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The Pradhan Mantri Kisan Samman Nidhi Yojana offers direct income support to farmers through annual payments of ₹6,000, credited in three equal instalments to Aadhaar-linked bank accounts. Initially limited to small landholders, the scheme now covers all farmers, regardless of landholding size, ensuring wider access to financial assistance.
 

The process involves linking Aadhaar to PM-Kisan Samman Nidhi, completing e-KYC through OTP, biometric, or face authentication, and verifying payment status online. Clear instructions help navigate each step, from registration to correcting failed records. Understanding these steps ensures timely payments and uninterrupted benefits under the government’s initiative to support the farming community.

What Is PM-Kisan KYC

PM-Kisan KYC (Know Your Customer) is a mandatory verification process introduced by the government to confirm the identity of beneficiaries under the PM-Kisan Samman Nidhi Yojana. It ensures that the financial support reaches the correct individual by linking their Aadhaar number with their bank account. This digital verification removes the need for middlemen and reduces the chances of errors or fraud.

 

Completing the e-KYC process is essential for receiving the ₹6,000 annual payment. Without it, the beneficiary’s name may be removed from the list, and future instalments will be blocked until verification is completed.

Steps to Update OTP-Based e-KYC

Completing your OTP-based e-KYC is quick and can be done online using your Aadhaar-linked mobile number. Here are the steps to follow:

  1. Visit the official PM-Kisan website: https://pmkisan.gov.in 

  2. Go to the ‘Farmers Corner’ and click on the ‘e-KYC’ option

  3. Enter your Aadhaar number and click ‘Search’

  4. Enter the mobile number linked to your Aadhaar and click ‘Get OTP’

  5. Enter the OTP received on your phone to complete the e-KYC process 

Steps to Update Biometric-based e-KYC

Biometric-based e-KYC can be completed at authorised centres using Aadhaar fingerprint verification. Here are the steps:

  1. Locate your nearest Common Services Centre (CSC) or State Seva Kendra (SSK) using the CSC locator

  2. Visit the centre with your Aadhaar card and Aadhaar-linked mobile number

  3. Ask the operator to initiate the PM-Kisan biometric e-KYC process

  4. Submit the required form provided by the centre

  5. Complete the fingerprint scan to verify your identity and finish the e-KYC process

Steps to Update Face Authentication-based e-KYC

Face authentication allows you to complete your e-KYC using a smartphone, without visiting any centre. Here are the steps to follow:

  1. Install both the PM-Kisan app and the Aadhaar Face RD app from Google Play on your mobile device

  2. Open the PM-Kisan app and log in using your registered mobile number

  3. Go to the beneficiary status section and check your current e-KYC status

  4. If the status shows ‘No’, tap on the ‘e-KYC’ option to begin the process

  5. Enter your Aadhaar number and agree to the face scan prompt

  6. Complete the face scan using your phone camera to finish the e-KYC process

How to Link Your Aadhaar Number to the PM Kisan Samman Nidhi Scheme

Linking your Aadhaar with the PM Kisan Samman Nidhi Scheme is essential to receive payments directly into your bank account. Here are the steps to complete the process:

  1. Visit the bank branch where your PM Kisan account is held

  2. Carry your original Aadhaar card and a signed photocopy of it

  3. Submit the signed photocopy along with any other required documents to the bank official

  4. The bank will verify your details and initiate Aadhaar seeding for your account

  5. Once the linking is complete, you will receive a confirmation message on your registered mobile number

How to Check PM Kisan Aadhaar Link Status Online

To receive payments under the scheme, it is important to check the PM-Kisan Samman Nidhi link status online. Here are the steps:

 

If you know your registration number:

  1. Visit the official PM Kisan website

  2. Click on ‘Know Your Status’ under the ‘Farmers Corner’ section

  3. Enter your registration number and captcha code

  4. Click ‘Get OTP’ and enter the OTP sent to your registered mobile number

  5. View your Aadhaar link and payment status on the screen

 

If you don’t know your registration number:

