Overview

Gone are the days when you had to save for months to plan a holiday with your friends or family. Now with easy holiday loans, you can go on your dream vacation with your family and friends without having to worry about finances. Just plan your trip, jot down the places you wish to visit and get ready for a pleasant vacation.

Features and Benefits of Travel Loans

  • Instant approval

With a travel loan, you need not wait for days to get your loan application approved. Once your documents are verified and validated, your loan application will be approved within minutes with money credited to your bank account within 24 hours!

  • Flexible repayment

Nobody wants to be stressed about paying back their debts while enjoying on a vacation. So, with flexible loan repayment facility, you can avail a tenure that typically ranges from 12 to 60 months and repay the loan amount as per your convenience and financial capability.

  • Zero collateral

You can avail a Personal Loan for travel without submitting any collateral or guarantee.

  • High-value loan

Whether you plan to soak in the sun on the beaches of Hawaii or enjoy the breath-taking views that Kashmir offers, a Personal loan for travel would ensure you need not wait for your savings to accumulate. With high-value travel loans that can go as high as ₹ 25 Lakhs, you can plan your dream vacation with absolute ease and convenience.

  • Pre-approved offers

Almost every bank and NBFC provide pre-approved offers on Personal Loan for Travel. So, you can choose from the best deals. Moreover, while you are making plans for your travel online, you can also track your repayment schedule and other loan details through their respective online portal.

Documents required for Travel Loan

You need not worry about tedious paperwork while you avail a holiday loan. You can easily finance your vacation with minimal documentation requirements.

All you need to submit is

  1. Your identity proof which could be either of these - Aadhaar card, driving license or passport.

  2. Your PAN card

  3. Bank account statement for the last 3 months.

  4. Your Photograph

Travel Loan Eligibility Criteria

Why think about your eligibility when you are busy chalking out your travel itinerary? You can get a travel loan with easy eligibility criteria

You can easily avail a Personal loan for travel if you fulfil the basic eligibility criteria:

  1. You must be a salaried employee, with monthly income of at least Rs. 20,000

  2. You should be at least 21 years of age to avail a vacation loan.

  3. Your credit score must be suitable enough so as to be accepted by the lender to provide you with a loan. Usually, a credit score of at least 700 is preferable.

Travel Loan Interest rates and fees

With us, you can avail a holiday loan with low fees, competitive interest rates and nominal charges. You can get detailed information on our interest rates and fees page.

How to Apply for a Travel Loan?

You can easily apply for a travel loan. Nowadays, most banks and NBFCs provide online facility for applying for travel loans.

Step 1: Visit the official website of the bank or NBFC and fill in the application form with your personal, financial and employment details.

Step 2: Select the amount of loan and the tenure you want to avail the loan for

Step 3: You many need to upload your documents for verification and validation.

Step 4: Once approved, you may receive the amount in your registered bank account within 24 hours.

Step 5: In case if any assistance is required regarding the loan application process, you can contact with the customer service department of the lender.

Know all about different types of personal loan.

FAQs on Travel Loan

  • ✔️How do travel loans work?

    A travel loan is nothing but a personal loan to help you meet the requirement of travelling, financially. It is an unsecured loan that can be as high as Rs. 25 Lakhs.

  • ✔️Is a travel loan tax-free?

    As per the income tax law, there is a provision of LTA exemption to salaried employees. But, this exemption will not include the costs incurred during the entire trip such as shopping, entertainment etc.

  • ✔️Do I have to mention my reason for traveling?

    No, most banks do not ask the reason for traveling.

  • ✔️When can I avail a Travel Loan?

    It is usually suitable to apply for a travel loan, when you want to initiate booking or your planning is completely done.

Travel Loan Reviews

Travel Loan Reviews

4.5out of 5

44 reviews

Best loan

There are so many travel loans online, but this one was by far the best. It has a very easy process for application and approval, no hidden charges, and very easy to understand terms and conditions.

Quick response

I was looking for a personal loan for vacation, and wanted to make some inquiries. The response was so quick and prompt with Finserv MARKETS! The whole process was smooth and efficient.

Super easy process

The travel loan's interest rate was reasonable and affordable, and the conditions were excellent and flexible. The simple application process was the highlight.

Super easy process

The ease of use and convenience of this travel loan online were the most important factors for me when making my decision. Going with Finserv MARKETS for my personal loan for travel was a good choice.

Easy

If you want to get the best personal loan for vacation, Finserv MARKETS it is! It was a very good experience for me, with quick process, easy application and so many other perks!

Easy to get a loan

I needed a personal loan to travel with my family for a dream vacation and Finserv MARKETS made it true! It has a very good loan process and flexible repayment options. I am very happy with the service!

Best deal

I’ve been wanting to go for a vacation forever and this was the best travel loan. The process was very easy and the approval took just 3 mins.

Best deal

I have been looking at travel loans in India and comparing all the travel loan plans offered and by far Finserv MARKETS is the best. Affordable interest rates and flexible tenures make this a very good choice.

No hidden charges

All the terms of the travel loan are simple and easy to understand, and there are no hidden charges to dampen your joy.

Affordable Interest rates!

The interest rate on the travel loan was fair and affordable, and the loan terms were excellent and flexible . The easy process of application just made my day.

