Coverage of up to Rs. 3 Lakhs | Buy Implantation of Pacemaker of Heart Cover at just Rs. 271

Understanding the Cover for Implantation of Pacemaker of Heart

It becomes necessary to implant pacemakers if the heart fails to beat properly. The surgery for implementing this micro-generator is a costly affair and can deplete your savings drastically. But with the Implantation of Pacemaker of Heart Cover you need not worry! You can claim up to Rs. 3 Lakhs to cover its medical expenses. Thus, you can evade your probable financial stress with the help of pacemaker insurance coverage that comes at a nominal price starting from Rs. 271 for an annual coverage.

Key Features of Implantation of Pacemaker of Heart Cover

Here are the benefits you can get after purchasing the pacemaker insurance cover:

Annual coverage available at a very low premium

Get this pacemaker insurance policy at an attractive premium amount starting from Rs. 271 including GST.

Treatment expenses are taken care of

The policy covers expenses incurred for the treatment such as renting a hospital room, ICU, blood transfusion, and conducting medical tests.

Consultation fees covered

This pacemaker insurance policy covers the expenses of consulting with doctors during, after and before hospitalisation.

How to Apply for the Pacemaker Cover?

Here is the step-by-step process to apply for pacemaker insurance coverage on Bajaj MARKETS:

  • Click on ‘Buy Now’

    Tap on the ‘Buy Now’ button on the product page.

  • Fill in the Necessary Details

    You have to fill in the application form with all the relevant details

  • Make Premium Payment

    Pay the premium amount required to purchase the pacemaker insurance policy.

 

\After the successful completion of your purchase, you will get the details of your membership on your registered email ID.

 

What’s Covered Under the Pacemaker Insurance Coverage?

Check the following inclusions of the pacemaker insurance policy:

  • Hospitalisation expenses

It provides coverage of up to Rs. 3 Lakhs for pacemaker implantation and treatment along with pre/post hospitalisation expenses for 30 and 60 days respectively.

  • Diagnostic charges

Enjoy extensive coverage against all the diagnostic tests conducted before and during the hospitalisation of the insured person.

  • Ambulance charges

You get coverage up to Rs. 2000 against expenses borne as ambulance charges.

Policy Details & Specifications

The following table shows the specifications and details of the pacemaker insurance policy:

Premium Amount (Including GST)

Sum Insured

Rs. 271

Up to Rs. 1 Lakhs

Rs. 531

Up to Rs. 2 Lakhs

Rs. 684

Up to Rs. 3 Lakhs

Validity of the plan: 1 year.

What’s not Covered?

The policy will not give you protection against the following circumstances:

  • Hospitalisation within 90 days

The insurer does not approve claims if you undergo treatment within 90 days of policy purchase.

  • Heart attack after consumption of alcohol

You will fail to get the benefits if you suffer from a cardiac arrest after consuming alcohol or other narcotic substances.

  • Pre-existing diseases

You cannot get coverage for any pre-existing diseases as declared during the purchase of the pacemaker implementation policy.

  • Treatment for other complications

The pacemaker implantation coverage excludes treatment expenses for sickness/diseases other than pulmonary thromboembolism.

How to Make a Claim?

To file a claim against the pacemaker insurance policy, choose any of the following methods:

  • Contact us

Dial 1800-102-4488 to connect with the insurer.

  • Write to us

Send an email to claims@careinsurance.com with your policy number and other relevant details.

Customer Care Details for the Implantation of Pacemaker of Heart Cover

If you have any questions/confusion regarding the policy, do not hesitate to contact us at insuranceconnect@bajajfinservmarkets.in

Implantation of Pacemaker of Heart Cover - FAQs

  • ✔️Is the pacemaker cost covered by insurance?

    The insurance providers cover the cost of implanting a pacemaker only if a specialist doctor certifies that there is no other way to treat the cardiac arrhythmia. 

  • ✔️How much coverage can I get from the Implantation of Pacemaker of Heart Cover policy purchased on Bajaj MARKETS?

    You can get coverage of up to Rs. 3 Lakhs against a membership charge of Rs. 684. However, if you choose to buy this policy at Rs. 531 and Rs. 271, you will get coverage of Rs. 2 Lakhs and Rs. 1 Lakh, respectively.

  • ✔️What payment options do I get to buy this pacemaker insurance plan?

    You can pay the price for this pocket insurance plan through different payment options, including mobile wallet, UPI, credit card, debit card, etc.

  • ✔️How can I get the membership details of this Implantation of Pacemaker of Heart Cover after purchasing it online?

    You will get the membership details of this pacemaker insurance plan on your registered email ID after successfully paying the premium amount.

  • ✔️Does medicare cover pacemaker surgery?

    You may or may not get coverage for pacemaker surgery against your medicare policy as per the terms and conditions. As such, it is wiser to have a separate Implantation of Pacemaker of Heart Cover in place.