  1. Go to the PM Kisan website and scroll to the ‘Farmers Corner’

  2. Click on ‘Know Your Status’ and select ‘Know Your Registration Number’

  3. Choose ‘Search by Aadhaar Number’

  4. Enter your Aadhaar number and captcha code, then click ‘Get Mobile OTP’

  5. Enter the OTP received to view your registration number

  6. Use the registration number to check your Aadhaar link status by following the steps above

How to Check the Payment Status in the Beneficiary’s Account of PM Kisan Samman Nidhi Yojana

The government updates and publishes the list of approved PM-Kisan beneficiaries on the official portal. Farmers who have completed their registration can check their name and payment details using a simple process. Only those listed as beneficiaries will receive the scheme’s benefits. Here are the steps to check your PM-Kisan status:

  1. Visit the official PM-Kisan portal

  2. Scroll to the ‘Farmers Corner’ and click on ‘Beneficiary Status’

  3. On the new page, enter your Aadhaar number, account number, or mobile number along with the captcha

  4. Click ‘Get Data’ to view your transaction history and latest payment status, including date and credited bank account details

How To Link Your Bank Account With Your Aadhaar Online

Linking your bank account to your Aadhaar is essential for receiving PM-Kisan payments. This can be done easily through your bank’s internet or mobile banking service. The process may vary slightly depending on the bank, but the general steps are similar. Here’s how to link your Aadhaar to your bank account online:

  1. Log in to your bank’s internet or mobile banking portal using your user ID and password

  2. Go to the ‘My Account’ or ‘Services’ section and select the option to update or seed Aadhaar

  3. Enter your Aadhaar number as requested and re-enter it to confirm

  4. Enter your profile password if prompted for verification

  5. Submit the request and wait for a confirmation message of successful Aadhaar linking

 

Once verified, your bank account will be officially linked to your Aadhaar, allowing direct credit of PM-Kisan instalments.

What Does FTO Mean in PM-Kisan and Should You Worry

If a PM-Kisan beneficiary sees “FTO” (Fund Transfer Order) status in their account but hasn’t received the payment yet, there is no need to worry. FTO indicates that the government has verified the beneficiary's details and approved the payment for release.

 

This status confirms that the fund transfer has been processed from the government’s end and is awaiting final clearance from the bank. The amount will be credited to the linked bank account shortly, usually within a few working days. No further action is needed unless the status remains unchanged for an extended period.

How To Change Aadhaar Number in PM-Kisan Samman Nidhi Application

If your Aadhaar number is incorrect or not linked properly, you won’t receive payments under the PM-Kisan scheme. You can correct or update your Aadhaar details online by following these simple steps:

  1. Visit the official PM-Kisan website

  2. Click on the ‘Farmers Corner’ section from the homepage

  3. Select the option ‘Edit Aadhaar Failure Record’

  4. Enter your Aadhaar number and the captcha code, then click ‘Click Here to Continue’

  5. Locate your record and click on the ‘Edit’ button beside your name

  6. Update your Aadhaar number or correct your name to match Aadhaar records

  7. Submit the details for real-time Aadhaar verification

 

If the information matches, you’ll see a success message. If not, you’ll be prompted to correct the details again.

Benefits of the PM-Kisan Samman Nidhi Scheme

Farming comes with unpredictable challenges, and having reliable financial support helps manage essential needs. Here are the key features and benefits of the PM-Kisan scheme:

Income Support

Eligible farmer families receive ₹6,000 per year, disbursed in three equal instalments of ₹2,000 every four months to support their agricultural and household needs.

Direct Bank Transfer

The instalments are transferred directly to the beneficiary’s Aadhaar-linked bank account through the government’s Direct Benefit Transfer (DBT) system, ensuring full transparency.

Collateral-free Loan Access

PM-Kisan beneficiaries can apply for a Kisan Credit Card and access collateral-free loans of up to ₹1.6 Lakhs to meet farming expenses.

Government-funded Programme

The scheme is fully funded by the Government of India to offer consistent income support to millions of eligible farmers nationwide.

