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YES Bank offers feature-rich credit cards designed to elevate your life and finances. These cards simplify transactions and offer exclusive rewards. This allows you to shop, travel, and dine with flexibility and convenience. YES Bank credit cards empower you to manage expenses. Here's how - attractive interest rates, rewarding benefits, and flexible EMI options. Apply online and say yes to a rewarding lifestyle.

YES Bank Credit Cards on Bajaj Markets
Joining Fee
₹399 + GST
Annual Fee
₹399 + GST
Bullet Point Preferential Foreign Currency Markup of just 2.75%
Bullet Point Accelerated reward points on spends
Joining Fee
₹399 + GST
Annual Fee
₹399 + GST
Bullet Point Complimentary international & domestic airport lounge access
Bullet Point Up to 10,000 reward points on spends over ₹6 Lakhs

Features & Benefits

Let’s take a closer look at some of the features and benefits of the YES Bank Credit Cards:

Reward Points

Earn reward points and cashback on transactions along with accelerated reward point accumulation on travel and dining spends

Golf Program

Select credit cards offer you access to golf courses across India and from expert golf instructors

Credit Shield

YES Bank Credit Cards cover any outstanding credit card dues in case of unfortunate accidental death of the primary cardholder

Discounted Forex Markup

Make international transactions simple and fuss-free with YES Bank Credit Cards’ discounted forex markup

Eligibility Criteria and Documents Required

To be eligible to apply for YES Bank Credit Cards, you need to meet some basic eligibility parameters and have a few documents handy. 

Eligibility Criteria

  • Minimum Age: 21 years

  • Maximum Age: 

  1. Salaried Employees: 65 years

  2. Self-employed: 70 years 


Do note that the YES Bank Credit Card eligibility criteria will vary depending on the card you apply for.

Documents Required

  • Proof of Identity and Address:

    • Passport

    • Driving Licence

    • Voter ID

    • Aadhaar Card (along with PAN Card if Aadhaar doesn't mention your date of birth)

    • Ration Card (with photo)

    • Electricity Bill (not older than 3 months)

    • Landline Telephone Bill (not older than 3 months)

  • PAN Card

    • This is mandatory for all credit card applications in India

  • Optional:

    • Form 60 (if PAN card is not available)

    • Income proof (salary slips/ITR documents) for high-limit cards

How to Apply for YES Bank Credit Cards on Bajaj Markets

Applying for a YES Bank Credit Card is simple and takes only a matter of minutes. Here’s how you can get started:

  • Click on ‘Apply Now’

  • Enter all the required information like your name, contact details, personal and professional information

  • Submit the form and you’ll be presented with a list of credit cards that you’re eligible for

  • Choose the YES Bank Credit Card of your choice

  • You’ll now be redirected to YES Bank’s application form

  • Fill in all the required information to proceed


That’s about it, you’ve successfully applied for a YES Bank Credit Card!

Customer Care Details

In case of any queries, you can get in touch with YES Bank’s customer care team through:

  • Call: 18001031212 (toll-free number) or +91 22 49350000
  • Email: yestouchcc@yesbank.in

Frequently Asked Questions

What are the minimum salary requirements to apply for a YES Bank Credit Card?

The eligibility criteria will typically vary depending on the YES Bank Credit Card you’re applying for. However, as a minimum requirement, you’ll need a monthly salary of at least ₹25,000 to apply for a YES Bank Credit Card.

Are YES Bank Credit Cards useful?

Yes, YES Bank Credit Cards come with several exciting features and benefits like complimentary airport lounge access, golf lessons, accelerated reward points, and more.

Are YES Bank Credit Cards safe?

Yes, YES Bank is one of India’s most trusted credit card issuers.

What is the credit score required to apply for a YES Bank Credit Card?

Credit score requirements vary depending on the YES Bank Credit Card that you want to apply for. That being said, you’ll need a minimum credit score of 750 to apply for a YES Bank Credit Card.

Can I get a YES Bank Credit Card if my salary is ₹15,000?

It’s unlikely that you’ll be eligible for a YES Bank Credit Card with a salary of ₹15,000. However, credit card application decisions are made on a case-to-case basis, so it’s best that you get in touch with a representative from YES Bank.

What is the minimum YES Bank Credit Card limit?

The credit limit extended to you is based on a number of factors like your income, credit history, relationship with the bank, etc. So, there’s no way to tell what the limit of a credit card is, it varies from one cardholder to another.

Can I get a YES Bank Credit Card?

Yes, you can get a YES Bank Credit Card on the Bajaj Markets app or website.

What are the YES Bank Credit Card fees and charges?

Depending on the type of transactions you make on the card, the charges will vary. Some of the common charges based on usage are cash advance fees, foreign currency markup, payment return charges, finance charges, and late payment charges. The joining fees and the renewal fees will vary from one card to the other.

Which is the best credit card offered by YES Bank?

All of the credit cards offered by YES Bank are equally good and offer varying levels of benefits and rewards. If you’re interested in knowing what the best YES Bank Credit Card is for you, do a detailed comparison of the various options offered by the bank. This way, you can make a more informed decision.

What is the minimum credit score for a YES Bank Credit Card?

There is no minimum credit score requirement to apply for a YES Bank Credit Card. As long as you satisfy the basic eligibility criteria, you can apply for a YES Bank Credit Card.

What is the minimum salary required for a YES Bank Credit Card?

The minimum salary requirement for a YES Bank Credit Card varies from one card to another. It starts from ₹25,000 per month. Therefore, it is advisable to take a look at the eligibility criteria for each individual credit card to get a better idea.

Can I change my YES Bank Credit Card type?

Absolutely! If you already have a YES Bank Credit Card with you, you may be able to opt for a YES Bank Credit Card upgrade subject to the terms and conditions laid out by the bank. For more information regarding this, you can always get in touch with YES Bank customer care.

How to Track Your YES Bank Card Application Status?

Here’s how you can go about getting your application status details:

  1. Visit the official YES Bank website.

  2. Navigate to the 'Personal banking' section on the main page.

  3. Hover over 'Cards', then select 'Credit Cards', and click on 'Application Status'.

  4. On the redirected page, enter your registered mobile number and either Application Form Number or Application Reference Number.

  5. Verify by ticking the 'I’m not a robot' box.

  6. Click 'Submit' to check your YES Bank Credit Card application status.

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