Bajaj Finserv EMI Card: Pre Approved Loan

Bajaj Finserv EMI Network Card

Convert your expenses into easy installments while enjoying exclusive discounts and offers.

Apply Now

Get No-Cost EMIs at leading online stores. Shop using your Bajaj Finserv EMI Network Card

About Bajaj Finserv EMI Network Card

Shopping has never been so convenient! The Bajaj Finserv EMI Network Card allows you to convert your expenses into easy and customised equated monthly instalments (EMIs) and repay at your convenience. The exclusive Bajaj Finserv EMI Network Card comes with a pre-approved loan of ₹2 Lakhs that you can use to pay for electronics, gadgets, lifestyle products, etc. You can use it to buy items online or from any of the 1.2 Lakh partner stores. There are also exciting offers and discounts you can get when you use the Bajaj Finserv EMI Network Card.

How to Apply for the Bajaj Finserv EMI Card

You can apply for an EMI Card both online as well as offline. Here is the step-by-step guide to applying for a Bajaj Finserv EMI Network Card.

 

  • Step 1: Click on the ‘Apply Now’ option on the Bajaj Markets page, or open the app.

  • Step 2: Select your profession, enter your registered mobile number, date of birth and your name as per your PAN Card. Read and accept the terms and conditions

  • Step 3: Click on the ‘Next’ option.

  • Step 4: you will be asked to validate the transaction using the OTP sent to the registered mobile number

Once you view your approved EMI Card offer, you need to enter a few details, complete the KYC verification process, and pay the application fee of ₹530. As the last step, you need to authorise the e-mandate process, post which you can view and access your EMI card in your wallet.

Shop From Your Favourite Brands

If you are looking for an EMI card, look no further than the Bajaj Finserv EMI Network Card. With this card, you can buy a wide variety of products at low or sometimes even no down payments. Furthermore, you can easily view as well as manage your card via the Bajaj Markets app. You don’t have to worry about overspending.

So, in this new year, whether you are looking to splurge on smartphones, furniture, travel, fashion, or electronics, Bajaj Finserv EMI Network Card has got you covered. You can shop from your favourite brands like Vijay Sales, Croma, Reliance Digital, Home Town, Bajaj Mall, Flipkart, Amazon, Make My Trip, Big Bazaar, etc. Let’s talk about some of these products and brands:

 

  • Whether you're looking for computers, mobile phones, televisions, or smartwatches, the large selection of partner retailers will satisfy all of your requirements and wants.

  • Looking to decorate or move into a new space and in need of good quality furniture? Making use of the EMI Card from Bajaj Finserv is the smartest choice for this purpose. With this card, you can get the best deals from brands like Pepperfry, Home Town, and At Home.

  • You may buy clothing and other lifestyle items with the Bajaj Finserv EMI Network Card and claim great offers. You can shop at partner stores like Seniority, Flipkart, Amazon, and many more to stay trendy and up-to-date with the latest fashion trends.

  • You can buy a variety of exercise equipment, yoga guides, electronic calorie trackers, or weighing scales at great prices.  Get the benefit of no-cost EMIs on Croma, Amazon, CureFit, and several other brands with the  EMI card from Bajaj Finserv.

The bottom line is that no matter what, you are sure to fulfil all your shopping needs at Bajaj Finserv’s partner stores. Be it complex electronic parts or common everyday items, you can buy them at a no-cost EMI at any of the many partner stores with ease.

Features and Benefits of the Bajaj Finserv EMI Network Card

Here are some of the major features of the Bajaj Finserv EMI Network Card that make all your purchases affordable and convenient:

  • Get a Pre-Approved Loan

The Bajaj Finserv EMI Network Card offers a pre-approved loan of up to ₹2 Lakhs.

  • Enjoy a Flexible Repayment Tenure

You can choose the convenient repayment tenure of 3, 6, 9, 12, 18, or 24 months.

  • A Quick and Easy Approval

Minimal documentation is required while applying for the EMI Network Card, and zero documentation is required for the Bajaj Finserv EMI Network Card.

  • An EMI Network across 2900 cities

The EMI Network includes online stores as well as 1.2 Lakh partner stores spread across 2,900+ cities. You can choose from over 1.2 million products.

  • Pay No Foreclosure Charges

The EMI Card lets you pre-close your loan at any time without paying any foreclosure charges.

  • Shop More With No-Cost EMIs

The Bajaj Finserv EMI Network Card lets you save more with no-cost EMI.

  • Plenty of Pre-approved Offers

Enjoy pre-approved offers on partner stores such as Amazon, Flipkart, and more!

  • Minimal Processing Fees

Most items on the EMI Network levy a minimal or no processing fee.

  • An Affordable Down Payment

Buy items, including ACs, laptops, or mobiles, on EMI with minimal or no down payment.

Eligibility Criteria and Documents Required for Bajaj Finserv EMI Network Card

Eligibility Criteria for the Bajaj Finserv EMI Network Card

 

Whether you are looking to apply for a Bajaj Finserv EMI Network card the eligibility criteria are as follows:

 

  • For the Bajaj Finance EMI Network Card, you must be between 21 and 65 years of age

  • You must have a regular and steady source of income

  • You must be an Indian national

Documents Required for the Bajaj Finserv EMI Network Card

If you are applying online for a Bajaj Finserv EMI Network Card, you need no documentation.

In case you are applying for an EMI  Card offline, you must provide the required KYC documents.

Check out Bajaj Finserv EMI Network Card Charges to know more.

Online and Offline Steps to Shop Using the Bajaj Finserv EMI Network Card

The Bajaj Finserv EMI Network Card can be used to shop and get attractive offers at our partner stores online and offline, thus helping you to save more with each purchase. Here are the steps for the same:

1. Online steps to shop with an EMI Card

  • Step 1: Go to the partner website.