Unrestricted Usage

There are no restrictions on how the funds are used, allowing farmers to spend the amount as needed, including on seeds, fertilisers, or personal needs.

Beneficiary Identification by States

State and Union Territory governments are responsible for identifying eligible families, defined as a husband, wife, and minor children.

Targeted Support for Small and Marginal Farmers

The scheme was designed to support small and marginal farmers, helping them manage costs and avoid dependence on informal lenders.

Social Security for Farmers

The scheme acts as a basic financial safety net, especially useful during emergencies, natural disasters, or when farmers are unable to earn due to age or illness.

How to Register for the PM-Kisan Samman Nidhi Yojana

Eligible farmers can register online to receive annual financial support under the scheme. Here are the steps:

  1. Visit the official PM-Kisan website

  2. Click on ‘New Farmer Registration’ under the ‘Farmers Corner’ section on the homepage

  3. Select your state, enter your Aadhaar number and captcha code, then click on ‘Click Here to Continue’

  4. Enter your name, mobile number, and other personal details as per your Aadhaar

  5. Click on ‘Send OTP’ and enter the OTP received on your mobile to verify your identity

  6. Confirm that you wish to register by selecting the ‘Yes’ option

  7. Fill in the registration form with your Aadhaar number, mobile number, state, district, block, and village

  8. Enter your bank account number and IFSC code correctly to ensure payment is processed

  9. Add your land details including land area, survey number, and ownership information

  10. Upload scanned copies of your Aadhaar card, land records, and bank passbook if required

  11. Review all the information, then click on the ‘Submit’ button to complete your registration

 

After you complete the registration, your details will be verified by the local agriculture department. Once approved, you will receive a Farmer ID and begin receiving instalments. You can also register through a Common Service Centre (CSC) or the PM-Kisan mobile app using the same process.

FAQs on Steps to Link Aadhaar to PM Kisan Nidhi & Check Status

Should my Aadhaar card be updated for PM-Kisan Yojana?

Yes, your Aadhaar card must be updated with correct details to receive payments under PM-Kisan. It is used to verify your identity and link your bank account for direct transfers.

Why is an Aadhaar card required for the PM-Kisan Yojana?

The Aadhaar card helps verify your identity and ensures the benefits are transferred directly to the correct bank account without involving middlemen.

How to check my PM-Kisan instalment status by Aadhaar number?

Visit pmkisan.gov.in, click on ‘Beneficiary Status’, and enter your Aadhaar number to view the latest payment details and instalment history.

How to link e-KYC to PM-Kisan?

Go to the PM-Kisan website, click on ‘e-KYC’ under the Farmers Corner, enter your Aadhaar number, and verify using the OTP sent to your registered mobile number.

How will the beneficiaries under the scheme be identified and selected?

Beneficiaries are identified by State and Union Territory governments based on land ownership records. A farmer’s family includes husband, wife, and minor children.

How to link Aadhaar to PM-Kisan?

You can link your Aadhaar to your bank account through your bank’s internet banking platform, mobile app, or by visiting the branch with your Aadhaar card. After verification, your Aadhaar will be successfully seeded with your PM-Kisan account.

How can I check my PM-Kisan balance in Aadhaar card?

To check your PM-Kisan payment status, visit pmkisan.gov.in, go to the ‘Farmers Corner’, and click on ‘Beneficiary Status’. Enter your Aadhaar number and the displayed captcha code, then click ‘Get Data’ to view your instalment details and payment history.

How can I check my PM-Kisan status link?

Go to pmkisan.gov.in, click on ‘Know Your  Status’, and enter your Aadhaar number or registration number to check your status.

How to check PM-Kisan registration number by Aadhaar number?

Visit the PM-Kisan website, click on ‘Know Your Status’, then select ‘Know Your Registration Number’, enter your Aadhaar number, and verify using OTP to get your registration number.

How to do Aadhaar eKYC online?

Visit pmkisan.gov.in, click on ‘e-KYC’, enter your Aadhaar number, and complete the verification by entering the OTP sent to your Aadhaar-linked mobile number.

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