Coverage of up to Rs. 3 Lakhs | Buy Parkinson's Disease Cover at just Rs 271

What is Parkinson’s Disease Cover?

Certain diseases and health disorders can unexpectedly change your life. One such health problem is Parkinson's disease, which is a disorder of the central nervous system. One of the major symptoms of Parkinson’s is that it causes tremors and difficulty with coordination. This health disorder is not curable but can be managed with regular treatment. However, the cost of this treatment is quite hefty. To stay financially protected in such times, you can opt for the Group Care 360 Parkinson's Disease Cover by Care Health Insurance Ltd. With this Parkinson’s insurance policy, you can avail comprehensive coverage for medical expenses related to the disease.

Policy Plan and Details

Here are the details regarding the coverage, premium and validity of this health insurance for Parkinson’s patients in India:

Coverage

Premium (including GST)

Plan Validity

Up to ₹1 Lakh

₹271

 

 

 

1 Year

Up to ₹2 Lakh

₹531

Up to ₹3 Lakh

₹684

Key Features and Benefits of Parkinson’s Disease Cover

Hospitalisation Cover

The Parkinson’s Disease Cover offers coverage for in-patient hospitalisation costs along with pre and post-hospitalisation expenses pertaining to Parkinson’s disease.

Ambulance Cover

This is one of the best health insurance plans for Parkinson’s patients that covers ambulance expenses amounting to up to ₹2,000.

What's Covered?

  • Hospitalisation Expenses

    After the confirmation of Parkinson's disease by a specialist doctor, a maximum cover of ₹3 Lakh can be claimed under this health insurance for Parkinson’s patients in India. Any expenses that have been incurred 30 days before hospitalisation and 60 days after hospitalisation can also be claimed.

  • Diagnostic Tests

    Any cost for running diagnostic tests during the period of hospitalisation for Parkinson’s disease and the specified period before the hospitalisation will be covered under this insurance plan.

  • Ambulance Charges

    Under this Parkinson’s Disease Cover, ambulance expenses of up to ₹2,000 can be availed.

  • Treatment Cost

    Treatment expenses like hospital room rent, ICU charges, blood transfusion expenses, doctor’s fees, and the cost of medicines and tests can be availed under the coverage of this policy.

What's Not Covered?

  • Waiting Period

The policy is valid only after 90 days of the waiting period. Any hospitalisation expenses before that cannot be claimed.

  • Psychiatric Treatments

Any psychiatric treatment directly or indirectly related to Parkinson's disease will not be covered under this policy.

  • Pre-Existing Diseases

Any previous disease or illness that you may have before purchasing the policy will not be covered under the Parkinson’s Disease Cover.

  • Other Illnesses

Hospitalisation for any illness other than Parkinson’s disease will not be covered under this insurance plan.

  • Consumption of Drugs or Alcohol

Parkinson’s disease following any kind of drug and/or alcohol abuse will not be covered in this policy.

How to Apply for Parkinson’s Disease Cover?

You can follow these three easy steps to apply for the Parkinson’s Disease Cover:

  • Click on ‘Buy Now’

    Visit the Parkinson’s Disease Cover product page on Bajaj MARKETS and select the ‘Buy Now’ option.

  • Provide Your Details

    Fill in all the necessary details in the online application form.

  • Pay the Parkinson’s Disease Cover Premium

    Use any online mode of payment to pay the premium for this insurance plan.

 

That’s it! You will receive the Parkinson’s Disease Cover policy documents on your registered email ID.

How to File a Claim? 

To raise a claim, you can contact your insurer in the following ways:

 

  • Email - You can send an email at claims@careinsurance.com

  • Toll-free Number - You can call on 1800-102-4488 for any immediate assistance.

Customer Care Details 

For any queries related to the Parkinson’s Disease Cover, you can connect with Bajaj MARKETS at insuranceconnect@bajajfinservmarkets.in

Parkinson’s Disease Cover FAQs

  • ✔️What is the validity of this cover?

    The plan has a validity period of 1 year.

  • ✔️Does this plan include medication and treatment costs?

    Yes, the Parkinson’s Disease Cover includes any medication and treatment costs such as hospital room costs, cost of medicines and tests, ICU charges, and blood transfusion costs.

  • ✔️What is the maximum coverage that I avail under this plan?

    You can avail a coverage of up to a maximum of ₹3 Lakh under this policy.

  • ✔️Do I need confirmation of the disease to avail the hospitalisation expenses under this insurance policy?

    Yes, you will need to show proof of clinical confirmation by an appropriate specialist doctor and consultant neurologists of the diagnosis of the disease to avail the hospitalisation expenses.

  • ✔️Does the Parkinson’s Disease Cover have a waiting period in place?

    Yes. This plan has a 90-day initial waiting period in place.