Coverage of up to Rs. 3 Lakhs | Buy Aplastic Anaemia-Indemnity Cover at just Rs. 271 Buy Now

What is Aplastic Anaemia-Indemnity

Aplastic Anaemia is a rare blood disorder that arises when the bone marrow fails to create enough blood cells leaving you fatigued and susceptible to further infections and uncontrolled bleeding.

 

With bone marrow transplant, blood transfusion etc., low blood cell count can be treated. However, such treatment, diagnosis and medication entail high medical expenses. But with plans like the Aplastic Anaemia-Indemnity cover, an extensive high coverage available at premium amounts starting from Rs. 271/ year help you cope up with this financial stress.

 Key Features of Aplastic Anaemia-Indemnity

Aplastic Anaemia-Insurance cover comes with the following features:

Extensive coverage, so you can rest assured

Get a maximum coverage amount of Rs. 3 Lakhs and a minimum amount of Rs. 1 Lakh under the Aplastic Anaemia-Indemnity plan.

Pocket-friendly premium

Aplastic Anaemia-Indemnity plan comes with nominal premium options ranging from Rs. 271/ year to Rs. 684/ year.

Quick financial assistance during emergencies

The plan covers ambulance charges up to Rs. 2000.

How to Apply for Aplastic Anaemia-Indemnity?

Applying for the Aplastic Anaemia-Indemnity plan is simple and hassle-free. Here are the steps that will help you do so.

  • Click on the 'Buy Now' option

    Tap on the 'Buy Now' option on the product page.

  • Fill in the details

    Enter the necessary information in the online application form.

  • Complete the payment

    Initiate online payment for the premium After successfully availing of the plan, you will receive all the membership details on your registered mail ID.

What’s Covered in the Plan?

  • Hospitalisation expenses

    Pre-hospitalisation and post-hospitalisation expenses for a maximum period of 30 days and 60 days, respectively, are covered under the Aplastic Anaemia-Indemnity plan.

  • Doctor’s fees, medication charges

    Both initial and recurring consultation fees of doctors are compensated under the plan. Moreover, medication charges incurred from pre and post-hospitalisation are also covered.

  • Treatment costs

    Aplastic Anaemia-Indemnity plan covers treatment charges including ICU, transfusion, hospital room rent etc.

  • Diagnostic tests

    Aplastic Anaemia-Indemnity plan also financially covers the expenses incurred towards conducting diagnostic tests within the hospitalisation period.

Policy Plan Details and Specifications

The table below will give an idea regarding the Aplastic Anaemia-Indemnity plan details.

Coverage Amount

Premium fee (inclusive of GST)

Rs. 1 Lakh

Rs. 271/ year

Rs. 2 Lakhs

Rs. 531/ year

Rs. 3 Lakhs

Rs. 684/ year

  • Validity: 1 year.

  • Payment modes: UPI, mobile wallet, credit/ debit cards and other online payment modes.

What’s Not Covered?

Besides knowing the inclusions, it is imperative to know the following exclusions in the plan:

  • Pre-existing ailments

Aplastic Anaemia-Indemnity plan does not cover those diagnosed with pre-existing medical conditions like diabetes, hypertension, etc.

  • No coverage during waiting period

You will not receive financial support within the first 90 days of the policy commencement as the plan has a 90 day waiting period.

How to Raise a Claim?

You can file a claim by opting for any of the following two methods:

  • Call on the toll-free number

For immediate resolution, contact the insurer by dialling 1800-102-4488.

  • Send an email

Write an email to claims@careinsurance.com.

Documents Required to Process the Claim

You need to submit the following documents while raising a claim for the Aplastic Anaemia-Indemnity plan:

 

  • Claim form

  • Discharge summary

  • Hospital bill

  • UHID number

Anaemia-Indemnity plan - Customer Care Details

For any queries or grievances regarding the plan's coverage, exclusion, inclusion, claim process etc., contact the customer care executive by sending an email to insuranceconnect@bajajfinservmarkets.in.

Aplastic Anaemia-Indemnity FAQs

Can I get coverage immediately after purchasing the plan?

No, you will not get covered as soon as you avail of the plan. You need to wait for a period of 90 days from the policy's commencement date.

Does Bajaj Markets offer Aplastic Anaemia-Indemnity plan?

No, Bajaj Markets does not provide the Aplastic Anaemia-Indemnity plan. It is a diversified marketplace that collaborates with leading insurance companies, helping you avail the product through the platform. 

What is the coverage amount offered for ambulance expenses?

The Aplastic Anaemia-Indemnity plan extends a coverage amount of up to Rs. 2000 for ambulance expenses. 

Will I get coverage for comorbidity?

No, if you have an existing health condition, you will not get covered under the Aplastic Anaemia-Indemnity plan.

For how many days the plan will cover pre and post-hospitalisation expenses?

Aplastic Anaemia-Indemnity plan compensates pre-hospitalisation expenses for 30 days and post-hospitalisation expenses for 60 days.

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