  • Step 2: Select the product(s) you wish to buy and proceed to pay.

  • Step 3: Confirm your delivery address and email id.

  • Step 4: Choose ‘EMI’ as your mode of payment and then click on ‘No-Cost EMI’.

  • Step 5: From the list of options, choose Bajaj Finserv EMI Network Card.

  • Step 6: Choose the repayment tenure.

  • Step 7: Confirm your card details and click on ‘Buy’.

  • Step 8: Sit back and wait for your product to be delivered.

2. Offline steps to shop with an EMI Card

  • Step 1: Visit a partner store.

  • Step 2: Choose the item you wish to purchase.

  • Step 3: Select the repayment tenure.

  • Step 4: Provide your EMI Card Details.

  • Step 5: Purchase the product by sharing the OTP sent to your registered mobile.

Step-by-step Guide to Apply for the Bajaj Finserv EMI Network Card at Bajaj Markets

Apply for the Bajaj Finserv Insta EMI Network Card at Bajaj Markets

How Can I Increase my Bajaj Finserv EMI Network Card's Limit?

Although the Bajaj Finserv EMI Network Card comes with a pre-approved limit of ₹2 Lakhs, you can increase it by maintaining a higher creditworthiness. Some of the factors that affect your creditworthiness are:

 

  • CIBIL Score: The CIBIL score ranges between 300 and 900. Maintaining a higher CIBIL score helps you increase your credit limit.

  • Income: The credit limit is directly proportional to your income. So the higher the earnings, the higher your credit limit will be.

  • Repayment Behaviour: By repaying on time, your credit score improves, which is paramount to increasing your spending limit.

Bajaj Finserv reviews your creditworthiness from time to time to determine your card limit. Thus, maintaining a healthy repayment behaviour increases your chances of obtaining a higher spending limit.

 

FAQs about Bajaj Finserv EMI Network Card

  • ✔️What are the Fees and Charges of Bajaj Finserv EMI Network Card?

    There is a EMI network card fee of ₹530/- that you have to pay. The annual fee is charged on the card only if you have not taken any loan using the EMI Network Card for a year. The annual fee (inclusive of all taxes) is ₹117. And, finally, there is an add-on EMI network card fee of ₹199/-charged on the Bajaj Finserv EMI Network Card.

  • ✔️ What is the Bajaj Finserv EMI Network Card?

    The Bajaj Finserv EMI Network Card allows you to convert purchases into equated monthly instalments using a pre-approved loan of ₹2 Lakhs that you can repay conveniently. You can use it to choose from over 1.2 million products, such as electronics, gadgets, lifestyle products, etc. You can use the card online as well as at any of the 1.2 Lakh partner stores. There are also exciting offers and discounts when you use the Bajaj Finserv EMI Network Card.

  • ✔️How do I register for a Bajaj Finserv EMI Network Card?

    To register for a Bajaj Finserv EMI Network Card, click on the “Apply Now” option on the Bajaj Markets website or app, enter some basic details and check your offer. Complete the verification process in a few quick, easy steps and pay the fees to activate your EMI Card.

  • ✔️What are the EMI plans for using a Bajaj Finserv EMI Network Card?

    The EMI plans on the Bajaj Finserv EMI Network Card spread over 3, 6, 9, 12, 18 and 24 months. Depending on your purchase for no-cost EMI, relevant plans will be shown on the payment page during checkout.

  • ✔️How can I contact Bajaj Finserv customer care?

    You can call the Bajaj Finserv customer care number 0869 801 0101 to speak to a representative. Alternatively, you can visit the Bajaj Finserv Customer Portal and resolve your queries.

  • ✔️How is a loan taken on the Bajaj Finserv EMI Network Card repaid?

    The loan amount can be repaid in Equated Monthly Instalments (EMIs) based on the repayment tenure you choose at the time of purchase. You can also foreclose your loan at any time without having to pay any foreclosure charges.

  • ✔️How can I pay for my health insurance in EMIs?

    To pay your health insurance in EMIs, you would need to select your desired medical plan and proceed with premium payment in easy instalments using your Bajaj Finserv EMI Network Card. The Bajaj Finserv Digital Health EMI Network Card is also a great option to get EMI benefits for more than 800 treatments in 1,000+ cities.

  • ✔️Can I buy home appliances using the Bajaj Finserv EMI Network Card?

    Yes. You can use the Bajaj Finserv EMI Network Card to buy any home appliance like a washing machine, air conditioner, refrigerator, water purifier, microwave oven, etc. Simply select the home appliance of your choice and pay via easy monthly instalments.

  • ✔️How can I validate myself with OKYC and CKYC to instantly activate my Bajaj Finserv EMI Network Card?

    To activate your Bajaj Finserv EMI Network Card with OKYC, you must enter your Aadhaar Number and validate it with the OTP received on your Aadhaar-linked mobile number. In the case of CKYC, you can simply validate by entering your PAN and date of birth or 10-digit mobile number.

  • ✔️ What is the interest rate on the products purchased from Bajaj Finserv EMI Network?

    While buying products on EMI Network with the Bajaj Finserv EMI Network Card, you practically pay zero interest charges. For most of the products, a monthly instalment option is available without any extra cost. However, on select items, you may have to pay a nominal processing fee or a small down payment.

  • ✔️What is the minimum amount of purchase I can make using the Bajaj Finserv EMI Network Card?

    There is no minimum threshold for purchasing products with your Bajaj Finserv EMI Network Card. You can seamlessly shop for any of your favourite items and conveniently pay via monthly instalments.