The BPCL SBI Card is launched in collaboration with Bharat Petroleum. It lets you save huge on your fuel spends. Additionally, it offers welcome gift vouchers, premium security, contactless advantage and much more.
Get 2,000 Activation Bonus Reward Points on payment of joining fee. Reward Points will be credited after 20 days of the payment of joining fee and the same can be redeemed instantly against fuel purchase at BPCL outlets, BPCL Vouchers or at Shop n Smile rewards catalogue.
Get 4.25% value back (13X) Reward Points on fuel purchases at BPCL petrol pumps. Earn maximum 1300 Reward Points per billing cycle. Enjoy 3.25% + 1% Fuel surcharge waiver on every transaction up to Rs. 4,000.
Earn up to 5X Reward Points on every Rs. 100 spent at Groceries, Departmental stores, Movies & Dining. Get 1 Reward Point for every Rs. 100 spent on non-fuel retail purchases.
Earn 4.25 % value back (13X* Reward Points equivalent to 3.25% + 1% Fuel surcharge waiver on every transaction of up to Rs. 4,000), at any BPCL petrol pump across the country. Get surcharge waiver of up to Rs. 100 in a month, which is equivalent to an Annual Savings of Rs.1200.
There are multiple reasons to choose Finserv MARKETS to apply for SBI Credit Cards:
Just follow these 5 quick steps and you’re done!
Sr No |
Reward Point |
Value |
1 |
Activation Bonus Reward Points |
Rs. 500 |
2 |
Fuel Freedom Rewards |
13X Reward Points equivalent to 3.25% + 1% Fuel surcharge waiver on every transaction of up to Rs. 4,000 |
3 |
Reward Benefits |
1 Reward Point for every Rs. 100 spent |
4 |
Assured Annual Fee Reversal |
Rs. 499 |
5 |
Fuel Rewards |
1300 Reward Points per billing cycle |
Annual Fee (one time) |
Rs. 499 + taxes |
Renewal Fee (per annum) |
Rs. 499 + taxes from second year onwards |
Add-on Fee (per annum) |
Nil |
Finance charges |
Up to Rs. 25 or 3.35% per month (whichever is higher) |
Minimum amount due |
5% of Total Outstanding |
Cash Advance Limit |
Up to 80% of credit limit, with a maximum of Rs. 12,000 per day |
Free Credit Period |
Nil |
Cheque Fee |
Rs. 100 |
Payment Dishonour fee |
2% of the payment amount, subject to a minimum of Rs. 500 |
Statement retrieval |
Rs. 100 per statement, which is two or more months old |
Late payment |
NIL for Total Amount due from Rs.0-Rs.500; |
Card replacement |
Rs. 100 |
Emergency card replacement, when abroad |
Actual cost, with a minimum of $175 |
Foreign currency transaction |
Conversion mark-up - 3.5% |
Dynamic Currency Conversion |
Mark-up Fee: 3.50% (For All Cards Except Elite) 1.99% (For Elite Cardholders Only) (Only for transactions greater than or equal to Rs. 1,000) |
You can reach out to the SBI Customer Care team at their helpline number at 1860 180 1290 or 39 02 02 02.
You can pay your bills using the multiple channels like the mobile app, UPI, etc. Here’s how to pay the bills using the SBI card mobile app:
Step 1: Download the SBI card mobile app from Apple iOS, Android or Windows app store (hyperlinks for each of the app stores) and using your SBI card online user ID and password. If you haven’t registered yet, click Register Now.
Step 2: Click on ‘Pay now’ button at the bottom of the Account Summary page.
Step 3: Enter your registered Mobile No & Email ID if not updated already
Step 4: Select the amount you wish to pay
Step 5: Select the payment option and the bank name from the drop down menu. Confirm the details and be securely re-directed to your bank’s payment interface to authorize the payment.
Your account will get debited online and you will receive an online transaction confirmation with a Transaction Reference Number which will also be sent on your registered mobile no. and e-mail id. Your payment will instantly reflect on your SBI Credit Card account.
Reward points accumulated on your credit card account can be redeemed in the following ways :-
Redemption against Gift Voucher can be made through sbicard.com or SBI card mobile app.
Redemption against cash can be made by sending an email to the SBI Card Customer Care team at customercare@sbicard.com. You can also call them on their helpline number at 1860 180 1290 (toll free) or 39 02 02 02 (prefix local STD code).
Step 1- Login to sbicard.com
Step 2- Click on “Rewards” and then click on “Redeem Rewards”.
Step 3- Browse through the Rewards Catalogue and choose item of your choice
Step 4- Click on “Redeem now” and confirm.
E Vouchers: Delivered in 05 calendar days on best effort basis
Gifts: Delivered in 15 calendar days on best effort basis
Cardholders can get their limit revised in the following ways:
To increase the SimplySAVE SBI Card credit limit, follow the below mentioned steps:
Login to Chatbot ILA, ask query for Credit Limit increase and follow the guided steps.
Yes, the new card will be chargeable in case of any upgrade or flip. Upgrade to a higher card variant would always be done at a charge, subject to requisite approvals.
S. No |
Document |
Accepted As identity proof |
Accepted as Residence proof |
1 |
Copy of Passport / Voter Card/ Driving License/ Aadhar Card |
YES |
YES |
2 |
Copy of PAN Card |
YES |
NO |
3 |
Letter of allotment of accommodation from employer issued by State or Central Government departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies. |
NO |
YES |
Total Credit Limit: It is the maximum credit limit you can avail on your BPCL SBI Card Credit Card.
Available Credit Limit: It is the credit amount available for purchases as on date.
SMS AVAIL XXXX (XXXX = Last four digits of your SBI Card) from registered mobile number) to know more about your BPCL SBI Card limit.
Though all eligible customers are informed via SMS, alternatively you can also check your eligibility for pre-approved credit increase offer.
Login to sbicard.com and click on ‘Offers’ or ‘Benefits’ tab on left hand side. Check for any credit limit increase offer on your account & click on the ‘Submit’ button.
In case you are eligible, then send SMS ‘INCR XXXX’ (last 4 digits of your card number) to 5676791 from your registered mobile number, or write at sbicard.com/email.
Alternatively, you can call on the helpline number at 39 02 02 02 (prefix local STD code) or 1860 180 1290.
Cash Limit is the amount included in the credit limit assigned to your card account that can be withdrawn as cash.
Cash withdrawal from your credit card is subject to applicability of interest charges and cash withdrawal fee.