over email. Since it can be downloaded at any time it is easily accessible. To avail the service you would need to send an SMS ‘GREEN’ to 5607011. Once registered, all your future statements will be emailed to you in the form of PDFs
If you notice any mistakes or discrepancies in your credit card statement, you can call Bajaj Finserv RBL Bank Credit Card customer care on +91 22 7119 0900 (Bajaj Finserv RBL Bank SuperCard) / +91 22 6232 7777 (RBL bank credit card other than SuperCard) and sort out the issue. You can also opt to send an email on email@example.com (Bajaj Finserv RBL Bank SuperCard)/ firstname.lastname@example.org (Bajaj Finserv RBL Bank Credit Cards other than SuperCard) or visit the nearest RBL Bank branch and notify a bank executive about the error.
Do make it a point to keep all the documents and proofs such as transaction receipts, previous balance statements, etc., at your disposal to resolve the matter in a time-efficient and secure way.
The features and benefits of the Bajaj Finserv RBL Bank Credit Card statement are mentioned below:
Better Financial Planning: You can analyse your financial habits and understand your expenses, and spending habits and as a result, be in a position to manage your personal finances better.
Understand Fees and Charges: The statement has a thorough breakdown of all the Bajaj Finserv RBL Bank Credit Card fees. This helps you understand the share of charges in your credit card payments.
Know Payment Due Date: Be aware of the timeline that is available to you for repaying your dues.
No Charges: Your RBL card statement online will be accessible to you free of cost.
Mode of Receiving Statement: You can choose the mode of receiving credit card statements, either online or offline.
Check out the top Bajaj Finserv RBL Bank Credit Cards at Bajaj MARKETS to understand the credit card features as well as offers and charges. One you have made up your mind, you can apply for a credit card that best matches your needs.
You can do this both online and offline. You can either log in to your netbanking account, or access mobile banking apps. Through offline means, you can either visit the nearest branch or avail the phone banking facilities.
The Bajaj Finserv RBL Bank Credit Card Statement will include details on the payments made, the balance due, the billing cycle for all the mentioned transactions, the minimum amount due, the interest-free period and the interest that will be charged post that.
To open a PDF statement of Bajaj Finserv RBL Bank Credit Card, you would need to enter the Bajaj Finserv RBL Bank Credit Card statement password combination after downloading the file.
Suppose you notice any mistakes or discrepancies in your credit card statement. In that case, you can call Bajaj Finserv RBL Bank Credit Card customer care on +91 22 7119 0900 (Bajaj Finserv RBL Bank SuperCard) or +91 22 6232 7777 (RBL bank credit card other than SuperCard) and sort out the issue. You can also send an email to email@example.com (Bajaj Finserv RBL Bank SuperCard) or firstname.lastname@example.org (Bajaj Finserv RBL Bank Credit Cards other than SuperCard) or visit the nearest RBL Bank branch and notify a bank executive about the error.
If you have received your statement for RBL Bank credit card online over email or have viewed it on the net banking portal or mobile app, you can download it easily by clicking on the download button next to the statement. Once downloaded, you would need to enter the Bajaj Finserv RBL Bank Credit Card statement PDF password to view the statement.