Paralysis Cover

Paralysis is caused due to the loss of functioning of one or more muscles, and may occur due to an accident or may be congenital. In both ways, this condition leaves you with a sensory loss due to which you lose the ability to move the parts of your body where the muscles have stopped working. As complex as the condition is, so is managing the financial implication that follows its treatment. Since paralysis is categorised as a critical illness, it may not be covered under your regular health insurance plan. In such situations, the Group Care 360 – Paralysis Cover from Care Health Insurance Ltd. can help you tackle the burden of the expenses. With this cover, you can get coverage of up to ₹3 Lakh for in-patient hospitalisation expenses along with pre and post-hospitalisation costs that may arise due to paralysis.

Here’s a quick glance at the coverage, premium and validity of this insurance for paralysis:

• Covers Hospitalisation Cost

  This plan covers hospitalisation expenses incurred for the treatment of paralysis. This also includes pre and post-hospitalisation expenses of up to 30 days and 60 days, respectively.

• Comprehensive Coverage

  The plan also covers diagnostic tests, doctor’s fees, medication expenses, ambulance costs and treatment costs

• Hospital Costs

The Paralysis Cover provides coverage for in-patient hospitalisation costs incurred for the treatment of paralysis provided that the diagnosis is supported by a certified doctor.

• Diagnostic Tests

The expenses for the diagnostic tests conducted within a given period or while admitted to the hospital will also be funded by the Paralysis Cover.

• Doctors’ Fees

With this insurance for paralysis, you can avail coverage for the doctor’s fees before, during and after hospitalisation.

• Medication

The Paralysis Cover also takes care of the cost of medicines related to hospitalisation.

• Treatment Costs

The charges for ICU beds, blood transfusion, hospital room rent, etc. are also covered under the cover.

• Ambulance Expenses

The Paralysis Insurance Cover provides coverage for ambulance expenses up to ₹2,000.

• Other Health Conditions

You cannot file a claim under this plan if you are admitted to the hospital for reasons other than paralysis.

• Claims During Waiting Period

This policy has a waiting period of 90-days. Any claims made during this period will not be accepted.

• Pre-Existing Conditions

Any pre-existing illnesses will not be covered under this paralysis insurance cover.

• Treatment for Rehabilitation

Any rehabilitative treatment, supporting aids such as a wheelchair and crutches, or prosthesis are not covered in this plan.

You can apply for this paralysis insurance cover by following these three easy steps:

• Click on Buy Now

  Visit the Paralysis Cover product page on Bajaj Markets and click on ‘Buy Now’.

• Enter Your Details

  Fill in all your necessary details in the online application form.

• Pay the Insurance Premium

  Use any online mode of payment to pay the premium for your Paralysis Cover.

That’s it! Your Paralysis Cover policy documents will be sent to your registered email ID.

To file a claim under the Paralysis Cover, you can go for any of the two methods:

• Call the toll-free number of the insurer at 1800-102-4488

• Send an email to the insurer at claims@careinsurance.com

You can connect with Bajaj Markets at insuranceconnect@bajajfinservmarkets.in to get solutions for any queries related to the Paralysis Cover.