An animal bite can result in severe health consequences, including scarring, tetanus, infection, etc. You should seek prompt medical attention and treatment to prevent further escalation of the bite wound.
However, you might always not have adequate resources to manage the diagnosis and treatment expenses. In order to secure yourself from expenses arising from such treatment, consider availing Animal Bite Cover-Indemnity Plan or rat-bite insurance cover.
The plan entitles you to maximum coverage with a premium starting from Rs. 165/year, helping you receive instant medical care.
The application procedure for Animal Bite Cover-Indemnity Plan is simple. You need to follow the mentioned steps to purchase the plan.
Tap on the 'Buy Now' option on the product page
Fill out the online application form with necessary details.
Complete the application process by making instant online payment for the premium amount. After successfully completing the application procedure, you will receive all membership-related details in your registered email ID.
Under the plan, you will receive financial compensation for the expenses resulting from the treatment of wounds or injuries.
The plan covers the doctor's consultation charges before, during and after hospitalisation. Besides that, the expenses of medication are also covered.
Even the cost of diagnostic tests and all treatment expenses involving ICU fees, transfusion, ward fees, tests etc., are covered under the plan.
The table below shows the different sum assured and the respective premium amounts:
Premium (Inclusive of GST)
Rs. 165/ year
Rs. 1 Lakh
Rs. 307/ year
Rs. 2 Lakhs
Rs. 425/ year
Validity: 1 year.
Payment Modes: Mobile wallet, UPI, credit or debit cards and other online payment modes.
Besides knowing the inclusions, it is imperative to know the following exclusions in animal bite insurance cover:
No coverage available for pre-existing medical conditions under Animal Bite Cover-Indemnity Plan to deal with aspects like dog attack.
The Animal Bite Cover-Indemnity Plan does not cover hospitalisation expenses for cause other than animal bite.
In order to raise a claim for rat bite insurance cover, you can opt for any of the following methods:
Compose a mail and send it to email@example.com.
Contact the insurer by calling on 1800-102-4488.
Here are the documents that you have to submit while raising a claim:
Signed claim form
Final hospital bill
Write to firstname.lastname@example.org if you have any queries or grievances about the plan's coverage, exclusion, inclusion or claim procedure.
No, the Animal Bite Cover-Indemnity Plan does not get renewed automatically. You have to repurchase it once plan validity expires.
Yes, payment for premium can be initiated from UPI. You can also opt for a mobile wallet, credit/debit cards.
Bajaj Markets is a diversified marketplace that, in collaboration with leading insurance companies, is laying a platform for you to avail of insurance products like this one.
There are three premium plans of Rs. 165, Rs. 307 and Rs. 425 per year under this pet bite insurance cover.
Animal Bite Cover-Indemnity Plan extends an amount of Rs. 10000 to the nominee in case of an insured individual's death.
Yes, this dog bite insurance cover helps you stay financially covered for incidents like a dog attack.