Coverage up to ₹7,000 | Premium starting at ₹1,475 | Roadside Assistance BUY NOW

What is the Car Engine Breakdown Cover?

Being stranded in an unfamiliar place without a mechanic or garage nearby can cause a lot of stress to any car owner. Finding a mechanic and getting your car fixed can be a bit of a challenge, particularly in case of an engine failure, given its complexity.


To help you manage such situations, Bajaj Markets brings you the Car Engine Breakdown Cover by AWP Assistance (INDIA) Private Ltd. at just ₹ 1475 per year. In addition to covering your engine repair costs, this plan also offers safe towing to the nearest garage at no extra cost, battery jumpstart, spot repair and much more. 


How to Apply for the Car Engine Breakdown Cover?

The application process for this insurance plan is simple and straightforward. Here’s how you can get started:

  • Click on Buy Now

    Tap on the ‘Buy Now’ button on the product page

  • Fill in the Details

    Enter required details in the online application form

  • Make the Payment

    Complete the quick online payment


You’re all set! You’ll receive the membership details on your registered email ID.


Eligibility Criteria

In order to subscribe to the Car Engine Breakdown Cover, you must meet some basic eligibility criteria: 


●       Applicant must be an Indian resident

●       Applicant’s age should be 18 years and above


What's Covered?

  • Engine Breakdown

    Allianz Assistance will offer financial assistance on parts up to ₹ 7000 in case of engine overheating.

  • Mechanical or Electrical breakdown

    Any unexpected electrical, mechanical, or electronic failure that results in the immobilisation of the covered vehicle, including a flat battery.

  • Accidental breakdown

    Any unforeseen and involuntary event, such as a collision or impact against an object, whether fixed or moving. A crash that results in the immobilisation of the covered vehicle and subsequently requires repair in a garage.

  • Discharged battery or flat battery

    Immobilisation of the covered vehicle as a result of the covered vehicle having exhausted its battery Due to any kind of pilot error (such as covered vehicle lights mistakenly left on) resulting in a discharged battery Covered vehicle’s battery has outlived its shelf life resulting in a flat battery

  • Key issue:- Locked/Lost key/Broken keys

    Vehicle keys if they are locked in the covered vehicle, lost, stolen or damaged, and requiring on-the-spot assistance or towing to a garage.

  • Flat tyre(s)

    Deflation of one or more tyre(s), which makes safe use of the covered vehicle practically impossible, resulting in Immobilising the vehicle at the incident site and requiring it to be taken to a garage or requiring on-the-spot assistance.

  • Lack of fuel

    Fuel shortage, resulting in immobilising the covered vehicle at the site of the incident, which requires it to be taken to a garage or requires immediate assistance.

  • Wrong fuel/Other Fuel Problem

    Injection of wrong fuel, frozen fuel or polluted fuel having an immobilisation effect on the covered vehicle and requiring to be taken to the garage or requires on-the-spot assistance.

Policy Plan Details & Specifications

Plan Name

Engine Breakdown

Product Description

Covers breakdown of the vehicle,

Covers cost of engine causing breakdown


Covers breakdown of car due to:

Engine Overheating (covered upto INR 7000)

Program Duration (Days / Months / Years)

1 year

Coverage Radius

Pan India

Number of services (MembershipDuration)

1 part covered per membership period

Free Towing

Up to 50 Kms

Battery jump Start


Flat tyre assistance


Locked/lost key


Fuel delivery

On Actuals upto 5 litres

Taxi benefit

Arrangement of Taxi

Cooling Period

Engine – 30 days

Roadside Assistance Benefits – 10 days

Price (Incl. of Tax)

₹ 1475

What’s Not Covered? 

Your Roadside Assistance Cover will not cover any of the following events. Allianz Assistance will not assist or reimburse you or beneficiaries in the event of a call for assistance or claim arising from, caused by, or in connection with any of the following:


  • Radioactive contamination or ionising radiation from any nuclear fuel or nuclear waste 

  • Any loss, damage, theft, death, bodily injury and expenses that are not directly related to the incident that caused you to claim, unless expressly stated in the insurance certificate.

  • War, acts of foreign enemies, invasion, rebellion, terrorism, hostilities, civil war, revolution, insurrection, military or usurped power, riot or civil commotion

  • Declared natural disasters such as hail, storm, flood, hurricane, rain, sleet or snow, wind, lightning or other similar events when officially declared as natural disasters by the authorities and results in immobilising the covered vehicle

  • The consequences of the use of  alcohol, drugs, narcotics, and other toxicants that are not medically prescribed

  • The consequences of intentional acts from the covered or the consequences of negligent/fraudulent/dishonest acts, 

  • Suicide or suicide attempts

  • Costs incurred without prior agreement or expenses that are not specifically stated as being covered within this insurance policy.

  • The consequences of incidents occurring during races, events or other motorised competitions (or their tests). 

  • The cost of replacement parts, unless specifically mentioned in your insurance document 

  • Any costs that would have normally been payable by you or the beneficiaries. Example- fuel, congestion, or toll charges.

  • Charges for special recovery incurred where the covered vehicle was not being driven on a public highway when the breakdown or immobilisation occurs, and the covered vehicle cannot be accessed using our standard recovery equipment. 

  • Any consequences of your vehicle having not been kept in a roadworthy condition or not being serviced according to the manufacturer's recommendations. In such events,  Allianz Assistance reserves the right to request proof of service. 

  • Immobilisations of the vehicle that are caused by systematic recall by the manufacturer. 

  • Repetitive breakdowns that are caused by the non-repair of the vehicle post our first intervention.

  • Dysfunctional fuel gauge

  • Faulty air-conditioning 

  • Problems relating to horns

  • Faulty speedometer 

  • Boot that cannot be opened

  • Damaged mirrors

  • Damaged fuel cap 

  • Sunroof that cannot be opened or closed

  •  Windows cannot be closed or opened

  • Faulty seat adjuster 

  • Faulty seat belts 

  • Illuminated traction lights

To know the complete list of exclusions, please refer to the policy document. 

How to Make a Claim

You can raise a claim by reaching out to Allianz Assistance by writing to them at or calling their toll-free number- 1800 419 9039.  

Customer Care Details

You can connect with us at Bajaj Markets by writing to us at in case of any queries. 


Frequently Asked Questions about the Car Engine Breakdown Cover?

How much does the Car Engine Breakdown Cover cost?

The premium for this plan is ₹ 1475 per year. 

What’s covered under the Car Engine Breakdown Cover?

This plan provides the policyholder with a number of benefits such as engine repair costs, free towing, battery jumpstart and much more. 

What’s the eligibility criteria for the Car Engine Breakdown Cover?

Indian residents between the ages of 18 and 65 are eligible for this plan. 

Does the Car Engine Breakdown Cover offer Roadside Assistance?

Yes, this policy offers Roadside Assistance. 

How long is the Car Engine Breakdown Cover valid for?

This policy is valid for a period of 1 year. 

Loan Offer
Download App