Very easy to understand

The travel loan online at Finserv MARKETS has very simple steps to follow even for a first time borrower. I didn’t have to worry during my vacation at all.

Very easy process

The personal loan for vacation at Finserv MARKETS is just amazing. Such an easy application process and other perks that I wouldn’t recommend any other product.

It is really the best

With the complete online process, this personal loan for travel really made things easy for me and my friends. Our vacation was awesome.

I am amazed

I have taken a vacation loan from Finserv MARKETS for myself and my family. The easy steps and the convenience really worked for us.

Easy travel loan

This is indeed the best travel loan in India with very less documentation. And, Finserv MARKETS is trustworthy too.

Good travel loan

Bajaj has the most brilliant travel loan with affordable interest rates and thus, I would recommend it to everyone for making their travel dreams come true.

Unbelievable interest rate

Firstly, I got a quick response from Bajaj. Secondly, they offered me an amazing travel loan interest rate. Hence, my vacation was made!

Ease of use

The main factor for me while choosing this travel loan online was the ease of use and convenience it offers. Highly recommended.

Very easy-going

I took a personal loan for vacation from Finserv MARKETS, following the simple steps. I must say, I have rarely seen this kind of smooth procedure.

Amazing loan

I availed this instant personal loan for travel from Bajaj, and the process was so quick, my family and I couldn’t believe it!

I am impressed

I have taken vacation loans from Finserv MARKETS, because of the simple steps and the unparalleled service.

Best travel loan in India

The easy application, and easy documentation process of Bajaj, make their travel loan the best in India.

Beneficial product

A travel loan with complete online process for application? I was honestly surprised and delighted with the service provided by Finserv MARKETS.

Best financial product

The travel loan interest rate is feasible. Even for availing the loan, there are some very easy steps to follow.

Smooth travel loan

I hadn’t expected to find such a good travel loan online, especially with facilities such as less documentation. And then I found Bajaj!

Enjoyed vacation without tension

With personal loan for vacation and its affordable interest rate offers, my vacation was honestly a breeze where I wasn’t worried at all.

Best interest rate

In the best interests of borrowers, Bajaj gives a personal loan for travel with the best interest rates. My vacation was stress-free.

I had a happy vacation

You can get best vacation loans at Finserv MARKETS. They also have a smooth documentation and approval process. What more do you need?

What a product!

Bajaj undoubtedly offers the best travel loans in India. Their easy application and fast approval process really impressed me.

Best travel loan

Finserv MARKETS gave me a travel loan that has flexible repayment options and my vacation plans were sorted immediately!

Faster loan process

The interest rate on travel loan was quite affordable and I like the personal loan terms and how flexible it is for me to make repayments. The complete online service was a delight.

Instant loan online

Getting a travel loan was easy. I needed funds for all the expenses. The process didn’t take long, I could track the status of my loan with the app itself. Overall excellent service..

Very fast process

I applied for a travel loan as it was my very first trip abroad and it was the best decision of taking a loan. I was able to cover all the travel costs easily and the flexible repayment tenure was a big relief.

Easy repayment

I applied for a travel loan and the loan was disbursed in 24 hours. I found that the repayment process easy and I could make the payment as per my convenience.

Quick and hassle-free

Got a travel loan for my very first solo trip. I had no problems with the application. I applied for it through the app and got approval on it in very less time. Super happy with the service.

Easy and quick disbursal

I was able to finance my travel expense by applying for a personal loan for travel with the app. The terms were customer friendly and easy to understand and the loan disbursal was done quicker than the expected time.

Easy loan tracking

Required funds for my trip abroad so I applied for a travel loan with the app and the process went smooth. My application was approved instantly and I was able to track my loan status on the app itself. Great service!!

Favourable loan terms

Getting a travel loan online at Finserv MARKETS was the best decision. I got the loan application processed in no time and I was impressed by the loan terms. It was super easy for me.

Best loan for travel

I applied for a travel loan to finance my trip abroad. The complete process was done online and only a few documents were required. The terms for the loan were simple too. I also got regular loan updates on the app which was very helpful.

Quick Process

I took out a personal loan for travel at Finserv MARKETS. Best decision ever. I got the loan in just 24 hours and was able to cover all the travel expenses with ease. Good experience!!

Good online service

Before applying for a travel loan, I got to check the loan EMIs I have to pay every month. It was an easy going process overall and the loan was disbursed just in no time.

Finserv MARKETS Makes Travel Loans Easy to Avail

I am happy that I availed a travel loan at Finserv MARKETS. I did not have to provide any security and the loan amount was credited in my account 24 hours. Thanks to Finserv MARKETS I was able to visit some of my dream destinations.

Travel Loan Approved Instantly

I’ve always loved traveling and exploring new places. For my last Europe trip, I availed a travel loan at Finserv MARKETS. Instant approval, low interest rate and affordable installments were some of the attractive features of the travel loan.

Loan Amount Credited in 24 Hours!

My last summer travel plans were fulfilled, all thanks to the travel loan at Finserv MARKETS. That too without providing any security! Thanks to Finserv MARKETS, the loan amount was credited in my bank account in a day and I could visit my favorite destination.