It becomes necessary to implant pacemakers if the heart fails to beat properly. The surgery for implementing this micro-generator is a costly affair and can deplete your savings drastically. But with the Implantation of Pacemaker of Heart Cover you need not worry! You can claim up to Rs. 3 Lakhs to cover its medical expenses. Thus, you can evade your probable financial stress with the help of pacemaker insurance coverage that comes at a nominal price starting from Rs. 271 for an annual coverage.
Here are the benefits you can get after purchasing the pacemaker insurance cover:
Here is the step-by-step process to apply for pacemaker insurance coverage on Bajaj Markets:
Tap on the ‘Buy Now’ button on the product page.
You have to fill in the application form with all the relevant details
Pay the premium amount required to purchase the pacemaker insurance policy.
After the successful completion of your purchase, you will get the details of your membership on your registered email ID.
Check the following inclusions of the pacemaker insurance policy:
It provides coverage of up to Rs. 3 Lakhs for pacemaker implantation and treatment along with pre/post hospitalisation expenses for 30 and 60 days respectively.
Enjoy extensive coverage against all the diagnostic tests conducted before and during the hospitalisation of the insured person.
You get coverage up to Rs. 2000 against expenses borne as ambulance charges.
The following table shows the specifications and details of the pacemaker insurance policy:
Premium Amount (Including GST)
Up to Rs. 1 Lakhs
Up to Rs. 2 Lakhs
Up to Rs. 3 Lakhs
Validity of the plan: 1 year.
The policy will not give you protection against the following circumstances:
The insurer does not approve claims if you undergo treatment within 90 days of policy purchase.
You will fail to get the benefits if you suffer from a cardiac arrest after consuming alcohol or other narcotic substances.
You cannot get coverage for any pre-existing diseases as declared during the purchase of the pacemaker implementation policy.
The pacemaker implantation coverage excludes treatment expenses for sickness/diseases other than pulmonary thromboembolism.
To file a claim against the pacemaker insurance policy, choose any of the following methods:
Dial 1800-102-4488 to connect with the insurer.
Send an email to firstname.lastname@example.org with your policy number and other relevant details.
If you have any questions/confusion regarding the policy, do not hesitate to contact us at email@example.com
The insurance providers cover the cost of implanting a pacemaker only if a specialist doctor certifies that there is no other way to treat the cardiac arrhythmia.
You can get coverage of up to Rs. 3 Lakhs against a membership charge of Rs. 684. However, if you choose to buy this policy at Rs. 531 and Rs. 271, you will get coverage of Rs. 2 Lakhs and Rs. 1 Lakh, respectively.
You can pay the price for this pocket insurance plan through different payment options, including mobile wallet, UPI, credit card, debit card, etc.
You will get the membership details of this pacemaker insurance plan on your registered email ID after successfully paying the premium amount.
You may or may not get coverage for pacemaker surgery against your medicare policy as per the terms and conditions. As such, it is wiser to have a separate Implantation of Pacemaker of Heart Cover in place.