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What is the Housing Assistance Scheme

The Housing Assistance Scheme aims to provide financial support to registered construction workers, helping them secure stable housing.

 

Under this scheme, eligible workers can get an advance loan to either purchase or construct a house. The assistance is subject to conditions set by the Board, ensuring that only deserving workers benefit. 

 

One of its key benefits is the direct financial assistance, which reduces the burden of high housing costs, ensuring better living conditions for workers and their families. This initiative is designed to improve the living conditions of construction workers, making homeownership more accessible and reducing financial burdens.

Benefits of the Scheme

The Housing Assistance Scheme offers several advantages to registered construction workers:

  • Financial Support for Housing

Provides an advance loan for purchasing or constructing a home

  • Encourages Homeownership

Helps construction workers secure permanent housing, ensuring stability for their families

  • Affordable Repayment Terms

The loan is structured to be manageable for workers, reducing financial strain

  • Long-Term Security

The scheme supports workers who have at least 15 years until retirement, ensuring they can own a home before retirement

  • Government-Backed Assistance

As a state welfare initiative, the scheme ensures reliable financial aid to eligible construction workers

Eligibility Criteria for Housing Assistance Scheme

To get benefits under the Housing Assistance Scheme, applicants must meet the following eligibility requirements:

  • The applicant must be a resident of Uttarakhand

  • The applicant should be engaged in building or construction work

  • The applicant must be registered under the Uttarakhand Building and Other Construction Workers’ Welfare Board (UKBOCWWB)

  • The applicant must have been a member of the welfare fund for at least 5 years

  • The applicant should have at least 15 years remaining before reaching the age of superannuation/retirement

Documents Required for New Registration

To register under the Uttarakhand Building and Other Construction Workers’ Welfare Board, applicants must submit the following documents:

  • 2 passport-sized photographs

  • Proof of Age

     

Any government-issued document verifying the applicant’s age

  • Certificate of Work Experience

     

Proof of working as a construction worker for at least 90 days in the previous year

  • Affidavit of construction work, attested by a notary

  • Voter ID Card

     

As proof of identity and residency

  • Ration Card

  • Self-declaration certificate

  • Identity proof of nominee (Aadhaar Card)

  • Bank account details

Documents Required for Welfare Scheme

To get benefits under the Housing Assistance Scheme, applicants must submit the following documents:

  • Self-Attested Copy of Registration ID Card of Worker/Labour Card

  • Copy of Aadhaar Card of Worker

  • Self-Declaration Certificate

  • Bank Account Details/Copy of the First Page of Bank Account Passbook

  • Handwritten Certificate – Stating that the applicant has neither received such assistance nor applied for it in any other department

How To Apply Online for the Scheme

The Housing Assistance Scheme requires applicants to first register under the Uttarakhand Building and Other Construction Workers’ Welfare Board (UKBOCWWB) before applying for benefits. 

 

Here is a stepwise guide for registration and applying for the scheme:

Registration Under UKBOCWWB

To become a registered construction worker under UKBOCWWB, follow these steps:

 

Step 1: Check Eligibility

  • The applicant must be a construction worker aged between 18 and 60 years

  • The applicant must have worked as a construction worker for at least 90 days in the preceding 1 year

 

Step 2: Visit the Registration Centre

  • Eligible workers must visit the nearest Jan Seva Kendra (Public Service Centre) or Shramik Suvidha Kendra (Labour Facilitation Centre) with all required documents

 

Step 3: Complete Online Registration

  • The officials at the centre will assist with the online registration process

  • Upon successful registration, the applicant will receive a Registration Number for future reference

 

Step 4: Track Registration Status

  • Applicants can track their registration status online by visiting https://ukbocw.uk.gov.in/DynamicPages/LabourSearch-hi.aspx 

 

Step 5: Identity Card Issuance

  • After verification, a Photo Identity Card will be issued by the registration officer

 

Step 6: Validity and Renewal

  • Registration is free of cost and is valid for 3 years

  • After 3 years, workers must deposit ₹100/- every 3 years for renewal

Application Process for Welfare Scheme Benefits

Once registered, workers can apply for the Housing Assistance Scheme by following these steps:

  1. The applicant must visit the nearest Shram Suvidha Kendra with all required documents

  2. Submit the filled application form along with necessary documents

  3. Upon submission, the applicant will receive an Application Number for future reference

  4. Applicants can check their application status online by visiting https://ukbocw.uk.gov.in/DynamicPages/LabourSchemeSearch.aspx

FAQs on Housing Assistance Scheme

Is there any interest applicable on the loan?

The Housing Assistance Scheme provides financial aid in the form of an advance loan. The specific interest rate, if applicable, is determined by the Uttarakhand Building and Other Construction Workers’ Welfare Board (UKBOCWWB). Applicants should check with the Board for updated details on interest charges, if any.

How can one get the benefits of the scheme after registration?

After successfully registering under UKBOCWWB, eligible applicants must:

  1. Visit the nearest Shram Suvidha Kendra with all required documents

  2. Submit the application form along with necessary proofs

  3. Obtain an Application Number for future reference

  4. Track their application status online

Can applicants track their application status?

Yes, applicants can track their application status online by visiting:
https://ukbocw.uk.gov.in/DynamicPages/LabourSchemeSearch.aspx  and entering their Application Number.

How long should an applicant be a member of the fund to qualify for this scheme?

To be eligible for the Housing Assistance Scheme, the applicant must have been a registered member of the UKBOCWWB Welfare Fund for at least 5 years.

What is the validity of the Labour card?

The Labour Card issued under the UKBOCWWB is valid for three years. After completion of this period, workers must renew it by paying a small contribution.

Is there any registration fee for a new or renewal of a Labour card?

  • New registration under UKBOCWWB is free of cost

  • After three years, a renewal fee of ₹100/- is required for every subsequent three-year period

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