PM Kisan Samman Nidhi Yojana

The PM-KISAN Scheme has been designed with clear objectives to help farmers improve their financial stability and productivity. Here are the key objectives of the scheme:

• Provide direct financial support to small and marginal farmers to help them meet their agricultural expenses

• Ensure timely cash transfers to reduce the dependency of farmers on informal and expensive credit sources

• Enhance farmers' purchasing power for essential inputs such as seeds, fertilisers, and equipment

• Increase agricultural productivity by providing farmers with the financial resources needed to adopt better farming practices

• Improve the livelihood of farmers, especially in rural and underdeveloped regions, by addressing economic challenges

• Support farm families in distress by offering financial relief during times of crop failure or financial hardship

• Contribute to the overall economic growth of the agricultural sector, enhancing its sustainability in the long run

The PM-KISAN Scheme was launched on 1st December 2018 by the Government of India to provide financial assistance to small and marginal farmers facing economic challenges. The scheme offers ₹6,000 annually, distributed in three equal instalments, to help farmers cover agricultural costs such as seeds and fertilisers. 

Initially targeted at smaller landowners, the scheme expanded to include a larger number of beneficiaries over time. It aims to reduce farmers' reliance on informal credit and improve agricultural productivity, ultimately enhancing the livelihoods and sustainability of the farming community.

The PM Kisan Samman Nidhi Yojana offers several key features designed to support farmers and improve their financial stability. Here are the important features of the scheme:

Direct Cash Transfer

Farmers receive ₹6,000 annually, paid in three equal instalments directly into their bank accounts.

Broad Eligibility

The scheme targets small and marginal farmers, with eligibility based on landholding size, ensuring assistance reaches those most in need.

No Middlemen Involved

The payments are made directly to the bank accounts of the beneficiaries, eliminating any intermediaries and ensuring transparency.

Simple Registration Process

Farmers can register for the scheme online or at Common Service Centres (CSCs), making it easy for those in rural areas to apply.

Supports Small-Scale Farmers

The scheme is primarily aimed at smallholder farmers with landholdings of less than 2 hectares, providing them with timely financial aid.

Inclusive Approach

The scheme includes a wide range of farmers, irrespective of their socio-economic background, excluding only certain institutional landholders.

The PM Kisan Samman Nidhi Yojana is designed to provide financial assistance to small and marginal farmers, but certain categories of individuals are excluded from receiving benefits. Here’s an overview of those excluded:

Institutional Landholders

Farmers who own institutional land, such as trusts, corporations, or government bodies, are not eligible for the scheme.

Individuals Holding Constitutional Posts

Farmer families in which any member holds a present or former constitutional post, such as a President or Governor, are excluded from the scheme.

Politicians and Legislators

Current or former members of Parliament, State Assemblies, or local government bodies (including Mayors and District Panchayat Chairpersons) are ineligible.

Government Employees and Retirees

Serving or retired employees of the Central or State Government, including PSEs, autonomous institutions, and local bodies (except Group D employees), are excluded.

High-pension Retirees

Individuals receiving a monthly pension of ₹10,000 or more, excluding Group D employees, are not eligible for benefits under the scheme.

Income Tax Payers

Farmers who have paid income tax in the last assessment year are excluded from receiving assistance under the PM Kisan scheme.

Professionals with Registered Practices

Farmers who are registered professionals, such as doctors, engineers, lawyers, chartered accountants, and architects, are not eligible.

The PM Kisan Samman Nidhi Yojana is designed to provide financial assistance to eligible farmers. Here are the key eligibility criteria for the scheme:

• Landholding Size: The applicant must be a small or marginal farmer with landholding of less than 2 hectares

• Indian Citizenship: The applicant must be a citizen of India and reside in a rural or agricultural area

• Farmer Family: The applicant must belong to a farmer family actively involved in agricultural activities

• Institutional Landholders Excluded: Institutional landholders, such as trusts and government bodies, are not eligible

• Government Employees Excluded: Serving or retired employees from the central or state government, public sector enterprises, or autonomous institutions are excluded

• Income Tax Payers Excluded: Farmers who paid income tax in the last assessment year are not eligible

• Constitutional Post Holders Excluded: Farmer families with members holding constitutional posts, such as members of Parliament or state legislatures, are excluded

To help farmers understand the financial assistance provided through the PM Kisan Samman Nidhi Yojana, here is an overview of the payment amount and schedule:

• Annual Payment Amount: Eligible farmers receive ₹6,000 annually under the scheme

• Payment Frequency: The ₹6,000 is divided into three equal instalments of ₹2,000 each, paid every four months

• Direct Bank Transfer: Payments are made directly into the bank accounts of eligible farmers to ensure transparency and efficiency

• Payment Timeline: Payments are typically made in April, August, and December each year

• No Delays in Payment: Efforts are made to ensure timely disbursal of payments, avoiding any delays in the transfer process

• Beneficiaries Covered: The scheme aims to cover over 12 crore farmers, providing financial support to those in need

The PM Kisan Samman Nidhi Yojana ensures farmers receive timely financial assistance through a straightforward payment system. Here’s how the payment is made:

Direct Bank Transfer

Payments are directly transferred into the bank accounts of eligible farmers, ensuring transparency and quick access to funds.

