Bajaj Finserv RBL Bank Credit Card Statement

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Bajaj Finserv RBL Bank Credit Card Statement

Bajaj Finserv RBL card statements are issued to the cardholder on a monthly basis. It comprises details of all the transactions carried out on the credit card in a particular billing cycle. It also includes details of transactions made in the previous month, payments due for the current month, as well as the period within which that payment can be made, among other details. You can access your Bajaj Finserv RBL Bank Credit Card statement online or offline depending on your convenience.

How to Check Bajaj Finserv RBL Bank Credit Card Statement

A) How to Check Bajaj Finserv RBL Bank Credit Card Statement Online

There are several ways to view credit card statements online. These are as follows:

1) Check Bajaj Finserv RBL Bank Credit Card Bill Statement via Netbanking

 

  • Step 1: Log in to the portal for Bajaj Finserv RBL Bank Credit Card net banking with your credentials.

  • Step 2: Click on the ‘Credit Card’ section.

  • Step 3: Click on ‘Statement’ to view the latest credit card statement.

  • Step 4: Download the PDF.

  • Step 5: Enter the password to view the statement details.

2) Get Bajaj Finserv RBL Bank Credit Card Online Statement on Email

 

If you opt for the e-statement facility, RBL Bank will send the credit card statement via email every month. All you would need to do is register your email ID with the bank and then download the password-protected statement, download it, enter the password, and view it.

 

3) Check Bajaj Finserv RBL Bank Credit Card Statement via Mobile Banking

 

  • Step 1: Download the RBL MyCard App on your mobile phone.

  • Step 2: Log in with your card number and other details or your 4-digit mPIN.

  • Step 3: Once logged in, click on ‘View Transactions’.

  • Step 4: Select the statement period you want to view.

  • Step 5: Click on ‘Ok’ to view your statement.

B) How to Check Bajaj Finserv RBL Bank Credit Card Statement Offline

You can easily view your credit card statement offline by following any of the three methods mentioned below:

1) Get Bajaj Finserv RBL Bank Credit Card Statement through Customer Care

 

  • Step 1: Call Bajaj Finserv RBL Bank credit card customer care from your registered mobile number.

  • Step 2: Request a representative for your credit card statement.

  • Step 3: Provide the details requested for verification.

  • Step 4: Post authentication, and your statement would be shared with you.

     

2) Get Bajaj Finserv RBL Bank Credit Card Statement from Bank Branch

 

  • Step 1: Visit the nearest RBL Bank branch.

  • Step 2: Request a representative at the bank for your card statement.

  • Step 3: Provide a few details for verification.

  • Step 4: State the duration for which you would want the statement. Do note you might be charged a nominal fee for the same.

How to Understand Your Bajaj Finserv RBL Bank Credit Card Statement Better

Aside from the credit and debit transactions, your Bajaj Finserv RBL Bank Credit Card statement will have several details, some of which might be difficult to understand at first glance. Read on below to learn the common terms that are bound to be part of your Bajaj Finserv RBL Bank Credit Card statement.

 

  •  Statement Period

This mentions the billing cycle that the statement is for, and thus, all the transactions made during that period will be part of the statement.The statement period will be visible at the top of your Bajaj Finserv RBL Bank credit card bill. A statement period is crucial since it shows how many days on your credit card are interest-free. Typically, if you use your credit card and pay off the entire balance within a set amount of time, you won't be charged interest. You can determine the number of interest-free days within which you can make the payment and avoid paying any extra money by using a statement period.

  • Interest-Free Period

This is only applicable if you do not have any dues from the previous billing cycle. It mentions the grace period granted by your lender and is the period within which no interest is charged if you make your payment. Once this period has passed, an interest will be charged on your dues, making it all the more expensive.

  • Payment Due Date

This is the date when you need to pay off your dues for the last billing cycle.The due date will be visible on the top corner of your Bajaj Finserv RBL Bank credit card statement. You must pay either the full amount owed or the minimum amount owed by this deadline. If payments aren't made on time, late fees could be assessed and your credit score could suffer.

  • Total Outstanding Amount and Minimum Due Amount

The total outstanding amount is the total amount due on your credit card. Paying this off at the earliest will ensure your credit score remains high. The minimum due amount is the amount you must compulsorily pay in order to keep using your card, even if you are unable to repay the entire due amount. You will find the total due and the minimum due amounts in the top-right corner of your credit card statement. The sum of all outstanding charges on your credit card is known as the total due amount. However, in order to avoid late fines, card deactivation, and the reporting of a low credit score, you must pay the minimal amount that is due.

  • Charges

The total charges made on your card are listed in this area of the credit card statement. It is advised that you pay close attention to this part of your statement because it will enable you to confirm the authenticity of the transactions which are charged to your card.

  • Credit and debit charges

You can view every debit and credit transaction made with your card on the Bajaj Finserv RBL Bank credit card statement. Your credit card payments are shown on the debit transactions, while your refunds are shown on the credit transactions. If you're anticipating a refund, you may see in the credit section if it was successfully processed. However, processing reimbursements typically takes some time. If it isn't mentioned in your most recent credit card statement, it might be mentioned in the one after that.

How to Switch to Bajaj Finserv RBL Bank Credit Card E-Statement

You can easily switch to credit card e-statement and have the bank send you your statements over email. Since it can be downloaded at any time it is easily accessible. To avail the service you would need to send an SMS ‘GREEN’ to 5607011. Once registered, all your future statements will be emailed to you in the form of PDFs

How to Manage Errors in a Credit Card Statement

If you notice any mistakes or discrepancies in your credit card statement, you can call Bajaj Finserv RBL Bank Credit Card customer care on +91 22 7119 0900 (Bajaj Finserv RBL Bank SuperCard) / +91 22 6232 7777 (RBL bank credit card other than SuperCard) and sort out the issue. You can also opt to send an email on supercardservice@rblbank.com (Bajaj Finserv RBL Bank SuperCard)/ cardservices@rblbank.com (Bajaj Finserv RBL Bank Credit Cards other than SuperCard) or visit the nearest RBL Bank branch and notify a bank executive about the error.