Bank Account Requirement

Farmers must have an active, valid bank account linked to their Aadhaar number for smooth payment processing.

Payment Schedule

The scheme provides ₹6,000 annually, divided into three instalments of ₹2,000 each, paid every four months.

Disbursement Process

The payments are processed and disbursed efficiently to ensure farmers receive their dues on time.

Electronic Payment Systems

Electronic payment systems are used to transfer funds securely and quickly to farmers, even in remote areas.

SMS Notification

Farmers receive SMS notifications on their registered mobile numbers once the payment is credited to their bank accounts.

To apply for the PM Kisan Samman Nidhi Yojana online, follow these simple steps to ensure your registration is successfully completed:

1. Visit the official PM Kisan website at https://pmkisan.gov.in/ and click on "New Farmer Registration"

2. Fill in all the mandatory details in the online registration form carefully

3. Submit the completed form, which will then be forwarded automatically to the State Nodal Officer for verification

4. Alternatively, download the PM Kisan mobile app and navigate to the "New Farmer Registration" section

5. Complete the registration process by filling in the required information and submitting the form through the app

If you prefer to register offline for the PM Kisan Samman Nidhi Yojana, follow these simple steps at your local Common Service Centre (CSC):

1. Visit the nearest Common Service Centre (CSC) where a Village Level Entrepreneur (VLE) will assist with the registration process

2. Provide your Aadhaar card, landholding papers, and savings bank account details to the VLE for accurate registration

3. The VLE will enter the required details, such as your state, district, subdistrict, block, village, Aadhaar number, name, beneficiary category, bank details, land registration ID, and date of birth

4. Land details, including survey number, khasra number, and land area, will be filled in by the VLE based on your landholding documents

5. Upload the necessary documents, including your Aadhaar, landholding papers, and bank passbook, as requested

6. Accept the self-declaration statement and save your application form for submission

7. Make the required payment through the CSC ID to complete the registration process

8. Finally, check your beneficiary status using your Aadhaar number to ensure your registration is successful

To register on the PMKISAN GoI Mobile App, follow these simple steps to complete your registration process:

1. Download the PMKISAN mobile app from the Google Play Store or visit the PM-Kisan website on your mobile to access the 'Download PM Kisan Mobile App' option

2. Open the app, select your preferred language, and click on the 'New Farmer Registration' button

3. Enter your Aadhaar card number, fill in the captcha, and click on the ‘Continue’ button

4. Complete the registration form by providing details such as your name, bank account information, address, IFSC code, and land details

5. Click the 'Submit' button to finish your registration

6. The respective state or union territory (UT) authorities will verify the details, and your registration will be processed

7. Once verified, the benefits will be directly transferred to your bank account

To complete the e-KYC process for the PM Kisan Samman Nidhi Yojana, follow these steps to ensure your registration is verified:

1. Visit the official PM-Kisan website using your browser

2. Navigate to the 'Farmer's Corner' section on the homepage

3. Click on the 'e-KYC' option within the 'Farmer's Corner' section

4. Enter your 12-digit Aadhaar number and click on 'Search' or 'Submit'

5. Enter the mobile number linked to your Aadhaar and click 'Get OTP'

6. You will receive an OTP on your registered mobile number; enter it to complete the verification process

Note: Alternatively, you can complete your e-KYC registration offline by visiting the nearest Common Service Centre (CSC), where biometric authentication (fingerprint) will be used to verify your details.

To check the status of your PM Kisan Samman Nidhi Yojana application, follow these simple steps:

1. Visit the official PM Kisan website at pmkisan.gov.in

2. Click on the "Farmer’s Corner" section on the homepage

3. Select the "Know Your Status" option under the Farmer’s Corner

4. Enter your registration number in the provided box

5. Fill in the captcha code as shown on the screen

6. Click on the "Get OTP" button to receive the one-time password on your registered mobile number

7. Enter the OTP to view the status of your PM Kisan registration and payment details

To resolve any issues or concerns related to the PM Kisan Samman Nidhi Yojana, farmers can follow these steps for grievance redressal:

Online Grievance Redressal Method

1. Open your browser and visit the official PM Kisan website at pmkisan.gov.in

2. Click on the "Farmer's Corner" section on the homepage

3. Select the Grievance Redressal or Helpdesk - Query Form option

4. Enter the required details, such as your registration number or mobile number

5. Submit the query form after filling in the necessary information

6. Track the status of your grievance by entering the details and receiving updates

Offline Grievance Redressal Method

1. Visit your nearest Common Service Centre (CSC) for assistance with grievance registration

2. Provide your Aadhaar number, bank account details, and other relevant information at the CSC

3. Complete biometric authentication (if required) for validation of your details

4. Submit your grievance, which will be forwarded to the concerned authorities for resolution

5. Receive updates on the status of your grievance through the CSC

Contacting State Nodal Officers

1. Go to the "State Nodal Contact Details" section in the "Farmer’s Corner" on the website

2. Choose the state or district from the dropdown menu to access the contact details of the Nodal Officer

3. Contact the Nodal Officer by phone or email for further assistance