 

Do make it a point to keep all the documents and proofs such as transaction receipts, previous balance statements, etc., at your disposal to resolve the matter in a time-efficient and secure way.

Features and Benefits of Bajaj Finserv RBL Bank Credit Card Statement

The features and benefits of the Bajaj Finserv RBL Bank Credit Card statement are mentioned below:

 

  • Better Financial Planning: You can analyse your financial habits and understand your expenses, and spending habits and as a result, be in a position to manage your personal finances better.

  • Understand Fees and Charges: The statement has a thorough breakdown of all the Bajaj Finserv RBL Bank Credit Card fees. This helps you understand the share of charges in your credit card payments.

  • Know Payment Due Date: Be aware of the timeline that is available to you for repaying your dues.

  • No Charges: Your Bajaj Finserv RBL Bank card statement online will be accessible to you free of cost.

  • Mode of Receiving Statement: You can choose the mode of receiving credit card statements, either online or offline.

 

Check out the top Bajaj Finserv RBL Bank Credit Cards at Bajaj Markets to understand the credit card features as well as offers and charges. One you have made up your mind, you can apply for a credit card that best matches your needs.

FAQs on Bajaj Finserv RBL Bank Credit Card Statement

  • ✔️How do I get my Bajaj Finserv RBL Bank Credit Card Statement?

    You can do this both online and offline. You can either log in to your netbanking account, or access mobile banking apps. Through offline means, you can either visit the nearest branch or avail the phone banking facilities.

  • ✔️What is listed in the Bajaj Finserv RBL Bank Credit Card Statement?

    The Bajaj Finserv RBL Bank Credit Card Statement will include details on the payments made, the balance due, the billing cycle for all the mentioned transactions, the minimum amount due, the interest-free period and the interest that will be charged post that.

  • ✔️How do I open a PDF statement of an Bajaj Finserv RBL Bank card?

    To open a PDF statement of Bajaj Finserv RBL Bank Credit Card, you would need to enter the Bajaj Finserv RBL Bank Credit Card statement password combination after downloading the file.

  • ✔️What to do if I find some fraudulent transaction in my Bajaj Finserv RBL Bank Credit Card statement?

    Suppose you notice any mistakes or discrepancies in your credit card statement. In that case, you can call Bajaj Finserv RBL Bank Credit Card customer care on +91 22 7119 0900 (Bajaj Finserv RBL Bank SuperCard) or +91 22 6232 7777 (Bajaj Finserv  RBL bank credit card other than SuperCard) and sort out the issue. You can also send an email to supercardservice@rblbank.com (Bajaj Finserv RBL Bank SuperCard) or cardservices@rblbank.com (Bajaj Finserv RBL Bank Credit Cards other than SuperCard) or visit the nearest RBL Bank branch and notify a bank executive about the error.

  • ✔️What is the process for Bajaj Finserv RBL Bank Credit Card statement download?

    If you have received your statement for Bajaj Finserv RBL Bank credit card online over email or have viewed it on the net banking portal or mobile app, you can download it easily by clicking on the download button next to the statement. Once downloaded, you would need to enter the Bajaj Finserv RBL Bank Credit Card statement PDF password to view the statement.

  • ✔️How do I correct an error in my credit card statement?

    Here are the ways you can correct an error in your credit card statement:

     

    • Inform the merchant: You can contact the merchant to discuss the disparity you have seen in the statement. The retailer might correct the error. In this manner, you can avoid contacting the bank that issued the credit card. In the event that this is unsuccessful, then you may file a complaint with the bank.

    • Keep your documentation updated and ready: You will need to preserve a record of the credit card statement, any receipts, and anything else that will help you demonstrate that the transaction described has errors in order to support your claim against the statement.

    • You may send a letter stating your complaint and copies of your proof in an envelope addressed to the billing department of your creditor within two months of receiving the bill.

  • ✔️What are the benefits of a Bajaj Finserv RBL Bank credit card statement?

    Here are the benefits of Bajaj Finserv RBL Bank credit card statement:

    • You can better manage your finances by understanding your spending patterns with the aid of a credit card statement. Creating a budget will assist you in long-term maintenance of your financial stability. You can improve your budget by reading over your credit card statements, paying attention to your spending patterns, and making necessary cuts.

    • A credit card statement also will aid in helping you remember your due date and make on time payments even when credit card issuers send you several notifications via SMS and email to remind you of the date.

  • ✔️How do I get in touch with the RBL Bank credit card department?

    You can get in touch with RBL Bank credit card department in the following ways:

    • RBL Bank's official website contains a "Chat" option. To obtain instant answers to your questions, you may chat with an RBL customer service representative.

    • You could use the "Click to Call" option on your RBL netbanking account to speak with a bank representative who will assist you with your inquiries.

    • As an alternative, you can reach an executive by calling 1800 123 8040.

    • Anytime you visit your nearby RBL branch location, a bank executive will assist you.

    • Alternatively, you can send an email to cardservices@rblbank.com.

  • ✔️Can I set a Bajaj Finserv RBL Bank credit card statement password?

    You will need a password to open the Bajaj Finserv RBL Bank credit card statement through email. This is a mashup of your name and birthdate.